Kama of Town and Banker
Sallna..J. D. Wellington.
* P.O. Miller
Santa Pe J. L. Kcnnard. . .
Sedan. 21. E. Richardson
Sedgwlck. H. Goodcll
" . . . .B. W. Hall
B noca : G. 0. K. Scovllle.
" Jno. A. GUchrlet.
'
M . . .W.E. Wilkinson.
Sereranco..B. F.Harpstor. . .
Smith Centre. 8. M. Wilcox
" .B. A. Chandler. . .
14 .as.Barrett. . . .
Spearerflle . . .J. R. Balrd. . .
Springfield . . .J. M. Adams.
Stafford Prank Cox. . . .
* C.G.Webb.
Sterling Thomas Atkinson
" J. Hanna
St. Pranola..W. B. Lookwood.
" . . .H.C. Ewlng .
St. John . " . Geo. H. Burr. . . .
. Ottolhl .
St. Mary's. . . Silas B. Warren. .
Stockton . David B. Smyth. .
" . E. J.Williams. . . .
Sylvia . A. N. Bontz .
Syracuse . W. F. Heed &Co.
Tescott. . F. F. Scidmoro. . .
Thayer . J. W. Forest .
" . C.T. Ewing .
. . J. W. Thurston. .
v
" . P. T. Bonebraker
. Edwin Knowles. .
j P.O. Noel .
1 D. A. Moulton. .
Sam'l T. Eowo . .
.Win. O. Ewing. . .
.J. M. Brier
u . . . . Bestor G. Brown.
Tribune C. E. Wlghtman.
Turon M. H. Potter. . . . .
TJdaU H.P.Pontius. . . .
" P. W. Smith ,
Ulysses O.E. Wlckersham
Valley Center. H. Q. Dewing : . . . .
Valley FallSi.H. 1 > . Butts
41 . .R.H.Crosby
" . . Hicks , Gephart Co
Victoria P. B. Brungardt.
WaKeenoy..R.C. Wilson
* . . . .John H. March. . .
Walnut..J.M. Goff.
Walton JT. H.Taggart. . . .
Wainego Trout and Leach.
Washington. . J. O. Horning. . . .
Waterville..J. P.Tuorno
/averly. . . . . J. L. Senior.
Weir City James Dennis. .
Wellington . . .A. Brnnaman. .
Wellsville . . . .E. E. Gaddls. . .
WestmorelandA. B. Pomeroy.
White City..John Taggurt. . :
White Cloud..Geo.Nuzum
" . . Alexis Poulet. . . . .
Whitewater . E. S. McLain
Whiting. L. M. Myers
Wichita. C. A. Walker
.Fred W. Waller. .
.Chas. E. Curtis.- .
" L. D. Skinner. . . .
11 R. E. Lawrence. .
Willis J. D. Harpstor. . .
Wilsoy C. M. Beuchy
"Wflson W. P. Westfall. . . .
Wllliamsburg.J. R. Finley
"Wlnfleld John A. Eaton. . .
Wlnona A. M. Gibbon. . . .
Yates Center.H. H. Winter
" .J. W. Depew
Explanation § Simiary
It has been persistently urged by its
opponents , that the prohibition of the
liquor traffic has seriously injured the
business prosperity 'of every prohibi
tion state. For.the purpose of pre
senting the most reliable testimony
upon this subject to the people of Ne
braska , blanks containing the questions
appearing at the heads of the above
columns were sent to every bank cash
ier in the state of Kansas , accompanied
by the following letter :
HEADQUARTERS NEBRASKA NONPARTISAN - )
PARTISAN PROHIBITORY AMEND- [
MJSNT LEAGUE. j
LINCOLN , NEB. , Aug. 15,1890.
DEAR SIR : An Amendment to the
Constitution of. the State of Nebraska ,
prohibiting the manufacture , sale and
keeping for sale of intoxicating liquors
as a 'beverage , has been submitted to
the people. Many conflicting reports
are in circulation concerning the effects
of the prohibitory law in Kansas. Its
effect upon the business of your state
Is especially a question of much discus
sion. That the truth may be presented
to the people , the enclosed letter of in
quiry has been , sent to every bank in
Kansas. The replies thereto -will be
published. Will you please answer the
What offcob does the law have upon btulneM
generally ?
