*
The Frontier
Published by Dennis H. Cronin
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tween publisher and subscriber.
At a meeting of the Nebraska Farm
Bureau Federation board held in Lin
coln recently, resolution was passed
providing that when the membership
campaign opens this fall, all member
ships paid in cash or by post dated
checks, dated not less than sixty days
in the future will be good for member
ship for the balance of 1921 and all of
1922.
The Census Bureau reports that in
the population of Omaha, Neb., as en
umerated in January, 1920, there were
4,011 persons 10 years of age and over
who were illiterate in the sense of
being unable to write, in^uding 236
native whites, 3,334 foreign-born
whites, and 408 Negroes. Percentage
of illiteracy in the total population 10
years of age and over is 3.1, which
shows an increase since 1910 when it
was 2.7. For the native white the
percentage is 0.2, for the foreign-born
white, 9.5, and for the Negro, 4.5.
That the younger generation in this
city is less illiterate than the older, is
Indicated by the fact that while 3.1
per cent of the males and 3.2 per cent
of the females 21 years of age and
over are illiterate, the percentage of
illiteracy in the population 16 to 20
years of age is but 0.6.
Farmers are over-marketing there
wheat according to Secretary Herbert
Hoover, at Washington, expressed in
a telegram to the American Farm Bu
reau Federation and first made public
by W. G. Jamison of the Farm Bureau
Federation on his visit to Lincoln last
week. Secretary Hoover, admitted the
fact that many farmers have been
forced by their creditors to sell when
so advised by Mr. Jamison, but he
promised to use his best efforts to pre
vail upon the federal reserve bank
board to again open the federal re
serve system to handling rediscounts
of farmers paper with grain and live
stock as security, through the coun
try banks. Hoover contends that
farmers are now taking a loss of at
least twenty-five cents per bushel on
their /wheat by reason of congestion
in eastern terminals and over-market
ing. He says that 130,000,000 bushels
of wheat was marketed during the
first thirty days of the new crop com
pared with 68,000,000 one year ago,
and that at least forty per cent of the
crop has now passed out of the farm
ers’ hands. It is the belief of Secre
tary Hoover that the revived war
finance corporation will be able hence
forth to extend sufficient credit to
farmers that the unprecedented rush
of marketing may be restrained.
According to the census of 1920,
32.1 per cent, or about one-third, of
the people in the state of Nebraska,
are either infants or children under 16
years of age; 9.2 per cent are young
people 15 to 19 years old; 38.1 per
cent, about two,fifths, are men and
women in the prime of life, being
from 20 to 44 years old; while 20.4
per cent, being 45 years of age and
over, are well along in middle life, if
they have not reached old age. The
urban population, as. compared with
the rural, shows some rather striking
differences in age, the percentage 20
to 44 years of age being 42.9 for the
urban population as compared with
35.9 for the rural, while the percentage
under 16 years of age is 26.4 in the
urban population as against 34.7 in
the rural. These differences may in
dicate large families of children in the
country than in the city, but probably
inidicate also the fact that country
children as they grow up have a ten
dency to flock to the cities, thereby in
creasing the active adult population
of the cities at the expense of the
rural districts. Almost three-fourths
of the population, 57.0 per cent, are
old enough to vote, being 21 or over;
and in this class the men outnumber
the women in the ratio of 112 to 100.
' The males of military or fighting age,
18 to 44, constitute 41.6 per cent of
the male population and 21.5 per cent
of the total population.
The Page Reporter states that K.
L. Drayton, banker of that city, is
carrying around as a pocket piece a
dollar minted in 1799. The article
then goes on to state that the dollar
is larger than the ones we have now
adays, which is not to be wondered
at. But that dollar would have been
a darn sight bigger than it is if Mr.
Drayton had practiced the thrift
/which as a banker he preaches and
had invested the dollar at seven per
cent interest, compounded, the year
it was minted, as he should have
done. A numismatist would prob
ably prive him twenty-five dollars for
the piece as a rare coin now, which
is a mere nothing compared to what
Mr. Drayton would have if he had
rented it out and continued to rent it
and its inrease until the present.
If he had only rented that dollar
for forty years it and its earnings
would have amounted by now to $15.
If he had worked it for eighty years
its total present value would be $225.
If he had taken it right hot off the
griddle and put it to work just 122
years ago, or the year it was minted
he now would have a bank account of
$$,881.25. Mr. Drayton, it thus will
, be seen, is carrying around a mighty
expensive pocket piece. How in the
World do.es he expect the idling gen*
eration to follow his advise along lines
of thrift which he himself does not
practice. Mr. Drayton should get
that buck to work at once. It’s rest
has been long enough.
