AN-EARLY-CBANGE WAR IN
SURANCE SEEMS ADVISABLE
.Choice of Six i ypes Policies .Given
Insured by Government.
Rates Will Be Lower Than Those of
Insurance Companies and
Liberal Terms.
The matter of conversion of the
present War Risk Insurance is of ut
most importance. The date for the
beginning of conversion has not yet
been set, but as soon as the President
officially declares peace or Congress
passes a special act authorizing con
version, it will be possible for all per
sons who are carrying Government In
surance to convert it into the new
types of policies. It is expected that
the date for the beginning of conver
sion will be about June 1st or perhaps
earlier.
In order to be able to convert the)
War Risk Insurance, it is necessary
to keep up payments on the present
Insurance. These payments should be
made each month by certified check
or Money Order made payable to the
Treasurer of the United States, or
forwarded to the Disbursing Clerk,
Bureau of War Risk Insurance, Wash
ington, D. C. If the payments are
not made within the month the Insur
ance automatically lapses, but it may
be re-instated upon payment of back
premiums, provided the individual can
show evidence of insurability. The
certificates of any reputable physician
will be accepted as evidence of insura
bility. The Insurance may be re-in
stated at any time within six months,
but after that it is lost entirely.
It is not necessary to convert the
Insurance immediaely but it is ad
visable to convert as quickly as prac
ticable, in order to take advantage of
the lowest possible premium. The in
sured has five years in which to con
vert, and he must not exceed that
period of time if he wishes to retain
his insurance. It is not necessary to
convert the Insurance into any one
particular policy. The insured may
carry his Insurance in several differ
ent types of policies if he wishes, and
he may convert into these policies at
different times, and in any amount
from $1,000.00 on, in multiples of
• $500.ih> the only requirement being
that he must convert during the period
of five years. If the insured elects to
wait a year or two before converting
his Insurance, he will simply continue
to make the premium payments as he
>3 at present until such time as he feels
he can convert.
\ The Government is going to con
tinue to carry the Insurance after it is
converted. The cost of carrying the
Insurance will be borne by the Govern
ment and for that reason the rates on
these policies will be considerable
lower than regular Life Insurance
companies granting similar policies.
The premiums on the new policies will
always remain the same there being
no increases from year to year as on
the present form of Insurance.
The Government is offering six
types of policies: Ordinary life; 20
pay life; 30 pay life; 20 year endow
ment; 30 year endowment; and an en
dowment policy which matures at the
age of 62. These policies are similar
to policies of the same type issued by
regular Life Insurance Companies.
The premium on these policies may
be paid monthly, quarterly, half year
ly or yearly, as desired, and the in
sured may change from one method of
payment to another at any time he
chooses to do so. If paid monthly, the
premium will be due on the first of the
month, but may be paid any time dur
ing the month.
Policies may be reduced at any
time, but not increased.
There will be no medical examina
tion required when converting to the
new forms of policies.
There is no restrictions as to occu
pation, residence or travel.
The proceeds of all policies are non
taxable. The Insurance is unassign
able and free from the claims of
creditors.
Dividends will be paid on these
policies annually. These dividends
may be taken in cash or deducted from
the premium, or may be left with the
Government to accumulate at com
pound interest.
Cash values on these policies are
provided and the full value may be ob
tained at any time, after the end of
the fiist year. Loans may also be
made on the policies up to 94 per cent
of the cash value.
In the event the insured finds it
necessary to lapse his policy, he may
take paid-up Insurance, extended In
surance or may receive the actual
value of the policy in cash. However
the disability clause is no longer ir
force when the option of paid-up In
surance or extended Insurance is
taken.
In case of death, all policies are
payable to the beneficiary in 24C
monthly installments. The endow
ment policies are payable to the in
sured in a lump sum, if he lives oul
the period of the endowment.
