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About The Wealth makers of the world. (Lincoln, Nebraska) 1894-1896 | View Entire Issue (April 18, 1895)
THE WEALTH MAKERS.
Apiil 18, 1895
Conducted by J. Y. M. Hwibaht. Correspon
dence (elicited. Kir, cyclone or ball.
The Governor' Veto
Governor llolconib did not approve of
II. R. 240. A bill intended to allow peo-
pie owning town property of any kind
to organize and insure theuiHelves with
out the intervention of money making
insurance companion. He has mado the
mistake of comparing the present farm
mutual law, with this propottod law and
aa he had been well imprestied with the
workings of the farm mutuals under the
law, he concluded that II. U. 24Gwasnot
If any one will look uour farm mutual
law he will And that it takes the form of
articles of incorporation, and the govern
or considers it a good and complete law;
but the new law was somewhat short of
But if you should turn to the Iowa code
you find that the law under which about
1150,000,000 worth of property is In
sured you will see that there is need of
but little law in mutual fire insurance
when taken into consideration that every
member of the compauy is holding for
his proportionate share of all losses that
may occur, whetherthatbe large orsniall.
We have no decision touching this point
in this state, but there was a decision in
the Michigan Supreme Court some years
ago, that has been taken as good gospel
by all mutual men; Stock companies
road agents use this same decision to
care men about mutual companies, tell
ing them that an application in a mutual
is a mortgage on his property, and that
bo is liable to lose all he has in such a
deal. While the facts are that the mem
bers are liable for any losses that may
Occur, but to take all ot the members
property would be an improbability, be
cause no one has his land insured, and it
he had, it could not burn, and further,
as only the buildings and personal prop
erty are insured every member would
have to have all he had insured destroyed
before the members would have to pay
the amount that their policy called for;
but such talk goes as gospel among peo
ple who have not looked at insurance
statistics except through the spectacles
of stock company's agents.
"While thore is life there is hope."
There is now a question whether the
governor filed his veto message with the
secretary of state before the time al
lotted by the constitution, which is Ave
days (Sundays excepted) while the legis
lature is in session and after adjournment
five days (Sundays not spoken of). The
bill was given to the governor at 10:45
o'clock p. m., April 5th and he filed it
with secretary of state at 10:15 a. m. on
April 11th, less than five days without
Sunday. Which is purely a technical
There are other bills in the same boat
among which is the Omaha charter.
That will no doubt be taken to the Su
preme Court for an opinion before the
iirst of August, the time that all laws
passed without the emergency clause will
Delow we give the Iowa law which is
only a section in theinsurancechapter,but
has given complete satisfaction for about
The governor in his veto message al
ludes to Sec. 40,Ch. 43,compiIed statutes
of Neb., 1889. That section is almost
verbatim with the Iowa law but it is en
titled "Unincorporated Mutual Compan
ies." In Iowa the companies incorpor
ate under the same law that we are, pre
vented from incorporating under in this
state. I think that if the governor had
had the Iowa law and the knowledge of
its working before hinfH. R. 246 would
not have been vetoed.
"1723. Mutual Associations. 1160;
16 G. A. Nothing in this chapter shall
be so construed as to prevent any num
ber of persons from making mutual
pledges and giving valid obligations to
each other from their own insurance
from loss by fire or death, or doss or
damage by tornadoes, lightning, hail
storms, cyclones or wind storms, but
such association of persons shall in no
case insure any property not owned by
any one of their own number, except
such school houses or church buildings
as the said companies deem proper to
insure within the territory where they do
business, and no life except that of their
own members, nor shall the provisions
of this chapter be applicable to such asso
ciations or companies. Each fire insur
ance company organized under the pro
visions of tins chapter shall report iu
January of each year, to the Auditor of
State, which report shall show -the fol
1. Name of company.
2. l'lace of doing business.
3. Names of president and secretary.
4. ' Address of secretary.
5. Date of commencing business,
6. Amount of risks in force at the be
ginning of the year.
