Narao of Town and Banker Lawrence . . . . .n. E. Benson. I'anl R.Brooks. Leavonworth. . < ' , Penpcr " . , E. W. Snydor. . . * ' . .Charles Ncoly. . . t Lobo.A. . G.Tullcr Lcnora George K.Moonoy Leon G. A. Kcuoycr. . . . Lootl T. W-Polham. . . . LeRoy W. C Hoslck. . . . . Liberal..1..CiceroCoomcr . . . Lincoln A. Marshall Llndsborg..rL. E. Agrellus. . . " John A.jjSwonson Little River..Burton Pulllam. . Lpgan J. J. Willtrout. . . Longton C. A. Eincrson. . . Loulsburf . . . .P. W. Goebcl Luniy W. H. Mead Lyndon J. M. Hodgcn Lyons J. F. Ralaton. " C.A.Dcan. . . Manhattan..Gco. 8. Murphy. . . " . . . . .Tno.W. Webb. . . . Mankato J. P. Fair , .D. C. Smutz. . 11 D.H. Stafford. . ! . . Maploton. . . .John Enfleld . . . . Marlon C. S. Winslow " Wm.H. Dudley. . . Marysvlllo..S. A. Fulton McCuno W. B. Evans .I.L. Ward McDonald D. L. Gruvcr. McLouth Matt Edmonds. . . fkfcPherson..Amos E. Wilson. . filjade Ormand Hamilton " A. H. Hcber " M.J.O'Meara. . . . MedlcineLodgcC. Q. Chandler. . . Mlltonvnle..Edward Week Minneapolis..Adolph Gilbert. . . " . . .B. F. Bracken. . . . . . . 'Walter Scott. : . . . Mollno Geo. E. Martin. . . Moran S. C. Varner. Mound City..H. W. Underbill. . . . .0. L. Long Moundrldgo . .J. J. Toovs Mound Valley. J. O. Wilson Mount llopo. . W. O. Munsoll. . . . Mulvane .L. D. Hill Muscotah W. C. McClaln Neodcsha R. P. Carpenter. . NeoshaFalls..C. H. Goodrich. . " . .W.W. Sain Ness City G. A. _ Eii-siwick. " B.C. Merrill Newton..Chas. R. Munger. . ' " E. H. Hoag. " A. B.Gilbert " C. H. McLain. . . . . NIckorson L. C. Brown H.P.Aldrich Nbrcatur Freeman Doyle. . North Toneka.Petcr Smith " Norton M. Hcaton . . . . Nortonville..O. W. Babcock. . " . . .John Campbell. . . Norwich P. N. Wright. . . . Oberlln R.O. Eondig Oketo Z. H. Moore. Olatbo M. G. Miller. " J. B. Bruner. " W. H. Betts. Onaga J. W. Dunn " Harry Hagaman. . Onelda F. E. Wikoff. OEagoCity D. C. Lake " . . . .T. L. Marshall. . . . Osage MlBslonWm. May. . C..N. Post. Osarratomlo. . J. B. Remington. -Osborno S. P. Cramptou. . Oswego H. C. Cook. Ottawa..A. Dobson C. C. Minton " L.A.Payne v " iPetcrShlras Overbrook..E. J. Hilkey Paola , .C.F. Benson. . . . . . Pnrker W.W. Smith Parsons E. B. Stevens. . . . " G. W. Hawk Pawnee Rock. J. W. Ratcliffe. . Peabody J. E. Tressler. . . . " W.H. Ellett Willis Westbrook. " S.S.Findley Perry Frank Eukin Philllpsburg'.J. F. Morse * . .A. vV.Robertson. . Piercevllle..G. W. Wright. . . . Plttsburg Frank W. Lanyon " . . . . . .A. L. Chaplin " C. P' Hale Pleasanton. . . .G. R. Saunders7. . Pomona A. B. Benton Pratt Gust Coriander. . . A.E. Munch Quencmo. . . . .F. E. Bodlcy Kandoiph. . . .V. E. Johnson. . . . . James H. Dow. . . . Rawanna. . . . .J.F. Crocker. . . . Republic .David Bedell .W.W. Stover. . . . nichfleld. . . . , , .B. C. Mitchell. . . . Riley , . .J. W. Lowdermllk Rossville . .A. C. Sherman. . . Rush. Center..E. F. Auglr " . .O. B. Holt Russell . .Yoxall * " .V. K. Hoover. . . . . Sabeth.V. > Boy Hesseltlno. . . Ballu. . . i. 8. Sou It. . . . . . . . What effect does the law have upon business generally ? Good. No bad effect that Is apparent. Effects are bad ; population decreased. Largo trade bolng sent out of state ; business Is depressed. Has driven thousands of good business men from the state , and prevents others comlngr in who have capital to Invest. Good. Good , Depressing. Think business rather decreased ; keeps out Bottlers. Certainly does not diminish it. ' Improves It. . * ' Does not Improve business any. No Injurious effects ; rather beneficial. Good. Benefit to all legitimate business. Good ; parties who got on a spree , at least once a week now are sober or take u spree ouco in six mouths. Business preatly Improved. Cash sales at least one-half. Has not affected business In any way. Can't sco that it has any. As good as ever before. Can't say except that parties -vho would spend money for liquor will have It to use for business purposes. Good. * Good effect ; money Is saved for necessities and peoplecon pay their debts. A decided Improvement in every way. ' It makes business better'as pay is better ; taxes are lighter ; not a criminal case at last term of court ; fewer loafers. Good ; money that would go for liquor now goes Into mer chandise ; our jail empty. Beneficial. Times are easier ; the money