GOOD ROADS NOT EXPENSIVE Interesting Account of Surprisingly Low Cost of Constructing Stretch of Road in Missouri. The cost of good roads depends up on so many things that it rarely can be estimated with accuracy in ad vance of a minute examination of the localities the roads are to traverse. There may be heavy grading to do. or, if the course of the proposed road is “level as a barn floor.” it may be nec essary to spend considerable money in transporting from a distance the material needed for surfacing. Some times, with absolute honesty on the part of contractors, and strictest econ omy, the cost of constructing a given piece of roadway provokes astonished comment because it is so great, says Milwaukee Evening Wisconsin. Some Fine Macadam Road in Missouri. times, unfortunately, costs are swol len by reason of dishonesty and waste. Now and then, however, there are sur prises in the other direction. There is now circulating an inter esting account of the surprisingly low cost of constructing a stretch of high way in Missouri. It seems the state highway commissioner reported to the effect that the best-graded earth road in Missouri was a piece of considerable length in the Wellington and Napoleon district. Whereupon the president of the National Old Trails Road associa tion at once wrote to Wellington to ascertain the cost of this road. He was told that the total expenditure on It was six dollars a mile. Thinking this a mistake he wrote again, only to learn that the figure named was cor rect. The district, it appears, owns modern road machinery and pays fair but moderate wages to an engineman and two grademen. The per diem ex penses run to an even twelve dollars. Two miles are graded daily. Roads elsewhere in Missouri that are no bet ter for practical purposes cost six thousand dollars a mile. The surprising revelation thus set forth would seem to Impose upon offi cials entrusted with responsibility on behalf of the people when good roads are to be built the duty of making careful surveys and estimates before letting the contracts. AUTO FEES FOR GOOD ROADS No Reason Why United States Should Not Take First Rank In Road Building Operations. There are now upward of two mil lion motor vehicles in use throughout the country. Of this number more than a million and a half are automo biles used for business and pleasure purposes. About 60,000 motor trucks are now in use. The revenues received in the various states from the registra tions of these motor vehicles amount to more than twelve and a half million dollars annually. The greater share of this revenue is being used for road improvement pur poses, and provides a splendid fund from which great progress should be made in the construction of permanent highways. With the efficient and economical use of these new funds there is no rea son why America should not take first rank in road building operations for some time to come.—Farmers’ Review. Big Road Factor. The automobile has been a moat im portant factor in obtaining good roads. Cost of State Roads. More than $200,000,000 has been spent by the various states on 31,000 miles of state highways. About 11, 000 miles have been built within the last two years. Only seven states have no form of 'state highway de partment. To Get Nearer. Start a “good-roads-to-town” move ment in your neighborhood, and it will not be long before the farm is set down from ten minutes to an houi nearer market. Degeneration. Smuggs—“Say, Jiggs. Who are those three gentlemen standing at the conservatory entrance?" Jiggs— "Why, they represent three genera tions. The ruddy old man with the fine head of hair, Buggs—the thin haired one next to him is his son. and the dissipated fellow with the bald head is the grandson.”—National Monthly. Fur-Fabric Coat Has Distinction Of all the handsome fur-fabrics, that which imitates broadtail or moire caricul is the handsomest. In making this variety of their product the man ufacturers have achieved a marvelous likeness to the skins they imitate, in a material less bulky and more dur able than the fur. The expert fur dealer must look twice to tell the dif ference between it and his own wares, in a made-up garment. Designers have taken advantage of this material to make up wraps that really deserve to be described as splendid. Its suppleness allows am ple length and fullness without too great weight, and its beauty makes the use of elaborate ornaments, in the details of finishing, appropriate. Unless fur-fabrics are degraded in quality they are destined to play a great part in our apparel in the com ing seasons. The stately coat shown in the pic ture Is made of an Imitation of broad tail (or baby lamb). It is far more elegant than the cheap grades of fur and no fur could be fashioned into a more Impressive garment. It will solve the problem of those women whose ! consciences will not allow them to wear broadtail, but who appreciate its exquisite and incomparable rich surface. The broad collar and cuffs are of marten fur, and a hanging panel at the front is finished with it. Orna ments of silk braid, with pendent balls, define the waist line at the back and front. A careful use of rich embroidery is managed with such good art as the finishing decoration that this coat is placed in the class of ultra-smart novelties. A White Velour Hat. In one white velour hat the crown is almost entirely covered with en circling bands of black satin ribbon through which only an occasional gleam may be seen of the white velour beneath. The brim of this hat is bound at the edge with a full ruche of white satin ribbon and trimmed on one side of the crown with two very large white wings. HI Ml TODAY People Confident Day of Deliver ance Will Come. Young and Old Are Learning to Speak English—No Personal Relations Between Belgians and Ger mans—Boys Are Deficient. London.