"T "'J'
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Time to
Think
By Jcanao O. Lolzcaux
(Copyright, 1318, by Associated Literary
Press.)
Tho girl seemed splondldly obllvl
eus to hor follow travelers all day.
Sho bad boarded tho train at Denver
with very little but super-elegant
baggage, and alono. Sho had been
excited at first, but as tho hours
passed hor gaze became quieter,
more thoughtful. Sho leaned her
cloud of gold-brown hair back ngalnst
the seat and Idly watched the porter
light up as tho dusk fell upon them.
Down tho aisle a few seats and
facing her sat a youth with his hat
tipped back on his head. He was
playing cards with a Kansas farmer.
a traveling man from Chicago, and
on old Gorman woman. A llttlo old
lady, perfect In feature and every de
tail of dress, still beautiful, was
amusedly watching thorn all. Tho
youth caught the traveling man's
glanco ns for tho thousandth tltno It
rested on tho girl.
"Easy to look nt. Isn't bIio?" quoth
tho youth. "But sho wouldn't stand
for any freshness from you, say I"
he obsorvod.
Tho man laughed with uneasy Im
pudence. "If Kansas and I link you
and the lady In this round, I'll show
you! I'll go over and make good
with that girl my trick!" And then
"thc little old lady slowly rose and
mado hor way to tho girl, whose eyes
woro feverishly bright She smiled,
as anything alive to fineness muBt
Bmllo. when tho old lady took tho Beat
besldo her not like a protector, but
as one Booking company.
"You are alone, my dear?"
"Quito qulto alone!"
Then thoy talked, Impersonally,
but with friendliness, as strange worn
v en of the samo world approach each
other, tho older woman wistful at tho
freshness of youth, the girl wishing
for tho tranquility of age. Tho land
scape was qulto dark when sho Bpoko
again.
"I was going to California," she
paid. And then, brusquely, "Did you
evor do anything you wore sorry
for? I mean, any really big thing?
Did you ovor make a decision because
you were blind with Ignorance, and
bo sorry and scared aftr you had
time to think?" She hurled the
questions nt tho old lady, who ac
cepted them calmly. She had watched
for thla chance, feeling something
waB wrong.
"Yes, my dear child. You are a
stranger, so I don't mind telling you.
Once, because I felt uneasy, I got off
nt a station after I had been started
by my father tr, a girls' school. I
reached my father Just In time to
save him from sulcldo from melan
choly ovor my mother's death, and
thinking my education was taking
me also from him. I never left him
again not even when I marriedi"
"Forgive mo but did you marry
the right man?" Tho llttlo old lady
laughed inside, and turned tho worn
wedding ring on her flngor. She
had known tho troubled look wns
because of a man! It nearly always
Is! She reached for tho girl's hand,
which tightened about hers, and
continued:
"I wont up the altar steps twice
onco to realize at tho last moment
that It was to meet the wrong man.
It was the terrible moment of my
life, but I held" on to my courage. 1
whispered to him that I could not
go with him, and then I mercifully
fainted. A year after, I married the
right man. Ho lived only two years
but I had the two years; all the rest,
boforo and after, was only for that
and I have my aon."
"Then you would always follow
your "
"Always follow your heart. If you
lot yourself bo quiet,, thero will In
any grent'ovent bo a still voice that
will show you tho right path to
choose." Tho old lady waited.
The girl grow very pale.
"Uut if you had promised your
father when ho waa dying to
marry somebody, and you llkod him.
and respected him! And whon It
was almost tlmo for you to marry
him and you were all ready, and tho
whole world knew about It, suppos
ing somo one clso came, and you
know In ono moment that ho was the
right ono? And you felt Instantly
that ho knew it, too? And then
when you wero taking tho train west
to tho first man's mother's, where all
your wedding things wqro sent on,
what If the real ono forgot hlmsolf
nt tho atntlon and showed you his
honrt?" She was breathless nd white,
but hor voice was very Ipw.
