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About The Red Cloud chief. (Red Cloud, Webster Co., Neb.) 1873-1923 | View Entire Issue (June 12, 1919)
XritmrPmtJi- ,,. vAtA-- , -... -,, . W-fc, -,- J6D OLOUD, IEBBA8KA, OHIKV .L , f ! i MMMPfe' I v.j.mynoMi wwlli HlHilllnl n hH nl" ''nil Tubacco Co. wll III U U lllllln HI' ' ttfi.VV.iW ' ' " WiWMBiraiiK: "::it,l imiri! 'JCTf -ui.Dimu!! ;;::i.JMn;.K:ii:!iinmt:.ui:ir1:i:i:ri:Muiau!'uti;!i!:imi,iu!U!u;ia!i;i'::!iii!niiuiai:i The Engine for ALL Purposes f THE CUSHMAN is the engine you should have on 1 the farm. Can be used for any purpose where power is required. It will generate electricity for lighting your home. barn, garage and out buildings: furnish power for g your cream separator, pump, Different in Design : ; The Harvesting Iff jLot! WKr 1 $ With a CUSHMAN on the farm you no longer have to worry about extra horses or mules which you must use for the regular routine of farm work. Just secure the few simple, inexpensive attachments, place your CUSHMAN on your grain binder and in 30 minutes your CUSHMAN is driving your machine over your wheat field finishing the work in less time than would be required to do it with horses or mules. Come in Let us tell you more about the "Cushman on the Farm." Interesting and profitable. E.W.STEVENS Plumbing Heating Everything Electrical liJaTOrajfflll!mil'JCirail!!l!n!fflrH!!ll!l!Wm'lli,nnil,limi nriiniun Mimimi .....iM,.W4JMM smokespot you so fair and square iimrnv nice sunshine "rap "i j- dcIK.irc! -Vwy hour erth. r. -r . ! It'i, ncVur too late to hop into tlk ?.-i.;ce Albert r.orure pasturc! For, P. A. is triggcr-rc-ady to give you mure tobacco fun than you ever "had fn your smoirecareer. That's because it Aas the quality. Quick as you know Prince Albert you'll write it down that P. A. did not bite your tongue or parch your throat. And, it never will! For, our exclusive patented process cuts out bite and parch. Try it for what ails your tongue 1 Toppy red bags, tidy red tins, Handsome ,jound and lia'f potzr.d tin humidor and that clever, praaticct pound crystal slass humidor with sponge moistancr top that hecps the tobacco in such perfect condition. R. J. Reynolds Tobacco Company, Winston-Salem, N. C UBUUN waod saw. and corn sheller. Different in Service Problem Solved . rumii ,, ,., -,, YOU can't -help cutting loose joy'us remarks every time vou flush vour with Prince Albert it hits It's a srul'-i ull c c jcv'ty nnri nt "-M!rfvi'.v . , i' Government Insurance Rates The matter of the conversion of Government Insurance into the new typos of policies, is not of vital concern to all persons carrying1 Gov ernmental Insurance. Now that con gress lias been convened, conversion will undouthodly be authorized within a very short time and the campaign will then bo on in earnest. A great many men who arc carrying insurance arc undecided as to the tvno of nolicv into which to convert because of the fact that their knowledge of insurance , ia uij tinmen, an uruer 10 neip these men so that they may be able ( to convert into the types of policies best titled to their own particular needs, we are going to give a" series of articles which will explain in a general way, the provisions of the various policies so that they may un derstand what each policy is The fix policies offered by the Gov ernment are a follows: Ordinary life; 20 payment life; 30 payment life; 20 jour endbwimient; HO year en dowment; and an endowment policy maturing at the ago G2. " ORDINARY LII-K POLICY The ordinary lift- policy, more com monly known as. straight life, is a policy that is. figured on the whole life of an individual. Kcry insurance has a beginning and an ending. The or dinary life policy is based on the natural life of an individual and ac cording to the tables of mortality the natuari life of every man must end at ago KG, therefore, this policy is com puted on the basis of age 1)G. From this it can be readily seen that the ordinary life policy is a very cheap long-termed policy and this fact make.- it the cheapest policy written. The insured pays premiums as long as he lives. This policy is a p.ure protection policy. The insured carries it with only one thought in mini; that of af fording protection for his family. He never expects to realize anything from this policy himself. It is a very attractive policy to men with families who need as much protection as they can get and have only a limited amount of money to buy this protect ion. It gives a maximum of protec tion for a minimum initial cost. The chief objection to this policy lies in the fact that a man pays premium as long ns ho lives. He can never look forward to the time when the pay ment of premiums will end, and there is a grave possibility that in old age, the very time when protection is most essential, ho wjll bo unable to make these tpayments. The yearly premium on the Gov ernment policy is ns follows on each $1,000 of Insurance: Age 20 $13.58; Age 25 $15.21; Age 30 $17.3G; Age 35 $20.08. 