7. Amount of risks written during the
8. Amount of risks cancelled.
9. Amount in force at the end of the
10. Amount of losses paid during the
11. Amount of other expenses.
12. Total expenses during the year."
Statute of 1888.
THE BILL THE GOVERNOR VETOED HOUSE
Section 1. Any numberof personsnot
less than one hundred (100), w ho own
city or village property in the state
worth at least one hundred thousand
dollars ($100,000) which they desire to
insure against damage by fire, lightning
or storm, may organize a mutual insur
ance company under such restrictions,
and rules as to management or discon
tinuance of same, as the company may
see fit to adopt.
' Sec. 6. The articles of incorporation
of such company, containing the name
of said company, the name of the city
where the business office of the company
is to be located, and intended duration
of the company, together with its rules
and by-laws, are to be filed with the
auditor of public account, and it found
conformable to this act, the auditor
shall give certified copy of such articles
and rules to said company, charging ten
dollars ($10.00) (or such incorporation
, proceedings. Whenever a sworn copy of
such article of Incorporation are filed
with the county clerk of any county, the
company shnll liuvtt the right to truiis-
. . ; ...I. ...
BCl UUSIIieHS III ucu niumj. i hb tin a. n
fee for such filing shall be fifty cent
Kkc. 3. Such corporation and its offi
cers shall have the rights and iciform
the duties usual to similar corporations
and officers, mny sue and be sued, and
shall imike an anuual report to the aud
itor, in such manner as he may direct,
If he becomes satisfied that any such cor
poration is fraudulent in any way, he
shall request the attorney general to in
stitute proceeding t-oeiose up the busi
ness of said company. For examining
anuual report and granting certificate
for continuing business the following
year, the auditor shall charge one dollar
(f 1.00); lor ngent s certillcate nity cents
(50c). All of which, together with ten
dollars ($10.00) incorporation fee, shall
be paid into the state treasury and cred
ited to thegcneral fund.
Sec. 4. No officer, agent or attaches
of any such corporation shall ever re
ceive a salary, fees or commissions, to
exceed seven hundred and fifty dollars
($750.00) per annum. If theauditor be
lieves it necessary to investigate the
books and records of such company, he,
nor any deputy sent by him, sliull charge
more than five dollars ($5.00) per day
and necessary travelling expenses while
making such investigation. Such mutual
insurance company shall never make any
Sec. 5. Every company organized un
der this act; shall provide in its by-laws
for an annual meeting to which all policy
holders shall be invited. Eucli one pres
ent at said meeting shall havo one vote
and no more in the election of Officers,
amending rules, and the transaction of
all necessary business. No voting by
proxy shall be allowed, but rules may be
made so that policy holders can send
their votes for election of officers by mail,
and such votes shall be received and
The goveruor contemplates giving the
public in detail his reasous for the Veto,
as soon as he has time.
A 8PKCIALTV CRA8S
MOO-1403 Union Ave., Kansas City, Ho,
Hickory Flats, Miss., April 15. Four
members of the family of J. L. Craw
ford were poisoned by a negro girl 13
years of age. Mrs. Crawford and Wal
ter, aged 16, are In a critical condition.
3"he motive was revenge.
HswOatalogns of Buggies. Etc
One of the most elegant and complete
illustrated Catalogues of Carriages, Har
ness, Saddles and Bicycles it has ever
been our good fortune to examine, has
just been issued by the Alliance Car
uiAue Co., of Cincinnati, O. It is quite
beyondl our comprehension how such
beautiful and stylish goods can be manu
factured and sold for the remarkably
low prices named. This free book will
certaiuly be appreciated by every horse
owner. Our readers should send for one
at once, if they have not already done so.
Dense mention the name of our paper
when you write.
IF ANY ONE who has been benefitted
by the use of Dr. Williams' Pink Pills
will write to J. H. Dobson, 1120 M St.,
Lincoln, Neb., they will receive informa
tion that will be of much value and in
terest to them.
