MY DEAR MR. FARMER AND RANCHMAN: Do you know that we loaned $283,600 on farms and ranches in Holt County during the last twelve months. This is $23,633 1-3 per month. Can you beat it? Do you want a loan? We loaned $59,050 on homes. Do you want to own a home or do you want to take the chances of moving every thirty days. If you want a loan do not fool around with Wild cat schemers and men who advertise little or no com mission, come where you know where you can get the money and know what it will cost you to got it. We represent two of the largest Life Insurance Companies making loans in Holt County and my allotment for this county is One Million Dollars. Come and get your part of this million if you want a loan or want to build a home. Below is the list of loans made and the amount during 1918: JOHN L. QUIG, O’Neill, Nebraska. ft No, of Loans Made on Homes. Number of Loans Made On 1 600 Farms and Ranches: 2::::::::::::::::i ==== * 3 . 700 3 2,500 4 . 2,260 4 6,000 6 . 800 0 . 12,000 6 . 500 7 5,000 7 . 1,800 8 3,600 9 . 900 11 12,000. » ::. ’iZ is. 12,000 : 12. 2,500 15 10,000 ft iq i inn 15 . 10,000 U 14 . 3,600 18 10,000 15 . 2,000 19 7,500 lb . 2>000 21 3,200 ft 17 . 2,000 22 2,500 _ 18 .. 800 23 . 20.000 | 20. 2,300 26 2,000 PI 21 Ron 27 .*. 2,500 S 22 .1,200 29 13,000 23 . 2,500 30 3,000 h 24. 799 g ===. « 25 . 1,600 33 5,000 f 26 . 1,100 34 10,000 28 . 15,000 37 5,500 I Total . $59,050 Total . $283,600 ■M—im C.W. Howard j (Auctioneer Live Stock and General Farm Sales. Wire or Write Me for Date at my ex pense. Phone, Spruce 142. O’Neill Nebraska OPTIONAL FARM LOANS If you want an Optional Farm Loan, Building and Loan Loans, a Fire, Lightning, Tornado, Wind storm, Cyclone, Automobile, Accident, Health or Sickness Insurance Policy, at the least expense, best terms and conditions see L. G. GILLESPIE, O’Neill, Nebr. I Faro Hi MM Ci. We are Buying Hides and Furs Paying the Best Market Price. Don’t forget to come and see us at Boggs’ Livery Barn. Also Buying Iron, paying good prices. Hides, straight No. 1, 12y2c; grubby, 10c poor, $2.00 each. Horse hides according to size. B. W. HYATT, Manager. O’Neill - - Nebraska aamr rr IHM . ...■ ...-.w.:.,.__ _ . (First publication March 27.) (W. K. Hodgkin, Attorney.) IN 1H£ COUNTY COURT Of HOLT COUNTY, NEBRASKA, Dale C. Koon & N. A. Koon, real name unknown, co-partners under the firm name of Consumers Hay & Grain Company, Defendants. Notice to Non-Resident Defendants. Each and all of the above named defendants will take notice that on the 2(ith day of March, 1919, Patrick O’Connor, plaintiff, filed his petition in the County Court of Holt County,- Ne braska, against the above named de fendants the object and prayer of which is to recover the sum of $572.35 for hay sold and delivered by plaintiff to defendants, and Notice is hereby given that pur suant to an order of attachment and garnishment issued by C. J. Malone, County Judge of Holt County, Ne braska, in the above entitled cause, a writ of attachment was issued to the Sheriff of said county commanding him to attach the money, property, credit and effects of said defendants, alleged to be in the possession of the O’Neill National Bank, a corporation, and to summons said O’Neill National Bank, a corporation, to appear before the County Judge of Holt County, Ne braska, on the 7th day of April, 1919, at the hour of 10 o’clock A. M., and true disclosure make touching the property of every description of said defendants, Dale