CHURCH DIRECTORY.
S. PAUL'S CHURCH EPISCOPAL
Second Sunday of each month Holy
Communion at 8:30 a. m. Vespers
pers and sermon 7:30 p. m.
Tuesday after fourth Sunday ves
pers and sermon 7:30 p. m.
Rev. W. A. Render, Pastor.
ST.PATRICK’SCHURCH CATHOLIC
Sunday Services: first Mass 8 a.
in., Second Mass 9 a. m., High Mass
tit 10.30 a. m. Vespers 7:30 p. m.
Daily Mass 8 a. m.
Catechetical Instruction for First
•Communicants 3 p. m. Tuesday^ and
Thursdays.
Confession, Saturday from 3 p.
to 0 p. m. and from 7 p. m. to 9:30
,p. m.. Children’s Confession, First
Thursday every month at 1:30 p. m.
Very Rev. M. F. Cassidy, Pastor.
FIRST PRESBYTERIAN CHURCH.
Sunday morning service 10:30 a. m.,
Sunday School 11:30 a. m., Christian
Endeavor 0:30 p. m., Evening Service
7:30 p. m.
Midweek Service, Wednesday 8:00
;p, m.; Choir Rehersal 9:00 p. m.
Choir Rehearsal Saturday, 8 p. m.
Rev. George Longstaff, Pastor.
FIRST METHODIST CHURCH.
Sunday Morning Service, 10:30 a.
in., Sunday School, 11:30 a. m., Young
People’s Service 6:30 p. m., Evening
Service, 7:30 p. m.
Midweek Services: Tuesday, 7:30
a. m.; Young People’s Prayer Ser
vice Wednesday 7:30 p. m., Regular
Prayer Meeting, Thursday, 7.30 p. m.
Morning Choir Saturday, 7:30 p. m.
Rev. J. A. Hutchins, Pastor.
PUBLIC LIBRARY HOURS.
The Public Library will be open
each day except Monday from this
time on until further notice:
Afternoons, 2:00 to 5:30.
Evenings, 7:00 to 9:00.
Sundays, 2:00 to 5:30 p. m.
MARY McLAUGHLIN, Librarian.
O’NEILL CONCERT BAND.
Meets for practice every Monday
night at American Legion hall at
7:30 p. m.
Jess G. Mills, President; Elmer E.
Davey, Librarian, E. D. Henry, Sec
retary-Treasurer.
Jess G. Mills, Leader.
LADIES’ REST ROOM.
The Ladies Rest Room, on Fourth
street, will be open each day after
8 a. m.
Community Service afternoon and
Evening.
Mrs. T. D. Hanley.
Mrs. R. L. Arbuthnot.
Miss Helen Willcox.
START
A SAYINGS ACCOUNT
with the
NORFOLK BUILDING
& LOAN
WHY?
Because we make your loans and
build your homes.
START TO-DAY
Norfolk Building & Loan
Ass’n
John L. Quig, Agent
(First publication January 26.)
NOTICE OF SERVICE BY PUBLI
CATION.
To Paul Koeppen and Julia Koeppen
his wife, and Charles Hicks and Mary
Hicks his wife, Margaret Hiatt and
Mortie Hiatt her husband; You and
each of you are hereby notified that
Julia E. Parker has tiled her petitior
in the District Court of Holt County
Nebraska, the object and prayer oi
which is to forclosc a certain real
estate mortgage executed by Paul
Koeppen and Julia Koeppen his wife,
to Ryiand H. Parker, and by him for
a valuable consideration and before
due, duly assigned and transferred to
the plaintiff in said action, to-wit: The
SEE and Eta SW1 1 Sec. 21, and E%
of NWU» Sec. 28, ail in Township 28,
North Range 13 West of 6th P. M, in
Holt County, Nebraska.
You are further notified that you
are required to answer said petition
Clod against you on or before the 13th
day of March, 1922, or the same will
be taken as true and judgment entered
against you therein as prayed for.
Dated this 23rd day of January,
1922.
34-4 JULIA E. PARKER.
WAS MYSTERIOUSLY MISSING.
