The f rontier. VOLUME LI. O’NEILL, NEBRASKA, THURSDAY, JANUARY 8, 1931 No. 33 f Watch For Our January Clearance Sale Which Will Begin Friday, Jan. 16 Anton Toy V / FRANK LANGMACK ENDS LIFE BY HANGING The body of Frank Langmack, 50, a resident of O’Neill for several years, was found hanging from an oak tree in a gulch on his cattle ranch on Honey creek Monday morn ing by a searching party. The indi cations are that Mr. Langmack had committed suicide last Saturday morning. Mr. Langmack had been suffering for some time with chronic appendi citis. He wras complaining of illness from that cause Friday and for the past week he had been brooding over matters that are thought to have made him despondent. Financial dif ficulties are also thought to have contributed to his desire to end his life. Mr. Langmack went to the farm about twelve miles north and two west of O’Neill Saturday forenoon and was seen to go to the timber where he had been cutting wood. No particular thought was given to his disappearance until Sunday when it was learned that his car was at the end of a timber road at the brow of a gulch. Monday morning a search ing party was organized and the body located about 10:30 hanging to a tree at the north end of the ranch. The spot selected for the tragedy was one of the many gulches along the creek in that locality and the dis covery of the body required a careful search. Mr. Langmack had been talking Saturday morning to an inspector for a cattle loan company which had a loan on his cattle. It was said he told the inspector that he would go with him to the ranch to brand the cattle. Instead, he left alone in his car, drove to a remote part of the ranch, parked his car and then walk ed 800 to 1,000 feet to the further most gulch and hanged himself with a lariat rope. Frank Langmack w'as born at Han cock, Iowa, November 19, 1880; he came with his parents, Mr. and Mrs. Henry Langmack, to Emerson, Ne braska at an early age and spent his boyhood and young manhood at Em erson, where he was educated in the public schools and assisted his par ents on their farm. On December 20, 1909 he was unit ed in marriage to Miss Birdie A. Mitchell, also of Emerson. They re sided on a farm fifteen miles north of Emerson for fifteen years, where Mr. Langmack was a successful far mer. rour children came to bless their home. Mr. Langmack was a member of the English Lutheran church at Em erson; was a member of the church council and was active in church af fairs; he was known throughout his entire life as a man of sterling char acter, honored and respected by his life long friends. In the fall of 1925 the family mov ed to O’Neill where Mr. Langmack ranched and where he died Saturday, January 3, 1931, at the age of 50 years, 1 month and 14 days. He leaves to mourn his death his wife and four children, Miss Ivy, aged 20, Sioux City, Iowa; Mae, aged 14; Honore, aged 13; Franklin, aged 9; he also leaves his aged parents, Mr. and Mrs. Henry Langmack; two sisters, Mrs. August Jensen and Mrs. Bennet Bruskern, and one brother, Leonard, all of Emerson, Nebraska. The body was taken to Emerson Monday evening, where funeral ser vices were held Wednesday. MRS. O. ELLSWORTH Mrs. O. Ellsworth, formerly a resi dent of this vicinity for eighteen years, passed away at her home at Alvo, Nebraska, to which place she moved with her husband last Febr uary. Mrs. Ellsworth has been ill for sev eral months and for the past three weeks had been confined to her bed. Lottie Olive Moore was born Nov ember 20, 1865, at Postville, Iowa, and passed away at her home at Alvo, Nebaska, January 2nd, 1931. At the age of 12 years she moved with her parents to Aurora, Nebras ka; after moving several places, they settled at Phillips, Nebraska, where in 1884 she was married in Grand Is land, to Orville Ellsworth, of Doni phan, Nebraska. To this union four children were born, Orville Leroy, of York; Erie, Grand Island; Guy E., Rushville, and Mrs. Zelma Claridge, of Stuart, Nebraska. She also leaves to mourn her loss, her hus band at Alvo, Nebraska; eight grand children, one, little Norma Fay;, preceding her to the Great Beyond; one sister at Gering, Nebraska; one brother at Luana, Iowa, and an uncle! at Pasadena, California. Besides her husband and other relatives she leaves a host of friends at O’Neill, Alvo and Doniphan, who will mourn her death. Funeral services were held from the Methodist church at Doniphan, Nebraska at two o’clock, Sunday, January 4th. Interment was in the Doniphan cemetery. JULIA THEN MARTIN Mrs. Julia Then Martin passed | away at her home in the western | part of O’Neill on Wednesday, Jan- j uary 7th, following several years of illness. On