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About The Omaha guide. (Omaha, Neb.) 1927-19?? | View Entire Issue (April 7, 1945)
“HOW YOU CAN OWN YOUR OWN HOME” -Here’s A Plan • You May Have 25 Years to Pay for Your Home at Only 41/2% Interest or You May Pay The Full Amount Out, Anytime You So Choose To DISCUSSION HELD”BETWEEN MR. HOLGE ii HOLM, FHA DIRECTOR, AND PUBLISHER. MR. C. C- GALLOWAY, REVEALS STARTL ING FACTS NEVER TAKEN ADVANTAGE OF HERETOFORE. A few days ago the Omaha Guide received a tele phone call from the Federal Housing Administra tion’s State Director, asking for an appointment which was complied with. I am going to try to give the ‘just’ of our conversation about Omaha Housing conditions for this area: First, I want to state, that in the 43 years I have lived in Omaha, I have never known at anytime, where an opportunity presented itself to the Citiz ens of this area, to become home owners like this one. Mr. Holger Holm, State DirJ ector made the following statement to me in his office. He said he has a quota of 50 new houses for Omaha especially for colored citizens. He has had this reserved every since November 15, 1943. This I could not understand and was forced to ask some very pointed questions. I ask ed Mr. Holm what had been done to let the colored people of Omaha know that he had this priority for these 50 new homes? He said that he had talked it over with several different people and some contract ors and he was surprised to know that out of 50 new homes only three had been started. I asked him what he thought the trouble was, he said he did not know. He said he thought out of 20,000 Negros which represented about 5000 homes that they ought to be 50 out of these 5000 families that would and could qualify for these homes. I asked Mr Holm what was the qualifications to build a home and he handed me a letter to read. After reading the let ter I yet felt that there was more information needed to get the aver age person interested, so I asked him to write me a letter setting out in detail certain information that I thought would be valuable to the home seeker. The following is the letter 1 received from Mr. Holm. National Housing Agency Federal Housing Administration Office of State Director Omaha 2, Nebraska. Omaha Guide 2420 Grant Street Att: Mr. C. C. Galloway My dear sir: The FHA office is now authoriz ed to issue priorities assistance which is and in effect, permission to build a home or create an apart ment in the following cases: To a veteran, honorably discharg ed from service after December 30 1940, upon receipt of his application and statement that nd housing is available for his family. To families who are evicted, upon receipt of their application, copy of - eviction notice, and statement from the City Mayor that no housing is available in their price range. To families who have consolidated and are living under crowded con ditions, permission can be granted by us to add additional bedrooms. Applications for priorotier are ob tained at FHA Office and priority certificates issued there. Very truly yours Holger Holm State Director Colored People Never Took Full Advantage of Housing Priority Offered!-— From Federal Housing Administ. ration gmaha, Nebraska March lf 1945 “A quotoa of 50 new houses for Omaha especially for colored people was made available some time ago Holger Holm, Director of Federal Housing administration, said. "This means that priorities assistance can be granted for that many houses to be built in the Omaha Defense Area for occupancy by in-migrant, civil ian war workers, or by those war workers who can show eviction no tice and cannot find a suitable place to live.” Mr. Holm said. Stil! Available Only three or four applications for these priorities have been made, but a substantial amount for the quotp is still available. It Is not necessary for these homes to be built by a 1 contractor for sale or for rent. Pri orities can be granted to the indiv idual to build his own home if he is an in-migrant civilian war worker or if he has an eviction notice. It should be remembered that the Federal Housing Administration does not actually loan the money. Banks, trust companies, insurance companies, and other lending insti tutions take the applications for FHA approval and insurance or guarantee of the loan. Steps to take are: 1. Find a suitable lot. Let FHA look at the lot to determine in ad vance whether it is in a suitable lo cation to be approved for the FHA loan. 2. See your architect or contractor and get plans and specifications so as to know the size and design and number of board feet of lumber re quired. 3. Go to the FHA, 1215 W. O. W. Building, and make application for the priority. 4. When the priority is granted, go to one of the many lending institut ions making FHA loans and make application for the loan. 5. If and when the loan is appro ved, construction can proceed. 