C. Koon, and N. A. KoOn, real name unknown, co- part ners under the firm name of Consum ers Hay & Grain Company, in its pos session, and the amount owing by the said Bank to said defendants. You are required to answer said pe tition on or before the 5th day of May, 1919. Dated this 26th day of March, 1919. PATRICK O’CONNOR, 42-4 Plaintiff. (First publication March 20.) (\V. K. Hodgkin, Attorney.) NOTICE OF FINAL SETTLEMENT Estate No. 1107. In the County Court of Holt County, Nebraska, March 15, 1919. In the matter of the Estate of Martha A. Austin, Deceased. All persons interested in said estate are hereby notified that the adminis trator of said estate has filed in said Court his final report and a petition for final settlement and distribution of the residue of said estate; and that said report and petition will be heard April 15, 1919; at 10 A. M. at the County Court Room in O’Neill, Nebraska, when all persons interested may appear and be heard concerning said final report and the distribution of said estate. (Seal) C. J. MALONE, 41-3 County Judge. (First publication March 20.) (W. K. Hodgkin, Attorney.) NOTICE FOR PETITION FOR AD MINISTRATION. Estate No. 1182. In the County Court of Holt County, Nebraska, March 19, 1919. In the matter of the Estate of Frank Bowen, Deceased. Notice is hereby given to all persons interested in said estate that a peti tion has been filed in said Court for the appointment of Mrs. Emily H. Bowen as Administratrix of said es-. tate, and will be heard April 4, 1919, at 10 o’clock A. M., at the County Court Room in O’Neill, Nebraska. (Seal) C. J. MALONE, 41-3 County Judge. RED PEPS PHILOSOPHY N0.4«Wjj# AOV <£> “If vyishes were automobiles; gasoline would be worth a million dollars a gallon!' 45 Everybody wishes for an automo bile but we don’t sell ’em. HAND-WASHED Blankets and flannels washed by hand in our way—our own peculiar way—which prevents shrinkage. The result is gratifying beyond measure— white and soft as ermine, fluffy, po rous—just like new. % Particular people are using us and they are delighted. MAY WE DELIGHT YOU? O’Neill Sanitary Laundry Home of Red Pep. O’Neill : : : Nebraska (First publication March 27.) (W. K. Hodgkin, Attorney.) NOTICE TO CREDITORS Estate No. 1169. In the County Court of Holt County, Nebraska, March 21, 1919. in the matter of the Estate of Mary D. O’Neill, Deceased. CREDITORS of said estate are hereby notified that the time limited for presenting claims against said es tate is July 25, 1919, and for the pay ment of debts is March 21, 1920, and that on April 25, 1919, and on July 25, 1919, at 10 o’clock A. M. each day, I will be at the County Court Room in said County to receive, examine, hear, allow, or adjust all claims and object ions dulv filed. (Seal) C. J. MALONE, 42-4 County Judge. (First publication March 27.) (W. K. Hodgkin, Attorney.) NOTICE OF PETITION. Estate No. 1186, of Benjamine Wells, Deceased, in the County Court of Holt, County, Nebraska. The State of Nebraska, ss: . To all persons interested, both credi tors and heirs, take notice that on the 21st day of March, 1919, Ella Gaugh enbaugh filed her petition in the above named Court alleging that said Ben jamine Wells died intestate in the County of Appanoose in the State of Iowa, on the 26th day of April, 1912; that at the time of his death he was the owner in fee simple of the South west Quarter of Section Three, (3), Township Twenty-eight (28), North, Range Thirteen (13), West of the 6th P. M. in Holt County, Nebraska; that petitioner is now the owner by right of inheritance of an interest in said land, the prayer of said petition being as follows: “That the Court may de termine the time of the death of Ben jamine Wells, who were his heirs and the degree of kinship and the right of descent of the real properly belonging to said Deceased.” A hearing will be had on said peit tion in the County Court Room in O’Neill, Nebraska, in Holt County, on the 28th day of April, 1919, at 10 o’clock A. M. Witness my hand and the seal of said Court this 21st day of March, 1919. (Seal) C. J. MALONE, 42-3 County Judge. (First publication March 20.) (T. F. Nolan, Attorney.) NOTICE FOR PETITION FOR AD MINISTRATION. ' Estate No. 1183. In the County Court of Holt County, Nebraska, March 19, 1919. In the matter of the Estate of Michael A. Slattery, Deceased. Notice is hereby given to all persons interested in said estate that a petition has been filed in said Court for the ap pointment of Ambrose Slattery as Administrator of said estate, and will be heard April 7, 1919, at 10 o’clock A. M. at the County Court Room in O’Neill, Nebraska. (Seal) C. J. MALONE, 41-3 County Judge. Notice To Road Contractors. Bids will be received by the town ship clerk of Rock Falls township, Holt county, up to and including Fri day, April 18, at 8 o’clock p. m.,_for the grading of eight and one-half miles of roads in said township. Grade to be thirty-six feet in width, with twenty inch ditches, with gradual slope from center of bottom of ditch to center of grade. Bids will be opened by the township board on same date. The board reserves the right to reject any or all bids. Bids should be addressed to Wallace Johnson, town ship clerk, Ray. Neb. WALLACE JOHNSON, 43-2 Township Clerk. (First publication April 3.) (W. K. Hodgkin, Attorney.) ORDER FOR HEARING. Estate No. 1191 of George W. Liggett, Deceased, in the^ County Court of Holt County, Nebraska. To all persons interested in the estate of George W. Liggett, Deceased. The petition of Virginia Liggett, under oath, having been filed in this Court, praying that administration of the estate of said George W. Liggett, Deceased, be dispensed with and for a decree determining who are the heirs of said George W. Liggett; It is or dered that a hearing be had on said petition at the County Court Room in said County, on the 25th day of April, 1919, at the hour of 10 o’clock A. M., and that notice of the time and place, fixed for said hearing be given to all persons interested in the said estate by publication of this order for three successive weeks in The Frontier, a legal weekly newspaper published in said County. Dated this 31st day of March. 1919. (Seal) C. j. MALONE, 43-3 County Judge. i r Made with Hinged Backing Tongues. All weight «fi of horses* necks; movable seat. Especially built lor n reasonable priced sweep. For cash ... ,-°™er. ^uyers' our catalog fully explains our full line. Write for it. ' HAY TOOL MANUFACTURING CO. N. H. MCall, Mgr. 1602-1604 First Ave., Council Blulfs, Iowa Price $23.00 each, while stock lasts I WANTED TO LEASE OR II RENT. Hay Land. Give full descrip- 1 tion and price in first letter. Ad- I dress P. O. Box 502, O’Neill, | Nebraska. 30tf. 1 POX7TS * -DOES Veterinary, Surgery and Dentistiy Treats Diseases of All Domestic Animals. Day or Night. Phone No. 275. PAID LOCALS. FARM-LOANS, R. II. PARKER. 22tf POTATOES FOR SALE—ED. MEN ish. Star Route, O’Neill. 