KBD CLOUD, MXBKA8KA, CVtkW
It makes moat nny iiiiui iniul to loll
him ho oats too much.
It takes u wIho nmn to always dis
tinguish between iluttory and honest
praise.
The 1023 graduate la convinced by
now Unit this Is a cold, hard world
after all.
An actor ulwnyfl goto a laugh when
he nmkoH a Blighting remark about
religion.
If you marry a widow you at least
stand a chance of Retting a wife who
knows how to cook.
What Is tho real difference- between
Bcrgdoll, tho draft dodger, and tho
man who dodges his taxes?
Tho general Idea I get of some men
Is that they could do excellent tatting
if thoy would put their minds to It.
If we keep on living at tho present
rate the tlmo may again como when
flour sacks will bo used for under
wear. Tho average family Bpends two or
thrqo times as much for living no it
did a few yoars ago, nnd gots less
out of it.
If someone will duvlso n means of
remaking hutnnn naturo It will bo
easy to get rid of all tho foolishness
in tho world.
.MUSI ueopiu won i uuiiutu n, "in
.... f i. t.n.. i I..
one wny to Increaso happiness is to
reduce tho number of thingB you
want to buy.
Many a wlfo rofers to her bus- (
band us tho old man, and tiieu gets
hopping mnd If ho speaks of her as
the old woman.
The person who enjoys a bad hoblt
for years and then quits it is always
,.i..it.. intitntiit nf ttmun whn i
continue to indulge.
A man who can tie a four-in-hand
tio properly or keep his hqlr combed
slick all tho tlmo is usually not much
good for anything clso.
In Now York a place of twenty
thousand population is called a vil
lage. And in Nebraska a placo of a
thousand population can call itself
a city.
Among tho other reforms that ho
promotes I wish Blxby would Include
the task of teaching the public tho
right wny to pronounce tho word
Garage.
Tho reason tho boyB don't lino up
at tho church door nowadays to take
tho girls homo Is becauso thoro aro
no girls there. Thoy aro all out
auto riding.
If you rear back and whine about
being found fault with every tlmo
Bomeono proposes aomothlng for your
betterment you novcr will mako any
Improvement.
I havo discovered tho reason why
towns build tourist camp. All the
JlieB In tho vicinity congregate thero
and none svre left to bother around
the homes.
What this country noeda la Icsb
politlca and moro hnrd work.
Fred Howard's Idea of a cheerful
idiot is the country editor who glvcB
fifteen dollars worth of advertising
space In oxchango for a two dollar a
year city daily.
So long iib women aervo lettuce
sandwiches and mayonnaise dressing
I don't know whoro tho ldoa comoa
from that tholr chief object In llfo
is to pletiBe tho men.
Now that tho Chautauqua orators
aro again on tho Job It will bo atrango
it thoro continues to bo so much
ciiBSOdnoBS in tho world, They always
know how to llx everything.
While- I was traveling thru western
Nebraska last yenr a rattlesnake bit
all four of my tires and swelled thnn
up so big that I didn't havo to put
any air Jn thorn for vo montliB,
Low Shelly Bays ho used to go to
church or tho thentro early In order
to get a seat and now ho gooa early
In order to find a place tr park his
car. Tho theatro end of hla remark
Is truo. - "
Being a member of tho army of
unemployed nowadays doean't always
mean that you aro out of a Job.
If somo folks woro na big na thoy
think thoy aro thoy would havo to
put a quarter In a penny acnlo In
order to got tholr total weight.
TIiobo who havo traveled tho long,
lir. 'I rood that loada to any sort of
recognition in tho writing- game ar
always amusod at tho notion of ama
teur writers that thoy should bo wcl'
paid for everything thoy do.
FARMER-BANKER CONFERENCES
THROUGHOUT NATION DEVELOP
WAYS TO AID AGRICULTURE
- - -- i
Collective Marketing, Diversified Farming, Promotion of
Agricultural Education and Use of Bank Instead of
Mercantile Credits Chief Lines of Suggested Action. '
I
By D. H. OTIS,
Director, Agricultural Commission, American Bankers Aosoclatlon.