6. Remember FHA are offering their assistance, counsel and ad vice on location and acceptance plans. 7. FHA makes inspections during the construction period, to assure you of good materials and a well built house. If you are interested in becoming the owner of a new home designed and built according to your own idea that you in all probability have dreamed of all your life. Here is your golden opportunity and it don't have to be a $6,000.00 $8,000.00 or a $10,000.00 home, you can build one in accordance with your ability to pay, for instance if you own a lot which will be worth $3,000.00 when completed. In other words the FHA will become a partner with you and secure the loan for the sum of $2,700.00 which is 90 per-cent of t«;e value of the house and lot w»uld be when completed. In other words if your lot is worth $300 and so ad judged by the FHA, that will serve as your full down payment on your new home a $2,700.00 loan which is 90 per-cent of a $3,000.00 proposit ion. Your payments will be approx imately as follows: Principal, inter est, Mortage and insurance $16.12, ^Approximate taxes $5.50, approxi mate Hazard Insurance 85 cents Total monthly payments $22.47 on a $3,000.00 home, cheaper than rent. Now of course if you want a $6,00000 home it would be Just double that amount,$44.94 but the beautiful part of this story is you get a loan of 90 p^-rcent of what ever the expense of building the kind of home you want at an unheard of rate of interest the small sum of 4 and one half per-cent What do your qualifications have to be to get this loan? You must be a war Veteran or a worker in war industry or you must show that you have been evicted by the Officials of your City and that you are unable to find a place to live. You must have a good credit rating and your job must show that it pays a salary that will justify the indebtidness of the new home that you are about to as sume. Then if you are eligible for this new home you don't have to buy the lot if you don't own one, locate the lot and secure option there for a JO day period, be in a position to pay for same, if all goes well with you after you have located your lot then get an architect and have him draft a pencil sketch of the kind of home you want to build, then find a con tractor of your choice who can qual ify to do the job, then go to the National Housing Agency, known as he Federal Housing Administration ■ h or ft. O. W. bldg, and ask : Mr. Holm, State Director, tell m the Omaha Guide Publisher C. tisilloway directed you there to nini and we assure you that he 1 vive vou every consideration and that the Government will be come a partner with you to build a new home, The FHA does not fur nish the money to build this home but they do sign your note and the Architect will make three inspect ions during the process of building to see that you get the material and the structure in accordance to your specifications with your contractor. Come to The Omaha Guide Office, 2420 Grant Street Now if you have any trouble find ing someone to loan you the cash to build this home after the Govern ment has agreed to sign this note with you, and your contractor can not find any financial company to make the loan, then you come to the Omaha Guide Office, 2420 Grant St and we will see that you get the cash to build with and if you are unable to find an Architect and a contractor to give you the service wanted, you are priviliged to call at my office and I will be pleased to find the men that will be glad to serve you. We want to prove our claim to the Government that there is a housing shortage in the area and that there is more than 50 families that can qualify for the Federal assistance in securing g new home. After you have read the above and if there is any doubt in your mind as to your understanding the mat ter to your satisfaction, we will be glad to have you call at 2420 Grant St., the Omaha Guide, and let C. C. Galloway give you the benifit of his 35 years of Real Estate dealing. Remember if you own a lot you don't have to buy one and also re member if you are eligable for the loan and the value of the lot that you own is 10 per-cent of the am ount that you want to invest in a home, you don't need a penny in cash, the FHA will sign your not for the 90 per-cent loan to build your home and the banks. Building and Loan and Mortgage concerns are bulging with cash to loan to you Architects and contractors are cry. ing for the opportunity to serve you Oh yes, one other bit of information that you need to know that I was a bout to forget. So many people com plain about the prices on hnildim’ material, now don't let that bother you your Uncle Sam has taken care of that in ‘41. All of the building material needed to construct