“HOW YOU CAN OWN YOUR OWN HOME” —Here’s A Plan
• You May Have 25 Years to Pay for Your Home £
at Only 4V$>% Interest or You May Pay The Full
Amount Out, Anytime You So Choose To
DISCUSSION HELD BETWEEN MR. FOLGER
HOLM, FHA DIRECTOR, AND PUBLISHER.
MR. C. C. GALLOWAY, REVEALS STARTL
ING FACTS NEVER TAKEN ADVANTAGE
OF HERETOFORE.
A few days ago the Omaha Guide received a tele
phone call from the Federal Housing Administra
tion’s State Director, asking for an appointment
which was complied with. I am going to try to give
the ‘just’ of our conversation about Omaha Housing
conditions for this area:
First, T want to state, that in the 43 years I have
clived in Omaha, T have never known at anytime,
where an opportunity presented itself to the Citiz
3 ens of this area, to become home owners like this
• ne. Mr. Holger Holm, Slate uir_*
•ctor made the following statement
"ito me in his office. He said he has a J
quot,a of 50 new houses for Omaha j
especially for colored citizens. He j
has'^had this reserved every since i
^ .November 15, 19411. This T could not
understand and was forced to ask
Jsr.me very pointed questions. I ask
ed Mr. Holm what had been done to
Set the colored people of Omaha
know that he had this priority for j
these 50 new' homes? He said that |
he had talked it over with several .
different people and some contract- |
s c ora and he was surprised to know
that out of 50 new homes only
three had been started. I asked him
what he thought the trouble was, he
J said he did not know. He said he
thought out of 20,000 Negros w-hich
represented about 5000 homes that
■'* they ought to be 50 out of these
5000 families that would and could
qualify for these homes. 1 asked Mr
, Holm what was the qualifications to
build a home and he handed me a
letter to read. After reading the let
ter 1 yet felt that there was more
information needed to get the aver
age person interested, so I asked
him to wrfte me a letter setting out
in detail certain information that I
thought would be valuable to the
^ home seeker. The following is the
letter I received from Mr. Holm.
National Housing Agency
Federal Housing Administration
Office of StaW Director
Omaha 2, Nebraska.
Omaha Guide
242h Grant Street
Att: Mr. C. C. Galloway
My dear sir:
The KHA office is now authoriz
ed to issue priorities assistance
which is and in effect, permission
to build a home or create an apart
ment »n the following cases:
To a Veteran, honorably discharg
ed from servic# after December 30
1940, upon receipt of his application
and statement that no housing is
(Available for his family.
To families who are evicted, upon
receipt of their application, copy of
eviction notice, and statement from
J the City Mayor that no housing is
available in their price range.
'To families who have consolidated
and are living under crowded con
ditions, permission can be granted
by us to add additional bedrooms.
Applications for priorotier are ob
~s tained at FHA Office and priority
certificates issued there.
Very truly yours
Holger Holm
State Directot
Colored People Never
. Took Full Advantage
of Housing Priority
,.»* Offered! —
H *
From Federal Housing Administ
^ration
Omaha, Nebraska
i March 1, 1945
*3 **A quotoa of 50 new houses for
o Omaha especially for colored people
was made avail«*ible some time agoi
■——
f
Holger Holm, Director of Federal
Housing administration, said. “This
means that priorities assistance can |
be granted for that many houses to
be built in the Omaha Defense Area
for occupancy by in-migrant, civil
ian war workers, or by those war
workers who can show eviction no
tice and cannot find a suitable place
to live.” Mr. Holm said.
Still Available
Only three or four applications for
these priorities have been made, but
a substantial amount for the quota
is still available. It Is not necessary
for these homes to be built by a
contractor for sale or for rent. Pri
orities can be granted to the indiv
idual to build his own home if he is
an in-migrant civilian war worker
or if he has an eviction notice.
It should be remembered that the
Federal Housing Administration
does not actually loan the money.
Banks, trust companies, insurance
companies, and other lending insti
tutions take the applications for
FHA approval and insurance or
guarantee of the loan.
Steps to take are:
1. Find a suitable lot. Let FHA
look at the lot to determine in ad.
vanee whether it is in a suitable lo
cation to be approved for the FHA
loan.
2. See your architect or contractor
and get plans and specifications so
as to know the siae and design and
number of board feet of lumber re
quired.
