THE FRONTIER D. H. CRONIN. Publisher W. C. TEMPLETON, Editor and Business Manager Entered at the poatofflce at O’Neill, Nebraska, as second-class matter. Every subscription is regarded as an open account. The names of sub scribers will be instantly removed from our mailing list at expiration of time paid for, if publisher shall be notified; otherwise the subscription remains in force at the designated subscription price. Every subscriber must understand that these conditions are made a part of the contract be tween publisher and subscriber. ADVERTISING RATES: Display advertising on Pages 4. 6 and 8 are charged for on a basis of 26 cents an inch (one column wide) per week; on Page 1 the charge is 40 cents an inch per week. Local ad vertisements, 10 cents per line first insertion, subsequent insertions 6 cents per line. FOR PRESIDENT WliO BUT HOOVER DIVISION OF TAX DOLLAR. Not many people understand how their tax dollnr is divided. To them taxation is an intericate subject, when as a matter of fact it is very simple w’hen one gets the proper starting point. The dollar which one pays over the counter of the County Treasurer is divided in this manner: 19 cents of this dollar goes to the State Treasurer to pay the expenses of state govern ment, which includes expenses of the State University, and educational in stitutions, the support of charitable and penal institutions, salaries of Su preme and District Judges, expenses of the legislature, payment of miscel laneous claims and general adminis tration of state government. All the rest of the dollar, which is 81 cents, remains in the county where it was collected to be used for the support of schools, county, township, city and vill lage government. The Schools take the largest share of the 81 cents. It costs an average over the state of 45 cents of each tax dollar to support the local schools, the rest of the tax dollar, after substracting the 19 cents of state government and 45 cents for schools, goes to pay the expenses of local gov-1 ernment. It will be seen from these figures, which are taken from the records of the State Tax Commissioner, that all but 19 cents of the tax dollur is lo-1 cully levied1 and spent. That is local county, town and school boards make the estimate and the County Board fixes the levy. So there is 81 cents of the tax dollar over which the state government has absolutely no control. In this connection it is interesting to know that no federal taxes for the support of national government are directly levied. All funds for the ex penses of national govrnment are de rived from indirect taxation. The largest portion of the 19 cents of state taxes goes to the support of the state educational institutions which takes 4.6 cents. The charitable and penal institutions take 3.2 cents. The Supreme and District Courts take 0.7 cents. The capital building fund takes 1.1 cents. General administration, which is for the conduct of administra tive offices at the State Mouse, includ-! ing road employees and inspectors oft various kinds, takes 1.1 cents. The Governor has no control over any of. these divisions save that of general administration. If he had the power to close the State House, dismiss all state employees, including the build ers of roads, stop the eradication of | bovine tuberculosis and halt the oper ation of every administrative office, he would1 save each taxpayer 1.1 cents' out of his tax dollar. It is plain enough to one who takes superficial interest in the facts and records that when a candidate for' governor states that he will reduce taxes 30% he is making a promise that he cannot fulfill. The campaign of, education which is not going on in the [ state with reference to taxes is bring-1 ing the people continually to a better knowledge of this subject. It is fair to assume that after this campaign is over it will be a little more difficult for a scheming politician to win his way to the governship or any high state office by extravagant claims of what he can do in the way of reduceing state taxes. REPUBLICAN NEWS LETTER. Lincoln, Nebr., Oct. 8, 1928. ith election day less than four weeks away and voting sentiment rapidly crystalizing, is is possible now to make some prophetic observations on the outcome in Nebraska on No vember 6th. The verdict of open mind ed observers, both those within the state and those who have been sent in from the outside to gauge political sentiment, is that Hoover and Curtis will carry the state by a large vote, the size of their majority being esti mated anywhere from fifty to a hun dred thousand. The popularity of the republican candidates grows as the campaign nears the finish. The peo ple of the state heard and