Daily Nebraskan
Tuesday, April 7, 1987
Fraternities plagued by high cost
of liability insurance nationwide
By Lisa Hoffman
Staff Reporter
Fraternities and sororities "are fac
ing an insurance crisis," said an inter
national fraternity leader Monday even
ing as part of Greek Week.
Mark Usry, associate executive dir
ector of Sigma Nu international frater
nity told about 100 people that all
Greek houses are lumped into one
high-risk category.
"We are all in this together," he said,
"if one chapter house is sued the pre
mium goes up for all houses."
Usry said that the average fraternity
member pays $54 to $55 a year for
national insurance while the average
sorority members pays only $9 a year for
the same coverage. He stated that the
reason for the difference in cost was
that when fraternity and sorority groups
sponsor an event together the function
usually occurs at the fraternity house.
Usry state that Greek houses have a
responsibility for accidents and injur
ies that occur on their premises, but
that their liability does not stop there.
He gave examples of cases in which
people obtained and drank alcoholic
beverages at a Greek house and got
into accidents later for which the
house was held responsible.
Besides holding the chapter house
responsible, Usry said, members must
realize that they may have individual
liability. He cited examples from recent
cases that named house presidents,
treasurers and social chairmen in the
lawsuits.
Usry said that 20 to 25 college stu
dents die each year from alcohol poi
soning, or overconsumption. If a Greek
house has provided the alcohol, they
may be held responsible for the deaths.
In addition to liability from alcohol
related incidents Usry said that if
"date rape" occurs in a chapter house
then the house can be held responsi
ble. He also said that while "hazing"
itself is not illegal in Nebraska, plain
tiffs may file charges of assault, bat
tery, false imprisonment, or infliction
of emotional distress against the fra
ternity house and its members.
Usry said that national liability insu
ranee programs, organized through the
national chapter, were organized sev
eral years ago when many chapters
were in danger of having their insu
rance cancelled or not having it renewed.
He said that in 1986 the national Sigma
NU chapter had to pay $212,000 to get
$500,000 of insurance coverage for its
members.
Greek houses may be able to get
more insurance, Usry said, if they
appease the insurance companies by
educating their members about their
liabilities and invoking a policy to
reduce the abuse of alcohol.
GO BANANAS!!
Buy One Get One Free
Banana Splits
Banana Fudge
Supremes
UNL Dairy Store
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Open: 11 AM Mon.-Fri. 2 PM Sat.-Sun.
"Happy Hour" 2:30-3:30
City Union East Campus
coupon expires 4-12-87
Police Report
April ill -?i!i'r f? ;
1:05 a.m. 14th and W streets. Injury
report; party fell down and bruised
knee. ......
7:58 a.m. Pound Hall. Sickness.;
12:08 p.m. Ruth Staples. Building.
Larceny from building.
1:07 p.m. West stadium meter lot.
Hit-and-run. .
1:14 p.m. Nebraska Hall dock. Lar
ceny of auto accessories.
3:44 p.m. Area 1. Stereo taken from
car.
7:49 p.m. Smith Hall. Trespassing
reported, male on female floor.
10:32 p.m. Area 1. Stereo taken from
vehicle.
Thursday -4:30
turn. 27th and Vine streets. Hit-and-run,
property damage.
12:02 p.m. Area 16. Accident, projv
erty damage.
12:05 p.m. Area 10. Vandalism to car.
2:26 p.m. Manter Hall. Fire alarm.
3:18 p.m. Area 3. Stolen car reported,
car recovered.
11:26 p.m. South of Home Economics
Building. Fire in trash bin.
April 3 l :" -
2:11 a.m. 33rd and Holdrege streets.
Assist on armed robbery.
9:05 a.m. Burnett Hall. Microwave
stolen.
11:44 a.m. Area 10. Property damage
due to an accident.
1:50 p.m. Area 2. Larceny from auto,
stereo taken.
2:56 p.m. 425 University Terrace.
Vandalism.
3:13 p.m. Area 2. Vandalism to car.
3:57 p.m. Area 24. Vandalism to car.
8:50 p.m. Abel Hall. Vandalism to
window.
10:53 p.m. Mabel Lee Hall. Larceny
from building, purse taken.
April 4
2:26 a.m. Selleck Hall. Criminal mis
chief. 11:34 a.m. 14th and R streets. Hit-and-run
accident, property damage.
1:08 p.m. Area 16. Larceny from auto,
purse and coat stolen.
4:02 p.m. Security alarm.
Aprils
12:48 a.m. Schramm Hall. Criminal
mischief, door broken.
4:26 p.m. Westbrook Hall. Bike stolen.
5:00 p.m. Security alarm accidently
tripped.
9:54 p.m. Manter Hall. Fire alarm.
10:08 p.m. Coliseum. Third-degree
assault.
SUMMER CAMP JOBS
IN MICHIGAN
Counselors
Nurses
Cooks
Maintenance
Lake of the Woods
for Girls
Greenwoods For Boys
Interviews On Campus
Tuesday, April 7
9 a.m. -5 p.m.
Nebraska Union
City Campus
No appointment needed
Hy onn have
sales m yonar soles
S7
fill these shoes
The Daily Nebraskan Advertising Department is
currently hiring summer and fall sales staff.
Applications accepted through Friday, April 10.
Room 34 Nebraska Union
UNL does not discriminate in its academic admissions or employment
programs and abides by all federal regulations pertaining to same.
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Buy On Get Second
On For a Penny
Rsma Patch Kits 1 .CO
Drake Shoes pr. i .GO
Mag Wheels pr. Gl.9G
Acccccorico
Water Bottle & Cage
Lock & Cable Set
Seat Dags
Cyclometers
1 99
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Touring
OGK Helmets
Toe Clips & Straps
Logo Water Bottles
5 Q 49
Seat Wedge Pack K-T
SPECIAL SALE HOURS Weekdays 9-8; SsL9-6;nSun. 11-5
2 Lcsatjena j)
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3321 Flonssrs
4S3-2101
1517 No. Cotncr
MM
Don't Miss Our 9th
Anniversary Celebration.
Come on in, our Pizza and Hot Hoagies are fresh from the hearth,
but the super low prices are 9 years old. Large 16" cheese pizza
for $4.40-Hoagies from $1.80-Half Hoagies from 95 c -all your
current favorites at yesterday's prices.
AND, WE'RE GIVING AWAY OVER $100 IN GIFT CERTI
FICATES EACH DAY! Random bell sounds determine winners
all day Tuesday and Wednesday. Gift certificates in amounts
from $1.00 to $25.00 Grand Prize of the Day.
No Delivery April 7 & 8.
Low 1978 Prices Are Worth The Trip.
TTf refill .1
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Thia anniversary la our way of saying, 'Thanks for your patronage
during the past 9 years, we really appreciate your support.' "
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