3. Go to the FHA. 1215 W. O. W.
Building, and make application for
the priority.
4. When the priority is granted, go
to one of the many lending institut
ions making FHA loans and make
application for the loan.
5. If and when the loan is appro
ved, construction can proceed.
6. Remember FHA are offering
their assistance, counsel and ad
vice on location and acceptance
plans.
7. FHA makes inspections during
the construction period, to assure
you of good materials and a well
built house.
If you are interested in becoming
the owner of a new home designed
and built according to your own
idea that you in all probability have
dreamed of all your life. Here is
your golden opportunity and it don't
have to be a $6,000.00 $8,000.00 or a
$10,000.00 home, you can build one
in accordance with your ability to
pay, for instance if you own a lot
which will be worth $3,000.00 when
completed. In other words the FHA
will become a partner with you and
secure the loan for the sum of
$2,700.00 which is 90 per-cent of tue
value of the house and lot would be
when completed. In other words if
your lot is worth $300 and so ad
judged by the FHA, that will serve
as your full down payment on your
new home a $2,700.00 loan which is
90 per-cent of a $3,000.00 proposit
ion. Your payments will be approx
imately as follows: Principal, inter
est, Mortage and insurance $16.12,
* Approximate taxes $5.50, approxi
mate Hazard Insurance 85 cents
Total monthly payments $22.47 on a
$3,000.00 home, cheaper than rent.
Now of course if you want a $6,00000
home it would be just double that
amount,$44.94 but the beautiful part
of this story is you get a loan of 90
pe-rcent of what ever the expense of
building the kind of home you want
at an unheard of rate of interest the
small sum of 4 and one half per-cent
What do your qualifications have
to be to get this loan? You must be
a war Veteran or a worker in war
industry or you must show that you
have been evicted by the Officials of
your City and that you are unable to
find a place to live. You must have a
good credit rating and your job
must show that it pays a salary that
will justify the indebtidness of the
new home that you are about to as
sume. Then if you are eligible for
this new home you don't have to buy
the lot if you don't own one, locate
the lot and secure option there for a
30 day period, be in a position to pay
for same, if all goes well with you
after you have located your lot then
get an architect and have him draft
a pencil sketch of the kind of home
you want to build, then find a con
tractor of your choice who can qual
ify to do the job, then go to the
National Housing Agency, known as
he Federal Housing Administration
- in Door W. O. W. bldg, and ask
•r Mr. Holm. State Director, tell
im the Omaha Guide Publisher C.
Galloway directed you there to
ee him and we assure you that he
’li give you every consideration
and that the Government will be
come a partner with you to build a
new home. The FHA does not fur
nish the money to build this home
but they do sign your note and the
Architect will make three inspect
ions during the process of building
to see that you get the material and
the structure in accordance to your
specifications with your contractor.
Come to The Omaha
Guide Office, 2420
Grant Street
Now if you have any trouble find
ing someone to loan you the cash to
build this home 'after the Govern
ment has agreed to sign this note
with you, and your contractor can
not find any financial company to
make the loan, then you come to the
Omaha Guide Office, 2420 Grant St
and we will see that you get the
cash to build with and if you are
unable to find an Architect and a
contractor to give you the service
wanted, you are priviliged to call at
my office and X will be pleased to
find the men that will be glad to
serve you.
we want to prove our claim to tne
Government that there is a housing
shortage in the area and that there
is more than 50 families that can
qualify for the Federal assistance in
securing a new home.
After you have read the above and
if there is any doubt in your mind
as to your understanding the mat
ter to your satisfaction, we will be
glad to have you call at 2420 Grant
St., the Omaha Guide, and let C. C.
Galloway give you the benifit of his
35 years of Real Kstate dealing.
Remember if you own a lot you
don't have to buy one and also re
member if you are eligable for the
loan and the value of the lot that
you own is 10 per-cent of the am
ount that you want to invest in a
home, you don't need a penny in
cash, the FHA will sign your not for
the 90 per-cent loan to build your
home and the banks, Building and
Loan and Mortgage concerns are
bulging with cash to loan to you
Architects and contractors are cry
ing for the opportunity to serve you
Oh yes, one other bit of information
that you need to know that I was a
bout to forget. So many people com
plain about the prices on hnildine
material, now don't let that bother
you your Uncle Sam has taken care
of that in ‘41. All of the building
material needed to construct this
Special Announcementk
LOTS, LOTS, LOTS
ItAfo Illicit Ta InnAiinAA to the Desired Home Owners, that
JitC Wlcll 10 MnilOUIICC We have been Successful in Secur
ing a number of Valuable Lots with all City Improvements and
which will be Acceptable to the FHA to Build You a Home thereon.