FATHER O’SULLIVAN REPLIES
TO SATURDAY BEE EDITORIAL
Editor of Omaha Bee
Dear Sir: The editorial in Satur
day’s issue of the “Bee” demonstrates
one of two things: First; that the
writer of that editorial is absolutely
ignorant of the facts concerning Pre
mier Lloyd’s offer to the Irish peo
ple or secondly, that he is a genuine
British propagandist whose purpose
is to maliciously mislead the American
people into the belief that Ireland is
offered a Dominion Status equal to
that of tha other free colonies of the
British Empire. I regret to say that
I believe the latter was his intention.
I have come to this conclusion be
cause I find it very difficult to
believe that you could permit a
man of such low intelligence on your
editorial staff, as could not see the
difference between true Dominion
Status and Lloyd George’s offer to the
Irish people. De Valera was very ex
plicit on this matter in his reply to
Lloyd George; sufficiently explicit I
should judge to convince any man of
ordinary intelligence that the thing
offered the Sinn Fein was far from
Dominion Home Rule.
Let the writer compare the British
Minister Mr. Bonar Law’s definition
of Dominion Status with the six con
ditions in Premier Lloyd George’s of
fer, and he shall see if he wishes to
see that what is offered is not Do
minion Home Rule. The six condi
tions are:
1. British Naval control of Irish
harbors and the sea about Ireland.
2. Restriction of the Irish terri
torial force to conform to the size of
that in other parts of the British
Isles.
3. British control of the facilities
for air defense and communications in
Ireland.
4. The British right to recruit in
Ireland and the British government
“hopes” Ireland will voluntarily con
tribute to the expenses of those ser
vices.
5. Mutual British Irish free trade.
6. Irish assumption of a share of
the present British national debt.
Bonar Law said “Dominion Home
Rule means complete control of our
destinies. If the self governing Do
minions chose tomorrow to say, we
will no longer make a part of the
British Empire twe could not try to
force them.” Yet the writer after
comparing the British Minister’s own
definition with the six conditions im
posed by Lloyd George in his proposal
has the impertinence to tell us Ireland
is offered the same status as the free
colonies. The British proposals im
pose six binding obligations upon Ire
land. The first and third conditions
necessarily imply occupation of Ire
land by the British Army. Taken to
gether they would make Ireland a
military dependency of England. This
is not absolute equality of status but
absolutely inferiority, incompitable
with an independent voice in foreign
affairs. The other four conditions are
secondary but it is worth noting that
the fifth condition for free trade in
England so far from being consistent
with a Dominion Status is not even
cofisistent with complete automony in
taxation and finance offered Ireland
in another part of the same document.
A Dominion Status has a definite
meaning and importance but a Domin
ion Status is not to be found in th
British proposals. No purpqpe but a
mischevioua, malicious purpose can be
secured by pretending to the contrary
Respectfully yours, /
J. O’SULLIVAN.
BANKERS OF NEBRASKA
ARE SCORED
Head of Reserve Board Raps Profi
teers on Rediscount Loans.
Omaha Bee, Sept. 19:
Washington, Sept. 18.—Hitting at
banks whicii profiteer on rediscounts
and which misrepresent the attitude
of the (federal reserve board to excuse
refusal of loans to fames, W. P. G.
Harding, governor of the board, has
slammed back vigorously at those in
and out of congress who have been
complaining of alleged restriction by
I-.. - JT- .1. . ■ J 1 » l *11—rim-in i . - ~IIIIL .11. ^ ~
Washington of agricultural credit
Governor Harding defended the
aoard from these attacks in a letter
x> Governor McKelvie of Nebraska,
who inquired whether receipts for
grain oh the farm could be made the
:>asis for loans eligible to rediscount
»nd thus extend the credit facilities to
Nebraska farmers.
“The federal reserve board,” re
plied Governor Harding, “has always
stressed the importance of sustain
ing the agricultural and live stock in
terests of the country and its poli
cies have always been shaped with a
view of encouraging member banks
to extend all reasonable accommoda
tions to those engaged in these vital
industries.
“The liquidation which has taken
place, at least so far as this liquida
tion is reflected in the statements of
the federal reserve banks, show that
the reduction in loans has been mainly
in the large cities and in industrial
centers. Federal reserve banks are
not permitted by law to make loans
direct to individuals, firms or corpora
tions and they rediscount only paper
which bears the endorsement of a
member bank.
Consequently, in order for a federal
reserve bank to render financial as
sistance to those engaged in agricul
ture or the raising of live stock, it is
necessary that the loans first be ne
gotiated with member banks. Neither
these federal reserve banks nor the
federal reserve board has any control
over the loan policy of any member
bank. We cannot compel a member
bank to make a loan which it does not
desire to make, nor can we restrain it
from making a loan which is not for
bidden by law.