All policies contain a disability
clause which provide for payments t<
the assured in the event of total anc
permanent disability. The insurec
will receive during the peri'.d of total
disability, $5.75 a month for each
$1,000.00 of Insurance carried. If the
insured lives less than 20 years, after
disability, his beneficiary Will receive
the remaining payments necessary to
complete the 20 years.
Anyone having questions which are
not covered by the above letter, may
communicate with the Navy Recruit
ing Office, 500 Paxton Block, Omaha,
Nebr., and any information will be
freely given.
‘The Price of Peace” Film
The great war educator, contains
the pictorial record of the first
American attack at Chateau Thierry,
and the spectator sees the American
soldiers drive back the Germans, when
it seemed almost impossible to check
their advance. ^
This picture also shows a spec
tacular air battle in which the Ger
man airplane is destroyed and this
particular feature gives an opportunity
to see a German aviator in action.
A field piece and its crew are shown
on the screen and a moment later it is
completely wiped out by an exploding
shell, by the enemy gun.
At the end of the picture the
American Soldier is “registered”
keeping watch on the Rhine. Activi
ties of the army, navy and airforces
are shown in "The Price of Peace.”
The American Soldier is seen from
the time of enlistment in the service
until he crosses the Rhine. It shows
his'training preparatory to going to
France, his embarkation, life on the
transport, his debarkation and then
he is shown in actual battle for peace.
Because the men who really fall are
dead, is why “The Price of Peace” is
considered one of the greatest spe
ctacles inthe history of motion pictures.
This is a five-reel film to be shown in
the Royal Theatre, Monday afternoon,
May 5th, beginning at 1:30. Be sure
to see the first of it. Also speaking
by prominent men. This is free to the
public.
If you remember the time when Ben
Harrison said, “A dollar a day is
enough for a laboring man,” you will
be interested in the following:
New York.—Louis Wokal, laborer
in the steam roller gang of the Flush
ing street pavers is hauled to and
from the scene of his daily toil in his
own automobile by his own chauffeur,
and has $100,000 in the bank.
■Ml 1 4J"J| .. .'I'lajj'wi
COMING TO
O’NEILL
United Doctors’
Specialist
Will be at the
NEW GOLDEN HOTEL
Honday, May 5th
ONE DAY ONLY
Hours 10 A. M. to 8 P. M.
Remarkable Success of these Talent
ed Physicians in the Treatment
of Chronic Diseases
Examination and Consultation Free
The diagnostician of the United
Doctors, licensed by the state of Ne
braska, for the treatment of chronic
diseases of men, women and children,
offer to all who call on this visit, con
sultation, examination and advice free.
They have a system and method of
treatments that are sure and certain
in their results.
These docors are experts in the
treatment of chronic diseases of the
blood, liver, stomach, intestines, heart,
kidneys or bladder, rheumatism, scia
tica, dropsy, leg ulcers, weak lungs,
and those afflicted with long standing,
deep seated, chronic diseases, that
have baffled the skill of other physi
cians, should not fail to call.
According to their system no more
operation for appendicitis, gall stones,
goiter, piles, etc., as all cases will be
treated without operation or hypoder
mic injection. If you have kidney or
bladder troubles bring a 4-ounce bot
tle of your unrine for chemical analysis
and microscopic examination.
Worn-out and run-down men and
women, no matter what your ailment
may be, no matter what you have been
told, or the experience you have had
with other physicians, settle it for
ever in your mind. If your case is in
curable they will tell you so. Consult
them upon this visit. It costs you
nothing for examination.
Remember, this offer is for this visit
only.
Married ladies must come with their
husbands and minors with their
parents. I
IPublicDance
The Boy Scouts of O'Neill will
give a public dance at the K. C.
Hail, Wednesday evening
MAY 7, 1919 I
For the purpose of raising funds
for a meeting house.