Money spent for Intoxicants Is now spent for bread and meat
Good cllcct men formerly bud pay are now good.
In my judgment all business Is more profitable.
But very little change. *
Affects laboring men principally , by saving- their wages ;
hence they pay. *
A great benefit.
Business Is better , safer and more satisfactory in every way.
Would favor a high license law and think It would.
Adds greatly to sales , and cash sales to the laboring class are
u consequence.
It keeps our boys from entering the saloons so freely and wo
do not have one drunken man whore * wo formerly hod ten.
The effect is good.
Good.
It helps burJness.
Very much improved.
Not detrimental to business in any way' ; "
The effect is good. .
It gives greater confidence in business circles.
Don'tknow , but business Is good consideringthedry weather.
A most beneficial effect : more money IB spent for food and
clothing.
None that I can see.
Cannot toll. Prohibition was hero when we came.
An exceedingly wholesome effect. .
M
It raised taxes. It also checked immigration.
Good.
Don't think it makes any difference either way.
Its effect has been beneficial. '
It makes busnless better aud on a more solid busts.
No detrimental effects at least.
Cannot say. .
If a man does not spend his money for what does him no
good , he can spend it forthat which is useful.
Improves it and renders it more pleasant.
The money that went to saloons now goes to our-buslncss
men.
Makes it better.
Do not think it materially affects general business.
Think the saloon adds something to the volume of business
hi any community.
My impression has been that general business has been im
proved.
Good.
Money that used to go for whisky now goes for dry goods
and groceries.
The absence of saloons has Increased tax levy , but as a
general factor In business prosperity , prohibition cuts no
figure.
Good , emphatically.
Good.
Decrease it about one-half.
G Ives tone and confidence.
Makes no perceptible change.
Very little.
It tends to demoralize It ,
A peed effect.
Difficult to answer.
' / .
None. , " "
Wholesome.
[ No answer. ]
General business Is better.
Makes it safer and more pleasant to do business.
Cannot see that business Is damaged any by prohibitory law.
Very hard tq answer. Business Is certainly very dull.
Business greatly Increased after the law passed.
So good an affect that business men would not permit the
opening of an o. p. saloon.
Beneficial.
Can see no material change.
No effect noticeable in this locality.
Very helpful.
A grand effect. Men are sober , that were drunken , homes
happy that were sad the family gets now what used to gofer
for whisky.
[ No answer. ]
Not much change.
It has tended to increase the volume of business.
Don't think it has any appreciable effect.
Depresses business generally.9
Deprersing.
Conditions have changed so much since prohibition went In
to effect , no comparative statement can be made , .
Makes taxes higher and keeps out Germans.
Nono.
A good effect.
Stimulates business.
Think the tendency is to keep away a portion of the foreign
element.
[ t has improved business by reclaiming drunkards.
Drives the liquor dealer into back rooms and cellars , vacates
business rooms and depopulates towns.
A good effect.
A good effect.
Cannot see much change.
questions and return the same to us
with your answers at your earliest
convenience. If for any reason you
do not answer this , will you please
hand it to some officer of your bank
who will ?
CHAS. A. BOBBINS , Sec'y"
Eeplieswere received from 428
officers of Kansas banks. All replies
*
are published , whether favorable or
unfavorable to the prohibitory law.
These replies may be classified as fol
lows : ' In answer to the question ,
' What effect does the prohibitory law
have business ? " 417
upon generally re
plies were received. Of these 254 state
that the law has proved a material and
positive benefit to general business ; 17
state that it has not injured business ;
69 state that it has not affected business ;
26 bankers state that they are unable
for various reasons , to make definite
replies ; and 9 replies are too vague for
classification.
Eight replies are to the. effect that
business is somewhat injured by the
proximity of license towns in other
states. Only 34 bankers reply that
the law is an injury to business
generally.
2. In answer to the questions , "How ,
does it affect the banking business ?
Does it affect the savings deposits ? "
397 replies were received. Of these 213 j
How does It affect the banking business ? Does it
affect the savings deposits ?
No effect noticeable.
Merchants have found that collections are much
bettor than formerly.