saw Gov ernor Smith, weighed his remarks on the issues of the campaign, and im mediately thereafter a decided swing to Hoover and Curtis was manifested. If there was any existing belief found ed on sound evidence that Nebraska was in the doubtful column is now completely dispelled by plenty of good evidence. The campaign for the republican state and congressional candidates is being vigorously pressed from state headquarters. Arthur J. Weaver candidate for governor is carrying his' campaign to the voters, making from six to ten speeches daily. He dis-1 cusses plainly and without egotism or distortion the issues of the state cam- j paign. He and other speakers are conducting a campaign of education, not only for this campaign, but for campaigns to come, so that voters will not be misled again into believing that a governor can do impossible things in reducing state taxes and giving financial relief to the people. Ob servant voters know that the taxes that have mounted high are not due to expensive state government, but to schools, which take 45 cents out of each tax dollar, and to the expenses of local government, such as county, township, city an i village, which takes .'19 cents more. Only 19 cents of the tax dollar is taken out of the county for the expenses of state government. The statement of the democratic can didate, then, that he can reduce taxes :?0 per cent, is misleading, to say the least. The governor has nothing whatever to do with school, county, township, city or village taxes. There is only one department of state taxes, general administration, that he could possibly change. That department takes 1.1 cents of the tax dollar. A thirty per cent, reduction in that fund would not make a flutter in the sen sations of any taxpayer who now thinks his tax burden insufferable. Taxation has become a leading sub ject of the state campaign. Arthur J. Weaver and others of his ticket and from the speakers bureau are carry ing a campaign of education to the voters on this most important subject. They are not reaching all the voters, nor are all of them being reached with campaign advertising and litera ture, but by the time this campaign is over there will be a greater under standing of taxation and state finan ces and it will be extremely difficult for any smooth talking candidate for a high office hereafter to fool the people with claims he cannot substantiate and promises ho could not possibly fulfill. The kind of campaign the candidate for governor on the demo cratic ticket is making, based on the credulity of voters and assuming that they can be made to believe anything, providing it runs in the direction of their hopes, like the lowering of taxes, is about worked out in Nebraska. By the time the present campaign of I education is over it will be discovered! that only appeals to the intelligence' and fairness of voters produce effect ive and lasting results. Here is a campaign record that is unique and is likely to stand unequall ed during this and many subsequent campaigns. W. M. Stebbins, state treasurer, has been out in the state on a tour of education, informing the people first hand on the conditions of the state treasury and telling them how a state deficit was created, how the amount of it was found by a bi partisan legislature committee and how it has now been completely wiped out by a nd’* and a half special levy made for tha\ express purpose In fifty-two sp.,e, said then: "I know something of the struggle j Mr. Hoover has had with the packing combines in the United States, and 1 want to say that if there had not been a Hoover and a Food Administration, the packers would have made a great deal more than they did make. Mr. Hoover has been vindicated. He came out of the war, I believe, with a bet ter reputation than any other public official.’’ Labor Improves Conditions Labor in Its collective efforts has contributed greatly to the maintenance o’ proper wages and to improved con- | dltions of labor. But collective bar- t gaining alone cannot overcome the j forces that make for unemployment. The problem of insuring full work all the time is a problem of natiana. con- | ceru. Our workers as citizen, at the ; ballot box have a large part in deter mining our economic policie .