Tho old lady waa silent.
, "What would you do?" Insisted tho
young voice. 'Can't you help me?
I wish thoro would bo a wreck!"
"That Is very foolish. Bettor he
quiet nnd toll mo about It. You know
It is not right to marry whore you
do not lovo. Nothing can make it
right to do wrong."
"My promlso ?"
"Tho dead cannot llvo for the dear
pnes thoy leave behind. Your father
would not hold you to It, nor require
puch n sacrlflco."
"But tho man ho cares for mo, ho
has built mo a home."
"Tell him tho truth. If you aro
sure about this, ask him to releaso
you. If ho loves you ho will do so,
It ho doesn't lovo you, that also
would end It. Thoro is only ono
right way. It would bo wrong to
keep this from him. Am I right?"
Tho girl nodded. Tho baffled travel
ing man passed thorn on his way to
the dining car.
Tho old lady roso decisively. "I'm
famished," she Bald. "And you bavo
oaten nothing for hourB. Go In with
mo. nnd bo sensible, and wo'U dccldo
what to do. Wo havo an hour's wait
I am bound for California, too.
Should be thero now, but havo boon
on a hurrlod business trip to Donvor
for my son. Come, my dear."
Tho girl followed nnd ato what hor
now friend ordered. Flnnlly thoy re
turned to tholr car.
"You will think It strango that I
am alono. I havo lived with a cousin.
She was to take mo, but I started a
wook early. I could not trust myself
in the placo with tho right man an
other day. I should telegraph they
will not expect mo. I havo novcr
Been Rex's mother" they were In the
dark vestibulo and tho girl did not
see tho older woman start at tho
name. "People tell me I am sure to
lovo her. I can't bear to havo hor
think 111 of mo."
"Sho will understand," breathed
the old lady. "She will think no ill
but aro you sure, sure about tbo other
man?"
"If I could havo one week ono
day with him. I would dlo happy!"
Sho was taking her sent again and
her eyes shone. "I would follow him
anywhere In tho world, glvo up any
thing for him oh "
"My dear, listen. Wo will bo In
Salt Lake early In the morning. Wo
can stop off. go to a hotel and you
can decide what to do. I will help
you. You must have your berth mado
up now. and go to sleep. It. will como
out right for everybody." But sudden
ly tho old lady's faco sccmod to have
aged. "Helen will you klsa mo?''
The girl did bo.
Afterwards she remembered that
she had not told her name. And In
her berth Bhe wondered dreamily
whether Rex Wharton would forgive
her, Then sho forgot all about him
and fell into dreams of Sherman
King.
At tho dirty, prosaic station at Salt
Lake, In tho brightness of tho May
morning, a quick, strango scone oc
curred. The old lady and Helen Trav
ers had Just entered, when tho girl
gavo a cry. A tall, blond young fol
low, very pale, snatched her to him
and kissed her without a word. Whllo
tho older woman was looking hor as
tonishment, another man, nlso young
but graver, with a dark, fine faco.
stopped short at tho door and watched
tho group. His features wero a larger
model of tho fine old lady's faco, tho
chin more square, the forehead high
er. He came over and took her hnnd.
"Rex!" sho breathed. "Oh, Rex, my
poor boy! It couldn't bo helped sho
Isn't to blame!" For still, though
standing apart from him, Helen saw
only Sherman King, and ho her, and
ho stood talking to her In a low. eager
tone.
Rex Wharton almost crushed hla
mother's hand In his. "Mother! I
thought I would meet you here, send
you on homo, and then go to Den
ver for her. What does It mean?"
Then, a3 If a voice called her, Helen
turned and saw him. She walked
straight up to him, truth and courage
In her eyes.
"Bex," she said, "you must forgive
mo. But I can't I"
"You love some one else? Don't
bo afraid of me! I can bear what is
coming to me!"
