FEBRUARY 11, 1901.
THE NEBRASKA INDEPENDENT
13
HOW CLARK BUYS A BOND
Which Guarantees His Family an Es
tate, if He Dies, and Himself a
Home, if He Lives
Mr. Clark, aged thirty-live, is man
ager of the elevator in the town of Sa
lem. The position pays him a good
salary, enabling him to support his
family and lay aside about $200 per
year. Though he i3 now living com
fortably, he realizes that he must de
vise some way of providing an income
for his declining years.
His- idea is to buy a farm. During
a period of meditation as to whether
or not he shall purchase a certain quar
ter section of land which Is for sale at
$5,000, he Is Interviewed by a represen
tative of the Old Line Bankers Life In
surance company of Lincoln, Nebraska,
who endeavors to Interest him In Life
Insurance.
Hardly does the agent get well start
ed, when he is interrupted by Mr. Clark
who tells him of his- intention to buy
a farm. He states that he is about to
make a small payment on the purchase
price and will, if the agent can offer
anything better be an interested
listener.
"Well," said the agent, "suppose you
buy a farm worth $5,000 by paying the
small sum of $175.25 annually without
interest, for twenty years, the con
tract for same containing a clause spe
cifying that, should you die at any
time, the party from whom you buy
the land will cancel all deferred pay
ments, and give your estate a deal
title; or if you live to the maturity of
the contract, give you not only the deed
to the land, but pay you as large a per
centage of profit as. you could reason
ably expect to make from the property.
Would you buy a farm on those
terras?"
Of course Mr. Clark was interested,
and since the Company Eecures each
and every contract issued, with a deposit-,
of approved securities ' with the
State of Nebraska, he expressed a will
ingness to become a party to such an
agreement. '
- j"Well," continued the agent, "if you
will pay annually to the Old Line Bank
ers Life Insurance Company of Ne
braska the sum of $175.25 they will, if
you die at any time, pay to whom you
may name the sum of $5,000. If you
live twenty years, they will give you a
cash settlement consisting of the guar
anteed reserve and an estimated sur
plus, amounting to $5,491.25. You will
readily see that" you receive $1,986.25
more than you pay In, which is better
than four per cent compound Interest
Then, too, having the assurance that,
should vou'die. vou would leave a com
A fortable estate." Mr. Clark bought the
insurance, and what Mr. Clark did you
can do.
Permit our agent to explain a con
tract to you. If you do not own all
the land you care to farm, ask for cir
cular No. 1 which shows "How Jones
Bouhgt and Paid for a $6,000 farm.
If you have a mortgaged farm, call for
Circular No. 2, which shows "How
Samuels Paid a $2,000 Mortgage."
For further Information address the
OLD LINE BANKERS LIFE INSUR
ANCE COMPANl, at Lincoln, Nebraska.
Whal a Pop Saw in New Ycrk
Here sighs and sobbings, wails
shrieked loud ana high,
Resounded through the ail that star
ne'er sees,
So that I Hist was moved to tears
thereby.
Tongues different, appalling utter
ances,
Words dolorous, accents that fiom
anger rise,
Ixmd and low voices, sound of hands
with these
Made up a tumult that In eddying-
wise
Rolls through the time-void, dusk
air evermore
As sand when on the whlrlwiud's
breath It flies.
The sure signs of cumins distress
begin to appear. First at the thea
tres, where the attendance J emaUcr
than it has been for ten years. That
h when the a erno householder us
ually begin to peonomlze, A theatre
IP uniK'T tol l mo that the only Inns
that ha a teen a Biuret; la New Yo.k
thlj year was. Parsifal, and thit opera
had u h an a IvertUlnjr m nothing
ever roi here before. Tho Inter
cdt I in it Rut the tnry p.iMd around
that It m ?hi'henuni a'u that
Mr. Wagner wa roln to ttop .n
tmd o h n by Injum-tlon. t wsm dl
rti4M for wtek In the edltoimi c I
limns of the dnill?, but the. main
thins tht Dal e tho rush I thi Ufa
that nfter an it u a little l!aj;htni..u
rd so every New Yorker M rraz; to
It, Thorn h haic atlen.led ry
that U I Inferior to amr.e of he otKr
Wagner opera i. Tt.ou.ui.l if tint
people are stranded at different noints
all over the country. The same story
comes from every large city in the
east.