Four lines of action to Improvo tho business of farming
stand out in tho discussions Hint havo occurred at a series
of farmer-banker conferences now being held throughout
tho United Stutos. Thoy are collective markotlng, di
versified farming, tho promotion of agricultural education
and the uso of tho more economical bank credit rather
than mcrcantllo credit. At many points active steps to
foster action along theso lines havo been tnken.
Tho conferences wero Initiated by tho Agricultural
Commission of tho American Hankers Association to the
ond that the condition of tho man on the farm bo improved.
Tho first conference was held in conjunction with tho Wis
consin College of Agrlculturo at Madison. An important
ma rw? iiifl
D. H. Otis
point of contact for tho work of the Commission was established at this
mooting In tho form of cooporatlon with tho agricultural colleges.
In five other states California,
Washington, Oregon, Idaho, and Utah
it was agreed at subsequent confer
ences that bankers' agricultural com
mittees would mef t at tho stato agri
cultural colleges and, In cooporatlon
with the college ofllclnls, work out n
program that thoy would recommend
to tho banks,
The Tcxaa Plan
It was at the Texas conference that
it was dovelnpod that tho officials of
both the bankers' association and of
tho stato college felt tho big problem
for that stato was the establishment
of a system of collective ordorly mar
keting. In order to bring this prob
lem effectively before the farmers nnd
the bankers it was agreed to hold a
banker-farmer mooting in December.
Efforts will be made to get from 200
to 250 bankers to attend, each banker
to bring with him several representa
tive farmerj of his community. The
program and demonstration will em
phasize tho need of mooting tho mar
keting problem and point ways to a
satisfactory solution.
At Athena, Goorgla, the conference
recommended that the State Dankers
Association tako steps to raise a fund
for assisting desorving students to
complete a college courso in agri
culture or home economics. This
conference, recognising the valuablo
work being done by county agricul
tural and homo demonstration agents,
also went on record as favoring the
employment of agents in each county.
At the Raleigh, North Carolina, con
ference the pressing problem, in addi
tion to loHns for worthy students, was
held to be encouragement of the farm
er to practice greater crop diversifica
tion. Tho conferees felt that the flrBt
big step was to got farmers at least
to produco sufficient vegetables, fruit,
milk, meat and poultry to live' on.
THE GREAT- SCOURGE -OF
HALF TRUTHS
By JOHN OAKWOOD
A soap-boxer pointed at a great
factory. "Who built that factory?
Workmen I" he yellod, "Who run the
machines? Workmen I Who got tho
profits? Capitalists!"
The soap-boxer told a halt truth
that amounted to a whole lie. His
llstenors did not know tjhat that par
ticular factory, typical of thousands
of others, was a complete refutation
of tho lie it only tho other balfj of
the truth woro told.
It Is true the factory was Capital
ized for a million dollars. Tho not
profits gave annual dividends of 6
per cent, or $60,000, to tho stockhold
ers. All that was true.
But It was also truo that tho mil
lion dollar capital was divided up
Into ten thousand shares of $100
each. Tho ownership of these shares
was distributed among about ono
thousand peoplo. Soveral hundred of
them wero workmen In tho factory.
Thoy wore saving out of their weekly
wages ami buying shares on tho In
sfalmeut plan. They wore Capitalists.
It was likewise true that shares
were also owned by workmon In other
factories, by clerical workers and bv
small merchants. A good many woro
also owned by widows and orphans
whoso modest estatos had boon wise
ly Invested for them by their bank
ers. Thoy woro Capitalists.
It was also truo that tho factory
corporation had Issued a million dol
lars in bonds to ralso funds to buy
tho material and pay tho wages of
workmen to build tho factory. Theso
bonds wero owned ns Investments not
only by persons of wealth but nlso by
many peoplo of moilerato means who
had saved out of tholr wages and sal
aries. Thoy woro Capitalists.