• IF Our Lots are not in the location that you are desirous of liv
ing in ' !
We wish to State that WE ARE IN THE REAL ESTATE BUSI
NESS and we will help you select the lot and the location you want,
and we also wish to state, we can supply you with the services of an
Architect and a Contractor to Build Your Home.
We are an Incorporated Real Estate firm and Our Job is “To
Build Fine, Durable Homes.” Come to Our Office and let us help
you sketch YOUR Future Home.
REALTY IMPROVEMENT Co., Inc.
342 Electric Bldg
rB^A JA 7718 or JA 1620
home is now and has been under
a ceiling price every since the war
began. Can you get the material?
Yes, don't let that bother you, the
FHA has secured you the priority on
all the material it will take to con
struct this home at the ceiling price
of the pre-war days.
^
What a golden opportunity there
is here for you to get rid of the rent
receipts and become an owner of a
home at the regular rental rates. Oh
if at any time you wish to pay your
home off in full from 1 to 25 years
you will be at liberty to do so. A
gain we say this is a golden oppor
tunity for you if you want to bring
an end to that landlord shoving you
around and turn the rental reeept
into a home owners deed. Now is the
time to act. Yes sir, act today. Don't
put off for tomorrow what you can
think out and do today.
He Practices Racial Tolerance...
Samuel Klein, Pioneer in Goodwill, shown with his Secretary, Miss Ruth Seals.
FINDS HIRING OF NEGRO
SECRETARY A SUCCESS
By Jessie Ash Arndt g
Three years ago it was an ex
periment. Today it is not even a
novelty to the salsemen, byers> and
other business patrons of the firm
of Mary Muffet, Inc., to find among
the office workers there an able
young Negro woman who is secre
tary to Samuel C. Klein, the com
pany's secretary and also chairman
of the Board of the Associaated
Garment Industries of St. Louis.
The emloyment of Ruth Seals
three years ago was the culmination
of Mr. Klein's desire to pioneer in
promoting better race relations in
the city and his activities as a mem
ber of the Urban League, national
organization of whites and Negroes
devoted to this purpose. He recog
nized the fact that it would repuire
intelligent understanding and co
oeration not only among the work
ers in his office but also on the part
of the Negro woman whom he en
gaged for the place. He was suc
cessful! in enlisting these from both
and Miss Seals is now an accepted
member of the secretarial staff-one
whose ability and application to her
work have etablished her in her po.
I sition.
Consults Associates
Mr. Klein's first step in his plan
to include a Negro woman on the
office staff was to consult his as
sociates. They recognized the value
of the experiment. His next step
was to consult the Urban League
and ask this organization to recom
mend a Negro woman qualified for
the place not only by education but
also by individual characteristics
which would enable her to meet the
difficulties that would inevitably
arise. Two applicants were inter
viewed and rejected. Miss Seals was
the third. She was given the posit
ion and assigned to a desk directly
in front of Mr. Klein's office door.
This enabled him to observe the
attitude of other workers toward
her and hers toward them.
Miss Seals,understanding- the in
stinctive prejudice some of her co
workers might feel, conducted her
self with the utmost dignity and
consideration. Mr. Klein recalled
She always managed to be in the
locker room when the other girls
Meres a SENS/BIB way
to relieve distress of
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Important To Know!
Pinkham’s Compound does more
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Taken regularly—it helps build up
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Pinkham’s Compound helps nature.
Also grand stomachic tonic. ft
DIRECTIONS: Take one table- rA
spoonful 4 times a day before / '3*
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VEGETABLE COMPOUND
Good will At Work
j
Children of worikng mothers eat their lunch in the
nursery School of Council House, a community cen
ter in the East Bronx, New York, which was present
ed as a gift to the Negro people by the New York
Section of the National Council of Jewish Women at
a public dinner at the Hotel Commodore, New York,
on Tuesday, March 27th.
