JANUARY 14, 1001 14 THE NEBRASKA INDEPENDENT HOW CURK BUYS 1 BOND I Which Guarantees His Family an Es tate, if He Dies, and Himself a Home, if He Lives. Mr. Clark, aged thirty-five, is man ger of the elevator in the town of Sa- . . i j em. Tne position pays mm a guuu Salary, enabling him to support his family and lay aside about $200 per year. Though he is now living com fortably, he realizes that he must de vise some way of providing an income for hia declining years. His idea is to buy a farm. During a period of meditation as to whether or not he shall purchase a certain quar ter section of land which is for sale at 5.000. he is interviewed by a represen tative of the Old Line Bankers Life In- 6urance company of Lincoln, Nebraska, who endeavors to interest him in Life Insurance. Hardly does the agent get well start ed, when he is Interrupted by Mr. Clark who tells him of his intention to buy a farm. He states that he is about to make a small payment on the purchase price and will, if the agent can offer anything better be an interested listener. "Well," said the agent, "suppose you buy a farm worth $5,000 by paying the small sum of $175.25 annually without interest, for twenty years, the con tract for same containing a clause spe cifying that, should you die at any time, the party from whom you buy the land will cancel all deferred pay ments, and give your estate a clear title; or if you live to the maturity of the contract, give you not only the deed to the land, but pay you as large a per- centage of profit as you could reason ably expect to make from the property. Would you buy a farm on those terms?" ' J Of cauiSe Mr. Clark was interested, and since the Company secures each and every contract issued with a de posit of approved securities with the State of Nebraska, he expressed a will ingness to become a party to such an airreement. "Well " continued the aeent. "if you will pay annually to the Old Line Bank- on February 22 ers Life Insurance Company or we ' braska the sum of $175.25 they will, if you die at any time, pay to whom you . may name the sum of $5,000. If you live twenty years, they will give you a cash settlement consisting of the guar anteed reserve and an estimated sur plus, amounting to $5,491.25.t You will readily see that you receive $1,98G.25 more than you pay in, which is better . than four per cent compound interest. Then, too, having the assurance that, should you die. you would leave a com fortable estate." Mr. Clark bought the Insurance, and what Mr. Clark did you can do. " Permit our agent to explain" a con tract to you. If you do not own all the land you care to farm, ask for cir cular No. 1 which shows "How Jones j Bouhgt and Paid for a $6,000 farm. If you have a mortgaged farm, call for ' Circular No. 2. which shows "How Samuels Paid a $2,000 Mortgage." For further Information address the . OLD LINE BANKERS LIFE INSUR ANCE COMPANi. at Lincoln, Ne braska. THE ST, LOUIS MEETING A. Socrettlon From ft St. Louis Goatle man Kcardlnff the Best Method of Building up tho FopulUI Organization - Editor Independent: I- am a fol lower of the late lamented Henry Ccorgc, but I also believe in the piin ciples, &a a general proposition, enun ciated. by the people s party, at Oma ha back In the ws. . The general principles of the party may bo outlined in four separate dec laratlons, as follows: First Direct legislation by the peo tile through the referendum and in- ' Illative. Second The Ismianco or money a governmental function and should l cxerclso-d by the government to the exclusion of every private Intcrrst Third Public ownership of public titllltle. Including all mean: of trans portation and communication, as rep resented In our railway, electric and steam, and lb telegraph and tele phone nystf itu of tho country. Fourth The land In the herltafcrt of " all th people nnd cannot be alienated by om generation a nguint the rlfthU of a mcceedlng generation, and atl lamia should lc held' aubjeii t stub -oi riunriit.il policy it hall nerve to eliminate, gambling In land vahiet. otVrwUe known n gjiecuU tbm In land, I, e., the buying and sell Inn of land ft Investment properly for profit only, the factor of occupancy end ti having no part In tuh Iran- action. 