And It was also truo that out of the
receipts of the factory, beforo a cent
was uikim o pay interest on mo
bonds, before a penny was used to
pay dividends on tho stock, a good
many dollars woro taken to pay
wages to tho workmen.
Tho workmen were Capitalists too.
They we'o investing tholr strongth
and tbelr talonU and tholr skill in lho
factory they were getting their divi
dends out of Its earnings as well as
the stockholders and bondholders.
T
Many farmers, It was brought out, now
depend entirely on the cotton crop,
and buy tho products nnmed for their
own tnbles.
More Economical Credit
At tho conference at Ithaca, N. T.,
those participating felt that a better
understanding between farmers and
bankers would be bcnoflcinl to both.
At present a largo nmount of tho cred
it used by farmorB Is In tho form of
morcantllo crodlt, which, it was point
ed out, Is much more expensive for
them than bank credit. It was felt that
a campaign of education Is needed to
acquaint farmorB with banking facili
ties. The conference therefore, rec
ommended that the Agricultural Com
mlttoo of tho Stato Dankers Associa
tion, the agricultural college and rep
resentatives of the Farm Bureau and
the State Grange get together for the
purpose of working out programs and
plans for further meetings to be held
in the various counties of tho state.
At a conference held at Amherst,
Massachusetts, thero were representa
tives from Vermont, New Hampshire,
Massachusetts, Rhode Island and Con
necticut. Emphasis was placed on the
Importance of tho Boys' and Girls'
Club work. Tho New England confer
ence also felt that the importance of
bank credit over mercantile credit
should be stressed. A resolution was
adopted and Is being sent to agricul
tural committees in each State urging
that they get in touch with their agrl
culural colleges and map out a pro
gram for educating tho farmer In re
gard to the Importance and th econo
my of bank credit over mercantile
credit. '
Tho lembhasls on this resolution
camo riot so much from the' backers'
present its it did from Hie T8pfe's!etit.ar
tivoa ofMhei'n'grfculturai colleges' and
the farmers.
NO BOON IN
CHEAP MONEY
One thing that has to bo given up
Is the id a that cheap money Is al
ways good for business. Farmers
want cheap money, business men
want cheap monoy, stock speculators
want cheap money, tho U. S. Treasury
wants to flout government loans on
cheap money, socialists, anarchltsts
and old-lino groenlmckers want very,
very cheap money Everybody feels
that when tho mo-ey rate Is shoved
up It Is an arbitrary damper on pros
perity. But wo cannot h ive both a low rate
on monoy and a stable level of prices.
We can havo onp or the other not
both together for nny length of tlmo.
A low rato of mone means an In
flated prlco level. A stable price
level means a fluctuating rate of dis
count. That is, the public must learn
to look at tho price level Instead of
the bauk reserves, as their moasure
of expectation for a rlso or fa'l ct the
value of money.
Now this fact makes me foel that a
mistake Is mndo If wo do not fully ex
plain to tho public tho power already
exercised by tho bank rato and tho
Federal Hoserve Board and Rescrvo
banks. Our bankers and economists
seo the bad uso thai Is like'y to be
made of political control if banking
and currency and they try to make the
people bollevo that so Intricate a ques
tion must be left to experts.
As n matter of fact our present
' methods oncourago the very thing we
wish to avoid. Wo lot everybody be
lieve that low rates on monoy are nec
essary for prosperity and then when
bank reserves run low on account of
the effects of this bollef, wo aro sud
denly compelled to jump tho rates to
protect tho reserves. Wo ret both a
cyclo of prices and a cycle 6t bank
rates, whereas, If tho public undor
stood that tho rlso of bank rates
should not wait until bank reserves
aro low, but tho rates should be ad
vanced soveral months ahead for tho
very purposo of preventing a fictitious
prosperity with its inflated price lovol,
then tho public might bo satisfied to
support tho administrative rjgulatlonB
n-lil,.li i-ilan tlin rntrm nt n Minn wllpn
thor(J 8eemg t0 bo no need ot doing
It. John R.