this I Special Announcement?, 1 LOTS, LOTS, LOTS | lUffi Ufioh Tft Annnnnnc to the Desired Home Owners, that if w I1C VVIoll ■ v IIIIHOunUC We have been Successful in Secur- * ff ing a number of Valuable Lots with all City Improvements and W M which will be Acceptable to the FHA to Build You a Home thereon. M M # IF Our Lots are not in the location that you are desirous of liv- m m ing in if U We wish to State that WE ARE IN THE REAL ESTATE BUSI- C m NESS and we will help you select the lot and the location you want, M m and we also wish to state, we can supply you with the services of an * u Architect and a Contractor to Build Your Home. M H We are an Incorporated Real Estate firm and Our Job is “To || m Build Fine, Durable Homes.” Come to Our Office and let us help ■ m you sketch YOUR Future Home. M I REALTY IMPROVEMENT Co., Inc. I I 342 Electric Bldg j ^ NEBRASA, JA-7718 or JA'16201 home is now and has been under a ceiling price every since the war began. Can you get the material'. Yes don't let that bother you, the » FHA has secured you the priority on all the material it will take to con struct this home at the ceiling price of the pre-war days. What a golden opportunity there is here for you to get rid of the rent receipts and become an owner of a home at the regular rental rates. Oh if at any time you wish to pay your home off in full from 1 to 25 years you will be at liberty to do so. A gain we say this is a golden oppor tunity for you if you want to bring an end to that landlord shoving you around and turn the rental recept into a home owners deed. Now is the time to act. Yes sir, act today. Don't put off for tomorrow what you can think out and do today. Refuses To Be Jim-Crowed; Put In Jail... T. T. Patterson, East ern Zone Supervisor of the Brotherhood of Sleep ing Car Porters, w as Ink en off the train at Charl ottesville, Ya., and put in jail because he refuse l to give up his parlor car seat and go into the jim-crow car, announc- [ ed A. Philip Randolph, Internation al President of the Brotherhood of Sleeping Car Porters, at the mid- j western headquarters at Chicago, i Illinois. Mr. Patterson had purchased a ticket in New York to Atlanta, Ga. with parlor ear seat accommoda tions, and that when he got into Virginia, the conductor demanded that he move his seat and go into the jim crow car in compliance with Virginia law. Mr. Patterson refused to move. Upon arriving at Charlottesville. Virginia, the conductor had Mr Patterson removed from train by the police, after offering him an opportunity to proceed on his trip, if he would consent to go into the jim crow car. Upon Mr. Patter son’s refusal, he was put into the city jail and arraigned before court March 20. 9 a.m. He was fined $100 for disorderly conduct and the judge upon hearing Mr. Paterson’s statement reduced the fine to $5. Mr. Patterson paid his fine and upon being released, resumed his trip to Atlanta. Georgia, from which point he called Mr. Rand olph and reported the case to him. Mr. Randolph has indicated that the Brotherhood will take the necessary legal actions to redress this infam ous outrage on one of their offic ials W. L. Patterson to be Guest Speaker at Buffett Supper William L. Patterson, will be the guest speaker at a buffet supper and musical evening to be held at the Hotel Rome. 16th and Jackson, on Friday, April’13th at 7 p. m. Mr Patterson is Assistant Direct or of the Abraham Lincoln School L. L. B. Hastings College of Law, University of California. He spent seven years traveling in Europe, Latin America and Cuba. He stud ied and travelled several years in the Soviet Union, including the Far Eastern Republics. He was the main speaker at the Paris International Conference on Racism and Anti Semitism. Mr. Patterson participated in the defense of Sacco and Venzitti and for four years directed the Scotts boro Boys* defense. He spent eight years in the field of workers* edu cation, and is a director of the Nat ional Negro Congress. Tickets for the affair are still av ailable at Braumabugh Bookstore 109 No. 16th Street. Girls/ Do you suffer from nervous tension On ‘CERTAIN DAYS’ of the month? Helps Build Up Resistance Against Such Distress! Do functional periodic disturbances cause you to feel “nervous as a witch,’* bo restless, jittery, highstrung, perhaps tired, “dragged out"—at sucn times? Then don’t delay! Try this great med icine—Lydia E. Plnthams Vegetable Compound to relieve such symptoms. It's one of the best known and most effective medicines for this purpose. PInkham’s Compound helps nature! Taken regularly — it helps build up resistance against such distress. A very sensible thing to do! Positively no harmful opiates or habit forming in gredients in PInkham’s Compound. Also a grand stomachic tonic! Follow label directions. Buy today I VEGETABLE COMPOUND A