Officers of Nebraska F.A. and I. U.I
THK ISYKMoti tt HKVIKW
;c. H
(Coatlaeed (mm Ut pass.)
l'rr(cl-nt W. . Atlanta,
Vira-l'nMlilriit W. . I'ortrr, Clarke.
Mwr-Mm. J.T. keille. Msrtweil.
Treasurer JitHie (am-roii. Heaver City,
l-ertorer v. K. ttrwlit. Hethanv.
Kli-cutlve Committee J. II. lliimntrk. Uaaon:
f. M. Mlike. Wleui: T. A. Donahue. Sartorla.
Editor W'kalth Makers:
Immediately on the adjournment ol
the State Alliance at Kearney, December
20tli, the new executive committee met
and acting under the belief that nothing
would be done of any lasting benefit for
the drouth-stricken farmers of the state
by the Staie Legislature or the Relief
Commission, they authorized the Secre
tary to send an appeal to the secretaries
of the F. A. and I. U., asking for contri
butions for the destitute farmers oi this
state. These appeals were answered by
many with kind words dT sympathy and
hope that tbey could send some financial
relief in a short time. Now comes the
Bee and our State Commission and says
the state is supplied; whereas every one
knows that not one needy one in a dozen
has yet applied for aid who will be
obliged to, or starve, before another crop
can De raised.
Our belief that no help worth mention
ing could be obtained lor the farmers ex
cept through our organizations is now
shown to be a fact, but we did not fore
see that our Legislature and Relief Com
mission would not be content with doing
nothing, but would absolutely devote
most of their valuable (because costly to
the tax puyers) time in working against
any relief beintr sent to the state by those
who would gladly send it were it not for
the untruths circulated by these igno-
rant(f) officeholders.
nnen L.uaaen says toe state is sup
plied, or that one in one hundred of the
needy is supplied, he tells what every
well informed person in the state knows
to be false. 1 believe we would soon have
been supplied were it not for the false re
port that Nebraska could care for her
her own, and the heartless one that we
were supplied.
The recent storm which swept the
state, causing much suffering to man
and beast, caused many to curse Luddeu
and our legislature for every bit of suf
fering. .very death oi man or beaxt by
insufficient food or clothing is laid justly
at their door. Were it not for them the
charitable people of other states would
freely and gladly have supplied every im
mediate need by this time. The blood is
on their heads.
I enclose a circular issued by the Na
iionai Alliance in response to our ap
peal, and hope that in spite of Satan's
allies it may bring forth good fruit for
tne needy.
nut umi into so iiiiin.v roil n trie and in
dUHtrii is very w here forcing n produc
tion of cotniiioilitieN beyond the neces
sities of consumers. Further than that,
debt restricts the over of mankind to
consume.
And in many countries we, as world-
traders, have to encounter the restrict
ive iuflueuce of hostile tariffs and the de
velopment of native manufactures, or
these combined with increasing poverty
ainoiii; the people. A slight break has
been made in the iron walls of high tariffs
in the United States, which, if followed
up, will in time produce a considerable
enlargement of our trade with that great
country, and which has already improved
matters in Bradford. But the United
States themselves are suffering from the
effects of Mckiuleyism, from production
over-stimulated by borrowed money
from great poverty among the bulk of
the people, and, puce the United States
Superintendent of Census, from an ex
cessive multiplicity of private mortgages,
lime is therefore required by them in
which to recuperate their forces, and any
improvement in their trade with us must
consequently be slow. Here, also, there
is no room now for one of the old rushes,
in which prices bound up, and fortunes
are made at a stroke. On both sides of
the Atlantic there must be a long battle
with low prices; and in the States prog
ress will be hampered for years to come
by the insolvencies of railway corpora'
lions whose lines have been constructed
in defiance of the country's requirements
and by the break up and redistribution
of unheulthy, and monopolisiug indus
tries, called into exigence by the un
wholesome system of protection which
has so long fettered the people. The
romlai-tMl ly J. Y. M Swhiast, formipoa
denes solls-IUtd. r Ire. cyclone or anil
'04.