Have been in "Kansas-about three years so cannot
give a comparative answer.
The country is increasing to such an extent , I bellovo
It would be impossible to tell whether it has any or
not. *
Not at all. - '
It hi u benefit. Yes.
Par better. The laboring1 people deposit more mono }
and pay bettor.
Do not think wo gain a dollar's deposit by reason of
prohibition.
General banking business Is prosperous.
[ No answer. ]
There are no pavings deposits in this locality.
What is beneficial to all other kinds of business can
not bo detrimental to banking interests.
A man whodrinks cannot borrowfrom me. Savings
deposits are not made by those who drink here.
Betters it. Yes increases them.
Not'oxcept for idvantage.
Favorable. It surely changes the deposit from saloon
to bank.
Do not know that it materially affects them.
Was not hero until 1888.
Small savings deposits , aggregating large amounts
are .placed to the credit of people that would other-
wlmj find a place in the saloon till.
Can/iotsee that it affects here' . Town too small and
e/uutry too new for much deposit.
Ciumot tell. Same reason.
Affects banking only in a general way common to all
other classes of business.
Does not seem to affect. Savings deposits are as poor
as before.
More deposits. Cannot get so great per cent , interest
for money. Risks not so great.
Question not applicable here where everyone uses
their money.
Same as proceeding.
Makes it better , iiargerdeposits.
Difficult to determine.
Bank organized since law took effect so cannot answer
Not hurt by prohibition.
Our business improved. Small deposits are iucroased.
Makes no perceptible difference.
No savings department.
Its tendency is to increase deposits In'the savings de
partment.
If a rnau has saved ten dollars and spends one for
whisky he will only have nine to deposit.
Have not noticed any effect on general banking busi
ness. From information received am inclined to
think it affects savings deposits for the better.
Favorably.
Do not do a general banking business.
1 believe that prohibition has no effect whatever on
the banking business.
{ No answer. ]
ncrease saving deposits.
It does.
Increases.
No.
Don't see any effect on savings deposits.
Not in my opinion.
Beneficially.
Nono.
Not at all.
We handle money direct and through merchants that
would go to liquor dealers.
We feel safer In loaning funds as parties pay more
promptly from not using their money for luxuries.
Favorably.
Increases small deposits and Increases deposits.
Men are good for accommodations at the bank who
would not be If the saloons were open.
Cannot ECO any effect.
It Is certainly no disadvantage to the business.
Only advantageously. Our deposits never so good as
this year.
Improves it. Increases savjngs deposits.
Banking is safer. Deposits much better ,
No effect noticeable in this locality.
Have had no saloons here since wo organized.
Men who hud no credit are now sober and can pay ,
have good credit and keep a little bank account.
Small increase
Not much change.
It has increased local deposits , especially those of the
savings bank.
Can't see that it does.
Affects banking business by driving out of the state
many monied men engaged in the traffic.
By keeping out immigration.
LNo answer. ]
But little savings deposits.
See very little difference.
Seed , to a certain extent.
Has tendency to increase deposits.
j
Could not say.
Don't notice any change.
When saloons are ruunlng , banking is more aotlvo.
[ No answer. ]
Yes.
Cannot see any difference.
state that prohibition has benefited
general banking business ; 106 state
that it has not affected it ; 57 bankers
state that they are unable to give defin
ite repliesand ; C replies are too definite
for classification. Only 15 bankers
state that prohibition has injured bank
ing. There are comparatively few sav
ings banks in Kansas ( or any other
western state ) , but 59 bankers state
that prohibition has increased savings
and savings deposits and only one bank
er is of the opinion that it has injuri
ously affected them.
3. In reply to the question , "How
does it affect merchandising , groceries ,
dry goods , boots and shoes , etc ? " 377
replies were received. Of these , 261
state that the law has resulted in great
benefit to all lines of legitimate mer
chandising ; 49 state that it has not
affected these lines of business ; 30
bankers state that they are unable to
make any reply to the question ; and 11
replies are too indefinite for classifica
tion. Six bankers state that by reason
of the proximity of license towns , mer
chandising is injured. Only 20 state
that prohibition has directly injured
merchandising.