How everybody may have money. See
"Money Found," for sale at this office.
Doble's Aluminum Cofffea Kconomlsei
FITS ANY COFFEE POT
Pre Trial No EOT needed to settle. Keep, the pot I
clean iuslde. Neer rusts or
blackens, wc g-uaraniee our
Vntnnmlu, tit ntH kft hflt.tar
The Coffee stronger and richer coffee.
Pries w"i less, enow
post Cf) each purchaser one week's.
jva nro, aim ii nut
factory can be returned and
S will refund the money
ARTHUR L. DOME CO.
3 1 1 WaUih at., Chloafo, IU,
k 55 )
MA MONEY MAKER
A double Grinder with three
burrs. Center draft. Can be
attached to any make ot pump
ing wind mill. E. B. WINGER,
532 Kenwood Terrace, Chicago, III.
naiuff or -H-llmj PRACTICAL
KLAI ING DYNAMO.Tt.emo4
era method, used la I1 tostorica
to pi aw now foadi. Piatei fold,
ilfcr, nickel, ete., on watches.
i jewBlrr, table-ware, bicycle and
aii mouu frnoas; nnaoutata for
yrenU.; different litest, always
reail.r; no battery; do toy; do
exprrlanea ; n Until to plattog
DMCtM: a aTrfatt nwinn maksr
W. P.HARRISON A CO, Clerk No. 16, Columbus. Ohio.
. . t. mii . Hai as sqval for
wvngciu or iu
dal and Dip-
I Ionia at World
E. B. WTNOEB.
MS laawaoa Tairaea, laltat, IS
r f fi. svr
Home Grown Seeds.
Furnas County Herd.
L E. Berkshlres
M pig. tired by tlx first
class males, and from aoti
aa (rood, Berkshire: Ral
lies, Dnrneaa, and others.
Poland-Chinas: Corwln. Te
cnmitea and Wilkes. None
better. All stork at half
price, (on account of the
drouth), and guaranteed a
represented. Mention Tbe
H. S. WILLIAMSON,
C.Yr City, H.V
We ... . .
To make an examination of our goods for yourselves
and you will find that we make our suits better,
use better goods and they will fit you better
than any other house will offer you we want
To Trade With Us.
BROWNING, KING &C0.,
1013 to 1019 O St., Lincoln, Neb.
WIIUIIUIIIIUIIIIIIH jl l M l l l ll llllll ll l l lllllMJillllJIji
Model 41 Columbia
C0LUMBIAS They almost fly.
Physicians recommend bicycling. Dame Fashion says it Is "good
torm. Iwo new models for women's use in
Model 42 Columbia has been especially designed
for the many ladies who prefer to wear knicker
bockers rather than cumbersome skirts.
Ladies' wheels, also in Hartford Bicycles at lower
prices $80, $60, $50. .
Model 42 Columbia
POPE MFG. CO.
Send for Catalogue. Free at any
Columbia Agency, or by mail for two
Six handsome Paper Dolls, show
ing ladies' . 'cycle costumes by noted
designers, m. led for five a-cent stamps.
ALFALFA SEED A SPECIALTY.
Caaa. HUM Bason, KOr, Blo and Jmalra Cor, all ajown la
prlcM KldrMa, KeUTI t UIIZSOI.
flans, awatlon thl papsr. unro.a uuy.
A. L. SHADER,
Agent for Columbia and Hartford Bicycles,
POLAND CHINAS -FOR SALE.
I! in need of a choicely bred Poland
boar write to J. V. Woi.fk, Box 325,
Lincoln, Neb. He has a few way up p gs
of April and early May farrow.
Grinds more grain to any
y by the
lagni. Wagons, Windmills. Bicycle., Harness,
Frloet iowesL Quality best
corn, oats, etc., fine enough for any purpose. War
ranted not to choke, we warrant uie reeriess m do
THE BEST AND CHEAPEST MILL ON EARTH.
r-tff WrHa ii. it nncA for nrlnes and
There Is money in this milL Made only
JOLIET STROWBRIDQE C0..J0LIET, ILL.
