Willi
North Star
Rofrigorators
Save enough ice to pay f -r them
selves. Ample in size, Sanitary,
Economical.
$!S io $30
It is economy to buy a North Star
bacause of the Saving in Ice
Pennsylvania Lawn
Mowers
A full line, low in price, fully
warranted. Garden Tools, etc.
HOPPER HARDWARE, 108 No. 10th
JOHN BAUER
OK
Dick Bros. Celebrated Bottle and Keg Beers
Anheuser-Busch Budweiser
White Rock Mineral Waters and Ginger Ale. McAvoy's Malt Marrow
Also a Fine Line of Wines and Liquors (or Family Use
Phones: 'BeU B17: Auto 1317
LINCOLN. NEBRASKA
is the dependable kind. Scientifically
churned from pure, pasteurized cream
it is the same yesterday, today and
tomorrow, always pure, nutritious
and delicious.
Ask pour grocer.
Its flavor wins favor.
BEATRICE
CREAMERY
COMPANY
Lincoln. Neb.
LIBERTY FLOUR
From Selected Nebraska Wheat Best Wheat in the World
Best
by
the
Oven's
Test
LIBERTY
FLOUR
g.H.O.BAflEEft &S0N5
t-l El ERTY
A
Nebraska
Product
Worthy lof
Nebraska
H. O. Barber & Sons, Lincoln
ROBERT J. FRAAS
Wholesale Liquor Dealer
Distributors of the famous Storz and Saxon Brew Beers
Family Trade a Specialty
Anln IfW
201 N. 9th St.
Getting
Money
How Rankers
Now Perform
Their Work
By JOHN M- OSKISON. Chicago
TALK of a '"money trust" in this country has heen inspired largelj
by the operations of "underwriting syndicates."
These groups of bankers have come to mean more and more
in the financing of the country's industries. Their operations
have enlarged at the same time that their co-operation with each other has
become closer.
Whatever may be thought of the morality of this method of financing
the needs of our railroads and manufacturing enterprises, the reason for
the growth of underwriting syndicates is plain. They represent the reser
voirs of ready capital. To them flow thousands of streams, big and little,
of money seeking safe investment. To them come the managers of busk
nesa requiring millions, and the managers come to them because it is the
quickest, easiest, and (sometimes) cheapest place to get money. For in
stance: New York's transit needs are pressing and great. Two extensive new
systems of subwaj'S have been planned. Their construction and equipment
will cost nearly $400,000,000. After long discussion the city officials de
cided that this sum should not be raised by the city itself, and so private
bankers were asked to raise the money. The house of J. P. Morgan &
Co. made an offer to finance one system calling for the expenditure within
at few years of $170,000,000. Bonds running for fifty years and bearing in
terest at the Tate of 5 per cent, are to be issued. J. P. Morgan & Co. are
to pay the city $950 for each $1,000 bond.
Because the loan would be too heavy for one house to carry, J. P. Mor
gan & Co. have asked other bankers to take a large part of the bonds for
$960 each. A syndicate, agreeing to hold together for five years, will be
formed, and its members will sell to investors the amount of bonds allotted
to each as they are issued. Probably the prices received will represent a
good profit for each.
In no other way, say the bankers, could a project needing so much
money get it promptly and on such good terms. In no other way, they
say, can the millions belonging to widely scattered investors find invest
ment. Upon the bankers falls the duty of seeing that the loan is secure.
A few failures to do this, they say, would dissolve the "money trust" quick
er than any moral action and that view seems logical.
Is
Wholly
a Good
Thing?
By FBANK CBANE. Chlcae
Perhaps the most marked tr&it of hu
man nature in modern times, and that
which distinguishes it most from human
Pi "V I It was the main contents of the Chris-
Almost all medieval religion can be
summed up in that one word, pity. The
good works most emphasized consisted in
giving alms to the poor. The walls of the
old churches are covered with languishing
saints. The sufferings of the martyra
were wrought into works of art in every
conceivable excruciation. We are the
heirs of centuries of this kind of training. Sensitiveness to pain has
become our chief mortal force.
The history of civilization is the story of a long conflict wifo pain.
We house the sick in hospitals and provide asylums for the unfortunate.
Mankind's most boasted medical achievement is the discovery of anes
thetics. .