'place dSrevt legliUWon flnt be cause it is political and not economic reform, and, in order that a people shall be enabled to bring about eco nomic reform for the better distribu tion of wealth and the overthrow of monopoly and privilege, it Is neces sary that the people be free to enact such laws' as serve the purpose aimed at. In Russia it is beyond the power of the people to have economic reform until they can secure a constituitonal government, , for which they are con stantly waging war of some kind or another on the present oligarchy of power, and economic reform is lost sight of. ; . The people,. of these United States, in some degree, are in the same posi tion of subjection to undue power in the hands of an "oligarchy of monopoly and privilege, which, through politi-' cai machines and election laws framed by those machines, and through the manipulation of police power, ia en abled to thwart the will of the masses and prevent even moderate and rea sonable reform and therefore they must free themselves from such dom ination before they can hope to bring about the economic reforms they know to be necessary and just. So far as I am personally concerned, I believe the, land question Uo be the most im portant of all questions, but I defer to the preponderance of populist sen timent which finds voice in a belief that the financial question is the most important, hence I place the declara tion on that subject first of those on economic reforms and second in the list of declarations, and the other two, third and fourth, for the same reason, the question in which I am most interested, being the last In the quartette. Now, subsidiary to these general principles, a series of minor demands m'.ght be incorporated with good ef fect, but I would advise that the plat form be made as short as possible, consistent with terseness and completeness. I have gone into this matter in the form set forth for the purpose of mak ing some suggestions to the readers of The Independent, who contemplate at tending the conference at this point on Fehrnarv 22. Thnsp nrnmntinu lhA j f - . - - o conference have in view the reorgani zation and the rehabilitation of the people's party on lines of absolute in dependence of other political organ! zations. I will not enter into any extended argument to show that, with this object and only this object as the guiding incentive and announced purpose of the conference it will prove a failure. It should be sufficient to convince any reasonable mind that Mr. Bryan's leadership has not in the remotest degree been discredited among the rank and file of the demo cratic party, and until it is so discred ited by his desertion to the plutocratic influences now seeking to control the organization, which I do not antici pate, the efforts to create a diversion from the hosts he leads, is worse than suicidal, for it will discredit those en gaged in it. Then again, the machin ery of elections being in the hands of the two dominant parties throughout the country, no third party could get a .fair count, if its vote should be so large as to threaten the Interests of either. Of course, this is no excuse for abandoning the movement to build up the party anew in the interests of the people as a whole, if there is nolh ing else to do that will prove more efficacious in accomplishing the ends sought. But I propose to make some suggestions in advocacy of other methods of procedure, which I be lieve will provj to be wiser and more effective, without abandonment of the principle of independent political ac tion and without the necessity of dis carding a single principle for which we stand. I propose to the populist leaders of the country that they invite, through the mediumshlp of The Independent and other party papers, and those otherwise friendly to the cause of progressive government along Ihe Hues mapped out, all who believe In the principles enunciated, to meet at St, Louis on February 22, und form a people a democratic party to operate within, the lines of the present demo cratic organization with a view to cap- luring the organization and commit ting It to the principles we declare for, ThU can bo accomplished, I nm ure. by forming a d M net and n.-n- at ate organisation and operating through th primaries for the election of uelegaten to etum-ntloiia roinmiltrj to our principle, Wb should It t It b known to Ihe wi-rld that wo are opposed to ihe phi tot rut lc element In the party with which we hav been operating Ihe past right year the element which land for everything fathered by the republican party, tho only difference between them nd lho of that party being a pretcnled delr for a chungo In the Imilenro of tariff taxation, or rather a modification of the rate how New Spring Goods Will Be on Display J Next Week. Visitors to the conventions to be held in Lincoln next week are. all ' welcome to make this large store . . THEIR HEADQUARTERS . . Lincoln, Nebraska. r Ttr "r tot v nr "jp -x prevailing, which is of no material interest to the great producing and consuming population of the land, and that we intend to either force the party to stand for true democratic principles and the rights of the many as against the privileges of the few, or break it down and eliminate it as a factor in the affairs of the country; th?t our test for loyalty of professed adherents of this wing of the party shall be the public espousal of oui de cided principles and that we propose doing all we can to commit the party to such principles at the forthcoming national convention, and in the event of failure, through the preponderance of plutocratic influence in the conven tion, that we propose to call a separate convention, then and there, and