March 9th, 1919, she suf fered a stroke of paralysis from which she partly recovered and for eight years she was able to walk with the aid of a crutch; since a seri ous illness which she suffered about three years ago she has been unable to walk and has been cared for by her daughter, Miss Ruby and son ' John, who reside at home. Mrs. Martin was born at Ettlepen, Germany, November 27, 1861. She came to America when a young girl; she met and was later united in mar riage to Adam Martin at Seneca, Kansas, on June 17, 1883. She came with her husband to Holt county in 1889; they located on a farm twelve j miles north and two miles east of j O’Neill; a few years later the family puchased a farm in that locality where they continued to reside until October 1919 when they purchased a residence and moved to O’Neill. Her husband passed away May 31, 1923. She leaves ten children besides a j large number of old friends to mourn i her departure. The children are: John, William and Joseph, O’Neill; George, Wichita Falls, Texas; Mrs. Clara Godek, Omaha; Francis, Spen cer, Nebraska; Henry, Agee, Nebras ka; Miss Ruby, at home. Funeral services will be held from St. Patrick’s church in this city at nine o’clock Friday morning conduct ed by Father B. J. Leahy. Burial will be in Calvary cemetery. The pall bearers will be Peter W. Duffy, Ben J. Grady, H. J. Hammond, H. E. Coyne, Albert McDonald, John Lansworth. The children are all here to attend j the funeral services. A niece, Mrs. James Jackson, Sebetha, Kansas, is also here for the services. CHARLES HENRY KLOEPPER Charles Henry Kloepper was born October 1st, 1848, in Syota county, Ohio, and passed away at his home two miles west of O’Neill on Decem ber 30th, 1930 at the age of 82 years, and three months. He had been in unusual good health for one of his age until last Thanksgiving day when by accident he suffered a frac tured limb and the shock proved too much for his age. At the age of eighteen years, he came with his parents to Gage coun ty, Nebraska, where his father took a homestead. Here he was married on Januaary 15th to Elizabeth Baac ka. In 1911 they came to Holt coun ty, where they have since lived, with the exception of four years spent in Texas. Seven children were born to Mr. and Mrs. Kloepper, five of whom survive, John, of Farwell, Texas; Walter, of Brunswick, Nebraska; Al vin and Mrs. Wayman, of O’Neill and Mrs. Martha Schernekan, of Ed gar, Nebraska. The wife also is left to mourn the loss of her companion of 57 years. Mr. Kloepper had been affiliated many years with the German Metho dist church of which he was a reg ular attendant and loyal supporter, so long as there was such a church near enough to attend. Of late he attended other churches nearer his home. He lived an honorable life, his clean habits and square dealing commanding the respect of the com munity wherever he took up his abode. JERRY KOPECKY The friends of Jerry Kopecky were shocked Wednesday morning when it became known that he had passed away about one o’clock that morning in a Norfolk hospital. Jerry was injured on Monday, De cember 29th, while chopping wood at the family home three miles south of Inman, Nebraska. A falling tree struck him, fracturing his skull and collar bone. He was rushed to a Norfolk hospital at once, where he seemed to be improving; his friends here and at Inman were beginning to entertain hopes for his early re covery when the announcement of' his death was received. The deceased is the son of Mr. and Mrs. Lewis Kopecky, who reside three miles south of Inman, Nebras ka; he was a Senior of the Inman high school and a member of the or chestra and basketball team of the school; he was popular among his associates and well liked by every one. The funeral services will be held Friday at the Joe Kopecky home eight miles north of Newman Grove, Nebraska. MIDNIGHT FIRE DESTROYS ABDOUCH GENERAL STORE Shortly after twelve o’clock Mon day night tire was discovered in the rear of the D. Abdouch general store on Douglas street, next door west of the First National Bank. At the time of the discovery the fire had burned away the rear door and was raging fiercely; by the time the fire depart ment arrived and water was turned on, the rear end of the building, in cluding the balcony, was a mass of flames. The fire, however, was con fined to the rear of the store. We understand that the building and stock are covered by insurance. The loss will perhaps amount to about $15,000.00. We understand that the loss has been satisfactorily adjusted by the Insurance companies and that Mr. Abdouch will dispose of the stock as soon as it can be put in shape. The fire department did excellent work