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Tuesday, February 5, KZ5
University of Nebraska-Lincoln
Vol. 84 No. S3
7f,,iu:r: Pertly sunny skiaa end warmer today
v.: Si a high cf 17 (-CC). Cloudy end cold tonight
with a low cf -1 (-1CC). Wednesday partly cloudy
end warmer with a high cf 10 (-7C).
CsS CruUehcitteSy Kstaa&aii
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Kore injuries
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loan
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Risftard WrfgtttDeiiy NSsrekan
Bmmy west&er kept msisj ststets "tssMsd fcsrs" Monday &s biting
tsj2psrtcrcs dipped bdls scio. Kst.tor.di WestSier Service predicted
that as iasy 3 4 iac&ea wooli fsll sus of EScssdgy eftensoea.
Ser-ior Seo rtr
la the long run, neglecting to repay student
leans could be mere costly than expected,
sccrrdirg to a UNL financial aid adviser.
What happens if you foil to pay back your
Sharon Kennedy said 'if students do net pay
tack their NDSL's, a collection agency will be
hired to collect it frcm them. If this is necessary,
she said, the student also must pay the collec
tion fee charged by the agency. Failure to pay the
fee will enable the university to determine
whether the loan still 13 in default Collection
fees nogs answers from $3 to $500, she said.
Kennedy said lean collectors may defer pay
ments far students claiming a hardship ease,
usiidly disabled students. Students who decide
to teach in a school that serves the handicapped,
lew-becme or visually impaired, caa have their
oiitstondini Icons csACclcd. Students who rtturn
to school tlso will have their leans deferred.
Kennedy said a default is defined as a "failure
cf & borrc"n?r to roske o installment when due
or failure- to comply with terms on a promissory
rcta thr.Uhe student boa signed"
IVenty-ssven kwsuits recently were filed
gainst Nebraska residents who have d'Sfaulted
on the!? st?ident loans.
The lawsuits, which total more than $33,000 in
unpaid loans, were filed last monih by the U.S.
attorney's office as part of a nationwide effort to
collect 15,000 defaulted loans, which had been
guaranteed or insured by the federal Department
of
cation.
Kennedy said seme cases do end up in court,
but "when they do, it is just to get the amount
the person owes."
"We have a pretty successful collecting rate,"
she said.
Kennedy said as cf June 30, 1984, 2.82 percent
cfUNL students with outstanding loans defaulted
on their loans. This is down from 3.4 percent on
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June 30, 1P81
U.S. Attorney Eon Laliners said he expects
mere than 100 more student default suits this
spring. He said about 2,800 to 2,000 suits are
filed each year in Nebraska.
He said his f ancy's debt collection unit will
give highest priority to the loan default lawsuits.
"I have advised my staff to use every available
resource to ensure maximum recovery for the
government," he said.
Lahners said all the students are capable of
repaying their Icons but most have neglected
paying them.
Nancy Wiederspan, vice president cf Nebraska
Higher Education Loan Programs, said Nebraska
HELP, which works primarily with guaranteed
student loans, expects to "buy" bctr-crn ISO and
$70 million in student loans from institutions
that ur.'3 the money to provide more student
loans. This method provides "liquidity" for tho
lending institutions, she said.
If a student does not repay a student loan,
Wiedeispan said HELP will contact that person
and request immediate repayment. If the bor
rower does not pay within seven months of that
notice, HELP will "file for a cMm" and turn it
over to its own collecting agency, the Higher
Education Assistance Foundation.
"They act immediately," Wiederspan said.
"They figure we've been tiying to get this loan
repaid for a long time; and we have, so they get in
contact with that individual as scon as possible,
if he doesn't pay right away, they penalize him."
Wiederspan said the case is then usually
taken to court if not settled, and the borrower
could face a $500 fine.
Lahners said that all the students have been
notified about the lawsuits and that the only
replies so far have been from students who have
questioned what to do next.
The Department cf Education is referring stu
dent loan defaults to U.S. attorneys under a
program by the Office cf Management and the
Budget
Legislature
ers
-1 r
!1
. Kefcrsska football cosch Tom
ir.3 that'hs ill undergo heart by-
Osborne said l:s had clsctsd to
have surscry to correct a partial
tlockss cfcRS Cf-37 sitcry and
thri. ho expects "ts rf t-m ICO
"i c: -!3 r va f.t t-'i cl cr
cn K':r Men, L H I f.It it l ::t to
r" 3 ti.e It, cr 1 ba -.::.? i cf
prsctic.