20 and 30 Payment Lire In order to meet tho objection to an ordinary life policy, that of having to make pnyments as long ns you live, there are issued wlmt. m-o Irnrm-n as limited payment policies. These policies are only modified forms of the ordinary policy. They have ex actly the same provisions and are Carried for virtually the same reason, that of protection to dependents. Tho difference! in these policies lies in tho fact that the insured pays premiums for only a ccrtaLi period of 20 years; on a 30 pay life he pays over a period of 30 years. At the end of this period of time, the insured has a paid-up policy. He makes no more payment.; and the policy simply stands as a pro tection to his family in tho event of his death or disability. Those two policies are very popular with men of fair means having dependents, be cause they can make payments on their insurance for a period of 20 or 30 years and then they have the mat ter of insurance off their minds. They make their payments during their productive years when they arc best able to make these payments. Tiic yearly premium on the Gov ernment policy, on each $1,000 of in surance is as follows: 20 Payment Life Age 30.$20.7i); Age 25 $22.CG; Age 30 $24.81; Age 35 $27.52. 30 Payment Life Ago 20 $10.61; Age 25 $18.07? Age 30 $19.!lG; Age 35 $522.41. 20 Year Endowment TAo phdowwent poMmw aro ocnwruj moro anil' wfcro info favor Tv4ih men cajyjkjV JWr. IHiMe poli cies run.ftir yarJta poci-oK of yenrr b-it ujwhahly ih 0e be.t ktiWn is t :e 23 jiw nlnwnigti.. '.'' polv. i ik on vhVh tV m'.u' it pa, v , ,i,y. j, ,-, , ,;.,( ' . i.t ?.r I. vo i '! : . v.. ,e ( !, pn,, .- Kt ! ,r i f on ywu j. Vi'tj.t bf tl.. fait. t1.. 20 yiar endowment jj-Jc u a vr -ptHrrtva ppllcyfftttgli n w probably the ittt ballflljPr poUoff of all, yJt in a vant jMifty f mkw, if iVtud loast ptaeJcablei. It is a dqI policy for youj mam uking lmVo ftalaris who are unable to save, because this policy loads them down with a heavy premium and compels them to save. It will teach them to bo thrifty. It is also a good policy in a business sense for the men who are looking forward 20 years and have a definite place for this particular sum of money they expect to receive at that time. But this policy has some very serious objections, especially for young men. In the first place, it matures when they arc too young. It leaves them without insurance at a time in their lives when they will still need insurance but they either have to pay a very high premium rate for a new policy at that age or they will be unable to secure another policy be cause of some physical defect. It also matures at an impracticable age, ex cept for the man who is carrying it purely as a business policy, because the average man is at the height of his career from 40 to 55, and does not need a policy to mature during those years. The yearly premium on each $1,000 of Insurance on the Government policy is as follows: Ago 20 $30.10: Age 25 $39.35 'Ago 30 $39.00: Age 35 $10.28. 30 Year Endowment The 30 year endowment policy carries with it, tho same provisions as the 20 year endowment policy. The insured is looking forward 30 years, and expects at tho end of that time to,, rcccjvo the face value ;of that poHcy. iIIe-i.lso knows ..that ho has pi;oj:ei'vtjo;i in the. event, he should die during that time. This policy is far bc'tter for tho average man than the 20 year endowment' It costs him con siderahly less and he is spreading his premium payments over a period of 30 years "rather than 20, and there fore, the burden is much easier. He has protection on hisvpolicy 10 years longer' and it matures at a bettc ug?,- . T.hcyearly premium on each $1,00.0 of Insurance ' on the Government policy is as follows: , Ago 20 $21.33; Ago 25 $21.69; Age 30 $25.40; Age 35 $2G.5G. Long Term Endowment Tho last policy to bo .considered is tho long term endowment which ma tures at ago 62. The insured pays premiums on this policy until he Is 62' years old, at which time ho re ceives the face value of his policy In a lump sum. This policy is purely an old age policy. It provides abso lutely for that period in life which is so much neglected. Age 62 is tho logical time for an insurance policy to mature because this age marks the end of a man's working days and therefore, he needs something to re place his earning power. Statistics prove that about one person out of twenty-five at this age, Is Independ ent and this fact proves how essential It is for a man to carry this type of policy. Insurance is a business that eliminates tlw possibility of tho loss of a man's earning power. This earn ing power may be lost cither through prematuro death, disability, or old age. These aro the three contingen cies that a man wishes to guard against In insurance and this long term endowment, which- matures at age 62, meets every one of these three requirements. A man is very con servative by the timo ho reaches this age and he is not apt to lose this iWrtrtftAWWUVVV,VAV.V.VV.V.V.V.V.V.V."W.VVVWVW WEIR CITY NUT Threshing Coali; This Month $82 At Yard lalone-Gellatly Go.f VWW.WAV.V.VAW.V.VAVAV.V.VAV.V.VAVANWVW mmmmmmmxmmmavnma ciim Christian Church Services for the 10 a. m. Sunday School ( 11 a. m.Prcaching Service 2 p. m. South Side Mission Sunday .School. 