—The following account of conditions in Belgium is fiom the pen of an American who has arrived in London after a year’s stay in the Bel gian capital: “Belgium today is learning to speak English. Everywhere you go, you can see the old and young usually carry ing notebooks, studying in the streets and trams, in the cafes, restaurants and in the homes, all talking English, using English expressions and words on all possible occasions. “Belgium is confident. You have only to look at their faces to see it, and if you talk with them, they say, ‘Just wait. The day of deliverance is coming, it may be this summer or next summer, but never? Vous etes foul’ rrom me uerman military stand point, Belgium is organized into three districts, the first, the Operationsge biet or the zone of operations, which extends some fifteen to twenty miles behind the actual line of fighting; the second, the Etappen, which is an in termediary zone where all the sup plies for the front are collected and distributed; and the third, the Occupa tionsgebiet or the occupied territory organized with both military and civil governments. No person can go from one to the other except on special per mission, and then only by train, which includes as one of its comforts a thorough searching. “No person can leave the town in which he lives, except by train or on foot. Those who wish to ride in auto mobiles must pay twenty marks a week or more. In the fortified cities of Liege, Namur and Antwerp, you must be in your houses at nine o’clock in the evening. “Naturally no Belgian can go to Hoi ! land except by stealth, and I have good reason to believe that some sixty thou sand have passed the frontier since the first of the year. Sometimes this necessitates the killing of one or two sentinels. "Above all it is strictly forbidden to j sing or play the Brabanoon, the Mar ' seillaise, and Tipperary, as a result of which nearly every Belgian can sing Tipperary and does so very often. On j the Boulevard Anspach in Brussels: one day four little boys were march ing towards the bourse singing at the top of their lungs the Brabanoon. It was not long before some German sol diers chased them, catching one, who, as he marched away to the komman datur, cried out to his friends: ’Run and tell mamma that I am a prisoner 1 of war.* The young Belgians all wear caps modeled on the soldiers’ rest cans, and are very Lii-pendent. "Trie German government of Bel gium has expressed its desire that all Belgians should return to their work, but if it be work that can profit the Germans, they find something else to do. Then, besides, every piece of ma chinery that can be used in Germany has been stolen long since. "It is easy to say, ‘Go to work,’ but it is another thing to have work to do which is not of direct benefit to the German military authorities. In Char leroi there were about fifty locomo tives which had been damaged more or less. The Germans offered the work of repair with fair pay to the Belgian workmen, but they absolutely refused, as the locomotives could be used in sending supplies and troop3 to the front. It was nearly a month later when after failing to persuade the Belgians to work the Germans were compelled to bring workmen from their shops in Germany. ‘‘I have given you some idea of the general relations between the Ger mans and the Belgians. As for per sonal relations, there is none. During the week before I left Brus sels, I was a spectator of an incident which perhaps shows the distance be tween the two better than I can ex plain. 1 was s'anding on the platform of a tram coming up from town. It was crowded with both Germans and Belgians. A German subofficer took a cigarette from his case, and. having no match, asked the man standing beside him for a light. The Belgian had nothing to do but offer the German his lighted cigarette. When the Ger man went to return the cigarette, the Belgian very politely informed the German that he did not care to smoke any more. The German could do nothing, although he felt the insinua tion. He left the tram immediately. “For our real news we have had to depend upon the Dutch papers and above all the London and Paris jour nals which were smuggled in from time to ti^p. The German authorities have done all they could to stop these papers coming in, even making it ex tremely punishable, but as fast as they would stop up one channel of the supply another would be found. We were never without an English paper for more than two weeks since the first of September of last year. “The commission for relief of Bel gium has. no doubt, saved a nation from starvation, and under the diffi cult circumstances, have done a won derful work. The Belgians know and really appreciate the help, even if the Germans have tried to claim the credit by publishing pictures of the commis sion’s work and labeling them as some of the fine work Germany has done in Belgium." New Ailment. "I do hope," exclaimed Mrs. Twick embury, “that that queer-acting dog hasn’t got hydrostatics.'—Christian Register. Wnv He Mourned You say that Jenkins owes every thing he has to you." ‘Worse: He owes much mere ihan he nas _o me —Boston Transcript MOTHER OF MISS CAVELL A "grand old lady" is Mrs. Cavell, | the mother of Edith Cavell, the Brit ish nurse whose last words before her execution were, "I am happy to die for my country." To perpetuate the memory of her daughter, there is now a plan on foot in Great Britain to organize the Cavell Memorial fund. Lead Pencils. I don’t think I'm exactly lazy and I have a fair amount of intelligence, but ! cannot sharpen a lead pencil. I've been trying to learn for—well. I won't say how long, but it’s many, many years. I couldn’t sharpen them when I was little. I couldn’t sharp- : hem when I was big. f can't shirr ■ them now that I am bigger. Pen- :: sharpeners don't sharpen them a: oetter than I do. Or than you do i wager, if you're a woman! When I':.; rich I shall hire a man to sharpen my pencils for me every morning.