Time for Tolerance -(By KATE SMITH) HOSTESS Kate Smith, star and hostess of the “Kate Smith Hour," heard at a new time and on a new day for the 1944-45 season over the CBS network. Kate returns to the air to broadcast on Sundays, with her full hour variety show produced by Ted Collins. It’s easy to be calm and collected when all goes well—quite another matter to remain calm in the midst of general panic. By the same token, it’s easy to be tolerant in a quiet easygoing period— quite another matter to remain tolerant in a time like the present, when storms of hatred and prejudices are sweeping through the world. But it is precisely now that the challenge to our human decency is great est. This is the time of the supreme test. If there is to be a future for civiliz ed people on earth, we must remain immune to those storms. We must re member that they blow from the blood-mad land of the Nazis. We must remind ourselves that vie tory will mean nothing it we are infected by the germs of race hatred and group d i s crimination let loose by the enemy. 1 wish it were as fashionable to practice tolerance as it is to talk it. The subject will be brought up at some social gathering, or at a luncheon meeting, Everyone will say the proper thing. Everyone will agree that tolerance is a noble virtue. Then the meeting breaks up and some good lad ies proceed to discuss “that awful foreign family” that just moved into the neighborhood. Were you to tell the muddled ladies that they are being intol eran and bigoted—that they are, indeed, a threat to American freedoms—they would deny it indign antly. Unfortunately the fact that they are not aware of their intolerance does not improve the picture. On the contrary, it means that they have unconsciously become victims of the race and group propaganda to which all of us are exposed in a period like the present. The only safety lies in conscious oppos ition to every preachment of intolerance, whether it is garden-variety prejudice or disguised as super patriotism. Christ was a “a foreigner” and His people were Jews. Except for the Indians, all of us are immi grants or the children of immigrants. No country and no people have a monoplv on virtue or culture or decency. These are truisms—but today, more than ever, it is well to keep simple truths alive in our minds and hearts. Tolerance is a way of life. It is the American way. We cannot violate it without insulting Am erica’s past and poisoning its future. If you think you’re entitled to mere than your neighbor you are intolerant. If you have ever said of other human beings, “They’re all right in their place,” you are intoler ant. If you will not permit another human being to find! a home in your community, you are intolerant. If you will not permit other people to live their lives in their own way, so long as they do not inter fere with your rights, you are intolerant. I can go further than that. I say if you are content to re main passive and indifferent when others around Santa Fe Train Porters and Chair Car Attendants Join Brotherhood of Sleeping Car Porters Formal action turning over to the Brotherhood of Sleeping Car Forters the lawsuit instituted for and in be half of the Santa Fe Train Porters by Attorney Richard E. Westbrooks of the firm of Ellis and Westbrooks in which a temporary injunction was issued in the United States District Court of Chicago, Illinois restraining the Santa Fe Railroad, the National Railroad Adjustment Board, First Division, and the Brotherhood of Railway Trainmen from earring out Award 6640, was executed at a conference held at the Chicago Division Headquarters of the Brotherhood of Sleeping Car Porters. 3456 South State Street 5th Floor, March 21 and22, 1945. Repre sentatives ofthe porters from all di visions of the Santa Fe Railroad were present atthe conference and took the formal action wherein the Brotherhood of Sleeping Car Porters will take over all the activities in this controversy including the law suit now pending in the United States District Court. The train porters on the Santa Fe ■ Railroad have for many years op- ; erated the headend of the trains throughout the system, doing the same work as is done by the brake men. Under the date of April20, 1942 Award 6640 was issued as a result of an action brought before the First Divisionof the National Railroad Adjustment Board by the Brother hood of Railway Trainmen, one of the so-called big Brotherhood un ions which bars Negroes from its membership. Negotiations for the organization of this class of men who have af filiated with the Brotherhood have been going on for several months at the present time the majority of the train porters and chair car attend ants working on the system are paid up members of the Brotherhood of Sleeping Car Porters. In addition to prosecuting the law suit, the