in confining the fire to the Ab douch building; the First National Bank officials who also own the build ing where the fire occurred, were so well pleased with the work of the de partment that they immediately sent the firemen a jcheck for $ 1 ('A A FAREWELL PARTY FOR RETIRING OFFICIALS A farewell party was held in the court house on Wednesday evening, January 7th in honor of the officials and deputies, E. F. Porter, B. T. Win ched, Miss Grace Joyce and Miss Elisabeth Eggleston who retire from office this week. Tables for thirty were spread in the court room for a dinner at 6:30. After a delicious dinner, Judge Dick son, the speaker of the evening, read resolutions of sympathy for Mrs. El mer Gibson and family, on the death of our friend and Supervisor, Elmer Gibson; he gave a very fine talk, complimenting the officers on their efficient service and expressing the regrets of the officials of losing their I fine friends from among their group. He then presented the guests of honor with a small remembrance, the gift of the officials and employees of the county. Judge Malone followed with a fine talk on the “Uncertainty of the Fate of a Politician.” Several supervisors and officers were then called upon for a few remarks. Supervisor Jesse James was called upon for a solo, and very ably rendered “Auld Lang Syne.” Supervisor McKim gave sev eral selections on the mouth harp. The remainder of the evening was spent in playing bridge and pinochle, pinochle. A very pleasant evening was en joyed and it was far from being a sad occasion. BEAVER—SCHUELKE (Cheyenne State Tribune.) The marriage of Miss Eleanor Schuelke to Chester Wendell Beaver, which was solemnized Saturday, Dec ember 6th, 1930, will come as a sur prise to many of their Cheyenne friends. The wedding took place at high noon, in Greeley, Colorado, to which place the young couple had j motored, accompanied by Mrs. Hale Tennant, of Benton Harbor, Mich igan, aunt of the bride and Miss Mar ian Jarvis, of Wheatland, Wyoming, the bride’s intimate friend. The former Miss Schuelke, a daughter of Mr. and Mrs. Paul A. Schuelke, of Fort Wayne, Indiana, came to Cheyenne two years ago and is a niece of Miss Elsie Teichman, 509 East Twenty-fourth street. Since coming to Cheyenne she has been' employed in the Wyoming state land office. She is a young woman of un usual charm and personality, with a large circle of friends. Mr. Beaver, the son of Mr. and Mrs. Ernest M. Beaver, of Deaver, Wyoming, is a popular young engin eer in the Wyoming state highway department. Immediately after the ring service Mr. and Mrs. Beaver departed for a 1 week-end honeymoon in Denver, Colo rado; their attendants, Mrs. Tennant and Miss Jarvis, returning to Chey enne, and carefully guarding the se cret of the marriage for several days. Mr. and Mrs. Beaver left Cheyenne Saturday on a fortnight bridal trip to Fort Wayne, Indiana, where they will be the guests of Mrs. Beaver’s parents. They will return to Chey enne shortly after the first of the year, to start housekeeping in a pret ty bungalow on Hynds boulevard. WYANT—CUDDY Charles Wyant and Miss Mary Cuddy were united in marriage at Emmet, Nebraska, by Father M. F. Byrne at eight o’clock Monday morn ing. They were attended by Howard Bauman and Miss Margaret Cuddy. The bride is the daughter of Mr. and Mrs. Wm. Cuddy residing north west of O’Neill. The bridegroom is the son of Mr. and Mrs. Walter Wyant, formerly of O’Neill. He has been employed by Gatz Brothers and has delivered ice in O’Neill for several years; he is a hard working, industrious young man. Mr. and Mrs. Wyant have rooms in the T. J. Coyne residence on west Everett street. The many friends of the newly married couple are wishing them happiness and success. MORTON—GRIFFITH Glen W. Morton and Miss Artis May Griffith were united in mar riage on December 24, 1930 at Ne ligh, Nebraska, by County Judge In gram. The bride has made her home for the past two years with her aunt, Mrs. Orville Griffith and Mr. Griffith fifteen miles north of O’Neill; her home formerly was at Randolph, Ne braska. The bridegroom is the son of Mr. and Mrs. A. C. Morton of this city. He is a hustling young man and is at present employed with his father as janitor at the schoolhouse. The Frontier extends congratula tions. COWLES—H ATTERM AN Arnold Cowles, of Chadron, Nebr., and Miss Minnie Hatterman, of Big Springs, Nebraska, were united in marriage by Rev. Benj. Kuhler, pas tor of the Methodist church of this city, on Saturday, January 3rd. Mr. Arnold conducts a lunch room in Chadron, whtre the couple will re side. O’CONNELL—KENNY John O’Connell, of Emmet, and Miss Ruby Kenny, of Atkinson, were united in