Jobbers ana Manufacturers oi r arm maenmery,
for your J
Any siz yon want, 90
toMuLhigh. Tires 1
to 8 in. wide hubs to
fit soy ails. Saves
Vrmt many times in
a ssaaon to bare set
of low wheels to fit
roar wagon for hauling
train, fodder, manura,
bogs, o. No resetting of
fares. Oatl'g free. Address
UMPIRE MFC. CUv,
(V I M
HAVE YOU FIVE
OR MORE COWS?
If so a" Baby" Cream Separator will earn Its cost for
you every year. Why continue an Inferior system
another year at so great a loss f Dairying Is now the
only profitable feature of Agriculture. Properly con
ducted it always pays well, and must pay you. Tou
need a Separator, and you need tbe BEST, tbe
" Baby." All styles and capacities. Prices, $75.00
upward. Send for new 1895 Catalogue.
THE DE LAVAL SEPARATOR CO.,
Branch Offices: General Offices:
ELGIN, ILL. 74 C0RTLANDT ST., NEW YORK.
at a Bargain!
Lease of 640 acres school land (im
proved) all enclosed with six-wire fence,
180 head of nice young hogs weighing
from 100 to 200 pounds to go with it.
This is in Custer county near Broken
Bow. Price, $3,000.
FOR SALE Good 5-room cottage,
barn, corner lot in good neighborhood.
For sale cheap. E. T. Huff,
23S So. 11th St., Lincoln, Neb.
Maaa ii hi iip n ii i i
JL. J. -A-d.a,ms,
Black Langshan Chickens.
The grsateat general pnrposs chicken ot the airs.
My flock wore, from SOVi to .
EGGS FOB SALE.
Ah . .
100 TREES $3,50
All the Uadlaw Tartetlos.
1M Choles Ooaeord Grapoylnes
i l.m Kus. Mnlberry, $1 IS.
Shade sad Ornamentals. A
Bomplete Prlc-Llat fre.
J.flWrsoa Co. Jansen, Jfeb,
is WTn i soMETnipp
1867. KA1ISAS HOME NURSERY. 1895.
-sSSSOVEIt 100 ACBES.
Grow all kinds of Fruit and Ornamental Trees of Best Tarieties suited to the wtfrt.
Originator of the Kansas Black Raspberry. AU Lading and new Tarieties of small
traits, Orapss, Shrubbery and Erergreens. Pries list to all applicants. AgeaU
waatsd. A. H. GR1ESA, Box J, Lawrence, K.
BUY OF A HOME NURSERY 1
( CRETE NURSERIES. ,
Sstablished in 1872, point to many thousands of successful orchards in Nebraska
supplied from their nurssry. Thtir stock for 1895 is complete in all department,
and as good as srsr smt out. Large orders for apple trees, filled on Mgki
month's time. Purchase at first hand and save agent's and dealers profit. Cat
respond early before the rush of spring trade opens.
. F. STEPHENS, Manager,
CARRIAGES) BU&SIES, HARUE3S
and Bleyelca, at Favrtory Prices. Work aroarantped and 20 to per
cent saved. Our goods received the highest awards at the world's ,
f air, fjur lew Mammoin liiuBirawa vaiaiugue ib iree vu mu. iisuuna
all tbe latest styles and improvements and reduced prices. It has 200
-k" erase. Si, -pages and is the largest and most complete catalogue ever Issued.
Wrtuto-dar. Bead for It, Jt'trc. Alliance Carriaw C., ClaelaauaU, Obto.
aSYTT Ik. sT TT I. 1 KFfk II .
Broke the Record
No Cultivator ever bad such a remark
able run tbe first season. Sales nearly
20,000 in 1894
andtbls year will be greatly Increased.
The O. H. D. i .imply the besi Walking Cultivator
er asda snd s. jret ha no imitator. It sells st
ight For Ml. b on. dealer in s town. Se. H be
fore jou buy. Writs m tor illiMtratsd circular.