Music by Twentieth Century
Jazz Band. |
Tickets - - $1.00 and War Tax
Spectators - 25 Cents and Tax j j
[ I THE UNIVERSAL CAR
I jiff There are more than 3,000,000 Ford cars in
' >' * daily operation in America. This is a little bet- III
§jf)| ter than half of all the motor cars in use in the |||
. country. There is a very potent and profitable
!!; | jfi reason in this why you should buy Ford cars for
your business and for your personal use. It is a
* demonstrated fact that Ford cars have, in every III
Enpy line of human desire so far as motor cars are con- • ‘
cerned, best satisfied their owners with the ser- III
' vice given. They must be safe; they must be com
; fortable; they must be always reliable; they must
* be convenient and they must be economical, or ijj
they wouldn’t be so tremendously popular with all
classes of people. The big Ford Factory has not
* yet reached normal Deduction, but the war is
. over, and it is getting back as fast as possible. We
are getting a few cars in ri^ht along, and we will
f do the best possible to give you early delivery.
I ill! Runabout, $60?; Touring Car, $525; Coupe, jtl
$650; Sklan. ;.'T: Truck Chasis, $550. These
| ijg | prices ere f. o. b. Detroit. Ijl
1 ? Leave >^ar order with J. B. Mellor, Agent, and
2 ... f be assured of two things: First, the earliest pos
! | sible delivery; Second, an after service that has
'{ ? Ine strongest commendation and endorsement of nf
i * “*e. Ford Motor Company as being a reliable, 1
I jjgl _ satisfactory and economical service. jjj
f l|| Give us your order now for a new car. jp
ii f J. B. MELLOR, Agent |j
III O’Neill, Nebr.III
I Why There Is More News ~ ■'
I In The Sioux City Tribune
It is the only newspaper in Iowa, South Dakota and Nebraska
receiving the 3 great international telegraph reports each day.
I w*
In addition to all the big new* stories
from these three sources, The Tribune
edits a daily column of news Items
similiar to the fillowing:
From th* ”
telegraph TABLE
| Forty-five per cent of the shipping be
ll tween American ports and the rest of the
| world is now under the flag of the Amer
ican merchant marine. This Is one-flfth
of the world’s seagoing tonnage, says the
London Times.
A telegram from Munich states that
the government has dismissed Lieutenant
Hermann. In charge at Rosenheim, for
letting King Ludwig pass the frontlet
into Austria as "Commercial Traveler
i Ludwig Wlttels.”
"Pershing Historic Highway" la select
ed as a name for the route which wllll
have New York city and San Francisco
as its terminals and pass through Balti
more, Washington, D. C., Indianapolis,
Springfield, 111., LaClede, Mo., where Gen.
Pershing was born; St. Joseph, Mo., Lin
coln, Neb., Cheyenne, Wyo., Salt Lake
City and Tteno, Nev.
Major General Whittlesey, of the Lost
battalion, with several other army off!- *
cers, has written to the New York legis
lature in protest against a proposed bill
giving preference to war veterans in civil
service and promotions. He says it Is not
“for the best interests of the returning
soldiers,” and is "subversive of the spirit
of the civil service.”
Western Canadian cattle raisers say
the American quarantine has forced Ca
nadian cattle men to dispose of most of
their stock at Winnipeg, where prices
have averaged $2 to $3 a head less than
in St. Paul, and that the quarantining
has placed the live stock Industry “in an
intolerable position” In Manitoba, Sas
katchewan and Alberta.
German newspapers are increasing their
campaign to organize resistance to a
peace dictated by the allies, according to
advices from London. The Berliner Tage
blatt urges the government not to sign
the treaty if France gets the Saar val
ley. The Vossiche Zeltung openly advo
cates a break with France, so "we can
have it out with her.”
The "Wild West Division” broke all
records for the number of decorations it
had received. Among them were 160 dis
tinguished service crosses, 101 French
Croix de guerre, 150 Belgian croix de
guerre and 5 congressional medals. The
Wild West division is made up of men
from California, Oregon, Washington and
other far western states.