marriage by Rev. Benj. Kuhler at the Methodist parsonage in this city last Tuesday. The groom is the son of Mr. and Mrs. James O'Connell, of Emmet; the bride is the daughter of Mr. and Mrs. John Kenny, of Atkinson. Mr. and Mrs. O’Connell will reside near Emmet. McKEEK AN—MORRIS Willard E. McKeekan and Miss Ida Morris, both of Ewing, Nebras ka. were united in marriage last Tuesday in the parsonage of the M. E. church of this city by the pastor, Rev. Benj. Kuhler. The newlyweds will reside on a ranch near Ewing. ENBODY—HENNING Robert Eugene Enbody and Miss Doris Henning, both of Atkinson, Nebraska, were united in marriage in O’Neill last Sunday by Rev. D. S. Conrad. The bride is the daughter of Mr. and Mrs. Albert Henning, of At kinson; the bridegroom is the son of Mr. and Mrs. James Enbody, of At kinson. A “Roll of Honor Bank” REPORT OF THE CONDITION OF The O’Neill National Bank AS MADE TO THE COMPTROLLER OF THE CURRENCY DECEMBER 31, 1930 RESOURCES LOANS AND DISCOUNTS $181,696.21 This consists of notes given by our customers, mostly farmers—a very large percent of which is secured by chattel mortgage or other collateral. OVERDRAFTS 25.33 This represents money due us from depositors who have checked out more than they have on deposit. This item, while small, reflects no credit on us as it is illegal for bank officials to permit ANYONE to overdraw their account, but such items inadvertently creep in occa sionally. UNITED STATES BONDS 99,250.00 These are gold obligations of the United States and all are are sell ing on the market above par. OTHER BONDS and SECURITIES 121,924.80 This consists of municipal and in dustrial bonds; county, township and school warrants. BANKING HOUSE and FIXTURES 5,068.00 Consisting of bank building, vaults, safes and fixtures of all kinds, worth about double the above amount. OTHER REAL ESTATE OWNED 6,000.00 This consists of a clear 320 acre im proved farm in Holt county and a dwelling house in Neligh, Nebr. CASH AND SIGHT EXCHANGE 242,005.11 This consists of cash in vault, and due from other banks; note that this is over 51% of our total deposits. - TOTAL $655,969.45 LIABILITIES CAPITAL STOCK . ..\ This represents the cash paid in on the original investment by the stock holders. SURPLUS AND UNDIVIDED PROFITS_ This is a part of the earnings of the bank that have been set aside from time to time to cover possible losses and for the further protec tion of our depositors. This fund is 45 per cent of all our loans and dis counts and 166 per cent of pur capital. CIRCULATION . This represents the “currency” or “national bank notes” we have in circulation for which we have de posited with the Treasurer of the United States $50,000.00 U. S. Gold bonds to guarantee the redemption of these notes. DEPOSITS .... Represents money deposited in this bank by firms or individuals, a part of which is subject to check on de mand and a part on time certificates of deposit running six or twelve months, on which we pay 4 per cent interest. REDISCOUNTS OR BILLS PAYABLE 50,000.00 82,852.23 50,000.00 473,117.22 NONE TOTAL $655,969.45 It is not large deposits that make banks strong or solvent. Fundamentally, it is the class of the “Resources” held that is the determining factor as to solvency. Another important factor to consider in analyzing a bank statement is the ratio, in dollars, of capital stock, surplus and undivid ed profits employed compared to the deposit liability. For more than 30 years there has not been a single failure of a National Bank in Nebraska where the surplus account exceeded the capital stock. The surplus and undivided profits account of this bank is more than seven and one-half times the legal requirements. Our cash on hand is $217,762.04 more than the law requires, which, coupled with United States bonds and other bonds and securities (which can be converted into cash on the market any day) make what may be properly termed a total cash reserve of $413,17i».91, or more than 87% of our total deposits. With this condition of liquidity we could of course, if necessary, pay off every depositor we have within a week’s time withoyt having to call a single local loan. You will always find as willing to help you whenever we can in the handling or development of your business. If ever we cannot do what you want, it will not be through lack of desire or effort on our part, but because our business judgment—based on our experience—tells us it would not be safe banking. A bank’s first and last duty is to its depositors. OFFICERS S. J. WEEKES President ED. F. QUINN Assistant Cashier C. P. HANCOCK Cashier F. N. CRONIN Assistant Cashier THIS BANK CARRIES NO INDEBTEDNESS OF OFFICERS OR STOCKHOLDERS.