Atkinson Graphic, Jan. 13: Charles
Jonas, youngest son of George Jonas,
took a sneak on his friends and quiet
ly left home one day last week. No
more was heard of him till he came
back last Sunday bringing home a
bride. He was married January 3rd,
to. Miss Nettie Prettyman, youngest
daughter of Alfred Prettyman, a well
known family of Butte. After a short
wedding trip they returned and his
friends and neighbors greeted him
with tin pans, bells and other noise
making apparatus. Although they
have had three charivaris they took
it all good natured. The candy and
smokes were passed around each time
and everyone made to enjoy the even
ing.
The young people will go to house
keeping on the farm. We wish them
much joy and happiness.—Green Val
ley Contribution.
Holt county relatives have received
announcement of the arrival of an
eight pound son at the residence of
Dr. John Gill and Mrs. Gill of Chicago.
It is wonderful how some lands in
crease in value when a state, county,
township or other political subdivision
wants to run a road near or through
them and the owner seeks damages
from the taxpayers. One notable in
crease of this kind is on the NE!4
NE!4 of 24-32-12, a forty acre piece
owned by John A. Robertson of Joy,
just north of Eagle creek. Mr.
Robertson sought to milk the taxpay
ers of $1,000 on the assertion that the
north federal aid road ran through a
portion of this land. The records at
the court house show that Mr. Rob
ertson purchased the land for “$1 and
other considerations,” in 1903. They
also show that the actual value of this
land as given in for purposes of tax
ation in 1921 was $350. The $1,000
Mr. Robeftson’sought to get from the
county is almost three times the
actual value of the land for assessment
purposes. Mr. Robertson was defeat
ed in his quest for the $1,000 when it
was discovered that the road on which
he based his claim had been a legal
road for 27 years. Members of the
county board are unanimous in de
claring that the $1,000 Mr. Robertson
asked was asked for as damages and
that the purchase of clay or gravel
from the tract was not discussed with
him, as he intimated in a recent
apology. Mr. Robertson surely will
not insist that the forty acres is too
heavily taxed on an ACTUAL valua
tion for assessment of $350 when he
sought to get $1,000 from the tax
payers for what he sought to make
the county board believe was a por
tion of the forty acres.
FORD DEALERS
BANQUET AT GOLDEN
Ford dealers and bankers of the
O’Neill district of the Nebraska Ford
branch enjoyed the privilege at the
Hotel Golden Wednesday evening of
listening to an extended address by S.
A. Stellwagen, manager of the Ne
braska Ford Branch at Omaha. The
address followed a banquet tendered
K. C. Hall, Saturday, January 28
Third Number Lyceum Course
You Are Invited
The Entertainment Will Be Followed By Dancing
the Ford dealers of the territory by J.
B. Mellor at the Golden at which
plans for the coming year, and past
business, were discussed. Mr. Stell
wagen, formerly Pacific coast manager
for the Ford interests, is one of the
truly big men of the Ford organiza
ion, a master of direction and sales
manship and a student of economics
outranked by but very few in the
United States. Ford dealers, sales
men and mechanics from as far east
as Petersburg and Albion and from
Valentino to the west, were in attend
ance. Among the bankers in attend
ance were James F. Gallagher of the
First National of O’Neill, James F.
O’Donnell of the Nebraska State bank
of O’Neill and Fred Swingley of the
First National of Atkinson. The im
mensity of the Ford concern, faintly
realized by the average individual, was
graphically described by Mr. Stell
wagon during his talk, and in simple
language. Rofen-ing to the $129,000,
000 cash bank balance which the Ford
company carries, a balance which com
mands even the respect of a J. P.
Morgan, Mr. Stellwagen showed that
comparatively it was not so large. The
daily payroll of the Ford concern is
more than $500,000, he said, the daily
expenses for material more than $700,
000, and the incidental and overhead
expense enough more to bring the
average daily expense to slightly over
$1,500,000. The $129,000,000, he ex
plained, thus was only ninety days
capital, somehing every business
should have. The bankers present
agreed with him that sound business
principles demanded at least ninety
days cash on hand. Mr. Stellwagen’s
address, of almost two hours duration,
held his audience of forty spellbound
throughout. In its review of business
conditions and the solution of the
present depression it was a master
piece and a text worthy the study of
all. The address was punctuated with
appropriate anecdotes to drive home
the points, and financeers among his
hearers agree one of the most valu
able and instructive ever delivered in
O’Neill. An effort is to be made to
have Mr. Stailwagen address the busi
ness men and farmers of Holt county
here at some future date. After
listening to Mr. Stellwagen it is easy
to understand why some men are
worth salaries of $25,000 and upwards
to going business concerns. The ban
quet preceding the address was most
elaborate and served in the manner
which make both the Hotel Golden and
O’Neill famous in northern and west
ern Nebraska.