Wisconsin.
Commons, University ot
Honors for Club Members
The annual convention, Wisconsin
Bankoro Association, presented diplo
mas 4o fifteen boys nnd flvo girls
successfully competing-four years
club work, tho first tlmo any state
bankers association h.is taken such
action.
A DUMPER CORN CROP
IF FROST HOLDS OFF
Nebraska will have n bumner corn
crop If it matures without irost in
jur.', lho lui'lcy i the laige-t on re
cord while oats is fcocoml. Huy aid
forage cro4.s nre heavy. Spring wlent
crop le iuccd. Pastures have been
c.ceptioimllj good. These nre tho
leading statements in the September
report oy the Division of Crop nnd
Live Stock Estimates.
Corn will make a croi that will
rank well with the largest on record
if not damaged by fro. t. The con
dition is generally satisfactory
throughout the state. The crop has
probably never been excelled in west
ern Nobra-ka, the stalks being nearly
twice the ut.ual length. Part of the
crop has matured sufficiently to with
stand a fio t, but the late corn would
bo s-enously injured. Corn improved
during August and the condition of
JOVc forecasts n crop of 257,118,000
bushels as compared to 182,-100,000
bushels lust year nntl the five year
average of 100,550,000 bushels.
The condition of oats at the time of
harvest was 88 Indicating n crop
second in size on record. Last year
the crop was 56,100,000 busheb, und
the five year average is 07 070,000
bushels.
Spring wheat shows a further mark
ed decrease as predicted a month ago.
Part of the crop in western Nebraska
was not harvested. The condition of
50 at the time of harvest should
produce u crop of !J,5C0,000 bushels.
The estimate for all wheat is 31,332,
000 bushels against 59,638,000 bushels
last year. The production of tye is
1,650,000 bushels as compared to 2,
106,000 bushels last year.
The condition of barley was 87
at the time of harvest which forecasts
a crop of 9,585 000 bushels as com
pared to 4,356,000 busho's last year.
The present crop is the largest on re
cord and is accounted for by the in
creased acreage and good yields.
The condition of potatoes is 80
which forecasts a crop of 9,912,000
bushels as compared to 11,676 000 bu
shels last year. The early Kearney
crop fell below expectation. While
the late commercial crop is large, the
quality is poor due to disease and the
quantity of high grade potatoes will
be reduced accordingly.
The hay crops are heavy. The sand
hills and western Nebraska have ex
ceptionally large yields of wild hay.
The present condition of tame hay is
92 and indicates n crop of 3,352,000
tons compared to 3,323,000 tons last
year. The condition of wild hay at
the time of harvest was08 which
forecasts 2,587,000 tons compared to
1,877,000 tons last year.
Sugar beets improved and are rated
at 86. The condition of apples was
reduced to 53. Flax: is estimated
at 36,000 bushels. Minor crops are
estimated as follows: buckwheat 90;
sweet potatoes 85; clover seed 83;
timothy seed yield 3.8 bushels; timo
thy, hay yield 1.4 tons; clover hay
90.; alfalfa 93; millet 90; pas
ture 94; grain sorgum 95; toma
toes 88; cabbages 88; onions 85-
,i.peoches 45; grapes 85; pears
65' eprgum for sirup 96.
r 1lUn(illll(tVi7 )W. tltltJW .tWJJ, iM
t))e;U. S. ar asollowi: the' first, fig
ure this year, and the second,.' .last
year's estimate. Corn, 2,075,786t000
bushels and 2,890,012,000 bushels.