Mrs. J. T. Kelue.
Dr. Davis, teeth on rubber plates.
STEALS FOR WIFE AND CHILD
When Arrested Jam's Flower Com
mits Sniuiete by Tskmg Acid.
New Yokk, Jan. 29. Driven apparent
ly by lack of food and inability to sup
port his wife and child, James Flower,
2a years old, an engineer, committed
1. 1 i 1 1 i i i . ... .
iiiKimuy ruuoery iuhi Hlgni. VVnen
captured he killed himself by swallowing
some prussic acid which lie carried on his
person.
Mrs. Margnret Forbes whs near her
home at 13 East One Hundred and
Twenty-eighth street. She carried her
pocket-book, containing 92.16 in her
hand. Flower saw this purse and grab
bed it. He ran through One Hundred
and Twenty-eighth street toward Madi
son avenue. David C. Reese saw the
robbery and ga ve chase. Heece overtook
Flower and captured him, with the purse
still in his huiius. As Keese caught
i lower bv the coat collar i lower said:
"It's all up with me now. I did this for
mv wife and child."
Fumbling in one of his pockets. Flower
tossed something in his mouth and
swallowed it. h lower was removed to
the Harlem hospital and died five minu
tes after he arrived there. ' On his body
were found two letters. One was ad
dressed to his mother, Mrs. Flower, and
the other was for his wife, Minnie. He
explained that lie was without money
and could get no work. A lameness of
his right arm prevented him from hold
ing a place fn his trnde.
Dr. Davis, crown and bridge work, 11th & 0.
National Sleet ng of the Legion
Omaha, Dec. 25.
The meeting of the National Industrial
Legion will take place with the Reform
Press Association at Kansas City, Mo.,
on February 22d.
All recruiting officers holding commis
sions from headquarters ure state of
ficers of every grade. Executive Council
and one delegate from each Legion will
be admitted.
We earnestly hofie that the utmost en
ergy will lie shown in organizing Legions.
Weshould have a thousand new Legions
before that date. The Legions already
organized who have not paid dues wil
confer great favor on me if they will
send us large a contribution as possible
to pay printing bills and other expenses.
I have borne the burden long enough
and shall be compelled to. lay it down.
unless this is done. A sinnll sum from
each Legion will be a great help.
I'Atiti Vandekvoout.
I.. 1'. Davis. I) U.S.. dental ortli-e over C. R. I. i
P. It. ticket office, sw. cor. 11th A O.
Mr. J. W. Jordan, our traveling adver
tising solicitor, is tins weeK in Kansas
City. We bespeak for him n kindly re
ception by our patrons. He is a truegen
tleman aud thoroughly reliable.
Dr. Davis, teeth on gold plates, 11th II O.
Notice.
Taken up Dec. 15, '94, one spottedplg, I
lour uiiiea etim ur vrere.
O. E. Harms, Crete. Neb.
The Burlington route's new train to
Kansas City, St. Louis and Chicago, will
leave Lincoln at 10:25 p. m. daily, arriv
ing in Kansas City at 7:40 a. m., St.
Louis 4:45 p. m., and Chicago 2:30 p. rr.
Through sleeping car, Lincoln to St
Louis, via Burlington and Keokuk, oi
Burlington a Pullman parlor car con.
nects with this train for Chicago passen
gers. For tickets and full information
apply at B. & M. depot, or city office,
cor. 10th and OSts. G. W. Bonnell,
34t4 C. p T. A.
other restrictive influence, poverty.