43-2p TO GET A SQUARE DEAL COME to Abbott’s Variety Store. 14tf. THREE HUNDRED FLOUR BAGS for sale. Also burlap bags.—Ba kery. • 40-tf PYREX BAKING GLASS WARE just received—try one Bread Pan. —Neil P. Brennan. 31 HAVE YOUR PIANO TUNED NOW. Work guaranteed and price reason able. Phone 272.—Archie Bowen.41-3 WANTED—HOUSEKEEPER; MID die aged woman preferred. Good wages to right party. Only three in famiiy. 42-tf EGGS FOR HATCHING FROM R. C. White Wyandotte’s best laying strains.—Mrs. A. C. Wertz, Star, Ne braska. 43-4p AM ANXIOUS TO DISPOSE OF MY residence property this spring. Will make very easy terms for purchaser. —D. A. Doyle. 40-tf PROGRESSIVE EVERBEARING Strawberry Plants for sale, $1.00 per 100, at Hershiser farm, 1% miles west of O’Neill. 43-2p. WE HAVE BUYERS FOR ALL kinds of ranch lands. Write us for particulars.—R. E. Duvell Land Co,. Tilden, Nebraska. 40-5p WANTED—MARRIED MAN TO work on ranch. Separate house. For more particulars write Neil Ryan, O’Neill, Nebraska. 43-2p BARRED PLYMOUTH ROCK EGGS for setting, $1.00 per 15; $5.00 per 100.—Mrs. A. F. Sauser, O’Neill, Nebraska, Route 1. 41-tf LOST—A RED PIG, WEIGHING about 100 pounds. Finder return to Chester Frey at Burlington depot and receive liberal reward. 43-lp FOR SALE—WHITE ORPHINGTON Eggs for hatching. Setting $1.00; 50 for $3.50; 100 for $5.00.—E. M. Leach, Route 2, O’Neill. 41-4p IF PARTIES HAVING TUBES AT the garage for repairs do not call for them before April 15, same will be sold for junk.—Mellor & Co. 42-2 FORDS FOR SALE—I HAVE several second hand Ford automo biles for sale. These cars can be seen at the Boggs Feed Barn. 4tf WINTER DRIVING MEANS NO trouble if you use Alcohol in the Ra diator and Havoline Motor Oil. A Foot Warmer helps too.—Neil P. Brennan 31 GOODY'All TIRES, TUBES AN!. Accessories for all motor cars. Chains, Reliners, Patches, Light Bulbs, Stewart Spot Light, Havoline Oils.—Neil P. Brennan. 31 9 YEARS EXPERIENCE IN Ko dak finishing,. Developing any size roll, 15c; Pack, 25c; Post Cards, 5c; Prints, 6c. 20 per cent discount for cash.—W. B. Graves. 45 ONE 7-ROOM HOUSE WITH BATH and toilet, one 9-room house with bath and toilet for trade for young horses, wagons, or will take one good automobile.—John L. Quig. 40-tf FOR SALE—300 BUSHEL EARLY Ohio and Six Weeks potatoes at 70 cents a bushel. These are good seed potatoes—A. A. Revell, at the Cronin farm, northeast of fair grounds. 40-4 HAVING WORKED WITH MY father for the last six years, and he having retired, I am prepared to do all kinds of painting, paper-hanging and decorating. Satisfaction guaran teed.—Bryan Simmons. 43-4 IF YOU WILL TELL ME WHY ONE stenographer can report a lecture more truly than another, I will tell you why Edison can make a more real record of music than his followers can. Come in and listen.—Warner & Sons. THE O’NEILL PHOTO CO. HAVE 2 fine Player Pianos on display at the Studio. Come and hear them. We will make you attractive easy pay ments or take part in Liberty Bonds. If you desire. Will get you any kind of a piano at Omaha prices. 38tf WOULD YOU LIKE TO BORROW some money on your land, or would you like to renew the old loan, or in crease the old loan. I have plenty of Eastern money to loan at 6% inter est and small commission. See R. H. Parker, O’Neill, Nebr. Phone 22. 3tf MAYBE WE DO—CHARGE YOU A good price! But say! where you pay the price of a “shoddy” suit you don’t expect a Hart Schaffner & Marx do you? High Class Painting at low cost per year is our aim. People who understand that wont be the losers.