Spring wheat, 220,841,000 bushels and
275,887,000 bushels. All wheat, 789,
227,000 bushels and 852,091,000 bu
shels. Oats, 1,311,687,000 bushels
and 1,201,436 000 bushels. Barley,
199,337,000 bushels and 186,118,000
bushels. Potatoes, 389,674,000 bush
eland 451,185,000 bushels. All hay
98 006,000 tons and 112,791,000 tons.
Allr apples, 189,787,000 bushels and
201,252,000 bushels. Commercial
apples, 33,390,000 barrels and 30,995-
000 barrels.
BAPTIST
lllble school nt 10 a in
Mointtig set vice at 11 a m., Subject:
' P.eidt-ut llurdiug'sjast Sermon".
r vetting Service at 8 o'clock. Sub'
j -ci : Modern sons of Jehu." Com-lUt-ut
upon the fearful Manslaughter
of Nebraska highways.
The lalny teasoti is on, and the
L'hurcn audiences suffer We are afraid
of rain iu Nebraska. An old-fashioned
three d-tjs Illinois stoim would para
lyase business In Nebraska for a week
Ou the Atlantic coast a three inch ruin
Is powerless to gteatly ulftct n church
I'ougregHtiou. They turn out regard-
loss there, ltut iu Nebraska a few
drops afford unall-sutlloleut excuse for
n sence from church. We might do
better if we had enough piety.
Tuo oldest thiug in life is to hear a
Spiritless, Faithless, Hopeless Profess
or of Religion deny the power of God
to heal the sick and give sight to the
blind, in this age, and to read the lab
ored productions of Modernist editors
who try to explain away the startling
fuets of healing as they are seen in
m my localities It is not to be won
dered that a godless, ploasuro seeking
world is so largely augmented from
the churches.
The nild-wcok meeting this week
was remarkable for the attendance and
iiletest It is doubtful if any church
In our association lias as good propor.
t onate attondauee hs our Church. We
aro very certain that very tew enjoy as
tiood Spiritual Interest.
At tills writing all things point to
tbo return of Brother Cope for bis
fifth year nf service, in the M E.
uiuich. Wo sluul be exceedingly glad
io know that ho comes back ns his
placo in the Community could not
iMslly bo tilled.
I. W. EDSOX, Pastor.
Bottled Bosslea.
English Ad Special cowb kept for
Infants nnd Invalids, and delivered In
bottles. Boston Evening Transcript.
sy J
Mixing
Printers
INK
With Brains
Printers ink has made thousands of
men rich when it was mixed in the
right proportion with Brains
LET US HELP YOU MIX THEM
BOTH PHONES
The Red Cloud Gbief
Dr.W.H.Mc Bride
DENTIST
OVER STATE BANK
Red Cloud Nebraska
Northeast Pawnee
Clifford Noble sold a buncb of young
cattle one day last week
Mr and Mrs S. Gouldie were trad
ing at Duckerville the end of the week
Mr. Bnd Mrs. John Ring were doing
some trading in Rod Cloud Saturday
Albert McMurray and Thistle Fran,
els each purchased a new Ford car a
week ago.
John Fair and Thistle Francis were
doing their trading at Geo. Rings one
d-iy. last week.
Mr. and Mrs Gus Ring were trans
noting business in Red Cloud the fore
putt of last week.
Mrs-HBrvc Blair and Mro. Jim Ryan
whwwero on the sick list for some
time arc both Improving nicely. ,
Miss Lettie Dlllca and brothers Al
and Herb were visltlug one day lust
week with Mr. and Mrs E. Myers.
Frank and Jim Ryan and John
Gouldie purchased quite a tew cattle
to put in the feed lot to make out their
quota
Mr. and Mrs. George Rohrer and
Mrs. Fred Hrown and family were at
Duokeivllle Friday last doing tholr
tradiug.
Wm. Williams, B. Mohler and Will
Reliehan and the writer drove to Red
Cloud last Saturday to transact some
business.
John Gouldie took his daughter
Minnie and the Missts Johnston to
Red Cloud last Sundny where they
are attending school.