still more universal, and much more
deadly. Our modern world is yet too
young to enable us to estimate with ac
curacy the effects of debt upon popula
tions, and the necessary investigation is
too intricate to be undertaken here. We
have, however, no reason to suppose
that its consequences can differ in the
long run front those produced by the
tributes Rome exacted from her prov
inces. Modified they may be, slower in
taking effect, but the ultimate result is
certain, because few things in the world
are more perishable and transitory than
the interest-yieldingpowerof mere money
capital. ..Nothing, we may say, is more
swiftly exhausted than the beneficial ef
fects of an expenditure of borrowed
money. We may build railways with the
money, just as the Romans built roads
and aqueducts, an enormous extension
may take place in the productive capaci
t.yof the nation lent to, but that soon
finds its level in a lowering of prices
which brings the interest-yielding power
of the money sunk to naught. 1 he thing
produced is lowered in market value to a
point which curtails or exhausts the ca
pacity of the debtor to pay interest upon
what he owes. The more the world is
opened up by means of debt, the more
prices tend to come down, because the
scope of competition in production isex
tended until the markets of the world
come to resemble "knock-out" sales of
bankrupt "effects. Drbt obligations
other words, always force the hand of
the producer. He must sell and sell, too,
below what Adam Smith called the
natural price."
Aud then the restrictive effect of debt
on t tie consuming power of I lie dem...
whether individual or corporate linn
be taken into account. Me cannot q:iite
realize or estimate tins effeet in our own
country, because JmikIiiihI is a creditor
of all other nations, und, at present, in
receipt, rom them of interest on money
lent, let even in England we can see
something of the process of impoverish
inent which goes on with accelerated
speed in less favored lands. The great
wealth we possess falls more and more
into the hands of the few, and the enor
mous majority of the population is
pressed dowu wards into a position of de
pendence. 1 he speed at which our town
populations increase is, to some extent,
a proof of this. The people leave the
rural districts, desert the fields, and
crowd in where the wealthy live and
spend. Our "great foreign trade and
manufacturing industries contribute.
doubtless, to this aggregation of the
people in masses dangerously cut off
from all tangible or solid interest in the
land they live in; but that trade itself is
still, to a greater extent than we gener
ally allow, the offspring of money lent
abroad, and it labors and groans now in
a life-and-death struggle with unprofit
ableness mid decay, because there is no
more lavish lending to lie done to keep
it going, and because the people they
have lent to find themselves, they know
not how, less able to buy and pay than
they were in the flush of their illusive
prosperity, when the borrowed money
was being poured out on them like water.
Hie history of our colonies illustrates
most clearly to us the progress of events
n a borrowing country, first, there is
the jieriod of excessive prosierity, a jie
riod prolonged according to the length
of time during which the receipt of bor
rowed capital continues. This prosperi
ty isiaccompanied by splendid wages for
the workman, by riotous living, by an
enormous rise in prices (especially, in
such new countries, in the prices ot land),
by diseased urban developments, and by
a general balloonishness of mind which
conducts the people by way of extrava
gant speculations to a crisis that tum
bles all the airy structure to the ground.
For a time the people refuse to believe
that all their dreams ami vanities were
pure delusions; but the incessunt calls
of the usurer for his interest soon bring
them to their senses. To holies and ex
travagant anticipations of a return to
the old joyous ways, succeed nerveless
ness and jierhaps despair. Gradually
the savings made by the few in the period
of wanton borrowings are swept away,
and the people awake to a consciousness
of the ghastly truth that they are mort
gaged body oid soul the mere chattels
of the money-lender. Then begins a
drama full of iorrors, and it is the first
scene of this tlrama that the communi
ties of AnstraKisia are now beginning to
enact. 1 hey ale only at the beginning.
Nowhere are )he consequences of over
indulgence in borrowing more vividly ex
hibited than in (these settlements; but
though the proeVss may be slower, Ihhh
dramatic, in other parts of the world,
the end to be readied, und towards winch
they all march, i always thesani". What
we have seen in Australia and New Z ea
land we shall see, time given, in Canxda
mid Africa, and already we have partial
ly seen it in the United States and in
many a foreign state which has either
openly committed jmiikruplcy, or which
maintains an appearance of holveiicv lv
Fall City, NVb., Feb. 2,
Editor Insurance Department:
The president of our mutual fire com
panv has lieen asked to convene the
board of directors, to consider the legi
lative situation. R chnrdson county peo
ple are thoroughly alive to the danger
from the insurance lobby that seeks to
bind us hand and foot, then fleece the
state of millions of dollars, aud call it
"Standard insurance business." The
legislature can do nothing that will raise
such indignation here, as will a change
or repeal of our mutual insurance law.
