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Friday, October 11, 1935
Page 6
Daily Nebraskan
WINTERIZATION
SPECIAL
Clean Battery Terminal
Check Charging & Starting Systems
Check All Fluids
Check Antifreeze protection
Check Belts & Hoses
Check Tires Pressure Requirements
Chassis Lubication
$-j 4 95
A Savings of $10.00
Through October 31, 1985 r 17th & Que 475-8619
OCTOBER IS NATIONAL CAR CARE MONTH
QUE PLACE
STANDARD
iB Lji-iiii---umjiWLL . irntti fw ifcrf jm it i wif i TtTi i rr -
FRIDAY & SATURDAY
NEs) M AT 12:00 MIDNIGHT
-il"--'-" . cr. PARAT E ADMISSIONS $3 50 EACH I
12th and P St 477-1234 10 REO'D FOR (Hi FILMS
12th and P St. 477 pASSES
Pidi A Flick from our
PLAZA I . f P J I TM'i
JJ "THE HEAD" rlf It? Cl
Ira'SaHffLyOhii commando
1, miM I ii mijiji pji ' fT Tl 1 ' ' " '''
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Gene ReiserDaily Nebraskan
iv L, Mjr i.w ill. i L- Ia.- 4likp-j mi;j:;i;9::i
FIRST LI'ICOUJ APPEARANCE
FROM FOST WORTH TEXAS
WE R0LLO SUM BAND
Great Blues and Rock 'n Roll.
This band features three former Juke
Jumpers. .'.'Don't miss 'em.
FRIDAY - SATURDAY OCTOBER 11 & 12
THE ZOO BAR 136 N. 14tti St.
Advance tickets are NOW ON SALE for Buddy Guy and
Jr. Wells, The Beat Farmers, Albert Collins and Asleep
At The Wheel.
ZOO t2 200 3 2GD 0 100 12 100 200 !
If you've found yourself
a few hours short of
graduation . . .
. . . consider UNL independent study. Over 70 UNL
courses available; complete a course in five weeks or
longer you choose. Visit room 269, Nebraska Center
for Continuing Education, 33rd and Holdrege. Or call:
472-1926 for information.
Rent now, buy later
No cash doesn't mean no stereo
By Jane Campbell
Staff Reporter
Rent-to-own appliances and furni
ture provide an option for students who
don't have the cash or established
credit to buy that new stereo or
refrigerator.
Buying with cash is better, but stu
dents might not be able to do that, said
Darald Gottsleben, owner of Rent-a-Wash,
1422 South St.
For example, with the cash to buy a
new stereo, people might consider
financing offered by the retailer.Gotts
leben said. Many retailers sell a custo
mer's loan to a finance company which
pays the retailer for the product and
accepts payments from the customer.
To qualify for financing, Gottsleben
said, people must have excellent credit
rating. Finance companies often charge
high interest and many require a down
payment, he said.
Stereo West, 4011 0 St., offers
financing through Avco Financial Ser
vices, 1314 N. 66th St., said manager
Charlie Beard. Avco charges Stereo
West customers about a 21 percent
finance charge, Beard said.
Qualifying for financing is difficult
UNL is a non-discriminatory institution
SOOMilc
j Campus
and almost impossible for undergradu
ate students, he said. Avco requires
customers to be employed full time. It
also checks people's employment and
credit histories, he said.
However, a parent can be the main
signer for students' loans, since most
students don't work full time, he said.
Many rental stores advertise no
credit hassles, which means people
with bad credit ratings can rent to own.
"And if something happens 30 or 60
days down the road and you can't make
payments," Gottsleben said, "you just
call and I'll come pick it up."
But if people can't make payments
to a finance company, they st' 1 owe the
company the difference bet ''e
amount paid and the whoiesai f
the appliance after the merchai ';
returned, Gottsleben said.
Defaulting on a loan hurts a person's
credit rating, he said.
"A lot of people think if they take
(the appliance) back and pay up (to
the wholesale price), then it doesn't
hurt them," he said. "But that's not
true. That's how you get a bad credit
rating," he said.
