g.g!! Insurance and Banking Business p y'
THE MIDWEST LIFE INSURANCE
. , . COMPANY.
Lincoln, which has long been one of
the foremost cities in the West In the
number and strength of the insurance
oompanies having their home offices
here, is to have another life Insurance
cjmpany, and a glance at the list of
names which go to make up the incor
porators and officers of The Midwest
Life Insurance company will convince
any one who is familiar with financial
and business matters in Nebraska that
the new company will soon take its
place In the foremost ranks for con
servatism and good management.
The fact that something like $40,000"
1"S paid by Lincoln alone each month
Into the coffers. of Eastern life Insur
ance companies is a matter for the
citizens of Lincoln anU the laboring
people to think about. This is far too
large a tribute for one city to pay to
Institutions situated at the other side
of the continent, and is money that
should rightfully be paid into home
Institutions, for we have right here
oompanies ' which are big enough
sound enough, and which are managed
In a most conservative and successful
manner.
Every wage-earner should carry at
least $1,000 life insurance for the pro
tection of wife and family, and there
Is no time like the present to attend
to these duties. This is an opportune
time to take out a policy with the new
compauy.
Mr. N. Z. Snell, the president of The
Midwest Life Insurance company is a
man who has won the respect and con
fidence of the entire community in his.
twenty years legal practice In the city
of Lincoln, and his reputation is such
that .the fact of his being connected
with the new company Is a guarantee
cf success and conservative manage
ment. We wish for the Midwest Life Insur
ance company an era of success and
prosperity, and wish to assure our
readers that it is entitled to and
worthy of their support and co-operation
to the fullest extent.
. AMERICAN ACCIDENT INSURANCE
COMPANY.
A class of business institution:
which have developed wonderfully
within the last few years, and the de
velopment of which has been of mate
rial advantage to the state, are the In
surance companies with home office
N within the state of Nebraska. There
'. Is nothing which tends more to in
crease and make permanent the busi
ness growth of a community, than the
pa tronizing of home industries and
ho;me institutions, where the same is
practicable and where the benefits to
be derived are the same or better than
tbote to be derived by the patronizing
of foreign Institutions. The Insurance
companies with home offices at Lincoln
embnee the departments of fire, acci
dent ind life, are all companies which
are conducted on a conservative busi
ness baste, and managed and directed4
by men wko have attained personal
' success In teveral public and profess
ional walks of life.
The American Accident Insurance
company of Lincoln, Neb., with home
offices In ths Browinell block, is a com
pany writing accident insurance and
giving its policyholders, a policy which
lit as liberal as any written In a com
pany which Is large enough, strong
enough, and whose management it
such as to make its policies as good
as any policy obtained in the country.
The officers of this company, J. S.
i. Klrkpatrlck, president; M. D. Hatch,
secretary; Geo. Oowning, treasurer,
and Dr. O. C. Reynolds, vice-president;
'and medical director, are gentlemen
' well known in Lincoln and throughout
the state. If you are looking frr In
surance, and every wage earner should
be protected by accident insurance
against the loss of time from any acci
dental cause, you cannot do better
than to insure in the American Acci
dent Insurance company, under one of
their Accident Endowment policies.
A letter addressed to the secretary will
give you all the detail Information
And such information as would be of
Interest and personal advantage lo
you. .
BABNKER8 LIFE INSURANCE
CO.
OF NEBRASKA.
. In these days of frenzied finance and
frenzied insurance, of ouster proceed
ings by states, and mismanagement of
Insurance funds, it is well to know
that there are still old line insurance
oompanies doing a safe and conserva-
tive business and under careful and ju
dicious management.
Such an Institution is the Bankers
Life Insurance company of Nebraska
with home offices at 147 South
Eleventh street.
The officers of this institution are
W. C. Wilson, president; D. W. Cook,
vice-president; A. L. McPherson,
second vice-president; J. H. Harley,
secretary; W. B. Wilson, treasurer; A.
R. Mitchell, medical director; and J.
H Ames, general attorney.
These gentlemen are among the beat
known citizens of Lincoln and enjoy
reputations for business ability and
integrity, and the success of the in
stitution of which they have had the
management is a silent witness of
their acumen and Judgement.
The assets of this company are
$1,327,179.94, and over $3,600,000 new
business was done in Nebraska In
1905. They lead the world in our home
state.
The gentlemen comprising the man
agement of this company are men who
are broad-minded and public-spirited
and who are interested in every move
ment which is for the welfare and ad
vancement of Lincoln and Nebraska.