Our success is so pronounced, on r saving
during the seveu years of our existence
ha been so great, any interference with
the matter will make trouble that selfish
schemers cannot now foresee. We are
attending strictly to our own business,
and warn the legislature "hands off."
People here believe it impossible to lead
our law makers into such a blunder as
to interfere with mutual insurance and
fraternal co-operation. Should such a
thing occur, they have faith that Gover
nor Holcomb would stand by the people
and veto the villainy.
If our fate depended on our activity, I
believe that a car load of prominent
citizens from here could be gotten to go
to Lincoln and stay a week.
Very Respectfully,
Sam'l. Lichty.
lidding steadily to
lions to the alien cr
Dr. Davis, diaenses of'
tie lond of its obligu-
litor.
TO UK (j.NTIM KD.
fth mid month.
Mr. Lichty is the secretary of the Rich
ardson County Farmer Mutual Insur
ance Company. The faith in the mem
ber of that company that a mutual
company to insure any kind of property
can save money by insuring their own
property on the mutual plan is shown
by the aboye letter.
The report on file in the office of the
auditor shows that that company has
been running since June, '87. That they
had $184,802 worth of property insured
January 1st. The members of that com
pany were charged 10 cents per $100 as
a membership fee, which was used to de
fray running expenses and pay lapses,
irhich it did until last year, when the
company made an assessment of VZ
cents per $100.
You will see by the above that the to
tal cost for a $1,000 policy in their com
pany has cost them but $2.25. If they
had been in a stock five years the cost
would have been $20 on time, aud all
mutuals are on time. Three-fifths of five
years would cost $12. Total for eight
yar $32, or a saving of WJ.ro on a
$1,'0 policy, $59.50 on $2,000, and on
$400,000, the estimated average for the
eight years would be a saving, after pay
ing all losses and expenses, oi $ u.uuu.
Iu Richardson county the farmers have
not lews than $3,000,000 worth of prop
erty to insure. If they had all gone into
a company of their own eight years ago,
today they would have not less than
$1)0,000 in their own pockets that has
gone to make other people than thoce
who earn it rich.
As Richardson rounty is one of the
best counties it would not be fair to
multiply this $90,000 by the whole num
ber of counties, but it would be the thing
to multiply it by at least fifty. J his
would show a waste of $4,500,000 iu
eignt veui, or a In Hi-over one-null mil
lion per year. The above calculation is
corroborated by the reports tiled by the
different insurance comiiaiiies with, the
auditor. ,.
The committee on insurance has had
but one meeting, Ht which it was deter
mined to recommend indefinite postpone
ment of II. R. 272; which should become
a law. The law on cancellation at pre
sent is evaded by all insurance companies,
Hence the need ot this bill.
If promises are good for anything the I
present legislature will not pass any law
tnat win interfere with the mutual plan
of insurance.
What mutual insurance lnw means is
not fully comprehended by all, but in a
nutshell it is, that it allows the people
to have the right to insure themselves at
cost, and that cost is regulated by them
selves; while in a stock company the
men who organize tor the purpose of
making money have the say ns to
the amount ot salUries aud. fees for offi
cers as well as the amount that those
who insure must pay, and if the laws
that now allow the people to do as
they please in insurance matters are re
pealed or in any way hedged in the farm
ers must then insure iu companies that
were organized to beat them.
1 he farmers are now educated to the
fact that mutual insurance is good for
them and hence they are anxious to
ave it extended iu such a way that all
lines of real or ersonal peoperty may be
included.