4. In reply to the question , "How , if
at all , does it affect collections ? " 357
replies were received. Of these , 217
state that the law has improved collec-
< flow does It affect merchandising , groceries , dryv
goods , boots and shoes , etc ?
Same as upon business generally ,
Same as preceding.
Same answer.
No particular effect.
Makes them bettor among laboring classes.
Many children wear shoes and stockings * , tbatwltl
strong drink would go unshod. All agree that it 1
a benefit.
Our merchants are u unit in Buying that incrchun
dlsiiig Is bettor under prohibition.
Do not think we gain any trade by reason of proliibl
tion.
Among those doing a credit busln < jiles are safer
than could possibly bo to a ualoo . tnmizlug put
rouagc.
If anything It helps them.
Do not know.
The people spend in necessaries what otherwise
would go for the drink.
Our drinkers are all credit men. and except atoue or
two places cannot buy except for cash.
Larger amount sold and more generally paid for.
It lu no way is a hindrance tojmy of these.
At least two-thirds of thu money that would go for
drink , goes to pay store bills.
Think it makes purchasers pay that for the goods
they buy which would otherwise be spent in dram
shops.
[ No auswer. ]
Every Hue of is benefited the
merchandising by prohibitory
hibitory law.
At least no evil effect. Our town Is growing and im
proving more than adjoining Nebraska towns.
Cannot tell. Same reason.
[ No answer. ]
Have no means to find out.
Favorably.
Money saved from drink is used In better ways.
Same as preceding.
It makes it better.
Effects good.
It is a benefit to all merchants ; loss poor accounts
and more cash.
Not hurt by prohibition.
Makes purchasers for cosh of former undesirable
customers.
Favorably.
The money spent In saloon period for driuk is now
spent , for Hour , clothinj * . etc.
More money is expended 1'or groceries , etc. . and bet
ter payments made.
The mau who only makes enough money to support
his family must reduce the < | uantity or quality of
food and clothing by the amount spout for drink.
Relieve it has had n good effect upon all tnido.
Favorably.
Money that went for whisky goes to grocers , etc '
The poorer class drink less and therefore hayo more
money for the proper support of their families
[ No auswer.l
Money expended for whisky under the saloon law is
now spent for the necessaries of Jife.
About one-third.
Gives the merchant confidence to credit poorer
classes.
A change is noticed from a decrease iu immigration.
Very little.
Cannot see that it increases sales.
Same ; good effect
None.
Not to anything I know of.
Our merchants sell more goods and collect their bills
more closely than if they had to divide trade with
the saloonkeeper.
As parties use all the money they make it certainly
must help mercantile trade.
All kinds of business are better.
Increases caoh sales and makes collections easier.
No doubt it is an advantage , as more money now goes
for these poods.
No answer. ]
Not unfavorably.
To such un extent that in twelve years we have had
but two failures
Beneficial to all of them.
Affects it very little if ary.
No effect noticeable in this locality.
For the better.
%
For good every time.
increase purchase of them.
Sot much change.
They buy more goods and drink less.
Has no effect.
What affects one class of business will another
tfoney is scarce.
No answer. ] *
Merchants inclined to drink on the sly , which of
course damages business.
"More money spent for these articles and less for
liquor.
Parties iu'clined to drink are bettor citizens and bet
ter pay.
Were There a saloon here , many who now pay their
store accounts would spend theii money in the
saloon.
No answer. ]
favorably of course.
Merchants have had more business while our saloons
were running. .
The law is a certain benefit to all branchesof business
Jen who spent their money in saloons now pay it for
groceries , etc.
There are more that buy and pay for what they get
than before.
tions ; 102 state that it has not affected
them ; 22 bankers state that they cannot
reply ; and 10 replies aie too indefinite
for classification. Only G bankers state
that prohibition has injuriously affected
collections.
It will certainly be admitted by every
candid and intelligent reader , that
taken as a class , the bankers of Kansas
are the highest possible authority upon
the effects of prohibition upon the ma
terial prosperity of that state. Their
testimony- not only furnishes a com
plete refutation of the oft-repeated lie
that prohibition has ruined Kansas ,
but conclusively establishes the fact
that it has greatly benefitted all lines
of legitimate business and added
enormously to the aggregate wealth
and prosperity of the state.