They have always manifested a
friendly interest in the cause of labor,
and are entitled to the support of all
who have the best interests of labor at
heart
FARMERS MUTUAL INSURANCE
CO. OF NEBRASKA.
It is our purpose In this, our Friend
ly List edition for 1906, to call the at
tention of our readers to those individ
uals and concerns who, by their atti
tude towards the cause of labor, aro
entitled to the support and co-operation
of all working people in every
way. Such a concern is the Farmers
Mutual Insurance company of Nebras
ka, with offices at 1220 P street, Lin
coln, Nebraska.
Every wageearner owns property
enough to make it a necessity for him
to have protection against loss by fire,
and every wageearner wants- to get
the best protection for the least rate
of premium. 1
The Farmers Mutual Insurance com
pany writes insurance against loss by
fire on farm property of any kind at
cost.
It is the largest mutual insurance
company in the state of Nebraska. It
was organized in 1891 and today has
over fifty-four millions of insurance in
force.
It 1b a Nebraska sonipany, organized
and officered by Nebraska men, men oi
high standing in the business world.
Every year thousands of dollars
have been paid Into, the treasuries of
eastern insurance companies by resi
dents of Nebraska, as premiums. This
is not as it should be. The citizens of
Nebraska should co-operate with and
support the home companies. By
doing this you will get as good lsur-
ance, in as good companies, and in
companies the officers of which it is
possible for you to know personally.
The officers of the Farmers Mutual
Insurance Company of Nebraska are:
W. E. Straub, president; & A. Kinnev,
of Wymore, Neb., vice-president; W.
B. Linen, secretary; and A. Greena
myre, treasurer all men of ability and
integrity and men who have won the
respect and confidence of the commun
ity. THE COLUMBIA FIRE INSURANCE
CO. OF OMAHA, NEBR.
This western country, and Nebraska
in particular. Is growing steadily and
with a growth which is healthy and
permanent, and notwithstanding the
fact that Nebraska has for years been
paying tribute to eastern corporations
in the way of premiums to life and
fire insurance companies. And the
; people of Nebraska have done this
notwithstanding the fact that we have
home insurance companies which are
strong and well managed and which
write policies that are as liberal as
those issued by the eastern companies
and backed by sufficient assets . and
written by companies which are con
servatively and well managed.
The Columbia Fire. Insurance com
pany of Omaha, Nebraska, is a com
pany officered by Nebraska men, a
company, whose stock is ninety per
cent of it owned by Nebraskans; a
company which for every dollar of
liability has assets as good as the old
est company in existance and a com
pany whose assets speak for them
selves. The taking of a policy in the Cblum
bla Fire Insurance company of Omaha,
Nebraska, is supporting and co-operating
with home industry, and this h
the surest way of building up- 'your
own state.
The policies of the Columbia are
the shortest and most liberal issued.
For instance their farm policies pro
tectyour horses against lioth fire and
lightning anywhere in the state, and
alv of their policies in case of loss ar
cash as soon as lose 1b adjusted.
' The officers of this company, D. E.
Thompson, president; I. M. Raymond,
vice-president; J. B. Dinsmore, second
vice-president; C. D. Mullen, secretary
and treasurer, and C. O. Talmage, as
sistant secretary, are among the best
known business men in the state, and
their names connected with a corpora
tion are a guarantee of its stability
and success.
Mr. Burt W. Richards, the Lincoln
resident manager and adjuster. Is one
of the best known and most popular
insurance men in the state, and a man
of wide experience and capabilities.
SECURITY" MUTUAL "LIFE.
A Life Insurance Company That De
serves Widest Patronage.
Lincoln is fortunate in being the
home of several important insurance
companies, and among the number
there is one to which we wish to call
the attention of our readers, the Se
curity Mutual Life Insurance company
of Lincoln, Nebr.
This is a mutual company which is
safe and sound and is well and con
servatively managed. The manage
ment comprise some of the best known
business men of Lincoln, who enjoy
high reputations for ability and in
tegrity. There is nothing in the world in
which you invest your money about
which you should be more careful than
the company in which you insure.
This company writes a liberal and
attractive policy, and the standing of
the company is such as to make a
policy in it a safe investment for the
use of the wife and family after your
death, or yourself if you outlive the
term of the policy.
' All policies issued by this company
are secured by a deposit of interest
bearing securities with the state audi
tor to the full amount of the reserve.
