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Thursday, January 27,1933
Daily Nebraskan
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By Deb Kolc
Students who have not applied for
loans for fiscal 1982-83 still have time,
said Liz Orranza, assistant director of
scholarships and financial aid.
Feb. 1 is the deadline to apply for
a Guaranteed Student Loan (GSL) and
for a Plus Loan for the fall and spring
semesters of 1982-83. No further need
based aid for fiscal 1982-83 is being
awarded.
"These deadlines are set to ensure
arrival of loan checks before the last day
of the semester," Carranza said. The
deadline allows enough time for proces
sing the loan application.
"We have already processed 8,000
GSL applications for 1982-83," she said,
"and we expect to process an estimated
1,500 more applications including sum
mer applications."
Last year, the financial aid office
processed 11,000 GSL applications includ
ing both ineligible and eligible applica
tions. The office expects to process only
about 9,500 GSL for 1982-83.
Carranza attributes some of this drop
to students' misunderstanding the new
qualifications.
"Many students became discouraged
after hearing about the new qualifications
and assumed they would not be eligible,
so they didn't apply," she said. "We try
to discourage thinking like this,"
"We encourage everyone who needs
money to meet academic expenses to
apply," she said, "but first, they should
try to find other options prior to going
into debt. Students have to realize these
loans have to be paid back."
If a student does need to borrow,
Carranza said, he should borrow the
minimum amount necessary.
If a student does not borrow the en
tire amount of money he is eligible for
and later needs more money, he can re
submit his application and receive the
rest of the money for which he was origi
nally eligible.
Applications also can be resubmitted
under special circumstances that would
significantly decrease a student's expect
ed income or increase his estimated ex
penses. The financial aid office uses the follow
ing guidelines to determine if a student
is eligible for a GSL:
Any student with a combined family
and personal adjusted gross income of
$30,000 or less is automatically eligible.
The amount they receive is determined by
subtracting estimated school expenses from
any financial aid they receive.
For students with an adjusted gross
income of more than $30,000, an expect
ed family contribution has to be deter
mined. The office determines this from
the need analysis of the aid form or by
using federally set charts.
Educational costs minus aid and family
contribution equals the aid for which the
student is eligible.
Students who are not elgible for the
GSL, but need aid are eligible for a Plus
Loan.
Plus Loans are not determined by need.
The cost of education minus any other
financial aid is how eligibility is deter
mined. Plus Loans carry a 12 percent interest
r3te and repayment begins (O days after
the check is issued.
Plus Loans are good for students who
have a cash-flow problem, Carranza said.
"People often can't pay the whole amount
at one time, but can pay in smaller
amounts over a longer period of time,"
Carranza said.
Parents with dependent students can
borrow up to $3,000. Independent stu
dents an borrow up to $2,500, while
graduate students can borrow up to
$3,000. All students must be enrolled at
least part-time to qualify.
Carranza encouraged anyone who has
questions concerning scholarships or finan
cial aid to call and set up an appointment
with a financial aid adviser.
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By Ward VV. Triplett III
Slack G-Histay MoEii
Comedian Franklyn Ajaye will be the featured
performer during this year's Black History Month celebra
tion. Ajaye, a professional comedian since 1972, also has
appeared in such films as "The Jazz Singer," "Stir Crazy"
and "Car Wash." Although he will not be at UNL until
March 3, UPC's Black Special Events Chairwoman Phyllis
Hamilton-Hill said Ajaye is considered a part of the annual
February celebration.
Hamilton-Hill said Black History Month is intended
to educate and inform.
"Our purpose is to educate' both blacks and other
peoples about black history," she said. "We want to
encourage blacks to keep striving for achievement."
She said the majority of the month's programs will be
educational.
"They will offer suggestions and ideas for blacks on
coping in today's world, particularly for those blacks on
campus," she said.
The events scheduled for Black History Month include
five films. The first, "Black and White: Uptight," is
scheduled for Feb. I. The opening day ceremonies and
gospel night will be Feb. 4. Alan Young of Alan Young
Buick Inc., Greg Williams of Century Buick, and Bob
Johnson, owner of a McDonald's franchise in Omaha, will
conduct a workshop Feb. 8 on the "Economy and the
Business Environment."
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A "soul-food" dinner will be Feb. 16 at th'e Cather-Pound-Neihardt
Residence Complex food service, and the
Big Eight Conference on Black Student Government will
be Feb. 18 and 19 in Lincoln. The conference, to be
attended by delegates from each of the Big Eight Schools,
will include the quarterly meeting of the Big Eight Black
Student Council. Tony Brown, host of his own Public
Broadcasting Service show, "Tony Brown's Journal,"
will be the main speaker Feb. 19, and Arnette Hubbard,
the first woman president of the National Bar Association
will speak Feb. 18. The conference also will include
several workships and a gospel program. More than 400
students from the other Big Eight schools and area
colleges are expected to attend.
On Feb. 22, Myra Butts of the Nebraska Urban League
will lead a workshop on blacks in education, while Lee
Booker of the Nebraska Unemployment Office will speak
Feb. 24. Kenneth Gilreath, a graduate assistant at the
Campus Activities and Programs office, will conduct
a workshop oa learning how to think more effectively
Feb. 28.
An art exhibit about blacks in Nebraska will be dis
played in the Nebraska Union main lounge the week of
Feb. 14.
Gilreath said another purpose of the month was to give
black students "different perspective."
"When (black) people come down to the university,
where there are so few of us, they really have no outlet
if they just want to experience some black culture,"
Gilreath said.
"They really have nowhere to turn. This is a small
step we take so for a little while they do have that
outlet," he said.
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