After renting a stereo at Rent-a-Wash
for 18 months, the renter owns the
stereo, Gottsleben said. Monthly payments
on new stereos can cost anywhere from
$19.95 for a tabletop model to $89.95
for a 1 50-watt system with components,
he said. All payments go toward the
ownership of the merchandise at Rent-a-Wash,
Gottsleben said.
However, rental companies differ in
the amount of the monthly payment
that goes toward ownership.
Brett Schroder, manager of Ace Ren
tals and Rent-to-Own, said half of the
monthly payment on a TV goes toward
ownership, and the other half pays a
rental fee for a six-month rent-to-own
period.
Monthly payments and rental peri
ods differ between stores. The average
rental period is six to eight months at
Rent-to-Wash, Gottsleben said.
"Then we rent (the product) as used
merchandise for another year or year
and a half," he said, "which is where I
make my profit."
Gottsleben said students rent mostly
air conditioners and refrigerators.
However, he said most of his customers
are middle-class people who have
reached their credit limit.
People pay more overall when they
rent, Gottsleben said, but cash is not
always available when it's needed.
"You can't compare renting with
paying cash," Gottsleben said. "You
compare renting and financing."
UNL gay association seeks grant
From Staff Reports
The UNL GayLesbian Student
Association is awaiting an ASUN deci
sion that could bring the group one
step closer to applying for a $1,000
grant.
ASUN President Gerard Keating said
GLSA's request for a letter of support
will go to a committee and a decision
will be made next week.
Rodney Bell, GLSA secretary, said
the group needs three letters of sup
port before it can apply for a grant from
the Chicago Resource Center, a foun
dation that funds gaylesbian groups.
Bell said GLSA would use the grant
for a telephone hotline, educational
material for advertising, GLSA resource
center costs and other programs.
The group already received a letter
of support from a Lincoln gaylesbian
group, he said.
Report shows program effective
PARTNERS from Page 1
people, improve communication skills
arid develop leadership skills.
"It makes you feel like you've got
someone to talk to. You've got a friend,"
he said.
Ag Partners tries to "build relation
ships," Topil said.
Tom Pleiss, Topil's partner, said he
enjoys the program. Pleiss, a natural
resources major from Omaha, said he
might become an upperclass partner
next year.
Wiegers said he organized Ag Part
ners because he was concerned about
problems in keeping students in school.
"Ag Partners is really a substitute
for things that faculty ought to be
doing," he said.
"Unless faculty of all institutions
begin to recognize their obligations to
work intimately with students in fulfil
ling their needs," Wiegers said, "we'll
suffer a tremendous reduction in stu
dent enrollments."
Still, Topil and Wiegers said the pro
gram needs to be redefined.
Topil said problems arise when
partners' schedules "collide." He said
some personality conflicts and some
"pretty apathetic" upperclass partners
decrease the program's effectiveness.
Even with these problems, the report
issued on Ag Partners' effectiveness
favors continuing the program and
expanding it to all UNL freshmen.
This year, Ag Partners matched 50
freshmen with an equal number of
upperclass partners. Upperclass part
ners receive college credit for partici
pating in the program.
Partners were matched mainly by
major, Topil said. Fraternity and soror
ity affiliations also were considered.
Topil said Ag Partners doesn't
exclude Greeks from joining the pro
gram. But in previous years, he said, Ag
Partners found that the program dupli
cated the "network" of information
available in Greek houses.
Wiegers, Ag Partners faculty adviser,
personally interviews and selects up
perclass partners. He said he bases his
decision on each applicants "human
resource capital" which helps them
understand and appreciate a fresh
man's needs.
Wiegers said he hopes students
eventually will run the entire program.
In conjunction with Ag Partners,
Galen Dodge, associate professor of
agricultural education, teaches an
interpersonal skills class.
Dodge said his class teaches people
how to build relationships like those in
Ag Partners.
Wiegers said the class may become a
prerequisite for upperclass partners.
Dodge and David Rocker, a graduate
of the UNL Institute of Agriculture and
Natural Resources, wrote a report
detailing Ag Partners and its results
after two years.
A survey found that 72.7 percent of
freshmen in the 1982 group remained
at UNL for their sophomore years. This
shows a 14.2 percent higher retention
rate than normal. .
Of the 1983 freshman partners, 74.4
percent were still enrolled. The reten
tion rate was 5.8 percent higher for Ag
Partners freshmen.