None of the large eastern companies
are required to deposit securities with
their home state for the protection of
policyholders.
The law governing mutual, legal re
serve companies and the one under
which this company is organized pro
tects the interest of the policyholder
better than any law in any other state
The directors and officers of this
company are W. A. Lindly, president;
F; W. Dinsmore, vice-president; Thos.
A. Cobb, second vice-president; H. D.
Brooks, secretary; A. D. Wilkinson,
medical director; A. A. Cone, assist
ant superintendent of agents; Allen
W. Field, attorney; L. M. Keene,
Thos. H. Dinsmore.
NEBRASKA MERCANTILE MUTUAL
INSURANCE COMPANY. ""
Our "Friendly List Edition for. 1906"
would indeed be incomplete if we
failed to call your attention to. the Ne
braska Mercantile Mutual Insurance
company, with home office at 1218 to
1222 P street.
This is an institution which is a
credit to the state and city and which
Lincoln is justly proud of.
This company offers Nebraska resi
dents an opportunity to carry protec
tion on their property, which is ade
quate, in a safe and soun dcompany,
and at the same time keep their money
at home, and not pay tribute to for
eign corporations.
The one thing which will build up
our Western country faster than any
other is the patronizing of home in
dustries wherever it is practicable.
When you can get your property in
sured n a company which is financial
ly responsible and has assets which are
adequate to 'protect all of its policy
holders; a company which Is judici
ously and conservatively managed by
able and careful business men men
wihose business ability and integrity is
personally known to you; a company
which is distinctly a home institution
organized and officered and managed
by residents of Nebraska. When you
ca nget all this, and pay no more pre
mium than you pay for protection by
foreign companies, your patriotism to
you rstate and your desire for its busi
ness success and advancement should
prompt you to insure your property in
the Nebraska Mercantile Mutual In
surance company.
The officers of this institution, E. M.
Coffin, president; E. M. Bartlett, vice
president; W. B. Lynch, secretary; C.
E Coffin, treasurer; C. T. Griffin, ex
aminer, and Dr. B. L. Paine, chairman
cf the executive committee, are gen
tlemen of ability and integrity, well
nown in Nebraska commercial 'and
linancial circles.
By their honorable . and public-
spirited methods of dealing -they have
built up a large and constantly increas
ing business for their company and are
exceedingly popular.
FARMERS & MERCHANTS BANK.
One of Nebraska's Strongest and Larg
est Financial Institutions.
One of the prominent and best man
aged banks in the west is the Farmers
& Merchants bank, located at 1501 O
street.
The officers of this institution, Geo.
W. Montgomery, president; L. P.
Funkhouser, vice-president; A. B. Ja-
auith. vice-president, and L. E. Wet-
tling, assistant cashier, are gentlemen
or ability and integrity well known In
commercial and social circles.
,They are public-spirited citizens and
are prominent not only in the bank
ing business, but in every movement
which is for the welfare and better
ment of Lincoln.
They have -always manifested a
friendly interest in the cause of labor
FARMERS & MERCHANTS INSUR
ANCE CO OF LINCOLN, NEB.
The only stock fire insurance com
pany with home offices in Lincoln is
the Farmers and Merchants Insurance
company of Lincoln, Nebraska, with
offices at 1501 O street, in their own
finely appointed and thoroughly mod
ern office building.
They issue policies which give abso
lute protection against loss by fire,
lightning and tornado.
This company is under careful and
conservative management asd is a
credit and honor to Lincoln.
The officers of this company are Geo
W. Montgomery, president; M. L. C.
Funkhouser, vice-president; L. P.
Funkhouser, secretary; L. E. Wettling,
treasurer, and H. F. Rose, counsel.
These gentlemen are among the bes
known of Lincoln's citizens and are
Identified with many successful busi
ness enterprises.
They have always maintained
friendly attitude towards labor, and
.laboring men will make no mistake in
giving the Farmers & Merchants In
surance company their support and co
operation.
Tou will make no mistake and can
rest easy if your property .is insured
iu this company.
ENDOWMENT HEALTH AND ACCI
DENT COMPANY.
There is no question today which
should appeal to the wage earner more
directly and more forcibly than insur
ance which indemnifies against loss of
time by sickness or accident. The En
dowment, Health and Accident Insur
ance company of Lincoln, Nebraska.
places first-class health and accident
insurance within the reach of every
wage earner, and for a moderate out
lay every month you can get a policy
carrying with it a weekly indemnity
equal to your earnings, which guar
an tees you a fixed Income even though
you be Incapacitated for work through
sickness or accident. The policies
written by this company are most lib-
eral and broad In the diseases covered
and bars no accident.