-i_
Jewish Women’s Organization Turn Over Land,
Building, Equipment Valued at Million Dollars
To Underprivileged Negro Children in N. Y.
There is a house up in the east
Bronx, New York, which thousands
of Negro boys and girls think of as
a kind of “second home”. It is
Council House, a community center
operated by the New York section of
the Council of Jewish Women,
where youngsters go every day to
were not trere. She had no thought]
of joining them when they had early
lunch together on Saturdays in one
of the office rooms.
It was not long, however, before
Mr. Klein observed that the girls in
vited Miss Seals to join them on
these occasions, accepting her with
out regard to race or color. Sales
men who came in learned that work
given her to do was done promptly
and well. Buyers recognized her
courtesy and intelligence. Miss Seals
keenly aware that she had not only
to rove her ability but also to stand
as a credit to her race, took the
place to which her capabilities en
titled her and responded to friend
liness with friendliness, but never
with even a hint of aggresivness.
Another Racial Problem
With this pioneer step so well es
tablished that 15 or 20 other firms
in St. Louis have followed it. Mr.
Klein found himself faced with op
portunity to take another some
months ago. Two Japanese girls ap
plied for work in the Mary Muffet
factory. He saw them talking to the
girl at the information desk and
asked her to send them to his office
As he thought, they were American
born but had been unsuccessful
whereever they haad applied for
work.
“I don't know about employing
you,” he told them." Almost every
one over in the factory has a son or
brother or sweetheart in the war—
many in the South Pacific. I'll have
to ask them.”
He did just that. He didn't use the
loud-speaker that reaches the fact
ory either. He called the workers to
gether, stood on a chair and ex.
plained the situation of these two
American-born Japanese. "It's up to
you whether or not we take them
on”, he told the workers "but I
think we should invite these girls to
work here.”
There was a storm of applause
and the girls went to work the next
morning. Later two more were giv
en employment and their co-work
ers learned that like other Ameri
cans, these with Japanese names
themselves had brothers or sweat
hearts fighting in the United States
Army overseas. And here at home.
’the girls were having opportunity to
witness the American way in pract
ical operation.
Mr. Klein's approach to the prob
lem of race relations no doubt has
gained much strength from the fact
that it is so thoroughly consistent
with his progressive policy in the
industrial field.
Music was marking the rhythm
for the whir of sewing machines
and the snip of scissors on a recent
sunny morning when I visited there.
The scene was suggestive of a stage
setting, with attractive workers
busy at pretty green sewiftg mach
ines and tables, and piles of fabrics
and rows of dresses in rainbow
shades adding gay color. A recreat
ion program is provided under a full
time recreation director. The
streamlining of production has gone
hand-in-hand with other improve
ments which are inovations in the
industry.
After-hour classes are held for
workers, in cooking canning and
handicraft; dances horseback rides
, bowling contests theatre and con
cert parties are arranged. In the
warkrooms there are long tables
where a hot beverage is served at
noon and where the workers may
eat their lunches brought from
home. Music is played during the
lunch hour, brief mid-morning and
mid-afternoon periods and at quitt
ing time. It is the purpose of the
managment to make the factory a
comfortable, pleasant and profit
able place for the employees to
spend their time. As a result, the
company naturally is rewarded with
exact and efficient work from them
Mr. Klein pointed out.
Mr. Klein also led the way in an
industrial experiment when he em
ployed students from Washington
University School of Design in St.
Louis to do actual designing for his
firm. The Mary Muffet and Kerry
Cricket lines made there and now
nationally known, are the result,
and the St. Louis Junior market has
gained steady impetus from the
work of yong designers who are
now to be found in the workrooms
facturers in the city,
of most of the other garment manu
WOW Newscaster will
Cover Frisco Conference
Hay ('lark, chief newnca«ter, who
leaves April 15 to cover the United
Nations* Conference in San Fran
cisco and to secure interviews with
mid-west boy* in the Pacific Thea
ter of war, for hi* Noon Hay For
um program, 12:45 week days on
WOW,
TO SEN l> NEWSCASTER,
RAY CLARK TO PACIFIC AS
W AR CORK F.SPON IIENT
Omaha, Nebraska, April 2, Station
WOW announced today on its 22nd
Anniversary tha it expects to send
Newscaster Ray lark to the Pacific
Theater as a war correspondent.