Governor Odell has refused to honor
a requisition of the governor of Mis
souri for Ziegleri the baking powder
millionaire who furnished all the
bribe money that was used in the Mis
souri legislature and the receivers cf
which Folk has been convicting in the
iower courts, to have them set at lib
erty by the supreme court of that
state. It looks as if the republican
party is driving hard for the gates of
anarchy. Odell has done just what
Durbin did in Indiana. A millionaire
boodler who gives large contributions
to the republican corruption funds, if
he can get to a state where a repub
lican governor presides, is safe. The
Montreal Star, in commenting on this,
says that "it Is just as hard for a rich
man to enter Jail in the United States
as tQ enter heaven." .
The fear of a bolt from the paity
has driven the gold democrats here
into a frenzy. I have never heard the
language they used, when the subject
is mentioned to them, equalled. The
second mates of the old Mississippi
steamboat times 'couldn't hold a can
dle" to them. Until they heard of
the prospects of a bolt, they were
feeling pretty happy. The way that
they had figured out a victory and the
grabbing of the offices was as fol
lows: Under the apportionment based
on the census of 1900 the total num
ber -of votes in the electoral college is
476, which is 20 more than at the last
presidential election, when it was 447.
Ijhls year 239 votes will be required
r . . . i ml l i JV A. ' ..! 1
to eiecc. i ne states mat were carneu
by the democrats in 1900 were eigh
teen in number, and they will have
this' year 173 votes. - If Lhey are again
carried by the democratic party, that
party will need 66 more votes in order
to elect its candidate. Suppose that
it should win the votes of New York
(39), New Jersey (12), and Connecti
cut (7), or 58 in all, it would still lack
eight votes. It is reasonable to sup
pose that a change in popular senti
ment that could change these three
slates would extend far enough to se
cure the few votes required. They
might be had in Maryland.which has
eight votes, or Indiana's fifteen votes
might be obtained.
The patience of a New York mullet
head is far greater than the patience
of Job. The eas trust here has been
robbing the people for years. A while
ago the council reduced the price 25
cents per 1,000 feet. It is the testi
mony of every householder using gas
that their monthly bills are higher
now than before the price was low
ered, and .yet the people think that
populism is the detestation of all the
earth, because ten year3 ago the be
lievers in it demanded the public
ownership of municipal utilities. The
householder here pays his gas bills,
grumbles a little, but goes info a lury
when a proposition is made for the
people to make the gas and distribute
it to themselves at cost, which would
be about 40 cents a thousand feet.
They had better take Job's wife's ad
vice, "Curse God and die."
The hair of the big clothing maim
factrers here . is turning gray with
grief and the prospect of bankruptcy
in the near future is reducing them
to skeletons. They say that not even
in 1894 did they receive so many let
ters cancelling orders. They' are try
ing to find some way to make the re
tail 'dealers take the goods ordered.
They might do that, but how they
would ever get the pay for them is a
thing that they have not found out.
The followers of Mm. Eddy here
have a "good one" on the doctors whd
have been sueertng at Christian (sci
ence as "a woman's religion." The
doctors have taken to radium as al
most a "cure-all." They administer it
lor cancer and internally In a solu
tion which they call "liquid sun
shine." The Ediyltes siy thi djctora
have adopted "a woman's remedy"
for radium wux discovered by Mdai,
Cuiric, a wonun.
There ha ben a tschenK evolved In
Wall Ktreet to repeal the antl-tnut
not altogether, bui after ionldcrah;e
ditMUMon it was thought beat to put
inai over until alter Use nM iirmU
dentiat election. The datlie her
ne.k of that a! in ih MtoHlnj
fashion: In Intent the at an
rank a plet of dernagnzy tu ever hj
contorted In committer room, n
was designed to mert a par than
emeirem-y. it mesni.ig and loop
were never carefully considered, and
net e wai no rxrc tatlon that It would
ever M enforced, A a utatutnrv ex-
re-ssdon of M theory of htw, pub
! moral, or national policy' It u
aU.,ird, unworkable, anJ JanMnt
with itself." If plutocracy succeeds
in the next election,, that act will go
by the board with the certainty of
fate.