This company, managed as it Is by
men who stand high in the business
world of Lincoln, is entitled to your
support and co-operation. The officers
of the company, W. E. Unland, presi
dent; Milan D. Wilson, vice-presi
dent ; and general manager; W. J.
Adamson, secretary, and L. E. Wet
tling, treasurer, are men who in their
business lives in Lincoln have won the
respect and confidence of the entire
community.
CITY NATIONAL BANK.
A Sound Financial Institution Man
aged by Conservative Men.
The City National bank is located on
O street, northeast corner of Eleventh
street. '
The officers of this institution ar
W, T. Auld, president, and L. J. Dunn
cashier. These gentlemen are well and
favorably known in financial and so
cial circles. They are broad-minded
and public-spirited citizens who take
an interest in the welfare and growth
of Lincoln.
The bank is conservatively and ju
diciously managed and stands well
among the banks of the state of Ne
braska. The management has always mani
fested a friendly interest in the cause
o? labor and our "Friendly List Edi
tion for 1906" would be incomplete if
we failed to mention them.
COLUMBIA NATIONAL BANK.
One of the Great Financial Institutions
of the West.
The Columbia National bank, located
at the corner of Twelfth and O streets,
U one of the strongest and best man
aged financial institutions in Ne
braska. The officers of this bank, J. B.
Wright, president; J. H. Westcott,
vice-president; P. L. Hall, cashier, and
W. - B. Ryons, assistant cashier, are
well known throughout the city In
both financial and commercial circles.
Much of the business welfare of a
city depends upon the stability and
conservatism of Its financial institu
tions and Lincoln is particularly for
tunate in the character of its banks
and bankers.
The management of this bank has
always manifested a friendly interest
In the cause of labor.
FIRST NATIONA LBANK.
One of the Great Financial Institutions
of the Great West.
The First National Bank, located in
the First National Bank building at
1C03-1005 O street, is one of the fore-,
most financial institutions in the state
of Nebraska and In the west No bank
in the west is under more judicious
and conservative management.
The officers of this bank, S. H. Burn-
ham, president; A. J. Sawyer,- vice
president, and H. S. Freeman, cashier,
are gentlemen of ability and integrity,
well known in financial and social cir
cles. ""
They are among the best and most
public-spirited citizens of Lincoln and
ever have the welfare and advance
ment of this fair city at heart.
An institution such as the First Na
tional bank, under such careful man
agement, occupies a powerful position
in the business world In that its in
fluence is felt throughout the state.
.The management of this institution
have always maintained a friendly in
terest In the cause of labor.
AMERICAN ORDER OF P ROT EC
TION. i
A Fraternal Insurance Society That
Has Won Success.
The American Order of Protection is
an American order for Americans, with
home or headquarters at 403-404-405
Farmers & Merchants Insurance Build
ing. This is a Nebraska society,' planned,
organized and officered by -Nebraska
men, but has branches or harbors in
ten different states.
They give the most liberal and safe
form of fraternal insurance and have
had a wonderful growth and success.
Insurance in this order is safe and
is within the reach of everybody. It
is not an assessment society, for you
can know before you loin just what it
will cost each year, and can have your
choice of paying your premium month
ly, quarterly, semi-annually or an-
nvally.
One of the most prominent features
is the creating of a reserve fund which
guarantees the permanency of the so
ciety for all time to come, and' that
the cost of insurance in it will never
increase.' This fund is always invested
in securities named by the statutes of
the state of Nebraska,' and in a con
servative manner.
The officers of this society are H. C.
M. Burgess of Lincoln. Supreme Com
mader; James A. Patten of Lincoln,
Supreme Secretary; John Ratliff of
Ord, Nebraska, Supreme Treasurer, and
F. A. Graham, M. D., of Lincoln, Su
preme Medical Examiner.
These gentlemen, together with their
associates in the management of this
society are prominent citizens and are
well and favorably known throughout
the state.
The attitude of these gentlemen
towards the cause of labor has always
been friendly, and working men will
make no mistake in giving them their
support and co-operaiton.
WOODMEN
ACCIDENT,
TION.
ASSOCIA
A Home Company That Deserves Its
Abundant Success.
