r Zipper Suits Keep Mariners Away From Davy Jones’ Locker Neither clowns nor zoot suiters are the young men pic tured above. They are students at the Sheepshead Bay Mari time Training station where 30,000 mariners are trained l yearly. Their apparel is the Morner life saving suit which keeps a man afloat indefinitely. They are trained to don these suits in 30 seconds. The backward bend is a result of the speed with which they zip up and lock the watertight fastener. r * ^ Victory! Parade/, * SA! The maritime service trains crews as fast as Ameri can high-speed industrial gen iuses turn out ships. Above: If there is no time for lifeboats, the men go over in life suits. Left: He can float this way indefinitely. The suit contains emergency rations. The 13 weeks' course includes Instruction in deck duties, en gine room operations, lifeboat handling, swimming, gunnery, and safety seamanship. Most of the training takes place on a craft that has never sailed and never will sail. It is a concrete replica of a ship, complete with booms, winches, hatches, etc. The bridge is raised on hydrau lic jacks so it can be made to roll. Circle: At the command “abandon ship” the men quickly take previously assigned positions in lifeboats. Training like this saves lives if the men are forced to actually abandon a torpedoed ship. Right: Deck hands demonstrate their agility by swarming high up a mast. Speed in emergencies must be second nature to these men. Right: A member of the faculty in structs a class on the correct ' way to get into a Morner life saving suit. The suits are made of rubber and lined for warmth. Current Social Security Board Report Visualizes Coverage ot Added Millions a. - ^ Benefits Outlined For Farm Help, Domestics Our social security pro gram as a nation-wide under taking began eight years ago this August. In its seventh an nual report the Social Secur ity board points out that while great progress has been made toward security for the Amer ican people, there are serious gaps in the program as it stands. While many millions or people are covered by the insurance features of the social security act, other mil lions are not. More than half a mil lion are regularly drawing monthly insurance benefits amounting hi all to about 11% million dollars a month. These are benefits paid un der the old-age and survivors insur ance system which covers wage and salaried workers on business or in dustrial jobs. The benefits go to these workers and their families if the worker qualifies at age 65 or over and is no longer at work, or to the family in case of the worker’s death, whatever his age. There are, however, some 20 millions of work ers wbo are now excluded from old age and survivors insurance. The same is true of unemploy ment insurance. Millions of people are covered by the state unemploy ment insurance laws, operated by the states but with administrative costs paid by the federal govern ment. During one year when jobs were hard to get nearly 5% million people who were out of work re ceived benefits for weeks at a time. Now during thfe war boom when jobs are so plentiful, fewer than 120, 000 people are getting unemploy ment benefits in any one week. The number may go down even further as the war continues. But when the war is over, millions of formed soldiers, sailors and war workers will be looking for jobs. Many will be entitled to unemploy ment insurance while they are look ing. There will also be many who will need the insurance payments but will not be eligible as the laws now stand. Under the public assistance pro grams of the social security act, three million needy people are re ceiving monthly cash payments which last year amounted to more than $770,000,000. These payments go to persons who do not have enough to live on and cannot pro vide for themselves because they are old and cannot work, because they are blind, or because they are too young to work and have lost a parent's support or care. There are about two million old people and one million children on the lists. The blind number around 55,000. But many other people who lack the bare essentials of life cannot be helped under the present public as sistance programs because they are neither over 65, nor very young, nor blind. Gaps in Insurance. Most serious, however, according to the social security board, are the gaps and shortcomings in the insur ance features. The purpose of these programs is to furnish some income for families to live on when the breadwinner cannot earn wages or salary. But wages or salary may stop for reasons other than unem ployment, old age, or death. If a person cannot work because he is When a worker loses his income through sickness or injury, he gen erally is unable to support his fam ily for long, after he is unemployed. Frequently he must meet heavy medical costs, so his savings are soon exhausted. His wife and chil dren then often suffer privations. The social security board recom mends that the laws be amended to cover such cases. TELEFACT MORE OLDSTERS AT WORK (AVERAGE AGE OF MALE