Deere & Co."
pf T 41Ard Qround.
T 1L poAitively guaranteed to give 3
fair frail Allowed 1
' wb ii iaid by those.
Wrjo b&ve U5d frjerr),
, OMLV BV TMC
fesRPCK 6LAHP'PLQWr.O. BocKlauHD.lLt
Prirtil Offtcfs am) KV
. 221 129 C22 230
nor rrtrt&r it
hua.tMa1 tor AS
Cr. 371 X 6radwat . Sc
VeCl. D &.
CATALPQUC PRCC'AT AMY
Rambler Agency . off tnr by maiu
rOR 2 TWO CCMT -STAMPS. '
E. R. GUTHRIE, A Kent.
SEED CORN, $1.10!
At State Fair 1894, my corn won 1st In Stat, on
white, 2nd on yellow; Sweepstake in Lan county,
Have won let or 2nd place S Tears In succession,
I will wll In lota of 6 bnsbels or ovsr at 11.10 per
bnahnl either Armstrong s whits or Ham a yel'
low. Sacked F. O. B. car. at Greenwood. Bend
tamp for sample.
J. M. ARMSTRONG,
LINCOLN NORMAL UN1VERSITT.
A SCHOOL FOR THE PEOPLE
n...,,.. Its equipment, are mora comp'.t.
HGCdUSB. Its buildin:s are better.
vwuu wwup ltg ,acutT u iarger all(i abler aud
tbe expenses lower than those of any other
Normal School In Nebraska. .
1.00 per week
91.60 to a.00 M M
85o. to 76c. - "
. . . We will bare the . . . .
heading Stonier School iij Nebraska
This year. Term opens June 4th, 1895. Continues 10 weeks. Total expenses,
$3.00 per week. Send for catalogue, free. Address,
LINCOLN NORM Aii UNIVERSITY,
Ont of a thousand farm. In Southwest Kansas, of 160 acre each, we are selling a limited
number equipped with an Independent and permanent Irrigation plant an 81 dent for at least
ten acre, on each farm. The price at which these 160 acre farm are selling Is merely about
what the ten acres and Irrigation plant are worth.
Before bnying a farm Investigate this. Special terra, made for Colonies. Call on n. or
write for particular..
THE SYNDICATE LANDS A IRRIGATING CORPORATION,
g Boom 412 Hew England Life Building, 9th ft Wyandotte Sts., KANSAS CITY, M0,
BntSBTBS, r)brter While,
imej Bi aaa Polana China
iHGO. Imty, Oaenmr and
aoliMtn Cattle. Thoroighbrea
fchMD. Fanor FoaUrj. Hnntinj
aid Hoan Doam. CaUlorne.
iv.Ule, tiaeawr ve. a-
SHIP US YOUR
Jas, McMillan. & Go.
Exporters of Fine Northern Furs
200-212 First Ave. North,
t"Wrlte for Circular.
Is one of the beat Populist papers in
in existence. It is published weekly
at Meadrille, Pa., at 60 cents a year
or three months on trial for 10 cents.
We bare special terms by which we
can furnish the Sledge-Hammer and
The Wealth Makers one year for
Or. D.Tls. diseases of teeth aad mouth.
WOVEN WIRE FENCE
Horse high, bull strong,
Siand chicken tight,
aka It yourself tor
50 styles. A man and bo;
dOtofiOrodaadav. catalog free.
Elkhorn Valley Herd
of Poland-China Swine.
I hare all the leading
trains including Free
Trades, Wilkes and
Black 0. 8. families.
Tbe beet lot of pigs I
erer raised sired by
Paddy Chip 16;i89. Fa
Wanna maker 26829,
Col. D. 8. 10605. My
bows are mosHy Free
Trade and Wll ke.
L. H. SUTER,
h. s. ALEY.m. D.
Office 1215 0 St., Lincolu, Neb.
W Writ for terms and question blank.
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