Many have written us that if necessary
they would come to Lincoln and help put
the best bill through that hus been in
troduced; but we will not have them go
to that expense if the committee on in
surance subjects will not pay too much
attention to the stock companies' paid
lobby.
In this connection allow me to say that
we have but little confidence in some
members of the house insurance commit
tee, and especially in the one who was so
anxious to introduce a dwelling house
bill; but said that there would be a
trong and rich insurance lobby here
this winter, and he would get on that
committee before he would introduce the
ill.
We were the author of one of his bills.
the other is by the state agent of a life
insurance company, lhe former has
been recommended tor indefinite post
ponement, the latter is hanging fire, but
not put to sleep will annihilate all
honest mutual insurance, companies in
the state.
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Writ to-dsvj,
GILLILAN'S
Want : Column.
Dr. Davis, teeth on aluminum plates.
WALTER BAKER & GO.
The Largest .Manufacturers of
PURE, HICH CRADE
COCOAS AND CHOCOLATES
On this Continent, bars ncdTtd
HIGHEST AWARDS
from th gmt
Inmicfrisl anrl Tr
iuouiui allU ll
EXPOSITIONS
In Europe and America.
t'nllkfth Dutrh Pmm tin Alk.
Ilin or othrr Chemlnila or l)y. r
ft.Mf 4n It), tit ! hHMMllMU
BBir UCIIGIOU, JIKfiAIVt AS 1 tUt.UA II SUOlUUiJ
pun and solub. and cow U Man m cm a cup,
OLD BY QROCER8 EVERYWHERE.
WALTER BAKtRi CO. DORCHESTER, MASS.
mm
COK EXCHANGK-Slx-rootn house, larjre lot,
1 fruit and shade; tor land in central Nebraska
COK EXf'H Nil K Five-room cotta(ra horns on
1 street enr linn; would take land.
rOK EXCHANOb-UO aorea Improved land In
sont hens tern Kaness; lor (arm In eastern Me.
oraska.
FOK EXCHANGE Four vacant lots nr Col
lege: would consider live stock.
poll EXCHANUKFlveelght-room house and
1 corner lot, lacing college campus, for farm.
pOK EXCHANGE Five acres, good house, six
rooms, hatb, hot and cold water, closet,
eeweraare, barn, hen and hog house, windmill and
tank, fruit: near school snd street car, tbe Ideal
uburben home: wl I exchnnge for SO or lt0 acrt
i arm, convlent to railroad.
pOR EXCHANGE Ten acres adjoining Lincoln;
would consider property In smaller town.
pOR EXCHANGE 160 acre farm twelve tnllea
nort hires t of Lincoln, for 60 acre farm In east
em Nebraska.
pOK EXCH ANGE-160 acrea ten miles Irom Lin
1 coin: would consider central Missouri land.
pOR EXCH ANGE 80 ac res, ten miles from Lln-
coin, adjoining small town: for general mer
chandise. pOR SALE Six acres, no buildings near school
and street car. Fine site for a home.
pOR SALE G5 acres adjoining Lincoln, near
College and car line, cheap for short tims.
pOR HA I. K 3:0 acres, well Improved, twelTS
1 mites south of Lincoln; fruit and spring
water.
pOR 8ALE 640 acres, close to Lincoln, on
1 mile from street car and college; a bargain.
pOR SALE 80 acres, twelve miles of Lincoln, at
1 half tbe pries of adjoining land; must bs sold,
pOR SALE 640 acres, eight miles of Lincola
good buildings, frolt, living water; cheap.
IF TOU have land, Improved or unimproved,
1 city property, or merchandise, von wish to
ell or exchnnge, list It at once.
IK YOU want to bnv and want to get a bargain.
Call Ullfin nr mlilrpaa
Gillilan Investment Co.,
Korthwest Corner 11th ft F Sts.
Ground floor, Beal Estats Exchange Boomi,
Lincoln, Neb.
I North-Western
F., E. & M. V.
LINE
R. R. is tbe beet to
from the
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HOST FERTILE FARMING PORTIONS
NEBRASKA.