WORKERS) Eoch section represents 4 yeors JOBS FOR PHYSICALLY HANDICAPPED (PLACEMENTS BY PUBLIC EMPLOYMENT OFHCESI Each symbol represents 5,000 placements Right now more old and physically handicapped people are employed than ever before. But everybody knows It’s the war boom. When peace comes, these marginal workers will be dropped. Then, whether sup ported by relatives or private charities, many of these people will be hard pressed to live decently. The social security board proposes to ex tend the benefits of social Insurance to millions who will fall into the over age or crippled class in a few years. sick or disabled, not only does his pay check stop but he has the extra expense of his illness. The social security board thinks we should have insurance against disability and the costs of hospital care, along with our present unemployment insur ance and old-age and survivors in surance. About 20 million workers, includ ing some of the lowest income groups in the country, are not cov ered by the old-age and survivors insurance provisions Qf the social security act. Most of these do not have the protection of any social in surance system. Farm workers, do mestic servants, employees of non profit educational, religious and charitable organizations constitute the largest groups of wage and sal ary workers left out in the cold. The self-employed, such as farmers and torekeepers, are also excluded. More than 600,000 persons already are drawing monthly payments un der old-age and survivors insurance. Thousands more have earned rights to benefits and will be able to claim them whenever they stop regular work. The benefits go to insured workers and their families when the worker is 65 or older and is no long er employed, and to the families of insured workers who die either be fore or after they arc e5. As the law stands today, the old age and survivors insurance system covers wage and salary workers on business and industrial jobs—that is, all kinds of jobs in factories, shops, mines, mills, stores, offices, banks, hotels, restaurants, laundries, tele phone and telegraph offices, and oth er places of business or industry carried on by private firms, corpora tions, or individuals. This leaves, however, a good many who are not covered, merely because of the na ture of their employment. For ex ample, the $10,000 executive em ployed by a corporation comes un der the federal insurance system; the man working for himself whose income may fall below $1,000 a year is not insured, because the present law excludes the self-employed. When a Worker Is Disabled. Every time the clock ticks off a second, five people in this country get hurt or get sick, to such an ex tent that they are unable to carry on their ordinary activities for one day or longer. If the disability is slight, the worker may not lose much, but to a man dependent upon his earnings, every dollar counts. The loss is especially serious if the injury lays him up for life. Yet the big majority of workers disabled off the job have no insur ance protection—nothing to make up, even in part, for the pay they lose and the extra expense they have to meet. Congress has directed the Social Security board to make recommendations for such changes in the present regulations as will pro vide for insurance payments to ease the blow of these calamities. Disability insurance is one of the missing girders in the social insur ance structure we have been build ing in this country since 1935. Al ready in place are two of the main supports—unemployment insurance, which pays weekly benefits to in ! sured workers who lose their jobs through no fault of their own and cannot get other jobs within a short time; and old-age and survivors in surance which pays monthly benefits to insured workers and their fami lies when the worker is old and re tires, or to his family when he dies, whatever his age. The social security board believes the next step is insurance against disability, temporary or permanent, with pro vision to cover also the costs of hospital care. The need for such a program is pointed up by the fact that of more than 3 million disabled workers be tween 16 and 64 years of age, nearly one million have been disabled for more than a year. Around 7 mil lion people are ill on any one day in the year—many of them for pro tracted periods of months and years; many with no prospect of recovery. Six Cents on the Dollar. No new governmental agency would be necessary to administer disability insurance, and no addi tional reports would be required of employers. The cost of the entire social insurance program, including disability protection, could probably be met through a total contribution rate of 5 or 6 cents on each dollar of pay roll from employers and 5 or 8 cents on each dollar of wages from employees. The total of 10 or 12 cents on the dollar (the rate would depend on the exact benefits pro vided) instead of 9 cents which will be the figure in 1949 under the pres ent law would provide insurance protection against all the most im portant economic risks