While the policeman's little graft is
very unpopular among "the indepen
dents" here, the big grafting Is just as
popular as ever. At least there is no
objection made to. it by the "holier
than thou" dailies. Their reporters
never hear of them, or if they do, the
copy they turn in on the subject finds
a final resting place In the editorial
waste basket. A contractor here told
me of a graft that was recently
worked for a Tammany supporter that
never got into the papers at all. A
contract was awarded on a very low
bid, a bid so low that every other
contractor in the city knew that if the
work was done, it must be at a loss.
Shortly afterwards the council passed
a law declaring that a day's work on
all city contracts should be eight
hours. Then this contractor went be
fore the council and got an appro
priation of $800,000 to reimburse him
for the shortening of the day's work.
A case was made up and the courts
decided that law was unconstitutional
and the contractor worked his men
ten hours a day and got his $800,000
besides. That was a piece of work
that every "Independent" admired.
But if a policeman should get a rake
off of $50 a month for allowing a gam
bling house to run, the "independent"
would become furious over it. T.
Buy a
FARM
That Will Pav
you 50 tt 80 per cent annually, Rented
will pay you from 20 to 30 per cent an
nually. A sure crop every year, and the
brightest prospect of doubling your
Investment In two years or less. These
farms are. located In the Box Elder
valley, northern Colorado.
There are six million dollars In
vested in sugar , beet factories in this
valley. Farms are paying enormous
ly, as they have a sure crop and, a big
one every year, ample water supply,
14 reservoirs, and more than enough.
We are selling farms in this valley at
$50 and $60 per acreand several have
been Tented during the past year at
$10 per. acre cash rent, paying 20 per
cent on the investment. Four miles
down the valley from where these
farms are located farms are selling at
$150 to $200 per acre. Twenty miles
further south in the valley, farms are
selling at from $200 to $250 per acre,
paying on this valuation annually 20
per cent. Land that we are offering
is equally as, valuable when fully de
veloped and improved as the farms
that are selling at $250 per acre.
The crops this year will run about
as follows:
Alfalfa, 6 to 8 tons per acre.
Wheat, 45 to 65 bushels per acre.
Sugar beets, 20 to 30 tons per acre.
Oats, 50 to 110 bushels per acre.
Barley, 65 to 130 bushels per acre.
We have yet about 4,000 acres of
this land to sell with perpetual water
right and are of the opinion that any
one .purchasing a farm in this valley
will double his money within one year.
We will certainly have all this land
sold soon.
The man who has a good farm in
an irrigated country, and a good irri
gation right, knows its value. He
never sells out and goes back to the
farm In the east where too much rain
or too protracted drouths distress and
disappoint, in any line or business,
certainty is tho element most desired.
Farming under irrigation Is the near
est approach to a sure thing jet dis
covered. Some question of chance, en
ters Into almost every business cal
culation excepting Into the combina
tion of good oil. and good water.
Given these two. and a man's note Is
paid, his credit h rtablish'd and hi
bunk account Is assured, irrigation in
Imply putting enough water on tho
growing crop!, at exactly ho time
moht necessary; not too riuuh and imt
too little. That b irrigation nothing
more aud nothing Jem, Then, too, the
Hilt In tho water fertilizes tho it
and renew It frotn year to year with
out Hther labor or expense. ThM nat
ural fertilisation, and the exact
amount of moUturo ut tho exact time
brlna the preatewt yUH of aU cro;.i.
doubling and Kmeum'! quadrupling
tho returni over farming ici ih e.ut
rrn itates.
Wheat, oat, barley, potatfu. mzr
fceet, alfalfa, fruit, all tin with ra h
other In quantity and quality. Tee re
uit !, farmlug by Irrigation t ideal,
nd ! and plenty aho.in t
In rotitparlnsi Irrmtlon fnrrotr.5
with rainfall farming, the Wyoming
Kxperlmeut Station Bulletin on irri
gation Bays: -
"The increase from irrigation is
sometimes four-fold and seldom I'iSS
than double. It is- estimated that if
only one acre in four could be re
claimed it would still bring the prod
uct of the rid region of the United
states up to the product of the bal
ance of the country."
The clippings furnished by us speak
for themselves, for they are the story
of the contented and prosperous farm
ers of northern Colorado, whose lines
have fallen in pleasant places and
among. whom discontent is unknown,
and poverty never met with, it Ja
probable , that nowhere on earth are
there as many prosperous farmers as
in that section of which Fort Collins
is the center.