—Him BI'flT 1105*t',’,7? in his NfiC’tvk sjKCch. JUDGE DICK SON ’S RECORD ON THE BENCH It hardly seems necessary to call attention to the candidacy of Robert R. Dickson for re-election as Judge1 of the District Court of this Judicial District. He has lived in this city for more than forty years. Before his election to the bench he was actively engaged in the practice of law, and was especially well fitted to perform the duties of district judge. The Judge is a most progressive and en terprising citizen; he has contributed of his time and means to every worthy object and enterprise in the com munity, and has responded at his own expense to the call of the citizens of the district on many public occasions. Judge Dickson has always taken a great interest in the education and welfare of our boys and the girls, and with this end in view has address ed every high school in the district on the Constitution of the United States; hundreds of boys and girls will re member his address and the benefits derived therefrom. By precept and example he has accomplished much with juvenile offenders, and the once erring boy is now leading an ex amplary life, demonstrating what can be accomplished when the right means are employed. A few years ago many land owners, by reason of the slump in land values, poor crops and low prices, were un able to pay taxes, mortgages or in terest; as a result many actions to foreclose mortgages were brought. In all cases against resident land owners, Judge Dickson, upon entry of decree, granted the owners of the land, upon request, a stay of one year, giving them a chance to save their' homes. He has never confirmed a sale until satisfied that the owner could not save his home. This course of pro cedure on his part brought about adjustments and settlements between the parties, and many land owners were able to save their homes and dis charge their obligations who would not have been able to do so except for the course of procedure adopted by him. Judge Dickson has saved the tax payers of the district thousands of dollars in jury fees by refusing to call juries where, in his judgment, the business was not of sufficient import ance to justify the calling of a jury for the term; either trying the cases himself without a jury, or continuing them until there was sufficient business to justify the expense of a jury. Not only the business of the district has been conducted with fairness and dis patch, and without the delays that pie vail in many districts throughout the state, but with economy to the tax payers. Since Judge Dickson has been upon the bench he has disposed of more than eight thousand cases, criminal and civil, besides many juvenile cases, (at least one hundred) not included in this number. Of these cases Boyd county furnished 1,402, Keya Paha county 050, Brown county 1,435, Rock county 1,142, Holt county 3,668. 201 cases have been appealed to the Su preme Court, which is a compara tively small number when we consider the many important criminal and civil cases disposed of in the district. There were appealed from Holt county 112 cases with 11 reversals; from Boyd county 44 cases with 9 reversals; from Brown county 16 cases with 3 revers als; from Rock county 18 cases with 2 reversals; from Keya Paha county 11 cases and 1 reversal, making only 26 reversals since Judge Dickson has been upon the bench. This record is not excelled by any Judge in Nebraska, and is due to the careful and conscien tions consideration of the law and the facts in each case. Every lawyer in the district knows that if the judge is not satisfied with their presentation of the case, he will make independent examination of the law and the facts; as a result his decisions are generally accepted1 which accounts for the small number of the cases appealed to the Supreme Court and the very few re versals. In recognition of this ability, he was called by the Supreme Court to sit upon the Supreme bench of this state, and his opinions written as an associate judge of the Supreme Court reflect his ability as a jurist. Not only the lawyers, but the citizens of this district, have absolute confidence in his integrity. His re-election assures a continuation of the due administra tion of justice and that without fear or favor. Judge Dickson’s record and service should insure his election. .HOOVE The Orchard Watchman Tammany Hall has been the watch man of that orchard, the city treas ury, more often than any other or ganization, and greedy as well as Im mature men have usually been assigned to Its outposts. Big John Kennedy told his protege; "A man who can take care of him self with his hands, an’ who never lets whiskey fool him or steal his head can go far in this game of poli tics. An’ it’s a pretty good game at that, is politics, and can be brought to pay like a bank."—.If. K. Werner i.i Tammany Hall. Women Are Partners More than ten million women march to work every morning side by side with the men. Steadily the impor tance of women Is gaining no* only in the routine tasks of industry, but In executive responsibility 1 Include 1 also the woman who stays at home i as the guardian of the welfare of the : family. She is a partner in the job and the wages.