faced by all workers. American families would be assured of an income when wages of the breadwinner stop be cause of unemployment, old age, illness, disability, or death and would also have insurance protec tion against the costs of hospital care. Twenty-eight nations now provide insurance protection to their work ers against temporary disability. With only one exception (Spain), the United States is the only country which provides insurance against old age without also providing against the risks of chronic or per manent disability. “When can we best afford the ad ditional cost of an expanded social insurance system?” asks Arthur J. Altmeyer, chairman of the social se curity board. “Now, when earnings are high and all the wheels of in dustry are turning, workers and em ployers can set aside the contribu tions needed to ensure future rights to benefits,” he replies. “There is no way in which increased earnings could be better invested, from the standpoint of either the family or the nation. For the family which actually meets with disaster—sick ness, unemployment, chronic dis ability, or death—insurance benefits give a far greater protection than could have been obtained if the worker’s insurance contributions had been kept as his individual sav ings. In any period of recession, the money now saved would be paid at a time when it is most needed and to those who most need it.” Social Security Board Would Assist All People Who Have No Means of Support The social security board recom mends expansion of the present so cial security program to provide: 1. Social insurance protection for everybody who depends on wages or salary (for the self-employed also, so far as possible). Regular insur ance benefits would take the place, partly, of the pay the worker and bis family lose— (aj Whei, he loses his Job and is temporarily unemployed. (b) When he is unable to work be cause sick or disabled, tempo rarily or permanently—(the in surance should cover also costs of hospital care for the work er and his family). (c) When he is old and no longer at work. (d) When be dies. 2. The cost of this insurance to be met through contributions from workers and their employers into one national Insurance fund in the U. 8. treasury. S. Assistance to all needy people who have no means of support. "This Is one case,” said Presi dent Roosevelt, "in which social and fiscal objectives, war and post-war aims are in full accord. Expanded social security, together with other fiscal measures, would set up a bul wark of economic security for the people now and after the war and at the same time would provide anti inflationary sources for financing the war.” , *‘|~\0 IT yourself” is a patriotic *** motto this wartime year. Thriftily re-upholster your own furniture—with these clear, step by-step directions that also show you how to give a "lift” to sag ging springs; how to repair web bing and lumpy padding; how to make seat pads. • • • Instructions 540 give directions for re pairing and upholstering. Due to an unusually large demand and current war conditions, slightly more timo is required in Ailing orders for a few of the most popular pattern numbers. Send your order to: Sewing Circle Needlecraft Dept. 82 Eighth Ave. New York. Enclose IS cents (plus one cent to cover cost of mailing) for Pattern No. Name.. Address.. StJJ8SgPh®| WORLD’S LARGEST SELLER AT Hamming Bird’s Fortitude Humming birds migrate 50C miles without stopping for food OK rest. MEAT GOES FAR WITH ALL-BRAN “BRANBURGERS" Here’s a new way to serve that old favorite, the hamburger. Make it with KELLOGG'S ALL-BRAN tO Stretch th* meat supply, to give the popular ham burger new interest, and to get all-bran's nutritional benefits—valu able proteins, carbohydrates, vitamins and minerals. Kellogg's All-Bran Branburgers 1 egg 1 tablespoon 2'teaspoons aalt chopped parsley % teaspoon pepper 1 cup milk ’ 2 tablespoons J4 cup catsup minced onion 1 cup Kellogg’S All-Bran 1 pound ground beef Beat egg slightly, add salt, pepper, onion, parsley, milk, catsup and All-Bran. Let soak until most or mois ture Is taken up. Add beet and mix thoroughly. Shape Into 12 patties. Bake in hot oven (450°F.} about 30 minutes or broil about 20 minutes. Yield: 6 servings (12 2% Inch bran burgers.) ALONG WITH OTHER Proved INGREDIENTS ... choose Clabber Girt as part of that war-time recipe... Guard against waste and be sure of results with the baking powder that has been the baking day favorite in millions of homes for years and years... Ask Mother, She Knows: Clabber Girl with the best of everything, for baking. Good Buy for You! ★ UNITED STATES WAR BONDS 4 Good By for Japs! --JL r they say: "SIDE MEAT" for anything very good "MOLE DAY* for pay-day • BOO POCKET" for tightwad "CAMEL" for the favorite cigarette with men CAMELS ^ SURE ARE SIDE MEAT • WITH ME! THAT SWELL TASTE AND EXTRA MILDNESS IS THE TOPS! F/RST/N THE SERV/CE The favorite cigarette with men in the Army, Navy, Marines, and Coast Guard is Camel. (Based on actual sales rec ords in Post Exchanges and Canteens.) _ I