not being drained in the way of ' 'drinks. Gives tone to business. No buslncsshas suffered except whisky business. ' The effect Is beneficial. Makes it better. Salutary. If all towns would prohibit , it would bo a great help. A good effect. [ No answer. ! * Can't tell. It enables people to pay more promptly and they buy necessities instead of liquor. The Germans that come stay for a short time. Does not affect business either way. Good. The law is a good'thing for business. Noliartlcular effect In general , but a marked effect on many individuals. No effect seemingly , except to reduce criminal business. Improves retail business. Business Is bettor on account of the law. Increases prosperity generally. Good. Being in n Gorman settlement , it rather increases trade. It certainly has a good effect. Drink makes liars of men In business. Gives a certain class money to buy- groceries , etc. and pay debts. Sends business to towns where some liquor is kept. Don't see that it affects business either way. It helps all kinds of business. Lawyers and constables are injured by it ; grocery and dry goods men are helped. A good effect ; money which would be spontfor liquor passes into legitimate channels of trade. It turns money from liquor business Into respectable and healthy channels of trade. Can't say. No bad effect on legitimate business. Cannot possibly hurt business ; makes It better. Beneficial effect. None. * None. Very little , If at all. People have money to pay for necessities which would other wise go for drink. Don't affect volume of business , but makes it more pleasant and satisfactory. None here. Put an end to liquor dealing ; no bad effect on business. Would increase business , if fully complied with. See no effect on business ; prefer to do business where there are no saloons. It Improves it. It is good ; lessens the number of paupers. Good. A very good effect. * 9 A wholesome effect. Drives saloon-keepers Into other states ; yet two Onago sa'oon-keepershave become prominent farmers. Men-pay their bills who would spend the money in saloons were they hero. Favorably ; working men pay bills very much better. Favorably in every respect except saloon business. None. Has a decided tendency to improve business and make the general credit better. It never injured business ; but was building habits of tem- peniiK j that must benefit all business. Ellect not noticed much in this farming community. Favorable in every direction except with-those engaged in supplying intoxicants. Beneficial In every respect ; money before spent for liquor , now goes into legitimate business. During eight years here , I have yet to hear the first man say that business would be better if we had saloons. Don't think it has any effect. [ t Is beneficial. i [ t is much more agreeably transacted and a greater amount. [ t makes better business men of those In the habit of drink- Ing. Betters it. \ Business Is better. Think it Is favorable. It helps all legitimate business. No appreciable effect , save that we have no drunken men to bother with. Undeniably beneficial. Cannot see that it affects business. A beneficial effect. Money that was spent for drink is spent for necessities and families formerly destitute arc living comfortably and pay ing for homes. A good effect more reliable men to deal with. So material change. Sbne we think. It Iff increased in all mercantile lines. The effect is good and general. Good ; all kinds of business are bettor. Sot much either way. Nothing detrimental. ' To raise it to a higher standard. A good effect. Think business better with the law than without. A good effect. Sood. 3ood. tthas not been as good since the law went Into effect. Iinp/oves business by making collections better and In creases confidence. Don't think it makes a great difference. A good effect. While " 0. P. " houses were running , we noticed a consider able decrease in cash payments for rents and necessaries. A favorable effect. Tanners go to' towns where the liquor selling is run more openly. Beneficial. tfone noticeably. v Business generally la stimulated under prohibition. It Increases the buying capacity of the working man for other ffooda. How does It affect the banking business ? Does It affect the sarlngs deposits ? No regular savings bank hero. Hanking business only feels diminution of amount check and deposit work of saloon accounts. Don't think it affects it either wdy. Deposits have decreased In last five years $400.000. Thinks prohibition hurts business and banking by keeping out u good class of immigrants. Banking business Is depressed on-account ofloss of population , and excessive taxes made by foolish prosecutions under the law. Not materially , howcyer the effect is for good. None. Drives deposits to larger towns where law Is evaded or openfy violated. , None I think. If any , it is for good. f Increases banking business. Not any hero apparently Better for the ba.