"I have no intention cf Elo-ditg
djnsa in my coaching duties or "of
getting cut of the coaching rrcfes-
so that I can continue ccsching u I
hsve in the- past without any
re-nics," Osbcrao said.
V , " ? r 4" --fiWVA I T f !,'J
O The Legislature voted S3-0 Mon
day to ad ar.ee a bill that tvodl main-
arJ l;e th3 r:v.r.".3 Ccrrittee mirs
time to drl:: ar trrau-nt t?jc s::rm
The r:v"j.; Ccrr-rjit"- ccrx.U;rcci
several prcprty tri rc.'iof mca:.Trs
Sen. Dj"11 Lr'l3 cf Lir..'cln v,03
sc!:ctvi o lead a t:i fcrea iht v.ill
consiar te proceed rlaTJ nrd r.:1.3
a 4rw f 1 sV, A
) Sen. I!2r,!) Hiflns cf Cnrha
ff
.. ccr.trdatsr::
Omaha.
At Thursday's committee meeting on
a bill that would allow video lottery
machines in Nebraska, a man who said
he had lost $10,C00 to the machines
said hs could resist betting on horse
races;- but net playing the electronic
lottsry. Tha cachines wera banned
tMdMm, 1, so the addiction ended,
tut he said ha didn't know if ha could
lp.m tha games if the Legislature
zs-ads them lepi sgaia. . '
. Ill $ks told him the LfElslaturs
csuld ist giva hJm self-costrel
MI have a thing about Sn
tors," Lras sold, 4 but I'm not so
going to ask the state to outlaw
Snickers." . -
Sen. Rex Kahermsri, acting chair
man of the committee, gave Biggins a
. Snickers bar at Friday's hearing. LabecS,
a Snickers fan herself, wrote a note ta
Higgins asking for half cf the bar. A
page returned with tha whole bar, but
Labe&s said she ata only half cf it and "
. wiV taW ft- v-f. ilJtni. -.
r;
The Hu;'ur c:j.h till ha "h?J
net fiufTtErd & hwjrt attsel, r::r h" i
ha su-Tored any lc,.:t d
"H:; b tr:t!; tl;i.3 v::: rj
z is t:i"g (:r f.:r frc.cr.iti.i
'rpr'-V' -:!- '
t;!l r.s i ex- act to 1 2 i ciV: 0
1 : ii f. r cr f. 3 d 3 t.J 1 2
"1 ex-'.-'t to crtIr-3 tn eai'e
O-tcrr. requeued that ticr.is
E:td frr.s r.et zzr J l;it!ra, cara. cr
e:.::3 to l.im in th3 l.crpiicl.
"I r:;Jy tppraciata their
spprt a. J car.ccrn," he paid. 'Tit
rr.Lg to r :r a li cf r '1 -1
.;i3 t:..r.k-ycu3 vl 1 r:::rt a rs-
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w"wt'l jVa reef
Does this indicate a new spirit cf
compromise far Higns?
"You dan't compromise with Marge
Eigns," Labads ssld, "011 ask very
pcliteiy...evsa for half cf her candy
bar."
a coiidy bar to Ten. r:m;ce LCxj, cf crryabsut Mars (candy bars). Vn net
Qiristeas trips coupled with winter
months spent huddled indoors mean
an increase in common cold and fiu
suferers, accordir.2 to a UNL health
,,"r,;,i
Dr. Carsdd Fleischli, medical direc
tzr cf the lYii-ersity Health Center,
. 'V lMiv vi4.v,C 4j.i
IT ' ' ' r", " -i j -V-Y ,'"'"it ? " 'i--ir. T:,i5
"Over Christmas break, people pick
up esctic germs frort all over, and pass
them around when they g-at back," he
said. Because of different incubation
periods for viruses, eclds and fiu3 hit
11 3 UaltiJi Ct;:..-. c ::.;:tly 13 n a
fiucr.r:Je
v.tfi cea'.-J tl.? K'.i'lre. i cf
c.l.::.' -l:e':;y:ti: :3tl . ?, c.Zjf.r
ctra ca Ihe relief. J Ccn.crs f.r
".,-.: Cui.UJ said v;:::3
ported in the nation's major cities for
the week ending Jan. 23.
Junior Tim Burke sold he got his cold
after riding Ms scooter at 4 am. in
sub-zero temperatures. As a result of
life in the scooter lane, he has a runny
nose, stuffed-u? head, sera throat and
wobbly knees.
Burke, an advertising majsr, boy
a hex cf Kleenex to combat his cclJ.
His family physician told him to drlri
lots cf liquids and stay cl the "dro