Joints in Days of High License.
To those who believe that prohibition
will bring joints and that high license
excludes them , the following item is of
interest. The following places in Lin
coln , under the beneficient rule of high
license that regulates , hold govern
ment licenses for the sale of liquor , but
pay no city license and contribute no
thousand dollars apiece to the much
vaunted school fund for the education
of Lincoln children. Here is the list
of joints in Lincoln under high license :
Fannie Chapman.
Jessie Disbrow. 227 South Sixth.
Sadie Freeman , 716 L street.
Uow , If at all , docs it affect
collections ?
Collection ! } for the better ,
Sumo as preceding.
Same as preceding.
None at all.
all.t
Same.
Helps them very much.
Collections are far bettor , i t-
Collections would bo oa cosily
inniloundcrulicense law , " .
Very few losses In trade now.
Makes them better.
Don't know.
Cannot f-ay.
A collection against a man who
driifks Is generally very nearly
valueless. ,
Collections impr < ved.
Not detrimental in any way.
\\hen people market crops or
stock ami rcatizucaMi forximo
they pay their debus because
of no opportunity for drinks.
It has a tendency to invite the
piiyincutof debts of a certain
class which might bo t-pout
otherwise were there oppor
tunity.
Have collected faster than wo
dcblred.
Collections are mmih easier and
more satisfactory.
See no evil effect.
Same.
Perceptibly in a uumber of cases
See no effect.
Makes them better. Easier to
collect.
Sumo as preceding
Same as preceding.
.Miikes them 100 per cent better.
MuliCri them better.
Jaiinot say.
Men pay debts with money oth-
erwi.so lost on sprees.
Makes them easier.
Makt > s them butter.
Makes them better.
> o not notice much effect.
.JCo answer. ]
t has had u good effect.
"
? avorably. % ,
Do not loan to men that drink.
n some branches of hinnll trade
It improves collection.
; No answer. ]
.t makes them better.
lave to sue most all collections.
Collections are easier.
to material'change.
"Jone. "
t teems to have no effect.
Setter pay.
'copleaieno prompter iu pay
ing.
t docs not affect them at all.
No answer. ]
Usually collections are promptly
met.
7olection& ! arc better.
Alakcs it po-fcilIe to collect debts
that under the free whiski-y
administration would be un
collectible ,
bosses would be j rcatcr were it
not for prohibition.
No answer. ]
"avorably.
Advantageously.
Collections are more easily mot
by debtor.
Collect ions are much better.
\o cllcct noticeable in this local
ity.
No answer. 1
) ccidedly better on account of
prohibition.
lelps collections.
Xot much chiinpe
Collections ; ! little slow owing to
poor crops the lust U years.
fo cil'cct wliatcvcr.
No answer. ]
lakes them very hard.
; No answer. ]
.iquor bills paid flrst.
sone.
Collections are more easily made
Slakes collections easier.
Don't think it would be of ben
efit.
No perceptible change.
Collections are very difficult.
Very beneficially.
They are better.
[ No answer. ]
Dora Frazier , 710 N street. ,
Hattie Hoover , 137 South Sixth.
Cora Huffman , 715 M street.
Jennie Kingon , 135 South Tenth.
Nellie Roberts , 1(128 ( M street.
Lydia Stewart. 124 South Ninth.
Anna Tripp. 800 N street.
- Lincoln Turnverein,900 0 street.
If these people do not pay their gov
ernment license fee for fun they are
selling liquor in violation of the Slo-
cumb law and should be arrested and
prosecuted. AVill any of the cham
pions of the Slocumb law vindicate it
by seeing that this is done ?
Nebraska Bankers.
The reputable bankers of Nebraska
are indignantly repudiating the attempt
to place them in the light of champions
of the saloons and its attendant in
famies. In response to u letter sent out
by Mr. L. C. Humphrey , of the Ne
braska Commercial bank of Lincoln ,
replies have been received from 173
banks as given below. It shows con
clusively that the insinuation that the
bankers of Nebraska are for the saloon
is a base libel on decent men.
* 0fthis number 59 are from Omaha and
Nebraska City.