— HERBERT HOOVER in hts Remark speech. Palo Alto Neighbors Praise Kindly Hospitality of Their Most Famous Residents. MRS. HOOVER VERY POPULAR She Planned Her California House Herself and Superintended the Building of It on Stanford University Campus. By Ruth Comfort Mitchell PALO ALTO.—The town of Palo Alto and the campus of Stanford Uni versity fairly pulse and glow with the presence of the Hoovers. It isn’t only the visible manifestation of flags and banners and flowers and printed placards in the shop windows, but something which is at once less tan gible and yet more real and perma nent—the genuine warmth of pride and loyalty which radiates from faces and voices everywhere. Tiie Hoovers are and always have b: ti an integral part of the picture here, and it is interesting and illumi nating to see them through the eyes of college mates, old friends, neigh bors, and newcomers, proud to share thfdr world eminence. Men and women of their own gen eration remember their university days and sketch two fine and vital young people who showed in youth the keenness, the energy, and devo tion and balance w'hich have made them what they are today. It is a community rich in members of the "I-Knew-’Em-When-Club.” Peo ple like to paint them as they have known them through the years—col lege students, the young married cou ple taking the great out-trail of the mining engineer, forging steadily and Herbert Hoover solidly ahead by reason Qf grit and endurance and cleverness, coming into professional and material suc cess and taking it simply and sensi bly, coming back to build a typical California home on a California hill overlooking the campus where they worked and played and found each other in a community of interests and character. The Hoover house is reached by a winding, mounting road from the campus, and is built on a hill, with the mountains piling up behind and beyond it, and the red tiled roofs of Stanford just below. It is a low, rambling edifice of the pueblo type and fits so perfectly into its setting that it seems as compo nent a part of the landscape as the trees and the rolling ridge itself. Neighborly House The Hoover house is symbolic of the Hoovers themselves in the way in which it merges into its back ground. There is nothing aloof about it; it is tucked in cosily between its neighbors. Hoover trees shade neigh bors’ lawns and neighbors’ roses spill over Hoover fences. There is a gate cut into the wall so that the neigh bors can come through, without going round to the front, to share the swim ming pool. Neighbors come and go, now, in these dramatic days, as they always did, slipping in with baskets of fruit and armfuls of flowers; there is no tension, no sense of strain or impending strain in the atmosphere. Mrs. Hoover feels strongly that the California out-of-doors is so brilliant ly, often harshly bright, that the in sides of houses should be cool and restful, and she has attained that ef fect in her own. In all decoration she is fonder of the beauty of line, or de sign, rather than color. One stops into a rather small reception hall, round in shape, with stairs leading down from it to sleeping rooms, and the living room and the open roof be yond beckoning from it. Everything is low-toned and restful to the eye which has just come in from emerald lawns and turquoise sky—brewn on floor and' wall and window, with an Indian basket filled with hearty hued zinnias for the only robust color note. The guest rooms are below, and they, too, are in the same color scheme. They are delightfully invit ing, deliciously comfortable, plain, homey, simple. Comfortable and Livable There are generous beds and deep chairs really made to sit in. There is not a stiff, badly angled chair in the Hoover house! There are more of the cheerful zinnias in pottery bowls, and books on the table which are meant to be read. And there are no delicate, monogrammed, too-ex Charter No. 5770. Reserve District No. 10 REPORT OF THE CONDITION The O’Neill National Bank At O’Neill, in the State of Nebraska, at the close of business on October 3, 1928. Loans and discounts Overdrafts _ RESOURCES $414,411.14 268.87 91,300.00 72,582.94 5,068.00 8,181.93 United States Government securities owned __ Other bonds, stocks, and securities owned_ Banking house, $3,380. Furniture and fixtures, $1,680 Real estate owned other than banking house _ Reserve with Federal Reserve Bank _ $28,009.28 Cash and due from banks ____101,205.92 Outside checks and other cash items___ 530.04 129,745.24 Redemption fund with U. S. Treasurer and due from U. S. Treasurer .