place in nomination candidates for presi dent and vice president, and go be fore the country as the only truly rep resentative democratic party of the country. I firmly believe that, while Mr. Bryan would not commit himself to such a movement before the conven tion, for obvious reasons, he would be with it if the "reorganizes" should prevail, and with him would come a large following that at the very start wcud insure us the election machinery of the party in many states. Under such conditions "of procedure, there is scarcely a doubt that the old pluto cratic wing of the party would be wiped out and the progressive wing take its place as one of the two domi nant parties of the country, and in 190S, genuine democracy would sweep the country. Let a distinct and separate organiza tion, with the principles enunciated as the test for membership, be formed and the people's party will become regnant with power for good at once. It appears to me, at this time, as though the plutocrats, by the use of money and trickery, will be able to control the convention and eliminate "Bryanism," which, to them. Is an other word for "populism." and that there will have to be another "walk out," hence, If wo go Into the field under the manner of true democracy as suggested, there will have been prepared in advance a vehicle ready and waiting for the secedera to climb Into without delay nnd while the t pir lt moves them, and, In my Judgment, they will get aboard without hesita tion, with W. J. n. In tho lead. If there should bo a revolt and the Bryan supporter are forced to so cede the designation "democratic par ty need not necessary bo adopted, If law In twune of tho ktate prohibit tho printing on the ballot of more thin one parly caption, IncorjioraUng one or more of the name word. I behove, however, that mi h a tdittnte, In MisMourl, wit overthrown by tho mipromo court, unconstitutional. In tho caai of primary rletlin. thero I no prohibition aasiltut lh mm of the name word a a p;uty rp thm by any number of organization. th only requirement being tha ion joining of an alJltlonal word In nr der to deslsnato ono from lh other, a, for Instance-, i ocular democratic." "straight democrat hM "Jfferonlan democratic." etc, therefore, vr would tura no difficulty placing la tho field our "people's democratic" ticket and f refused a square deal to report to mass conventions and send contesting delegations with a view of being seat ed' in the regular body or forming a part of the seceding forces in the sep arate convention As the peoples party passed out of. habilitation and was eliminated as a potential factor in the political af fairs of the country through the dem ocratic party's back-dcor of prom ised advance into the fields of gen uine progress, . let its leaders face about and reverse the process of elim ination, and march back Into re habilitation and power by the same identical entrance. The writer, holding an official po sition with one of the great monop olistic corporations of the country, is forced to sign a fictitious name, and will be prohibited from attending the conference in any other capacity than a simple on-looker, hence, if the sug gestions made have any weight with. those in position to place them before the conference, it will remain for them to do so without further advice from me. FOrULIST-DEMOCItAT. St. Louis, Mo. Live Stock Insurance The Phoenix Mutual Live Stock In surance company hag oaid vaII(i a large list of losses during the past few months, all of which have oc curred from natural causes or acci dents, such as fire insurance policies would not cover. Three-c'ourths of the money paid on fire policies is money thrown away on live stock. The fol lowing is a sample of the main re plies to checks sent out for losses. Bradshaw, Neb., Dec. 13, ll03. The Phoenix Mutual Live Stock Ins. Co., Lincoln, Neb. Dear Sirs: I heie- by acknowledge receipt of ch?ck for $20 as payment in full on loss of calf. Please accept my thanks for prompt payment. Yours truly, F. O. SWANSON. All losses have been promptly paid and Jhe company starts In the second year with a nwit surplus in the treas ury. For full particulars write tne home offlce, 116 bo. 10th St., Lincoln, Neb. Good agent wanted in every township. Special Bargain in Lancaster Prop erty f.10 aires 5 miles jtoutheasl of Col lege View, highly Improved, f uo 1 and cross fenced, living water, miuII pond flocked with fish, furnbhe no for Ice houe; tills is an Ideal latni for fstoek and grain; M acred in wheat. 2 mlki from station. Prit 1l2 pr acre. Cheapest farm In comity, H-ttere tract, hkhly improud, cheap, doc to l he isr lino, 12 houa.-a ami tottiise In Limoln on eaj term; havo other farm lu state, atui (arm in KittifUit, OKUhtuu aud tb'oritla. Wilto or t all nn II. J. KK.Nr, Brow Hell Block. I.ltuohl, Neb. it will lo time profitably njent for you to read rarrlulH th pj; n, c,f Fred Hchrnldt 4 lira In thu t,u, When ordering. pjea invntlvQ lh IndrpelidcaU