“About one-third of tjxg member
banks in the Kansas City district have
been very heavy borrowers during the
past year, another one-third have
been only moderate borrowers, while
the remaining have not borrowed at
all. It is possible that the federal re
serve bank may have called the at
tention of some of the large borrow
ers to the advisability of reducing
their discount lines at the federal re
serve bank, but in no case has the
federal reserve bank undertaken to
say to a member bank just what par
ticular loans it should call or ask be
reduced.
i wus iurineriy m uit; uuimmg uusi
ness myself and know something of
banking psychology. Banks as a rule,
do not like to admit to customers that
they are short of loanable funds no*
do they like to stir up enmity in de
clining to make loans or in asking for
reductions. I know that in many cases
they have found the federal reserve
bank or the federal reserve board a
convenient buffer and have stated to
borrowers or would-be borrowers that
they would like to grant extensions
asked for or to make loans desired
but that the federal reserve would not
permit it. Such a procedure has a
tendency to relieve the situation as
far as the local bank is concerned, but
it is not altogether fair to the federal
reserve system.
“The federal reserve board has re
peatedly issued public statements call
ing the attention of the banks of the
country to the importance of granting
adequate credits to farmers and cab
tie men and while the federal reserve
board is not a central bank and car
not discount any paper itself, it is as
sured by all federal reserve banks thai
they are ready to extend liberal ac
commodations to all member banks
in the way of rediscounting eligible
paper.”
Mr. Harding says it is for the mem
ber banks primarily and the reserve
banks secondarily, to determine
vhether farmers’ warehouse receipts
are acceptable as the basis Of loans
and rediscounts.
Showing up the profiteering bj
banks on rediscounts, Mir. Harding in
stanced 111 notes aggregating $1,
031,835 discounted at 6 per cent fox
21 banks by the Omaha reserve bank
branch on September 9. On 52 of
these notes, the banks had charged the
borrowers 10 per cent, the Nebraska
maximum, 21 notes 9 per cent 2, 8%
per cent, 14, 8 per cent, 13 7* per cent,
5, 7 per cent, 2, 61£ per cent and 2,
6 per cent.
“Whei^ a bank in Nebraska,” says
Mr. Harding, “is able to rediscount at
the federal reserve bank at 6 per cent
?er aniyim, paper 'which it has taken
ronx its customers at 10 per cent, the
profit is 66 2-3 per cent. If the piapex
is taken at 9 per cent the profit is 50
I Standard j
I fbraTfotd |
I You might suppose that, because Willard
will not make a special Ford battery,
the regular Willard Battery (Ford size)
* would cost a lot more than oth&s, but
it doesn’t. We can show you in five
minutes if you’ll come in.
% * •
O’Neill Battery Station
pet cent, or if at 8 per cent, the profit
is 33 1-3 per cent.”
“I sincerely hope that banks gen
erally will recognize the fact that by
charging lower rates of interest they
would be building ifp their own com
munities and would in the long run,
reap greater profit themselves, than
would be the case if they should con
tinue to charge all the law allowed or
all the traflc will bear.
“The abrogation of the progressive
rate had made it possible for banks
in Nebraska to make a large percent
age of profit on their rediscount trans
actions with the federal reserve bank,
but the daily statements made to the
board do not indicate that the Nebras
ka banks, as a rule, have shared this
advantage with their borrowers. Is
there any reason to believe that in
case the discount rate at the federal
reserve bank at Kansas City should
be further reduced the Nebraska banks
would give their customers lower
rates than they do at present”
HARVEY NORTON.
Stuart Advocate, Sept. 15: Harvey
Norton was born Bebruary 22, 1882,
in Gage county, Nebraska, and moved
to Stuart, Nebraska, where he made
his home until he enlisted in the 23d
Infantry in Iowa, March 1, 1918.
After a short period of training, he
was sent to France, as a member of
the Rainbow Division.
He was wounded in action October
16, 1918, and died five days later.
The body was returned from France,
arriving in Stuart Saturday night,
September 10th, and was taken in
charge by the American Legion, who
had full charge of all arrangements.
It had been announced that the
funeral services would be held Wed
nesday afternoon at two o’clock at
the auditorium and by that time every
seat was taken and many rwere stand
ing. It was two-thirty before fhe
cortege arrived and the flag-draped
casket was carried by his former com
rades to its place near the stage.
A brief service, the singing olf
Public Sale
And Final Closing Out Sale
Sept. 24 to Oct. 1
The entire Stock will be offered at
prices that will cut high cost of living.
Will start the Sale Saturday, Sept.
24th at 10 a. m. Will that day sell at
Auction. ,
92 Ladies’ and Misses Coats.
12 Children’s Coats.
20 Ladies’ Suits.
26 Boys’ and Men’s Suits, sizes 30
to 40.
19 Men’s Overcoats.
A lot of Fine Jersey Sweaters.
A lot of Ladies’, Children’s and
Men’s Coat Sweaters.
