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tuesday, September 1, 1931
lincoln, nebraska vol. 107 no. 8
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Impact of loan
fee to be slight
By Joe Kreizinger
The new student loan fee, which went into effect
Aug. 23 as part of President Reagan's budget cuts,
will probably have minimal effects on student loans
at UNL, officials say.
The fee, a 5 percent loan origination fee, is
charged against the total amount of the loan taken
by a student. It is assessed at the time the bank gives
loan money to the student. If a student borrows
$2,500, for example, the loan origination fee is.
$125.
According to Don Aripoli, UNL director of
scholarships and financial aid, the fee may stop
some students from borrowing amounts they really
do not need. But the overall impact of the newly
imposed fee will be slight, he said.
Aripoli added that since the university's financial
aids office is responsible for deterniining the
amount of aid a student can receive, students will
not be able to apply for more money than they
probably will use.
After Oct. 1, new, stricter limits will be imposed
regarding amounts to be loaned out. A needs
analysis will be required for those students whose
family income level is documented as being over
$30,000 per year.
John Lofgren, loan officer at City Bank and
Trust, said the fee will make little difference to stu
dents applying for student loans because of the large
volume of applications.
"This is still a very favorable rate to take out a -student
loan, Lofgren said. "Down the road, it
may be more difficult to take out a student loan,
but now there is little difference.'
Susan Martens, loan officer at Union Bank and
Trust, said the 5 percent fee will be deducted from
the loan check before it is distributed to the stu
dent. She added this fee should not be confused
with the 1 percent fee the Guarantee Agency de
ducts. Rex Pressler, assistant vice president of Gateway
Bank, said he sees little change in store because of
the fee.
"Students may borrow a little more money to
make up for the fee," Pressler said, "but since most
borrow the maximum amount, there will be little
change."
The nation-wide value of student loans has in
creased since 1977-78 from $1.9 billion to more
than $7 billion this fiscal year, with more than 3
million students participating in the loan program.
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Photo by Jerry McBride
It's easy for Students to get caught up in a hectic schedule after returning to school Once again campuses are full
of activity! Some areas though, remain calm and undisturbed, as does this southeast Nebraska countryside.
Ticket sales smoother for ISU, OU
. By Ward W. TripIettHI
Whether it was students with duplicate IDs or mis
calculations in the number of students attending UNL and
their ticket requests, no one is certain why the athletic
ticket office ran out of student tickets last Friday after
noon. As a result, about 550 students, 200 more than
originally thought, are waiting until Wednesday or until
after Sept. 1 1 to see if they can get a season ticket to this
year's Cornhusker games.
At two of the three other Big Eight schools with large
average game attendance, ticket sales are going a lot
smoother.
Iowa' State ticket manager Dick Mathias said, "We ran
into that problem (duplicate ID holders) the first year I
was here, when we sold out for the Nebraska game.
"At the time I felt there had to be more people getting
in with student IDs as well. Since then we've changed our
system."
In Ames, tickets are sold on a reserve basis or by gen
eral admission. The reserve route, which Mathias said is
used by two out of three students, requires that a student
purchase tickets in the spring or fall, at which time their
names are entered into a computer-controlled lottery to
determine where their seats will be.
The office demands that students present their registra
tion receipts when they request tickets.
"I think that irritates students some, and they feel it's
a lot of trouble just to get a game seat, but we're doing it
for the students," Mathias said.
Iowa State used to sell general admission tickets ex
clusively, but Mathia said, the school found that to be not
"very well controlled."
"We sat down with the student government here, and
with our recommendation they approved this present
plan," he said.
Continued on Page 2
BddsB
o
fuesday
May the Force be With You: Area police try a new
method" of patrolling UNL football games - task
forces Page 7
Cinema Scope: Two recently released movies, Arthur and
First Monday in October, are reviewed Page 8
Purple Pride: Kansas State football coach looks to the
future as he redshirts seven of his top players . Page 10
Study threatens number of doctors in Nebraska
By D.L. Horton
Although there is a shortage of doctors
practicing in small Nebraska towns, a rec
ent government study threatens to cut that
number even further, according to Ken
Wall, assistant director of Nebraska's
Health Manpower Referral Service.
The study, issued late last year by a
commission of the Department of Health
and Human Services, said there are too
many doctors. The commission recom
mended cutting down on admissions to
medical schools to relieve the glut.
Wall said no glut exists in Nebraska and
more than 20 small towns are either with
out a doctor or have only one, who may be
overworked.
"If the NU Medical Center would take
only Nebraskans for a few years the short
age could be almost solved,".Wall said.
"But they have to take 20 out-of-state
people every year because of federal regula
tions. Wall said the study also takes into con
sideration doctors who are not practicing,
including doctors who are teaching, in
medical administration or working for in
surance companies. Wall said doctors are
needed in these fields but should not be
used to determine how many practicing
doctors are needed.
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The health referral service was set up to
try to solve Nebraska's shortage. Wall said
his office plays a "matching game' trying
to find doctors who will meet the needs of
a community and a situation that will
satisfy the doctor.
Rural students active
Wall said groups of rural students are
also active in recruiting prospective doctors
for small towns. The group at the medical
center brings doctors to high schools and
community groups to discuss problems and
advantages of small town practice.
Wall said the group on the UNL campus
is active mainly in helping its members get
into medical school.
The Nebraska referral service starts its
recruiting campaign six months after a
medical student starts his residency, a
period of post-medical school study in
which the doctor selects a- specialty. Wall
said this gives the student a chance to get
settled before making any commitments.
Yearly contact is kept throughout his resi
dency. If he is interested, the referral ser
vice sends him a questionnaire and tries to
match the student with a community.
"Too many Nebraska graduates start
their practice out-of-state " Wall said.
"They go into specialities or sub-specialities
that require a large metro area."
The fact that their only professional
associations have been during their resi
dencies is also a reason young doctors
practice in other states. He said personal
relationships also play a role.
Of the medical center's 150 graduates
last year, less than half are practicing in
Nebraska. Wall said Omaha and Lincoln get
a large percentage of these doctors. Only
10 doctors from last year's class are
practicing in small towns.
Half the battle
4Once we can get a doctor into an area,
that's half the battle. They see what the
people are like and what the community
can offer. Many big city doctors change
their idea of small towns and find the life
style they want Wall said.
Wall said the doctors they've placed in
small towns are all very satisfied with then
new situations.
Wall said the biggest shortage in medical
care is general practitioners or family
doctors. He said the American family is
more health conscious today and goes to a
doctor more often.
This is one of the biggest selling points
for Nebraska, Wall said. He said he has to
convince doctors they will have enough
business in a small town. Wall said he does
not use a hard-sell technique but tries to
emphasize the positive points of Nebraska.
He said those include clean air, a good en
vironment to raise children and the absence
of crime. He said the general honesty of
Nebraskans helps a good deal in recruit
ment. "Nebraskans tend to pay their bills,
Wall said.
He said his office does a lot of recruiting
in high crime and disaster areas. ,
"We recruited every doctor around
Three Mile Island. If ever a time they
would think of moving, that would be
when to get them, Wall said.
The service also looks for psychiatrists
and nurses who are In short supply state
wide as well as in small towns, Walt said.