UWiVlUCJKAlS IVJNUth UWIN
MEASURE. McKELVIE SAYS
Lincoln, Jan. 16.—“Arthur F. Mul
len, democratic medicine mixer at the
pow-wow in Omaha Saturday, must
have reached down into the bag of
general discontent and pulled out what
he thought would be most popular
without considering which party rec
ommended the things he complained of
in the resolutions adopted.”
This was the statement made by
Governor McKelvie today in discussing
the attack on the state administration.
He pointed to one subject of attack
after another, which, he claimed, were
foisted on the public by the democrats.
The governor said:
“First, they criticised appropria
tions and demanded a reduction, and
in the next breath criticised a special
session, which is the only way that a
reduction can be accomplished. And
reduction of appropriations is the pri
mary reason for calling a special
session.
“They attacked the state police.
The democratic governor, Keith Nt
ville, urged and obtained passage of
a law calling for a state sheriff and
deputies. Wallace Wilson, appointed
by Governor Neville, was the first
state sheriff.
“They attacked matching of state
appropriations with federal appro
priations to build good roads. In 1917
the democrats pledged a five-year fed
eral aid road program, which can be
found on the statute books. They be
gan to carry it out and we finished the
five-year program this year.
“They attacked the code depart
ments. Special committees and demo
cratic governors recommended the
code and budget system of govern
ment for years. But always they
failed to put their promises into action
and it fell to the republicans to do it.
“They demanded election of local
assessors by direct vote of the pec 1
The assessors are being elected
way right now.
“I always looked upon Keith Ne
ville as a clean-cut, fair-minded man,
but the role he plaved in Omaha Sat
urday in countenancing attacks on
plans made and carried out during his
own administration indicated that In
is playirn- politics.”
HOLD CORN FOR 50 CENTS OR
FEED IT, FLANNIGAN ADVISES
W'ar Finance Secretary Tells How
Farmer Can Obtain Loans on
Grain—Praises Banks That
Help.
“Farmers, hold your corn for 50
cents or feed it,” is the slogan of
John M. Flannigan, executive secre
tary for the War Finance corporation
in Nebraska.” A million dollars a
week is being brought into the state
to finance agricultural conditions, and
more is available.
“There is no reason why, with the
War Finance corporation to back
them, farmers should market their
corn or their live stock at less than its
cost of poduction,” said Mr. Flannigan.
“Men coming to the stock yards here
in Omaha with corn fed cattle report
that their corn sold on the hoof is
bringing from 50 cents to $1 a bushel.
At pi-esent prices of hogs and of corn
there is a good profit for the porK
producer.
“At the elevators throughout Ne
braska corn is being bought in lim
ited (juantities around 33 or 35 cents.
This same corn in the cattle feed lot
or put in hogs should net the farmer
from 50 cents to $1 a bushel. What
many fanners need is credit with
which to purchase live stock to feed.
That is where the War Finance cor
poration can help.
Can Borrow 80 Per Cent on Corn.
“Suppose a farmer has 5,000 bush
els of corn in his cribs. Clearly he
should be financed to buy cattle to
feed this corn to. This is one of the
functions of the War Finance cor
ssrr~.-,-—rr—rrsr~.— -
Deration. In such a case the, farmev
will be advanced a sum equal to 80
er cent of the local elevator price of
ie_ grain. Such support as this should
elieve the agricultural situation, and
must come mainly through the
farmers' local hanks. The War Fi
ance corporation is not authorized to
make any loans direct to farmers. In
me localities cattle loan* companies
re handling this business. The Ne
braska Agricultural Loan association,
oom 1411 Woodmen of the World
building, in Omaha, is receiving daily
applications for thousands of dollars
both from individuals and bankers.
This loan company is authorized to
deal directly with farmers.”
Mr. Flannigan, who, besides being
in the hanking business at Stuart, is
a former president of the State Bank
ers’ association, senses a general bet
ter feeling and a new confidence in
the future among the financial iter
ests of Nebraska.
New Is>ans Can Be Made.