Lincoln has reason to be proud of
its large and successful business en
terprises and institutions, but of none
more so than of the 'Woodmen's Ac
cident Association, with home offices
at 308 to 311 Fraternity Building.
This society while only fifteen years
old, having been organized and started
at Tork, Neb., in 1890, is today the
largest mutual accident society in the
world. . '
Owing to the careful and conserva-
tive management of the officers and
directors of this society, its business i
has steadily and constantly increased. . .
until in 1905, the banner year of their;
existence, they paid out in indemni
ties to .policy holders for injuries re-i
ceived over $120,000.
The cost of carrying a policy in this
society is about one-third that of the
old line Eastern stock companies. The
society is as strong as the strongest -
and their record for promptness in the
settlement of claims for Injuries bus-.
tained by policy holders is second to
no company in the country.
The management comprise gentle
men of ability, who are prominent in
financial and commercial circles and
who are well known throughout the
state.
The officers of the society are Dr.' A.
O.' Faulkner, President and Manager;
V. E. Sharp, Vice-President; C. E.
Spangler, Secretary; T. S. Alien, Treas
urer, and A. R. Talbot, General, At
torney, i r
The attitude of the management to
wards the cause of labor has always
been friendly, and every workingma.i
shonld lend his co-operation and be
come a policyholder or member in this.
3cciety. - ',
In doing this you 'would not only be ;
getting a perfectly safe accident insur
ance in a responsible company, but
would be insuring in a company which
is distinctively a Nebraska institution.
S. AND D. OF P.
A Fraternal Insurance Society That
Has Won Success.
Lincoln is the home of several fra
ternal insurance companies, and ws
desire to call the attention of our
readers to one of these associations.
Sons and Daughters of Protection,
with supreme office located at 60-63 .
Brownell Block. ;
This is a fraternal insurance order,
organized, officered and managed bv
Lincoln men, gentlemen of, ability an. I
high standing in our business com
munity. ' ',
The order is conservatively man
aged, and during the years of its ex
istence has prospered wonderfully, and
gained steadily' in strength year by
year, until today it is one of the fore
most fraternal insurance organizations
in - the country admitting both ' men
and women to membership on the
same basis. '
It would be a wise move for all work
ing men to inquire into the workings
of this association, for you should all
carry insurance, and why not in an
association managed by men whose
accomplishments ' in business you are
familiar with? '
Mr. Frank J. Kelly is President and
O. C. Bell is Supreme Secretary of this
association.
ROYAL HIGHLANDERS.
One of the World's Greatest Fraternal
. Insurance Societies.
.This society is a Nebraska institn-.
tion having been organized at Aurora.'
Neb., in 1896. , .
The home office of the society is at'
Aurora, where they occupy fine offices
In their owtn magnificent and perfectly,
appointed building, ; .which is one of
the handsomest and best equipped in
surance office buildings in the West. '
The field offices of the Royal High
landers are at 301-302-307 Fraternity
Building, Lincoln, and from here their
immense, business covering now ten
states is conducted under President W.
E. Sharp's personal direction.-, '
Although only organized ten years
ago, this society has Increased rapidly;
in amount of business i done until now
tbey have over thirty millions of dol
lars of insurance on their books and an
accumulated surplus of $630,000.
The President. Mr. W, B. Sharp, Is
one of the best known and most suc
cessful fraternal insurance men in the
country, and bis associates in the man
agement of the affairs of the society
are men of ability and integrity promi
nent in commercial and .financial af
fairs and well known throughout the
state. -.
No worklngman should be without
insurance of some kind to provide for
his old age or for his family at his
death, and workingmen, can not do
better than to co-operate with the
grand work of the Royal Highlanders
by becoming members . and policy
holders in the society. -
This society in its wonderful record
during its short life, is a credit to the
state of Nebraska and the West.
. W. E. 8harp. .
W. B. Sharp, President of the Royal
Highlanders, was born in Zanesville.
Ohio April 13thr 1866. His father was
a prominent minister of the gospel in
the Congregational denomination, fill
ing pastorates in Zanesville, Ohio;
Pittsburg and Philadelphia, Pa.i Mt.
Pleasant, Iowa, and other large cities.
Mr. Sharp came with his parents to
Nebraska In the early 80's, and started
in business as a special grain buyer
at Plattsmouth, for Morrlssey Bros.
Later, In partnership with his brother,
F. J. Sharp, he built elevators at Stock
ham and Eiden, Nebraska, and also
owned hardware stores at Stockham
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