The daily Nebraskan. ([Lincoln, Neb.) 1901-current, November 20, 1979, Page page 8, Image 8
page 8 tuesday, november 20, 1979 daily nebraskan 1 uiur 1 Lb r Ira . 1 1 " 7 l ' ' L X Community: Service Van r 1 The Lincoln police's crime preven tion van will be making more stops as police step up their crime prevention programs for the holiday season. Photo by Tom Gessner MAKE SOMEONE HAPPY Take home a centerpiece of Love with: Fresh flowers Dried arrangements and Lasting bouquets Designs include Thanksgiving and Christinas! rm 1 M' DANIELSON'S FLORAL CO. ; 127 S. 13th & The Gateway Gallery Mall.- 432-7602 MD sTi2 ail a pjQ3 . Now's a great time to get the so,ft contact lenses that are softer than the petals of a rose. PEARLE Vision Center has AO soft lenses from American Optical on sale for just $99. That price . includes a lens care kit and our "Love'em or Leave'em"rM Plan which gives you 30 days to decide about contacts pr we'll refund the cost of the lenses. Professional fee not included. So Come in for AO soft contacts, now. Offer good from September 20 through December 31. 1979. No other discounts applicable. PEARLE vicson center 1 A SEARLE COMPANY LINCOLN - 2 Locations Gateway Mall, Tel. 464-7416 1132 0 Street, Tel. 432-7583 Eyes examined bv registered optometrist For ofher locations call toll free MU-33MNX) i9?9 Searte Optical mc Dallas Teias USA SOFTER THAN THE PETALS OF A ROSE LPD upgrading prevention The Lincoln Police Department's crime 'prevention unit' will upgrade its programs as the holidays draw near. Lt. Albert Maxey, coordinator tor the LPD crime prevention unit, said from now until after Christmas will be the worst time for shoplifting and burglary in businesses and homes. The crime prevention unit consists of five teams of five LPD officers, who work with businesses and home owners on crime prevention methods, Maxey said. Maxey said busineses and home owners usually contact him if they think there is a need for security checks. Maxey said only about five percent of those people requesting help in crime pre vention from LPD have had subsequent problems with burglary and shoplifting. Three strikes against industry are insurance expert's focus By Patti Gallagher The three major problems of buying life insurance are ignorance, complication and apathy, according to insurance, expert Dr. Joseph Belth. :, Speaking last week at UNL, Belth said any business could survive with two out of the three, but with all three strikes against the insurance industry "the business is in big trouble." "They (the public) are ignorant, because it (buying insurance) is complicated, so they don't care," Belth said, in a.prcss con ference Thursday. Belth' also spoke. Friday ' at UNL as part of the College of Business Administration's Visaing Scholars Pro gram. Because the public is so apathetic, Belth said, most readers 'will probably bypass reading this article. Consequently, the cycle of ignorance' continues, he said. . Belth is an insurance professor at Indiana University and a former .insurance agent who has waged a war against the business for more than a decade, all in the name of consumerism. Belth said that the problem in buying insurance is that the average , consumer "buys the wrong amount of the wrong type and pays too much for it." Otherwise, he added jokingly, there are no problems. BELTH SAID CONSUMERS should ask three questions before investing in any life insurance program. . "How much life, insurance do I need?" is the first question Belth said. He said generally the difference between the amount if money needed to fulfill ones financial objectives and the amount of money one has accumulated will leave a gap. This gap, he said, is what needs to be filled with life insurance. The second consumer question is "What kind should I buy?" Belth said. There are two basic kinds, he added, renewable term and straight (also called whole) life insur ance. k r Renewable term life insurance means .a policy is purchased for a specified time, and can be renewed upon expiration with out requalification of the consumer. The rate paid by the holder on a term policy goes up t with each renewal, Belth said. Continued on Page 9 BEAUTIFUL NAILS ARE JUST 3 STEPS AWAY 1. Smooth nails 2. Apply paste 3. Buff Gives nails smooth and lustrous surface. mi 27th & 17th & Washington We stock a complete selection of Jovan Products. wagey drug