The fine rains on the night9 of Satur
day and Sunday were received with
much gladness by all especially those
who were intending to put in small
grain. It will also greatly facilitate
potato digglug.
The road bosses Spurrier and Lannl
gun who are in charge of tho south
parts of the Pawnee and Logan roads
are making an excellent job almost
like boulevards. Further west I und
erstand they are doing very well uuder
the circumstances as regard men aud
material.
Almost all from this vicinity as well
as many from a long distance atteuded
tbe celebration at Duckervillo last
Siturday. Everything and all sports
were up to diito besides the Thornburg
bund contributed some Quo selections
which animated and iufused new life
to the proceedings. ,
Mrs Brown accompanied by her
daughter Mrs. W. L. Taylor of Indian,
apotis, Indiana arrived last week to
visit a few weeks with her sister Mrs.
Bill Fiaueisundbtother J. C. Williams.
Tho latter had not seen his sister, Mrs.
Brown, for thirtyflvo yenrs. They are
also visiting tholr nelce and cousin,
Mrs. Bennte Mahler for a few days
Wrote "Blood" Bible.
Ono of the most noted Bibles Is the
"blood" Bible, tho work of Frederick
von Trenk. Confined In chains by
Frederick tho Great, ns punishment
for making love to tho king's slstor,
tho 1'rlncens Amelia, Trenk inscribed
two hundred blank pnges In hla Bible
with love sonne.ts In honor of the prin
cess, every word being written In his
own blood. '1
o
'
Dr.R. V. Nicholson
DENTIST
Red Cloud,
Nebrask
LUTHERAN
Regular services every first and third
Sunday in the month iu the Adventist
church at 11 a. in.
If you are not worshipping elsewhere
you are cordially invited to worship
with us
O. R. Heinitz, Pastor
GRACE EPISCOPAL
Be sure you are in your place at the
regular services of the church this
coming Lord's Day.
Church School a, 10 o'clock iu the
morning.
Morning Prayer and Sermon at 11
o'clock in the morning
Evening Prayer and Sermon at 7:30
o'clock In the evening
We will appreciate your presence,
and a cordial welcome awaits you.
Rev. Basil S. Daugherty.
CHRISTIAN
"Only be strong and very courageous,
to observe to do according to all the
law, which Moses my servant com.
mauded thee: turn not from it to the
right band or to the left, that thou
mayest have gocd success whither thou
goest".
The Sunday School is plannlug for a
good time Rally Day.
The Social Circle which was to have
meet Friday afternoon has been -post,
poned until Friday of next week ou
account of the Ira Laudritb lecture
Friday evening. This lecture will be
a rare treat indeed and all wish to at
tend. The Ladles Aid have plcuty of work
on hand and hope all who can will at
tend.
The Junior Girls held their class
meeting Friday afternoon ending up
with a wcinic roast on the river Tho
girls thot of the "ones back home" and
brought in beautiful bouquetsof sumac
and bittersweet for their homes and
the Church,
Legal Notice.
To FRANK CALLAND:
You are hereby notified that on
May 14, 1923, Jennie Calland, filed a
petition against you in the District
Court of Webster County, Nebraska,
the objeot and prayer of which is to
obtain a divorce from you on the
ground that you have been guilty of
extreme cruelty towards the plaiutilf
and of non support and desertiou.
You ore required to answer said petl.
tion on or before October 15, 1923.
Jennie Calland, Plalntlir,
By E.G.Caldwell,
Hor Attorney.
We nre now prepared to give reason,
able terms on both New aud Used Cars
payable monthly or in a lump sum,
Oglcvle Bros.
Too Truo.
will thrive when honest
knows not how to live
Knaves
plainness
Bhlrley.
Those Numerous "Probe."
If half of tho world does not know
how the other hnlf lives It Is not be
cause It Isn't trying to find out. Can
ton News.
V
r
w
fc-WVtiwpk,
.rfci.1
.