Brotherhood of Sleeping you are intolerant, then you share their guilt. In tolerance like smallpox, has a way of spreading. Unless you act to quarantine the evil, it will soon overtake you. Ask yourself, in the still of the night: ‘1 Am I con tributing to the fight against intolerance?” If the answer is in the negative, if you are one of the syim pathetic, but passive onlookers, the blood and the suffering that result from intolerance will be on your conscience as much as on those of the actively guilty. I think I understand the heart of America. I know it to be good and generous. That is evident in the songs American love. It is evident in the way they respond to every tug to their heartstrings. If they allow intolerance to make headway notwith standing, it is largely through neglect and indiffer ence. Let’s be intolerant of intolerance. Apply your self to a better understanding of your neighbor. Teach your children to respect other human beings, whatever their race or religion or national origin. If they repeat the cliches of intolerance, set them right at once, before prejudice takes root in another young mind. All of us who have our eyes open know that intol erance is rife now in these United States. The hard ships of wartime, the sacrifices and losses and dis comforts, are always helpful to the salesman of div iive ideas. The more reason, therefore, for raising your sales resistance to propaganda of group hatred. I don’t call intolerance “unAmerican” because that is not a strong enough term. I call it inhuman. It cannot be fought with laws. It cannot be dealt with at conference tables. The place in which to combat intolerance is your own home, your own club, your own church, your wn mind. It’s a challenge to you and to me, to every father and mother, to every teacher, to every community leader. If we are to have lasting peace in the world, if we are to conserve those traditional freedoms we proud lv call American, tolerance must prevail. Of what lse will it be for the lights to go on again all over the world if they do not go on in our hearts? (Watch for the April issue of Pageant Magazine). car Porters will also proceed to set tle the question of representation of this class of employees with the Santa Fe Railroad with a view of negotiating a contract governing wages and working conditions for these workers. The train porters on most of the class-1 railroads of the nation have ! been affiliated with the Brotherhood | of Sleeping Car Porters for the last five or six years and the addition of the Santa Fe group greatly strength ens the Brotherhood's activities in that field. The men who attende the confer ence representing the various divis ions were: James D. Burton Kansas City, Kansas, Gerald B. Garner, Kansas City, Mo., Alfred S. Peters Denver, Col., D. J. Manley Denver Col., W. C. Berry Alburquerque, N. M., J. W. Anderson Alburqerque, N M , Sherwood Moore Amarillo, Texas, James Cerile, Amarillo, Texas Clarence Paige, Newton, Kan., Don ald Kern, Newton, Kan., C. C. Smith, Cleburne Texas. Mr. A. Philip Randolph, Internat ional President, and Mr. M. P. Web ster, International Vice President, Brotherhood of Sleeping Car Porters representated the Organization at this conference. Naacp to Observe Youth Week, April 8 14 New York—More than 180 Youth councils and 28 Colege chapters will observe NAACP Y’outh Week April 8-14 with uniform programs high lighting the various phases of youth work for nationwide emphasis. On Sunday, April 8, youth and religion will be observed in all churches un der the heading of True Chrisianity is UrC'y; on April 9, Peace and One W*,-.d, in memory of Wendell Will kie; on April 10, youth's responsibil ity to the community Changing Ideas in a Changing World; on Ap ril 11 youth in the schools Edu cation for Understanding; on April 13, the mass meeting theme will be Back 'Em Up For a Just Peace at Home and Abroad. Mrs. Ruby Hurley, NAACP youth secretary will be presented by the New Haven, Connecticut, Youth council April8, 3:30 P. M. at the Dix well Congregational Church as part of the special program planned for the occasion. Ernest Williams is president and Lenore Mason secre tary. The Canden, New Jersey, Youth council will feature among special activities an oratorical contest, Fri day April 13, 8:30 P. M. at Kaighn Avenue Baptist Church. EarlieV in the week a broadcast is scheduled. April 9, over Station WCAM, 4:30 P. M. George Lawrence is president and Gloi ia Mears, chairman of the program committee. Branches will also hold a Willkie Memorial Tag Day, April 9. pweeeeeewewweewewee Meet Your Friends ;; at i; MYRTIS TAVERN —2229 LAKE— formerly Rabes Buffett;; BEER & LIQUORS ; “Always A Place to l! :_ Park”’ i; Does Your Skin Get Darker, Rough, Harsh in Summer? ^Or. 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