Clark, will make a series of in
terview programs for his “Noon
day' Forum”. Tieard jon AVOW at
12:45 pm., weekdays.
WOW' has asked accreditation for
Clark to the command of Admiral
Nimitz in the Central Pacific. He
expects to leave Omaha April 15.
Enroute west he will interview mid
yvestern boys in the army and navy
hospitals, among them Fitzsimons
General at Denver, and the Navy
rehabilitation center at Sun Valley.
Clark has been accredited as a
correspondent to the United Nations
Conference at San Francisco start
ing April 25 and will proceed over
seas from there. He will use NBC
shortwave transmitters ,/nd army
facilities in relaying his programs
and dispatches back to WOW.
President John J. Gillin, Jr., of
WOW said Clark’s trip was “a sort
of a birthday present to our listen
ers”. The station was established
on April 2, 1923.
□□□[=^-iBaaat=iuniDnr——innn
have fun together under the guid
ance of teachers and social work
ers.
The story of the Council House
had its beginning in 1929, when the
Council of Jewish Women recogniz
ed that the community center was
needed to serve the underprivileged
Jewish people of the east Bronx. A
large modern building was erected
to provide extensive social, recreat
ional and educational facilities, and
a constructive program was develop
ed to keep children off the streets.
From the start, it was the policy of
the House to welcome people of all
races, colors and creeds.
Within the past few years, the
population surrounding Council
House has changed; the neighbor
hood is now composed almost entire
ly of Negro residents. Here was an
opportunity for a practical demon
stration of good will. Instead of
transferring its activities to an
other area, the National Council of
Jewish Women continued to operate
the House feeling that the need for
a center of this kind must be met.
Aftpr consultation with Negro and
white leaders it was decided to
»
broaden the sponsorship and change
the name to Forrest House. An in
terracial committee was formed,
with Negro and white, Protestant,
Catholic and Jewish members. To
this Board of Managers, the Coun
cil of Jewish Women is turning over
the land, building and equipment
valued at a quarter million dollars.
The Council will also contribute to
ward the financial support of the in
stitution for the next two years.
This move has been hailed by
Negro and white leaders as a mag
nificent example of mutual under
standing at a time when the enemie"
of democracy are attempting to sow
prejudice and disunity among the
racial and religious groups.
The eager response of the com
munity is evident to anyone who
visits the House. The building
hums with activity from early
morning through the evening: but
the big rush begins when school
lets out. When the after-school
crowd arrives, they have a snack,
perhaps a glass of milk and some
cookies, and then they're off to
their activities.
Tn the music room, for instance
one finds a group of eight to ten
year old girls singing folk tunes.
Their teacher, a graduate of the
Juilliard School of Music is lead
ing them in a gay little song call
ed “Way Down Yonder in the Paw
Paw Patch”, and the girls are.sing
ing with great gusto as they romp
through the steps of a folk dance.
The gymnasium is a bedlam of
shouting boys, playing a fast game
of basketball. Council House turns
out teams of championship calibre.
Grouped around a table in a meet
ing hall, little girls with serious
faces ara reciting the Girl Scout
pledge in unison. In the large
studio, barefoot children are pract
icing the graceful rythms of a mod
ern dance.
Eight rooms on the top floor, fur
nished with pint-sized tables, chairs
and cots, are devoted to the care of
children between the ages of 2 to S
The nursery school is open from 7
A. M. to 6:30 P M, and fifty children |
of working mothers spend their
days under expert care, doing fin
ger painting, playing games and
learning to get along with one an
other.
For studious youngsters who pre
fer to read, there is a well stocked
library where they can browse to
their hearts' content. The social
hall is open night, where boys and
girls come to play checkers, ping
pong and other games. On Wednes
day evenings, there is a canteen for
adolescent youngsters. A Negro
History Club, and glee club, sum
mer play groups, story hours hand
crafts and sculpture classe are a
mong the other activities at the
House. An extensive program for
adults is also being developed.
The popularity of the House may
be judged by the fact that in the
past year attendance has doubled.
Last year the House served the
children of 2,000 families, and the
list of regestered members is still
increasing by leaps and bounds.
Miss Lillian Strauss, who has
been Director since 1930, says, “We
want the people of the neighbor
hood to feel that Council House is
here to serve them, that it is a
place where they are received with
affection and understanding, and
where they can have fun and whole
some recreation.”