7 p. m. Seniar Endeavor Service 8 p. m Preaching Service i.s: W r.'i. juviii.. v ..i "i ; in ' "!.'' vr c 'tiflon. H'-U' n ..!. si ciij - a.- ful'o -. Acrr- i.0- ? 17,01; Ace 25 ?1.3; Ago Mi 52J.76; Age 35 25.MJ b'oi fuithur information nddru: Coaervatvc Section, Bureau of Wan Rink Invuiincc, Wtuhinton, D. C. Production DtBonds on Construction Cutting down production, .reducing less food, loss clothing, less fuel, never luife and never will roduco prices. In crease production is thennswer to tho question of how wo can roduco living ccsts. We must have production if we are to have lower living costs. In modem industry production is stimulated by construction. Building is a basic in dustry. If you build a home you nittke busiue&s for more than a hundred cor related and contributing industries. E it'll building erected sends its wave of demand through tho industrial or ganization, from the ditch diggers to ?he bank presidents and back, and, b way of pay envelopes, to the diteh dig ger again. An Immediate resumption of build ing activities will do more than any otic thing to stimulate general business and accelerate the transaction of in dustry from war demobilization to Jthe lieuL-e normal. Construction stimulates production it creates the demand and production must iucreaso until it reaches the volume production necessary to de crease unit costs before prices are low er. Assist business and serve your own and tho Nation's interests HUILU NOW. How Harper and daughter, Grace, went as far as Hastings, today, with Mrs. Mnckcy on her. way home to Council Blulfs. In Tlie' County Court of Webster County, Nebraska. In till' mutter l tlioehtntu'i ot l.oulhit Darwin, l.atooi f fJc WclwturCounty.Ni'brasUn, C ti Dei'UiHil. ) " Notice of earing. Hhitool Nebraska, i hK Wclistur County, f TO (ill piThOUH illtlU'ltCri III till) ISllttO (ll I. oul.se Darwin, UitootHald county, deceasul: Vou aro hereby notllleil that on the "th ilny of June, I'JID. Nellie 1'ollard lllcil her petition hi itlio county court of Webster County, '.Ne braska for her appointment as administra trix of the estate of I.uulso Darwin lato of said countj . (licensed and that the same; will J u muni in uie county rouri uooin in mo city of Ked Cloud In said county on tho 7th day of .Inly imu. at tho hour of 10 o'clock a.m. It Is further ordered Unit notice of mild heiring bo ulvon all parties Interest! d In kllll f.gttfltft lit' till, lllltltlf I Id., kf I,U ,Wtljl.l for three successive cckn In tho I ted Cloud Chief a noHHprrper prlntid, published, and. circulated In said county. Dated this nth day of June 1U1U. (A Truo Copy.) A. I). UANNKY, (Seal) County JiuIkc Notice of Administration In the county Court ot Webster County Nebraska In tho matter ot the estate of ICrra House deceased. To All I'IMtSONS Interested in Said Kstato Notice Is hereby given that II. I.. Ilouso has this day tiled a petition in tho county court, pr.iylnn that administration of said estate may bo granted to J, I., lleebo as ad ministrator, and that said petition will be heard before tho court on the tilth day of June. 1'Jllt, atthehourol 10 o'clock, A. M., at the county court room In the city of Ited Uloud, In said county, when all persons Inter. nitpri In uritd mutter mfiv niinonr mul i.wiu cause wyhr'tho prayer of petitioner should not bo grunted; and that notlcoof the tiling nl ald petition, and the hearing thereof, be given by publishing a ropy of this order In the Iteil Cloud Chief, a legal weokly news paper printed and ot general circulation In said county, tor three consccuttvo weeks prior to said day of hearing. Dated thlsKnd day at May I Dili. (Seal) A. D. HANNKY, A true copy) County Judge. 1:. Q, Caldwell, Attorney for Kstato. Month of June L . - v i: n v r j i v : wr, xa1 jr :,i; :k P TO THE PUBLIC! Having again resumed the bus and auto livery business. I will appreciate a share of your patronage when desiring bus or bag age transfer to any part of the city. Phone calls to Bailey's Tie Barn will re ceive prompt attention. Auto Livery in Connection Wm. Hayes CONQUER WEAKNESS by keeping your powers of resistance at highest peak. It is as natural for SoofFs Emulsion to strengthen as it is for your iooa ro nounsn the body. If you would conquer weakness-increase your resistance take Scott's Emulsion often. Scott &UOWUC, llloouifield.N J. 19-7 1- E. S. GoLrber Wall Paper, Paints, Oils and Varnish PICTURE FRAMING (Work Guarantoed) Electrical Goods of all Kinds Will Wire Your House And Furnish You the Fixtures . When the Firemen Appear the injured man' first thought it one of thankiulnets that he it 10. How abou your thoughtvif a fmeman should ap pear at your home? The Da.y Before the Fire it the day to insure. At that day may be to-morrow lor all you can know or do, it (ellows that prudence would Jim pell you to stop in our office today and have ut issue you a policy, O. C. TEEL R.elia.ble Insurance 1 fljfflF M 4 4 r 1 t-pi"trlfrm:j.'''r .iwwww. ,u,iMr.,..f!ut. y.,f:t.