We have societies for the prevention of cruelty to animals.' Our mod
ern theology has abolished the fires of the next world.
We have even produced a sect that denies that there is any tuffering
in this world; like the Albany legislator who, disgusted with the crime
of bigamy, determined to put a stop to it and introduced a bifl: "Be it
resolved, That the crime of bigamy be hereby abolished." Happy thought!
But I would like to put one little interrogation point: Is pain after
all a bad thing? And is pity wholly a good thing?
Queer
Tangle in
Many of
Marriage
Laws
I am very much interested, as every good
citizen must be, in promoting the adoption
of uniform laws on the subject of marriage
and divorce throughout the United States.
The present situation is very dangerous,
for persons who are legally married accord
ing to the laws of one state may find that
in another state their marriage is not recog
nised, and the effect upon the status of
children may be most disastrous.
The consequence is that mistakes in this
; matter often fall upon persons who are en
tirely innocent, and great confusion is likely
to exist in regard to the delicate relation oi
husband and wife or parent and child, while, of course, the descent oi
property may be very much embarrassed by questions arising from the
conflict of laws on this subject.
There is a strong movement to promote an organization in the various
states, and on some subjects this uniformity has been secured.
I should be glad to see a strong public opinion organized, which will
insist upon uniformity in the laws which regulate marriage and divorce,
and I trust that any efforts made in this direction will be successful.
Br MMsriEis siatcr
stoa.llsss.
As far as fitting our children for businesi
is concerned, the public schools of tht
United States are far inferior to those oi
European coutries and far inferior to what
they should be.
They are particularly deficient in foreign
language instruction.
The systematic education of 90 per cent,
of our public school children ends with their
graduation.
Commercial methods and foreign lan
guages must be made part of the public
school course.
A boy or girl of fourteen ought at least
to know enough of the social, religious and political customs and the lan
guage of the people with whom he may one day have to do business to
whet his appetite for more. This is a business age.
The average American school boy, after eight years in public school,
doesn't know where the principal cities in the United States are located.
Good
Training
For
Business
Is Ignored
Br LEWIS NIXON
Safe BirfMcr. New Ysta
Object Lessons in Thrift
A little series of money making
Talks for people of small means
AMERICAN SAVINGS BANK
Lincoln, Nebr.
The way to "get ahead" is to spend a little less than
you earn. Then make the difference thus gained work for
you. Do not let your dollars lie idle. Invest them so that
they will be earning something. If you deposit your saved
dollars with us we'll put them to work for you. Come in
and let us explain the system.
AMERICAN SAVINGS BANK
110 South Eleventh.
WELL SELECTED
The proprietor of the
Economy Shoe Repairing Co.
at 1431 O St., made a good selection in the name, and to those
in need of first-class repairing it will be economy to you to
have them do your work. They are experts in their line and
make it a point to do good work. Mr. Gus Demma has full
charge and his reputation as to good workmanship in our city
is generally known. Drop in, Gus will be glad to see you.
HORSE GOODS
Harness, saddles, collars, nets, pads everything for the"
horse and what you want because every article is the best.
See me for spring and summer horse wear. Right goods
and right prices. '
Repairing a Specialty
You will be satisfied with my repair work. '
C. C. BARLOW
ONCE TRIED ALWAYS USED
Little Hatchet Flour
, Made from Select Nebraska Hard Wheat
WILBER & De WITT MILLS
TELEPHONE US
Bell Phone 200: Auto. 1459
RYE FLOUR A SPECIALTY
145 S. 9th St., LINCOLN, NEB.
FIRST SAVINGS BANK
OF LINCOLN
DEPOSITS $845,000.00
The directors of this bank are the same as the ,
directors of the First National Bank of Lincoln
4 PER CENT. INTEREST ON DEPOSITS
We gladly open accounts for sums as low as SI
ANDRUS
HOSPITAL
A private hospital sit
uated in a walnut grove.
Has every convenience
for those seeking health
with all comforts of home.
Div F M, Andrus
3259 Holdredge St.
SURGEON
Auto B2720
Lincoln, Nebraska
en
fcl
The Dr. enj. F. Baily
Sanatorium, Lincoln, Neb.
FOR NON-CONTAGIOUS CHRONIC DISEASES. LARGEST
BEST EQUIPPED, MOST BEAUTIFULLY FURNISHED
n