-Oncss. City is not large enough for much savings deposits. Never had saloon hero. Helps the business. Increases 'deposits. See no difference. , Deposits have gradually increased. No. Yes. Has atondcncy to diminish them. Can't sec that it hurts any ; savings deposits on the Increase. Not having dbne business under license cannot com pare. Helps many men to save their earnings and form better habits. Helps the business : havoa numberof small depositors from that source. In pcucral favorably. Better In every way. Mokes It safer. Increases it. , Savings deposits are increasing. Increases deposits by poorer classes. Makes It better and safer. A great many men have credit or deposits who would not If saloons offered opportunities for spending money. * * Yes. The law is nil advantage to any business. Mokes it safer. Good r-Jcct Yes , to the advantage of both bank and depositor , Think ourbusincos is belter- Drinking men do not pay their obligations so promptly INo ansr.1 \ Not at a\ \ * have no savings deposits. Cannot t\ \ \ Can't say n'/at / it nttects deposit ? : but' < now It affects savings. No particular effect , here. It pays notes instead of buying whisky : pays mort gages instead of building saloons ; puts furniture in houten rl clothes on children Instead of putting- drunkard in jail. There are IHCM herein good circumstances who would not be so if intoxiciints could be convienently pro cured. A good effect We make loans to poor men , whom we would hot trust were there a saloon here. Good effect. Do not. think it affects banking at all. Only been in business a year. Can't say as to saving ? deposits. Cannot say. Don't think it affects banking business. Have no savings bunks. Cannot say , not in business before law. Cannot give an opinion. Affects the banking business as all others. There would bo 20 per cent more risk in our loans were this community cursed with saloons. Think money circulates.more freely with open saloon. Saving deposits not affected. Not materially. Don't hurt banking ; increases deposits. It helps it ; keeps money at home. To no noticeable extent. None. No. Deposits of wage-earners better every year. Our deposits are trebled. % No bank here before the law. Has increased our business. No noticeable effect. Surely a sober family will save more than a drunken one. [ t improves all business. Everybody has more money ; business Is better every way. I fail to see any effect Believe it is much better. Our securities have grown better. Affects banking least of all ; yet the effect is good on collections. Increases it. Not perceptible In general banking. . Not appreciably ; no savings deposits. o No. We notice a difference in the payment of email notes and accounts. . Money spent for liquor cannot be saved here Same as preceding. Save no savings banks but commercial banks have shared in the increased prosperity. What results in good to a community must result f u good to banking , [ regard prohibition as beneficial to banking. No savings bank. Do not think it has any effect. Our deposits in 1880,8115,000 ; in 1S30 , 8200.000. City more than dr ubled in population. Obligations are met more promptly and credits are placed on a surer basis : increases savings deposits. Yes. ncreases deposits and therefore the business. Wo have a great many deposits from people that never saved money before. No visible effect on business ; think the proportion of savings are greater. Helps banks by small deposits. Cannot see any difference. It increases savings deposits. [ No answer. ] It has a tendency to increase small deposits. Increases deposits. Better securities and more money. Not any. But