t y Tl Daily n
ijPMiiCSiini
Tuesday, September 28, 1982
University of Nebraska-Lincoln
Vol. 82 No. 28
Credit service offers advice
on management of finances
By Dulcie Shoener
Students and the general public can
receive free budget advice from the Con
sumer Credit Counseling Service of Ne
braska, 3701 0t.
The office assists people who have
difficulty handling credit, according to
Sheree Atwood, credit counselor for the
Lincoln office. CCCS has been in Lincoln
since February of this year. A similar
office has been operaring in Omaha since
1976, Atwood said.
The service counsels on several levels.
When a person initially contacts CCCS,
either by phone or by mailing in a post
card, a CCCS counselor will call him
back, discuss the program with him and
send out a financial statement form for
the person to complete. vAn appointment
for counseling also is set up.
The person then visits the CCCS office
and goes over the completed form with
'the counselor. The form asks for such
information as names of creditors, amounts '
owed and total income. A budget form is
included.
Free Budget counseling
Some people may just need assistance
in making up a budget they can live with,
Atwood said. There is no charge for this
type of counseling, she added.
If a person has a lot of debts and not
enough income to handle the' rionthly
payments on all of them, CCCS can set up
a debt management plan for the person,
Atwood said. In this program, the coun
selor and the individual set up a monthly
budget and decide upon an amount which
will be used to repay the debts. CCCS
notifies the creditors that it will be
handling the person's debts.
The individual sends the money to
CCCS each month, where the money is
prorated to the various creditors according
to the amount owed, Atwood said. CCCS
deducts a monthly handling fee of $5
before distributing the money.
CCCS is a non-profit organization.
Its funding comes from creditors, who
pay 12.5 percent of the amount of money
CCCS recovers for them, Atwood said.
"The system is advantageous to both
client- and creditor," Atwood said. "The
creditor is getting some money back and
the client is repaying his debt."
Unexpected expenses
Atwood noted that "a lot of people
get into debt and either their income
falls or expenses increase." She said the
service helps those who just can't make
it on their own because of loss of income
or unexpected expenses such as hospital
bills.
"We get some people on the verge of
bankruptcy and can hopefully get them
set up on this program to avoid this drastic
measure," Atwood said.
Because the typical student has not
run up a lot of debts, CCCS probably ,
would benefit students mainly 'in budget,
"'advice and money management counseling,
Atwood said.
"Students may just need to sit down
and set up a budget," Atwood said. "Stu
dents who are getting near graduation
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Staff Photo by Dave Bent
Tim Brugh, a sophomore agricultural major, sells a little bit of everything aj his
push-cart, located at 13th and 0 streets. Here, Brugh sells Ted Brudvig, S60 S. 31st
St., a bag of popcorn Monday morning.
may have to think about paying back
their student loans."
--"Students have to think about estab
lishing credit, too, as they get out in the
real world," she added.
CCCS offers educational programs to
schools and to the public, Atwood said.
Recently, she spoke to a group of South
east Community College students about
budgeting, ... ,
A UNL business major, Annette Bon
ness, is serving as an intern with CCCS,
Atwood said. Bonness talks to creditors,
sits in on counseling and handles paper
work, Atwood said.
Crumley to direct new journalism graduate center
By Duane Retzlaff
For Wilma Crumley, acting dean of the
UNL School of Journalism, this January
will bring the end of her temporary dean
ship. It also signals the beginning of an
active involvement with the school's new
graduate center.
R. Neale Copple, acting vice chancellor
. for academic affairs, will return to his
post as dean of the School of Journalism in
January when Vice Chancellor John Strong
returns after a year's leave of absence.
Crumley, who chairs the journalism
graduate program, has been named director
of the center, called the Gilbert M. and
Martha II. Hitchcock Center for Graduate
Journalism Education and Professional
Development.
She was also named the first recipient
of the Martha H. Hitchcock Distinguished
Graduate Chair in Jounalism by the NU
Board of Regents at their September
meeting, an honor that carries a $5,000
stipend.
The Hitchcock Foundation funded the
graduate program, which started in 1975,
when Crumley was named chairperson.
Crumley, a Fremont native, graduated
from Midland College in Fremont in
1949 with a bachelor of arts degree and
worked for 10 years in advertising for
newspapers in Fremont, Lincoln and Man
hattan, Kan.
After earning her master's degree from
the University of Missouri, she taught at
Missouri and Stevens College while earning
her doctorate degree, which she received
in 1965.
Crumley became the first woman fac
ulty member of UNL's Journalism School
that same year, a move she said she hasn't
regretted.
When she was looking for a teaching
job, she was told UNL was a good school
with a lot of potential for growth, Crumley
said. That assessment has proven accurate,
said, noting that the School of Journal
ism has more than doubled in size since
she came here.
"It was good to find the best oppor
tunity at home," she said.
The school's advertising program began
the year before she joined the faculty,
Crumley said. She has taught all the
advertising courses, as well as School of
Journalism core courses, at some time
during her first 10 years here.
Although she has enjoyed her job as
acting dean, Crumley said, she is eager
to return to teaching, graduate students
"Quite frankly, I'm missing the contact
with graduate students," she said. Most of
the journalism graduate students are pro
fessional journalists who are working on
their degrees part time at night, she said.
For the last two semesters, some grad
uate-students have attended classes via
"interactive television," Crumley said.
Television cameras in Omaha and Lincoln
classrooms transmit back and forth, allow
ing the teacher and students to have class
discussions.
Larry Walklin, who is the acting chair
of the graduate faculty, is teaching the
television-aided class this fall.
The interactive television setup helps in
the teaching of graduate courses, Crumley
said, because the students probably will
have spent the day working and are not as
inclined to drive to the Lincoln campus,
especially in the wintertime.
The interactive television is just one
example of the growth of the school's
graduate program, Crumley said.
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Grape stomping, bed races
part of Lincoln f est activities
Staff Photo by Utvt Bnt
Wflma Cmmley
Lincoln fc st, a celebration of life in
Lincoln, will be Friday through Sunday
in downtown Lincoln, said Judy
McDowell, co-chairperson of Lincolnfest.
This year's activities will include a
grape-stomping contest on Friday from
5:30 p.m. to 6:30 p.m. at Centennial Mall.
Contestants will race the clock to fill a
pitcher with juice from stomped grapes.
Also planned are a newspaper toss-up
contest at 1 p.m. Saturday on N Street
from 14th to 16th streets and bed races
at 2 p.m. Saturday on N Street.
Several new events have been added this
year, Including a Renaissance Fair from
noon to 6 p.m. Sunday on the Union
College campus and a Return to Medieval
Times, also starting at noon near the State
Office Building.
A parade on Saturday at 11 a.m.
starting at 10th and R streets is on the
Lincolnfest agenda. A UNL variety show is
set for Saturday at 8:30 p.m. on the steps
of the State Office Building and a golf
tournament will begin Saturday at 8:30
a.m. at Pioneers Park.
"We think of our ideas by having a
committee brainstorm and try to think of
fun things," McDowell said. "Since the
celebration is of life in Lincoln, we think
of all the things life includes and highlight
all the different aspects of life in Lincoln."
McDowell said Lincolnfest began in
1977, when Lincoln had completed the
first phase of the O Street bcautification
project. The Lincoln Center Association
and some pork producers sponsored the
first celebraton, which was known as "Hog
Wild," she said.
Because the first year's celebration was
a success and work continued in the
downtown area, "Hog Wild" became
"Lincolnfest" in 1978, she said.
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