— M. F. Kirwin, Contracting Painter.lp WHO SOLD THE OLD H. O. JACK son ranch 2100 acres, 11 miles north east of O’NeilLL Of course R. H. Parker did. Who sold the Mande ville farm 650 acres, 6 miles from O’Neill. To be sure R. H. Parker did. R. H. Parker finds the buyers all right. Do you want me to sell your land. 40tf IF YOU WILL TELL ME WHY THE modem safety bicycle has taken the place of the old-style high bicycle which is now a great curiosity, I will tell you why the Edison Diamond Disc Phonograph is fast taking the pjace of the old-style steel needle machines, which will soon be another great curiosity. Come in and listen.—War ner & Sons. 43-1 SALESMEN WANTED—TO SELL line of woolen and cotton under wear, hosiery, sweater, leather vests, etc. direct to customer. A house to house proposition, but good salesmen do well. Must furnish bond and ref erences. Our traveling representa tive will be in O’Neill soon to show line. Apply at once with five refer ences.—Minneapolis Woolen Mills Company, Minneapolis, Minn. 42-2p BUILD A NEW HOME NOW ON EASY PAYMENTS. WE WILL BUILD ON YOUR LOT ON EASY TERMS OR CASH, A HOME GUAR ANTEED FOR WARMTH, MA TERIAL AND WORKMANSHIP. SEE THE HOMES WE HAVE BUILT AND TALK TO THE SATISFIED OWNERS. CALL AT OUR OF FICE. NORFOLK BUILDING AND LOAN ASSOCIATION, JOHN L. QUIG, WESTERN AGENT,O’NEILL, NEBRASKA. 39-tf W. F. FINLliY, M. I). Office over Reardon Drug Store. Phone: Office 28, and Residence 276 Complct Modern Xray Equipment. O’Neill, : Nebraska FRED L. BARCLAY STUART, NEB. Makes Long or Short Time Loans on Improved Farms and Ranches. If you are in need of a loan drop aim a line and he will call and see you. DR. L. A. CARTER PHYSICIAN AND SURGEON Successor to l)r. E. T. Wilson. Glasses Correctly Fitted. Office and Residence, Naylor Block. Phone 72. O’NEILL :: :: NEBRASKA The O’NEILL ABSTRACT COMPANY Compiles Abstracts of Title THE ONLY COMPLETE SET OF ABSTRACT BOOKS IN HOLT COUNTY. "1 W. K. HODGKIN & Lawyers Office: Nebraska State Bank Building Reference: O’Neill National Bank. -Phone 57 O’Neill, :: :: :: Neb. Title Abstractors Office in First National Bank Building THE CITY GARAGE Walter Stein, Prop. Auto Livery All Kinds of Repairing. We have competent Workmen. All kinds of Oils and Automobile Accesaries. West K. C. Hall. Phone 176. O’Neill, Neb. FEED & AUTO LIVERY At the Old Mullen Barn. Day and Night Service. Phone 195 E. F. Roberts, Proprietor (Ehe 5ai?itapy )j)/teat Market We have a full line of Fresh and Cured Meats, Pure Horn* Rendered Lard. Wm. Simpson Naylor Block Phone 160 _M DR. J. P. GILLIGAN y** Physician and Surgeon - J Special attention give to DISEASES OF THE EYE AND CORRECT FITTING OF GLASSES DR. H. MARGARET FROST OSTEOPATHIC PHYSICIAN Noylor Block O’Neill, Neb. All Diseases Treated Phone 262. DR. O. K. TICKLER VETERINARIAN PHONE | DAY 108 | NIGHT O'NEILL ■ • - NEBRASKA J. H. Davison A Full Stock of Everything in Harness and Horse Furnishings SHOE REPAIRING Guaranteed Goods and Satisfied Customers. Highest Price Paid for Hides. Come and See Me. O’NEILL, NEB. - jj; WHEN IN OMAHA VISIT THE ° Centre” Flm every'week Musical Burlesque Clun, daisy Enlirtihmint. Eiirybodyfloei, Ask Anybody LADIES’ DIME MATINEE DAILY DON’T GO HOME SAYING! I DIDN'T VISIT THE GAYETY MR. FARMER. Insure your horses and cattle against death from any cause, includ ing cornstalk disease, with L. G. GILLESPIE, O’Neill Nebr.