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Illustraied Calendar giving full information free.
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Tobacco Free I
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and you will xiive inouey. 1 am a rndi.
cal Southern People', Turfy man. My
time, money, voice rik! pen have all been
spent to jiromote this, the grandest
nay, the nobleM; and holiest cause sine
American patriot, inspired by the lost
of liberty, uufurlwi the banner of freedom
and struck for independence at Lexing
ton, at Concord, and Bunker Hill.
Address, WM. L. PARKS,
Fort Royal, Term.
FOR RENT 240 acrt stock Farm adjoining
Lincoln; large house and best equipped cat
tle barn and bog houses In the state; complete
system of water works and tanks In yards and
feed lota. Will sell half Interest In stock on farm
and share profits or take off stock and rent for
cash. Addrtss, JOHN J. fllLI.1l.AN,
Real Estate Broker.
1048 P Street,
SBt4 ...,.. Lincoln, Nebraska.
For School 8 e h I Supplies
address, II. 8. EiyEKS,
Lincoln, Neb.
890 acres of first class land for Mala; d
under irrigation ditch. 176 acrea im cul
tivation. Price $17 per acre. 1 milea
from Champion, Neb. For further par
ticulars address, If. Cook,
Champion, Neb.
$750,00 A Year and All Expsnsss.
We want a Urn more General Aaent. lad la or
gentlemen, to travel and appoint agents oa oar
new publications. Fall particulars given oa ap
plication. If yon apply pleaee'send references,
and stats business experience, age and send pho
tograph. If yon cannot travel, write ns for
terms to local canvassers. Dent. Bare. S. L BELL.
CO., Philadelphia, Pa.
AGENTS WANTED I have the fastest
selling stapls article in America. Costs
agents 6 cents, selie for 26 cents. If yon can't
sell tbe goods I take them back. I want one
good man or woman In each eonnty. Also
a few good men and women to travel and
appoint agents. If yon fall to answer this,
yon will miss tbe chance of a Ufitim.
Address. C. H. ROWAN,
Milwaukee, Wis.
Farm For Sale.
420 acres: 60 acres ia cultivation; I-room dwelling,
good well of pore water and cistern. S00 acres
raine. eu acrea urn Den situated 2Vt miles from
ee Arc. tbe conntv seat nf Pealrla mnnt.
busy little town on the west bank of White River;
cheap transportation by steamer line: good
ehsrch and achonl nrlvllAM. PHm S9 eui ai km
cash, balance la deferred payments. Addrrae.
W. H. V1VION. Lonoke, Ark.
A WONDERFUL OFFER.
Onr grand catalogue, over S50 Illustrations,
agent's latest goods and novelties, 1 writing pea
fountain attachment. 1 elegant avntlemaa's
watch chain and charm, guaranteed 20 years
Tour name In agent's directory 1 year, all sent
tor 10 eta. Postage t cents. EMPIRE N0VELT1 .
CO., 1ST Tremont St., Boston, Mass.
For Sale at a Bargain.
Lease of 640 acres school land fim.
proved) all euclosed with six-wire fence,
180 head of nice vouncr hoes wnio-hino
from 100 to 200 pounds to an with it
This is in Custer county near Broken
dow. rnce. 3.000.
FOR SALE Good 5-room
barn, corner lot in good neighborhood!
For sale cheap. E. T". Hiifit
236 So. 11th St., Lincoln, Neb.
For Sale.
80 acres of tableland, good pasture. 15
acres meadow land (12 tons of bar this
dry year) good well, all uew buildings, 8
head of work horses, 13 head of cattle,
46 head of hogs, ( good Poland Chinas)
wagons and implements necessarr to
farm; 75 chickens, household goods, po
tatoes, nay, seea oats and seed corn.
Price 2,600 half cash. 5 miles south
west of Wisner, Neb.
All parties coming to Wisner, should
inquire for Mrs. Lutes or address all let
ters to Isaac Gentzleb, Wisner, Neb.