Rear Admiral Sims, who commanded
the American fleet during its wartime ac
tivities In European waters, says he be
lieves there are “205 German submarines
at the bottom of the sea.” He says the
fleet “found many submarines stuck on
the bottom, with indications that many
of the men caught inside had committed
suicide or killed each other.”
Negotiations between employers and
employes in various, industries with ref
erence to Increased pay and the right of
employes to have a voice in the questions
of management, have failed. The em
ployes, therefore, have decided on a gen
eral strike, says Berlin.
Details of an alleged plot to organize a
universal union in Oklahoma to akl draft
reslsters which, it was asserted, was to
be an offshoob_of the I. W. W., was re
vealed in l'eedraT court of Tulsa, when
Frank Bryant, a leader in the alleged
conspiracy, was convicted of violating the
espionage law.
Capt. Marshall Field III, who was dis
charged from servince a month ago, has
voluntarily gone back, to take up the
management of the federal employment
bureau for returned soldiers, sailors and
marines, until the last mejnber of the
Prairie division, to which he belonged, Is
mustered out.
The Woolworth estate is computed to
be worth between $26,000,000 and $40,000,
000. For about a week preceding his
death, Mr. Woolworth had been at work
upon a will, making gifts to various char
ities, relatives and old friends, but it was
not quite completed when he died. In
consequence, by provisions of a will made
30 years ago, the entire estate goes to his
widow, who has been held incompetent.
Roger E. Simmons, who was sent to
Russia in 1917 as a member of a United
States government commission to study
the lumber situation in the war devas
tated country, and who was taken pris
oner by the bolshevlst government and
at one time sentenced to he shot, has told
the United States government commis
sion investigating high prices of building
material that the world Is facing a lum
ber famine.
An advisory committee of the British
ministry of labor has laid down the first
official minimum wage scale for domestic
servants. It ranges from $110 a year for
a housemaid of IS years or more up to
$160 for a cook or housekeeper, in addi
tion to board and washing. Hours of
leisure are fixed at two hours daily, a
half holiday every week, part time on
Sundays and two weeks' holiday each
year with wages.
Charles Farman has handed Premier
Clemenceau the following resolution, said
to be signed by 6,000,000 American wom
en: "Whereas, There is overwhelming
evidence that the armies of the central
powers committed and were encouraged
to commit every form of sexual offense
against women in every country invaded,
the women of the United States, asso
ciated with the women of France, protest
and appeal for punishment of those
guilty, and treatment of Injured girls and
women as war wounded.”
Among the decorated men arriving this
week with the “Wild West” division—the
91st—was J. H. Larue, Santa Clara, Cal.,
a chauffeur whose work was to drive
the high officials. One afternoon he was
driving alone, and saw an enemy airplane
flying low overhead. Training a machine
gun he carried In his automobile on the
flier, he shot it down. Asked if he had
received a decoration for his deed, he
said: "Hell, no: but look at these,” and
opening his coat he revealed two German
war croses on his breast. "I took these
from the pilot and observer before I
turned them over to the medical depart
ment,” he observed laconically.
The full 24-hour
Associated Press
Exclusive United Press
The London-Times
The daily feature headed
“From the Telegraph Table” j
consists of brief, interesting,
instructive world news ^
items edited from these
three great services.
Read the column at the
left! How many of these
choice bits of news have you
read in your daily news
paper? Not one-third!
This column is a daily
pleasure to Tribune Readers
in addition to many other
interesting and instructive
features that appear in no
other ‘ newspaper in this
section.
<■
In your purchase of all '!
other commodities, quality
and price considered, you
try to get the most for your
money-use the same prin
ciple in your purchase of y
news--the following coupon
is for your convenience. |
$4 a Year, in Advance. |
$2.50 Six Months, In
Advance.
Mail Your Order Today
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SIOUX CITY TRIBUNE
' |"More Than a Newspaper” |j
Cut Out This Order Blank for Convenience in Ordering |
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