“Money should not be held hack
now,” is his advice. “Now loans
should be made to the agricultural in
lustry. A great deal of good has been
done by extending old notes, but this
is not the sole purpose of the War
Finance corporation. Banks wishing
to make new 1 ans may submit the ten
tative proposition to the War Finance
agency in Omaha before they complete
the transaction. If it is approved
they can make the loan from govern
ment funds.
“In many localities the banks are
rendering wonderful assistance to
agriculture. It will take the loyalty of
all business interests to push this re
covery in the right way. Farmers and
banker must get on a common ground
and there must be better understand
ing and more confidence all around.
When this condition is established,
then the end of depression will be in
sight.
Up to the Bankers Now.
“The feed lots of Nebraska should
be full of cattle. The great ranch
country- must be stocked with cows
and heifers. With the full use of the
help offered by the War Finance cor
poration, the resources of the state
can be conserved, and prosperity re
gained in town and country. The in
tention of letting these war finance
loans run for three years offers plenty
of time for farmers to get on their
feet.
“The solution is to fill up the feed
lots and market the corn on the hoof,
as pork and beef. Let no man sell his
corn for less than 50 cents a bushel.
The farmer’s dollar must buy him 100
cents worth. With corn selling at 33
cents a bushel and hides at 5 cents a
pound, and with wool at its present
low level, it is not reasonable for the
prices of things the farmers buy to be
so far out of line. There must be an
equality between buyer and seller.
Through its credit, the War Finance
corporation is endeavoring to prevent
the depression of farm prices below
the cost-pf production. It is hoped
that the great banking interests of the
state, and particularly those of the
smaller towns, will be fully alive to
the wonderful possibilities of this
great government credit agency and do
their full part to maintain the integ
rity of Nebraska.”
r-r»- ■ ■■ . ■ ■ ■ — v —
JUST GOT OVER A COLD.
Look out for kidney troubles and
I backache. Colds overtax the kidneys
1 and often leave them weak. For weak
; kidneys—well, read what an O’Neill
man says:
C. P. Maben, says: “Catching cold
sometimes puts my kidneys in a
I weakened condition ansi the secretions
! passed frequently and , were highly
| colored. It was through the advice of
a neighbor that I first tried Doan’s
i" '' ~~~ _ !
and which I got at Reardons Bros.’
Drug Store. Three boxes corrected
this trouble and I have not been
bothered since. I can certainly recom
mend Doan’s ,from the lasting cure
they made for me and I believe them
to l<e the best remedy one can use for
kidney trouble.”
Price 60c, at all dealers. Don’t
simply ask for a kidney remedy—get
Doan’s Kidney Pills—the same that
Mr. Maben had. Foster-Milbum Co.,
Buffalo, N. Y.
■
“Buy It At The Bakery*’
Taffy—Our Own Make, 15c per pound.
Box Candies at Pre-War Prices.
All Candies Priced Very Low
Bake Goods Fresh Every Day.
McMillan & Ma^rkey
————i
Resolutions Adopted by the State
Bankers of Nebraska
at Omaha
January 18, 1922.
The present Depositors’ Guaranty
law has been in operation for eleven
years, during which time not a single
dollar has been lost to a single de
positor in a state bank in Nebraska.
The law has established and main
tained the confidence of the people of
our State.
It has successfully met and been
tested by the severest price declines
and businss disturbances ever experi
enced in this State.
It has enabled the depositors in
failed banks to receive in cash over
53,000,000, which otherwise would
have been lost to them.
It has provided, by means olf as
sessments on solvent banks with $80,
100,000 capital stock, for the constant
recouping of thp Guaranty Fund.
As a result of this process and
after the payment of three million dol
lars out of this fund, it now contains
$2,250,000 in cash on deposit in sol
vent banks; it owns approximately
$5,000,000 in notes and mortgages
taken over from failed banks and now
possesses the largest resources the
fund has ever contained at any period
in its history.
It has stabilized banking and busi
ness conditions throughout our State*
It commands the confidence and
hearty support of the bankers them
selves who have organized a great
corporation to help make the law
function more efficiently and to pro
mote higher standard of banking in
this State.
Therefore, be it resolved by the
State Bankers of Nebraska, in con
vention assembled that we favor and
approve the present Guaranty Law of
this State, and that we are opposed to
the enactment of any amendments or
changes in the law by the coming
special session of the Nebraska Legis
lature.
Nebraska State Bank
O’Neill. Nebraska —
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