A Lot of Men’s and Boys’ Caps.
Above garments will be sold to the
highest bidder for Cash. If you are
in need of any, come to the Sale and
get one at your own price. They ab
solutely will be sold at your price.
All we ask of you fs, come in and bid.
We then will show you that you will
have clothes to wear the coming cold
days.
We will sell different kinds of
Merchandise Wednesday, * Sept. 28th,
and Saturday, Oct. 1st. Now is your
opportunity.
L. LINDQUIST,
O’Neill, Nebraska
Col Jas. Moore, Auct. 15-2
'America* by the audienpe, a prayer
jy Rev. Beers, song, “Nearer My God
;o Thee,” a short address by Rev.
Beers and the singing of “The Star
Spangled Banner,” by the audience,
mmpleted the service at the adito
■ium, after which the casket was borne
:o a flag-decorated wagon which was
Irawn by four white horses, each led
>y an ex-service mart in uniform.
The colors, carried by marines ac
:ompanied by the color guards and
followed by the firing squad, preceded
:he casket, Which was followed by a
long line'of ex-sgrvic$ men in uniform,
the family of the deceased and a large
concourse of friends, making a pro
cession a mile long.
At the cemetery the casket was
borne to the flower-decorated resting
place into which it was lowered, the
large flag with which it was covered
was presented to the parents of the
deceased, three volleys fired across the
open grave, “taps” sounded, the bene
diction pronounced, and thus ends the
earthly career of one who gave his
life in the cause of liberty.
Farms!
At Public Auction on
Thursday, Sept. 29
At 1:00 p. m. on the premises, we will sub-divide and sell
640 Acres of Land
• .A
t Known as the Craig Farm.
LOCATION:
Four miles Northeast of Lynch and about 4 miles Northwest of
Monowi, Boyd County, Nebraska.
LEGAL DESCRIPTION:
The Southeast Quarter and the East One-half of the Southwest
Quarter and the East One-half of the Northwest Quarter and the South
One-half and the Northwest Quarter of the Northeast Quarter, all in
Section 20, and the North One-half and the Southwest Quarter of the
Northeast Quarter and the East One-Half of the Northwest Quarter, all
in Section 29, all in Township 34, North, Range 9 West of the 6th P.
M., all in Bush Township, Boyd County, Nebraska.
IMPROVEMENTS:
There are two good sets of improvements on this land, one new
set consisting of a six room house, barn, large chicken house, good gran
ary and other out buildings, good well and windmill. Another set of
fair improvements consisting of good house, good barn 28x32, chicken
house 12x24, double corn crib 32x32, good cement cave and other out
buildings. This land is all fenced and cross fenced.
LAND
There is at present about half of this land under cultivation, large
share of balance could be cultivated, all of the cultivated land and part
of the pasture land is good second bottom land with excellent soil, good
sub soil. Some of the pasture land is rolling but good soil and some
of the best pasture land to beifound any place in the state. These {
farms are in a good neighborhood and in a good sure crop country.
TERMS—10% cash day of sale, note for 10 per cent withuot in
terest to March 1, 1922, balance to be carried for a long term of years 3
at 6 per cent. Possession March 1, 1922.
This land will positively be sold to the highest bidder on day of sale
and1 anyone wishing a farm as a home or as an investment should not
fail to attend this sale.
Mr. Renter: This is your opportunity, with a small payment down %
and in a sure crop country, you are sure.of being able to meet your
future payments, why not attend this sale and own a home of your
own. We are willing to help y°u- Are you Willing to help yourself?
For (further information, call or write
Christian & Herman Auction
Sales Company -
201 First National Bank Bldg., Lincoln, Nebraska.
MASON BROTHERS, Auctioneers, Seward, Nebraska. |
A pipe won’t burn your V *'{
tongue if you smoke R A.!
Get that pipe-party-bee buzzing in your smoke
section! Know for a fact what a joy’us jimmy pipe ^
can and will do for your peace and content! Just
check up the men in all walks of life you meet daily
who certainly get top sport out of their pipes — all
aglow with fragrant, delightful, friendly Prince
Prince Albert it Albert!
sold in toppy red
hand*dmJocund And, you can wager your week’s wad that Prince
hut!dorS^ndfnihe Albert’s quality and flavor and coolness — and its
’humicjyotral'5>,ith freedom from bite and parch (cut out by our exclu
tponee^maistener siVe patented process)—will ring up records in your
little old smokemeter the likes of which you never
before could believe possible!
You don’t get tired of a pipe when it’s packed with
Prince Albert! Paste that in your hat!
And, just between ourselves! Ever dip into the
sport of rolling ’em? Get some Prince Albert arid
the makin’s papers — quick—and cash in on a ciga
rette that will prove a revelation!
■sg Fringe Alb_rt
N.C. ^
the national joy smoke