-____ 2,500.00 Total LIABILITIES Capital stock paid in _ Surplus ._Tl._____ Undivided profits—net ___ _ Circulating notes outstanding ...._ Due to banks ____ Demand deposits ._ _ Time deposits _____ Bills payable _____ Notes and bills rediscounted .... 1 , Total ____:.. 45,617.40 $302,309.67 197,329.91 $724,058.12 $ 50,000.00 50,000.00 29,151.14 49,650.00 545,256.98 NONE NONE ... $724,058.12 State of Nebraska, County of Holt, ss: I, S. J. Weekes, President, of the above-named bank, do solemnly swear that the above statement is true to the beet of my knowledge and belief. S. J. WEEKES, President. Subscribed and sworn to before me this 10th day of October, 1928. (Seal) J. H. MEREDITH, Notary Public. My commission expires Sept. 15, 1932. Correct—Attest: C. P. Hancock, J. P. Gilligan, H. P Dowling, Directors (This Bank carries no indebtedness of officers or stockholders) MEEK AND VICINITY. Mrs. Frank Griffith and son, Cecil, returned Sunday from North Platte, where they visited for a few days with the Charlie Griffith family. N. I). Hansen and son, Adolph, of Fairfax. South Dakota, came Sunday for a visit at the Eric Borg home and also to erect a windmill on his farm. The Ladies Aid met with Mrs. A. L. Borg on Wednesday. Quite a large crowd attended. The ladies are plan ning on a bazaar to be held in the near future. Mr. and Mrs. Schelkpof and daugh ter, of Geneva, Nebraska, came last week for a visit at the home of their son, Mart, and family. The Herb Worth family, of Wake I field, came last week for a visit at the home of their son, Bob, and their daughter, Blanche and son, Fritz. The Ladies Club met at the home of Mrs. Roy Karr on Friday evening. Quite a few of the members were away, but those who attended report a fine time. Mr. and Mrs. Henry Walters and daughter, Florence and A. L. Rouse, of O’Neill, visited at the Rouse Bros, home on Sunday. F. H. Griffith spent Sunday at the R. D. Spindler home. The Dan Hansen family were week end visitors at the Ed Henefin home at Gregory, South Dakota. Roy Karr has his house finished and is painting it at this writing. Eric Borg visited at the Frank Grif fith home on Monday. Quite a crowd attended the party at Orville Harrison’s on Saturday even ing and a good time was reported. Arthur Rouse spent the week-end at the Stierberg home near Orchard. Mr. Gaddie was thrown from a mower, when his team became fright ened!, and ran away. He died soon after the accident. Mrs. Roy Young and daughters, and her mother and brother, of Central City, Nebraska, came Friday on a visit with relatives. They spent Sat urday at the Ralph Young home. Mr. and Mrs. Henry Walters and daughter called at the Ralph Young home Monday evening. Harry Fox had the misfortune to get a badly sprained ankle while load ing hogs one day last week Mr. and Mrs. George Hansen and j son, Gerald, Mr. and Mrs. Charlie \ Hoyer, and Mr. and Mrs. Wilmer Hoy-1 er returned Tuesday night from a trip to Southern California. They report THE ROYAL THEATRE’ Home of Good Pictures -Thursday, Oct. 11th Barry Norton in “FLEETWING” Desert Law Damanded that the boy share the spoils of his victory with his tribe. -Friday-Saturday, Oct. 12-13 W. C. Fields and Chester Conklin in “FOOLS FOR LUCK” You can’t tell anything about comedy making. -Sunday-Monday, Oct. 14-15 Big Special—Richard Barthelmess and Alice Joyce in “THE NOOSE” To speak the truth meant his free dom. -Tuesday, Oct. 16th —; Sally Phipps in “NONE BUT THE BRAVE” Life guard and mermaids on the shores of a sun drenched sea in a story of Youth, Love and Adventure —with a Bathing Beauty Pageant film ed in gorgeous technicolor. - Wednesday, Oct 17th - Ralph Lewis in “CROOKS CAN’T WIN” Politics, graft, greed, the myriad darksome channels of crime. - Thursday, Oct. 18th - Eleanor Boardman, Conrad Nagel, Lawrence Grey in “DIAMOND HANDCUFFS” You must meet the successor to the gold digger—the diamond digger. -Friday-Saturday, Oct. 19-20 Wallace Berry, Raymond Hatton and Zasu Pitts in “WIFE SAVERS” As the Swiss Alpine guide—Berry is a scream. The most hilarious climber that ever tried out a yodel. a fine time and the California friends enjoying good health. Little Ruth Lindburg ran a nail in her leg which made a painful wound. A short time later she injured one arm quite badly. John Kaczor and son, Bernard, and Grandpa Kaczor came over from Boyd county Tuesday. Mrs. Clarence Hicks visited with Mrs. A. L. Borg on Wednesday. Engraved Xmas Cards at Frontier. C. E. Havens Republican Candidate For State Representative 64th District Election, November 6, 1928 Used Cars 1924 Dodge Touring 1926 Dodge Sedan 1927 Dodge Sedan These ears rebuilt and will give lots of cheap miles. J. M. Seybold Graham-Paige Dealer, O’Neill, Nebraska