—Ex change. Only Person “Touched.” Duels in France are often m costly than dangerous. The very est figure for which an encounter be brought off is £4, and to do thing in style considerably more r be spent. Aurelian Scholl, the b< vardier journalist, once suffered. v friend of his sent a challenge and fc - rowed 100 francs off Scholl for his < - penses. This sum he never rep: “The duel was a bloodless one." lates Scholl. “I was the only person touched.”—London Chronicle. Your Opportunity to Buy a Farm A\ e are offering 2,700 acres of land in this county and with in from three to five miles of Loup City, in any sized tracts to suit purchasers. This land is all in grass and all fenced, has plenty of windmills and reservoirs to supply fresh water to live stock and is suitable for use as a large stock farm or will divide nicely into several smaller farms, having plenty of farm land and plenty of good pasture land with each tract. Here is an opportunity for the man with a growing family of boys to secure a larger farm, as this land, or any part of it, can be sold and a smaller farm accepted as a partial payment. There are no buildings on this tract but if you are in position to make a reasonable payment and improve the land, arrange ments can be made to give you time at a reasonable rate of interest on a considerable portion of the purchase price. If you v ant to buy a farm that is already improved, we have a number of 160 and 320-acre farms, improved with good buildings, that we can offer you at reasonable prices and on very favorable terms. We also have a number of quarter sec tion tracts of good farm land broken out, and some of them now in winter wheat, that can be sold on a very small cash pay ment and long time at low rate of interest given on the balance of purchase price. If you are in the market for farm lands, or any other kind of property, it will pay you to come and talk the matter over with us. * 1120 Acre Improved Stock Farm Located two miles from Hoagland and six miles from Sat pleton, Logan County, Nebraska, both on the Keamey-Staple to branch of the U. P. railroad. 400 acres good tillable land, balance rolling grass land. All fenced and cross-fenced and improved with H story frame house 24x26 with kitchen addi tion; large barn, 32x48, room for 19 horses, besides large hay loft and grain bins, 2 good wells and windmills, 2 cisterns, and never-failing supply of soft water, which is piped into the house. Pictures of house and barn are shown herein and build ings are in good repair and have just been painted. If you look around you, you will agree that those of your neighbors who have been most successful have been the ones who have devoted the most time to raising live stock and caring for them and this farm would be an ideal place for grain and live stock farming and will make its purchaser a small fortune. A clear quarter of Sherman County land can be accepted as part pay ment and the balance of the purchase price can be carried against the land for a term of years at 6 per cent interest. If yon are tired of grain farming and want to get a farm where you can handle live stock, as well as have plenty of good land to farm, here is your opportunity to get a well improved place close to railroad and at a very reasonable price. Farm Loans. 5, 10 and 20 Years Time If your farm loan is coming due or if you want to borrow money on your land to make improvements or buy live stock or to buy additional land, we are prepared to offer you loans at lowest prevailing rates for terms of 5,10 and 20 years. Five-year loans due five years from date, interest pay able semi-annually, with option to pay in whole or in part at interest payment dates. Ten-year loans, due ten years from the first day of any month you may select on which to pay your iterest. Interest payable once a year at your home bank with option to make partial payments at any time after one year from the first interest payment. This loan gives you plenty of time to stock and improve your farm before it is necessary to pay it and avoids the necessity and expense of renewing at the end of a five-year period. Twenty-year loans under the rural credit plan about which so much has recently been said and written in the agricultural journals of the United States. Under this plan the loan is repaid in 20 equal payments which include both principal and interest. The interest rate being 6 per cent per annum. You will be given the option of paying any number or all of the notes in advance of maturity and the notes will be discounted at compound interest annually for the unexpired term, in case of pre payment. The total payment is just the same each year, the payments, on account of interest, decreasing as the payments on account of principal increase. The annual pay ments, including botli principal and interest, only amount to about one and one-half times what you would ordinarily pav as interest on a loan of the same amount, but under this plan your debt is fully paid and your mortgage released at the end of 20 years. Under the ordinary plan of farm loans, on a loan of $1,000, running for 20 years, you would pay: Principal.$1,000.00 6 per cent interest on $1,000 for 20 years. 1,200.00 T°tal. .$2,200.00 l nder rural credit plan of annual pay ments, your payments would be $90.69 and the 20 payments required to re lease the loan would amount to.$1,813.00 Difference in interest paid ..$ 386.20 If you need a farm loan or need to renew your present loan or to make any change m it, come in and let us explain these different plans fully before you make anv other arrangements THE FIRST TRUST COMPANY