little. No savings bank here. It Increases savings deposits one-half. * Favorably. Not any. No. Makes it safer. Only in the business two years. Stna'l collections are better. It affects savings from 30 to 50 per cent. I consider it beneficial. TOo answer. ] Not with us. [ No answer. ! People have no savings. Not hi business Long enough to say. Rates are easier to maintain. Savings deposits must vastly increase under prohibi tion. Good for exchange. Has a tendency to Increase deposits and makes secur ities better. Don't know. If any change , for the better. Certainly no disadvantage to banking business. How does it affect merohandlnloff , groceries , dry goods , boots and shoes , oto. It just limply gives more money to pay for those. Don't know , but think favorably. Hurts all branches of business. Detrimental. [ No answer. ] Generally good. For tbo bettor. Affects these In same manner It does banking. [ No answer. ] bales about the same. Have no drunken customers to bother with. Every one pays for what they buy. No paupers In our county. Merchants claim It is detrimental to trade. I do not thlnloIt affects any business injuriously. Same. [ No answer. ] Good. Merchants claim a decided Improvement iti every way. Not at all here. [ No answer. ] More and bettor goods sold now. Same as preceding. Makes merchandising more safe and desirable. It helps a class to pay their grocer. Cannot say. Better in every way. Increased'sales. ( No answer. ) Very favorably. Less uncollectible accounts. * Less debts and failures than whore the prohibitory law Is enforced. It improves all kinds of trade. Money which would otherwise bo spent for drink is now paid for goods. Women who formerly sup ported their families by going out to service are now supported at home by their husbands. More goods sold. Detidcdly for good. Don't know. Fine trade. Leaves more money for shoes , etc. Can't say. Sobriety Improves business In the above lines. It would Increase their business if the population would increase , would It not ? vNotatall. Cuunoteay from personal knowledge Better for all classes of trade. No particular effect. ' I think that with Open saloons there would b no business herw. It increases the volume of business. ' For the better. Unquestionably benefited by prohibition. t' For good of the trade. Have had u good trade this year. ( No answer. ) All business is in better condition ft ban If we hac saloons. Answered before. Don't think It affects merchandising much. No effect. Many who would spend money for liquor. If we had saloons , now spend it for aoove named goods. Answered before. A good thing for all. Makes trade hotter. Don't know. Helps that kind of business. Merchants can make better collections. LScueflciul. Favorably , if at all. Tendency to lessen. None. Same as business generally. Can't say Ueneflcially. ft has helped the poorman to pay better thanbefore. iVhen entoi-ced , causes sale of better class of goods. Business of tliibcuaracterisbetterundor prohibition. It improves the merchandise business. Money formerly spent for liquors is now used to sup port families. Good'eUcct. Money that was given to the saloon-keeper now goes to paying debts , buying provisions , clothing , etc. The class of goods sold is better the quantity greater. Men who will buy beer and whisky , it for sale in town now pay their bills. ' Less book accounts. Workmen buy more and pay better. Favorably : more goods sold and paid for. Not at all directly. It surely improves. He who drinks his money can buy only that moch less. Same as preceding. Favorably. About same as my preceding answer. [ No answer. ] Do not think it makes any difference. It is beneficial. Money Is more plenty : cash stiles are larger , Can't say. Credits bettered in consequence. People buy more and a better class of goods. Customers pay more promptly , dress better and live better. Merchants bills are better paid ; families are better clothed and fed. Bills are more promptly paid. It makes fewer bad accounts among laboring men. [ No answer. ! Trade generally Is better than formerly. Increased sales and demand for better goods. t Business of all kinds on a surer foundation. No change , as I can see. Benefits all. Merchants sell principally for cash and the men have funds to pny with. Collections are