Page 6
Treat A Friend To Yogurt
I Buy One
j 18 Flavors
! UNL Dairy Store
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1 Onen: 11 AM Mnn.-Fri. 2 PM Sat. A Sun.
I "HAPPY HOUR" 2:30-3:30
I CITY UNION EAST CAMPUS
I Coupon Expires 32087
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OPEN HOUSE -SPRINGFIELD
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Saturday. March 28, 1987
3:00 Special Presentation
-Speakers include
Tom Hubbard, Accounting
Richard Defusco, Finance
Les Digman,
Wed., March 18, 1987
1:00 - 4:00 p.m.
City Campus Union
Regency Suite
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Private, portable
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North Central Association Accredited
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UNL Professors:
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Roger Riefler, Economics
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Sponsored by the American Society
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Daily Nebraskan
Cuistomers
wSien msing
By Linda Holmes
Staff Reporter
Automated teller machines are con
venient for customers to receive money
quickly and easily, but if a code is
discovered by a third party the results
can be dangerous to a customer's
account.
Frequent users of automated teller
machines should be aware of the risks
involved is a card is lost or stolen, or if
the bank-card code is given out hab
itually. Most banks protect customers some
what, however, by having the machines
seize cards after three incorrect secur
ity codes are punched in.
All banks that have automatic cash
machines are required by law to reim
burse up to $50 to customers who are
victims of fraud.
Financial institutions with automated
teller machines also are required to
record information on the receipt stat
ing the amount of money involved and
the time of the transaction. Regula
tions also require banks to give custo
mers time to report a fraud, said Gor
don Shupe, assistant vice president in
the electronic banking department at
the National Bank of Commerce.
Shupe said if a customer suspects
someone used their cash-machine card
without permission, the customer could
lose no more than $50 if the fraud is
reported within two business days.
If the fraud is reported after two
days, the customer will have to pay up
to $500 or their loss, whichever is less,
By Michael Hooper
Senior Reporter
State senators soon will debate a bill
that would raise the state's minimum
wage rate from $1.60 per hour to $3.35
per hour.
The bill, LB474, sponsored by Omaha
Sen. Vard Johnson, also would increase
the state's minimum wage of 90 cents
for tipped employees to $2.01.
Currently, businesses that don't make
more than about $260,000 a year are
exempt from paying their employees the
federal minimum wage of $3.35 for reg
ular employees and $2.01 for tipped
employees, said Eric Will, legislative
aide to Johnson.
Bill would raise
sinoiild understand nigMs
bank-ma
he said.
Shupe said 90 percent of all victims
are robbed by someone they know.
Usually, he said, the customer wishes
to settle the case outside court. But
when the bank reimburses the custo
mer, he said, the bank is a victim and
will prosecute the suspect if the cus
tomer doesn't.
Russ Foster, electronic banking
supervisor for FirsTier Bank, said in
most cases the suspect is a roommate,
friend or ex-boyfriend or girlfriend.
Shupe said NBC requires that the
complaint be in writing for bank records.
The bank must investigate to prove
whether money was lost because of
fraudulence or the customer forgot the
transaction took place, Foster said.
Automated tellers have cameras that
photograph everyone who makes a
transaction. The camera helps protect
the customer and the bank.
Shupe said if it was not the customer
who made the transaction, the pictures
which can cost up to $70 to produce,
are taken to the police.
If the customer decides to prose
cute, Foster said, suspects can receive
a fine and a jail term if they are found
guilty.
Foster said FirsTier has 20 to 30
cases of fraud reported each year,
which cost the bank about $600 to $800
a year.
Foster said a customer should
immediately call a service representa
tive at the bank if a card is lost or
stolen.
Most cases of fraud can be traced to
cliane
lEmnEiim wage
"This bill would raise the state's
minimum-wage rate to be equal to the
federal minimum-wage rate,." Will said.
He said that a Nebraska Department
of Labor study in 1983 showed that
49,000 employees were not covered by
the federal minimum-wage require
ments. Will said this means that those
49,000 employees would not have to
paid the federal minimum wage.
Before a legislative committee sent
the bill to the floor, it received some
opposition during a public hearing
from the Association of Commerce and
Industry, a lobbying group for small
businesses. The group said small busi
nesses could not afford to pay their
employees the federal minimum-wage,
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ARMY RESERVE OFFICERS' TRAINING CORPS
Wednesday, March 18, 1987
car
s
carelessness, as when a customer has
written his or her code on the back of
the card.
Shupe suggested that customers mem
orize their number when they receive it
in the mail and destroy the flyer that
the code came on. Shupe also advised
not to let anyone see the code when it
is keyed into the machine.
New technology could prevent the
possibility of fraud. Someday machines
may record thumbprints or detect
blood vessels in the eye for identifica
tion. But both techniques, he said,
would require massive amounts of
information and storage that present
computers don't have.
Pub Board
chooses
summer editor
Jeanne Bourne, a senior news
editorial major from Omaha, was
chosen as the 1987 Summer Edi
tor of The Nebraskan by the Pub
lications Board Tuesday. Bourne
has been a staff reporter, copy
editor and night news editor at
the Daily Nebraskan.
The summer edition will fea
ture a tabloid format similar to
the size of Diixrsions, pub
lished every Thursday in the
Daily Nebraskan. The Nebraskan
will be published weekly begin
ning in June.
Will said.
He said that the state's minimum
wage is currently used at "your mom-and-pop
restaurants and your Dairy
Queens that don't do much business."
Will said that under the state's min
imum wage of $1.60, a person could
work 40 hours a week for 52 weeks and
only make $3,328 in one year.
"That is less than one-half of the
federal poverty level for a family of
two," Will said. "That's grossly out of
step with what employees should be
making."
Although he could not name any
businesses who pay their employees
the state rate, he said some fast-food
restaurants do.
w