Dr. Channing Tobias, secretary
of the National Council of the YM
CA, will accept Forest House for
the Negro people from Mrs. Norman
Goetz, president of the New York
Section of the National Council of
Jewish Women, at a public dinner
on Tuesday, March 27, at the Hotel
Commodore, New York. Mrs.
Franklin Roosevelt will be the
guest speaker.
The organizing committee ror tne
dinner consists of Mrs. Herbert H.
Lehman, Mrs. Felix M. Warburg,
Mrs. Paul Robeson, Hon. Newbold
Morris, Dr. Channing Tobias, Mr.
Orson Wells, and Hon. James J.
Lyons.
The members of the new Board of
Managers are:
Mrs. William T. Andrews, Librar
ian; Mrs. Adolph Baar, Chairman,
Council House Board of Managers;
National Council of Jewish Women
Mrs. Allan Chalmers, Member of the
Board and Executive Committee; of
the City Wide Harlem Citizens
Committee; Mr. Strickland E. Coch
rane, Attorney; Mrs. Audrey Delan
ey, Director, Foster Home Depart
ment of Riverdale Children's Ass
| ociation; Mrs. Henry G. Eckstein,
Secretay to Board of Managers.
Council House; Mrs. Sydney B.
Erlanger, Vice-President, New York
Section, National Council of Jewish
Women; Mrs. Frank Goeller, Civil
ian Defense Executive; Mrs. Nor
man S. Goetz, President, New York
Section, National Council of Jewish
Women: Mr. Harry Goodwin, Pub
lisher, “Bronx Home News”; Rev.
Elder Hawkins, Pastor of St. Aug
ustine's Presbyterian Church:. Mrs
Arthur Mayer, Chairman of Price
Control for the Harlem District, O.
P. A. Mr. Benjamin F. MoLauren.
Field Director, Brotherhood of
Sleeping Car Porters; Hon. Newbold
Morris President of the City Coun
cil of New York; Mrs. Albert Par
ker Member of the Executive Cojn
mittee and Board of Directors, New
York Section, National Council of
Jewish Women; Mrs. Reuben Pos
ner, active in community organizat
ions of the New York Section of the
National Council of Jewish Women;
Mr. Eugene Schulz, Secretary, Bo
rough of the Bronx; Dr. Channing
M. Tobias, Senior Secretary, Natio
nal Council of YMCA; Mr. Francis
Turner, Supervisor, Junior High
School Students' Activities, Board of
Education; Mrs. Julius Wolff,
Corresponding Secretary of New
York Section, National Council of
Jewish Women.
Carl A. Johnson Has Had
Many Years’ Experience
in City Departments
Seeks Election
Carl A. Johnson 2865 Sprague St.
has filed for City Commissioner in
the coming election.
Mr. Johnson has had many years
experience in City departments and
feels that his experience will be of
great benefit to him if the people of
Omaha will elect him to office in
the coming City election,
Mr. Johnson is a Veteran of world
war one, and a member of Omaha
post number one American Legion,
and also a member of Xjouis Black
Post number 3421, Veterans of
Foreign Wars.
Mr. Johnson has been a resident
of Omaha for 20 years and has
spent most of his time in City de
partments, and feels he is capable
of ahndling any department assign
ed to him by the City Council and
will be able to devote all of his time
to Cjty Business.
“Let Me Get You Some
% DU:. MILES
ANTI-PAIN PILLS
WITH YOUR responsibilities,
can you afford to let a Head
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Monthly Pains or Simple Neural
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Anti-Pain Pills have been bring
ing relief from these common dis
comforts for nearly sixty years.
«
0 Countless American housewives
consider Anti-Pain Pills almost
as much of a necessity in the
medicine cabinet, as is flour in the
kitchen cupboard. They have Dr.
Miles Anti-Pain Pills in the house,
many of them carry these little
pain relievers in purse or hand
bag. They are prepared for these
minor aches and pains that some
times occur in almost every family
—ARE YOU? Dr. Miles Anti
Pain Pills are pleasant to take
and do not upset the stomach.
Get Dr. Miles Anti-Pain Pills
at your drug store. Regular
package 25 tablets 25*, Economy
package 125 tablets $1.00. Read
directions and use only as direc
ted. '