better with the merchants and more cash trade. Favorably. Men have more money for necessaries. Don't know. People have money to buy these things Instead of patronizing saloons Has a healthy Influence on it. [ No answer. ] Think it an advantage to any store-keeper. Fewer bad debts with prohibition. The men who leave a store bill unpaid and do not drink , ore scarce. [ No answer. ] That has not been as good under prohibition. Money that might be expended for liquors now goes to the merchant. [ No answer. ] [ N6 answer. ] Store credit asked. It Increases trade to some extent and makes it safer. Merchants , except one , claim it is a detriment. It Increases trade of all kinds , except in intoxicating liquors. Don t know. Not hurt a particle in this direction , although only a few miles from Nebraska line. Improves the business , merchanos get much hereto fore ipent In saloons. How , If at all , docs It afloat collections ? Not at all. Favorably. ( No answer. ) ( No answer. ) ( No answer. ) With a certain class collections nro easier and more prompt. Better to advantage. Any catiso that depresses busi ness of any kind , Invariably mukes collections in that lint hard to make. None. No particular difference elthoi way. ( No answer. ) None apparently. Bettor under the law than they would bo without It. Same. ( No answer. ) We sco but little difference aj hard times are upon us. At least 100 per cent bettor. Not at all. ( No answer. ) Collections are better. Can't see that it has an effect. ( No answer. ) As it affects other business by saving the money. Cannot say. Better In every way. Makes them bettor. ( No answer. ) 1'eoplo sometimes pny now whenever never paid when they could buy whisky freely. Increases the chances for the collection of debts. Do not think they are any worse. ( No answer. ) Collections are bettor. Collections are affected for good. It helps. Collections good. [ No answer. ) Can't say. As a "julo , liquor drinkers are slow pay. ( No answer. ) Not at all. ( * It aids collections. Can't notice any change. Can't say that there Is any dif ference. Does not nffect them. Sollectlons are not generally difficult under present regime. [ No answer. ) Don't know that It affects thorn as exccsbivu drinkers got no accommodation. Favorably. None. ( No answer. ) ( Noauswer. ) ( No answer ) It seems to mo harder to collect now. No effect. Some pay their bills who would not if we had saloons. Could not give a dofinitft answer. Can't say. Collections easier : less bad debts. Were not affected when llnnor was sold in original packaged. Not materially. Makes them better. Ask the grocer , etc. Favorably , if at all. Makes collections more difficult. None. Collections are better. Very little. If any. Don't know as any. As before stated. Somewhat better when enforced Better in a prohibition com munity. It makes them bettor. Makes collections better. If at all , well. They are much better. Collections have grown cnslor. Makes collections with former drinking class pood. Makes them better. Collections ore very much bet ter. Collections are better under pro hibition. Not at all. Improvement. Collections from men of drink ing habits are very slow. No apparent effect hero. Favorably. Must answer snmo as before. Hard to say. Do not think debts nre paid as promptly as in Nebraska , but do not blame prohibition. [ Us beneficial. Are more readily met. [ No answer. ! Eases them. All parties nre more prompt and the people owe less. Favorable. t We make collections from those who had nothing to pay under wwhlsky rule. "oc appreciably influenced. It makes collections easier. No answer. ] ilakes thorn all easier. Where we had many doubtfui collections , wo now have f ew More to pay with. Vet at all They are made easier. Collections arc good. indirectly , as it affects the mer chant. Makes them easier and mow prompt 'n no way. None. Jakes people care more foj their credits. "No answer. ] ! fcllections are better. Jollcctions are easier made. Jon't see any effect , only "anti3 * are morn liable not to pay. No answer. ] ) o not see any change NO answer. ] No answer. ] No answer. ] very hard to make off drinkers. Collections are easier. Not at all. Must have a tendency to mokt them easier. Not perceptibly. Better. Makes collections asfer an < better.