The building of the new ditches
and the cultivation of the new lands
in this vicinity, together with "the
erection of the great sugar factory at
Fort Collins, open up new opportuni
ties and provide a place for new farm
ers, who have only to -see and investi
gate to appreciate the wonderful prlv
ilege extended to them. '
Which Is the better Investment:
buy eastern land at $50 an acre and
rent It at $3 an acre or buy Colorado
land at $50 and rent it at $10 the
eastern farmer gets 6 per cent and
the Colorado man gets 20 per cent on
his investment. '
Below are a few whom we hare Hold farms to
in the farmers Jiox Elder Valley of Colorado,"
during tha first year, and all are pleased with
their tnveKtuiunne
1. If. Miller, 15. F. Whitney, Otto Pellitz, Ash-
1(111, iiiMi, r.i'ii miw,, .uuii'i mu, VLf 11 n..
StcvcrH, 1'alinyrn, Neb; Nellie A. Howe. Ontr, Neb;
William Bobbins, Seward, Neb; J. C, Worrell,
II. 11. Ilennctt. K. A. 1'eglcr. H. W. Mc.Orew, W.
If. Dnlton, Lincoln, Neb; JI. A Ilean, Edgar,
Neb; W. J. Temple, W. A. Graves, J. N. Rlnford,
J. lloge, II. A. Ureeminiycr, Cheney, Neb; II.. A.
Bhearer, Floyd Maeblfne, Mr. Bloom, John
naiKer, uarriHon, incd; j. w . uouenuecu, joaepn
J'urdy, Elmwood, Neb; John Cook, Fred Porter,
Levi Heller, Mr. Jioeder, Dodge, Neb; John Dan
burgh, Columbus, Neb; J. M. Archur, Aurora,
Neb; J. L, Wade, M. J. Fltzpatrlck; JoeConnora,
Atehlson, Kansas; VV, E, l'rlee.Xawrenee, Neb.,
The.se are only a lew mibntantlal business ineu
and dinners who have purchased iarma, and
any can nell out at any time at a large advance,
if they desire. 1
. Kxeursiona every Monday. ..
lher information, write
EXCURSIONS EVERY MONDAY.
"or excursion rates and further in
formation ipply to
Woods
INVESTMENT COMPANY
Office, Lincoln Hotel,
ineo In, Nebraska,
A Good Invsstmint
One of our ci'izens last week bought
a two thousand life Insurance policy
in the Security Mutual Life Insurance
company of Lincoln on the single
premium plan. He has made it abso
lutely certain that his beneficiary shall
have at least two thousand dollars.
No matter how long he may live he
will have no more premiums to pay.
The Security Mutual Life reports
that last year was by far the best year
it has ever had. It wrote over a mil
lion and a half of new business and
.ncreased its assets C5 per cent and
insurance in force 57 per cent. '
The Security Mutual Life Insurance
company of Lincoln is still growing.
Its business for January was more
than twice as much as the business "of
January, 1003. There must be some
reason for this. In fact there are sev
eral reasons: !t is a Nebraska com
pany; Insures Nebraska people; In
vests its money in Nebraska securi
ties; all securities are deposited with
the fctate auditor tor the benefit of its
thU company are up to date In every
respect. The rateg are low when com
pared with eastern companies, yet
wln the death rate of Nebrarka aJ
compared with the average of tuo
country is taken into consideration
the company can do busine.ia on ibtKu
rates and khow ai good result for Ita
puthyhohlera as any company can; ;
(loud SctJ Cora
J. It Aruut'oni; San. Khcnarj
d'ah, la.. ay that the farmers tci m
ahe to tho not that good seed com
it n.ore than ever needed thhj ea
va to insure ft good crop. Thirty
five )r,tr.V experience a a raber and
bn-eder f red corn makes J. D.
ArnMroiiK tin beet Judge of what'M
(rotnl and relUble i corn. J, y.
would rather 10s hi whohi crop thitri
H a bushel of torn that would not
Krow to a patron. Ad J mm J. II. Arm
tn.ni? Hon .Shenandoah. 1 4 I f
Heir new 1 1 0 1 ciUhij- It rovers tfc
seed corn question from A to 7. ami
enn be l.a ! f.r a $U tar J. It tell
what v.tibtl.M to pUnt to lecur
pill nop.