She gave a tragic llttlo gesture and
tho other man steppod to her side
with a protective movement. Whar
ton gave a bitter little laugh, and tho
girl breathed the mon's names to
each other. Rex put out his hand and
gavo King a hearty grasp ho was
a man.
"I Biippose," ho said Blowly, "that
I don't deserve happiness. At any
rate, you seem to be tb,o better man.
Helen, I am still In a manner respon
sible for you. What do you wish to
do Shall my mother "
Tho girl's eyos filled with sudden
tears. "Oh," she said, "If my mother
had lived! Will you stay a, fow
hours until we "
"Can bo married? I will make ar
rangements Immediately," King fin
ished. He turned away and Rex
went with him a few steps, then re
turned. "Take a taxi to tho St James," ho
said, "and wait for us."
"Oh!" said tho girl. "I feel llko a
wicked wicked "
The old lady gave a rueful little
smile. "Sherman King avenges my
treatment of his father," she Bald
quietly. "It comes back to my son."
Nora's Luck.
In tho employ of a Brooklyn house
hold thoro Is a servant named Nora.
Although Nora Is frequently scolded
for ono thing or another, the family
aver sho always gets tho best of tho
argument.
Recently sho was taken to task by
the mistress touching tho dusty condi
tion of furniture In the living room.
Nora ran her thumb along tbo seat of
ono of tho chalis. Sho regarded tho re
sult with much Interest. "It shurc
bate3 all, mum," said sho, "the dlffei
onco yo And when nobody sits in 'em
for Jlst tho wan dny, mum! I con
gratulate mesllf, mum, that I woik
for such a popular family. Now, If it
weren't for your visitors, mum,
whero'd I bo? At thlm chairs, mum,
tho hole day long with my cloth!"
petroleum From Egypt.
Tho first shipment of petroleum
from tho Gemsrih field of Egypt ,hna
Just been made, consisting of throe
thousand tons In a tank steamer. The
Gcmsah oil Held is on tho Rod sea.
NEWS fortfie
YOUNG
PEOPLE
HOW TO CONSTRUCT A KITE
Among Other Things Needed Is Long,
Straight Lath, a Cane, Lots of
String, Paste and Paper.
In order to mako a klto ono needs
a long, straight lath, a cano, lots of
string, paper and paste. Tho I nth Is
for tho upright. Tho cano should bo
three-fourths tho length of tho lath,
and must bo securely fastened at its
exact ralddlo to tho upper end' of tho
lath and brought down to a bow by
tho cord. Care must bo taken to bal
ance tho two sides of the kito ac
curately. A very slight Inexactness
will mako tho kite lop-sided. Fasten
all tho porta securely with string, and
tho skeleton of your klto is complete
Now paBte sheets of papor together
until you havo ono largo- enough to
cover tho whole framework, leaving
about two inches to lap over. Pasto
this two-Inch margin over the edges
securely. Cut somo slips of paper
about three Inches wide and pasto
thorn along and over the cross and
upright strings to securo them firmly
to the main shoots. For tho wings,
or tnsBolB, tako two strips of papor,
snip across like a comb, roll them up
and bind the uncut ends with a
string. Tho tall is mado of slips of
paper twisted and tied along a long
string about six Inches apart A good
Cheaply Made Kite.
long string with a tassol at tho end
will answer tho samo purpose and Is
moro graceful. Tho tall should bo fif
teen times as long as the kite. Tho
string should bo light and strong. Tho
string should bo fastened to n piece
of string, which Is fastened to the up
right by both ends and hanging down
lu a loop about a foot In depth. Tho
points of attachment should bo one
a llttlo below tho middle of tho up
right and tho other about two-thirds
up tho remaining length. Tho Illus
tration will show you.
Klte-flylng is a delightful pastime,
but It is nlso more than that. It has
Its uses for scientific nnd military
purposes. In tho year 1749 two scien
tists attached thermometers to kites
and raised them Into tho clouds to
mako an oxperlmont In finding out the
temperature. Thoy havo also been
sent up with Instruments attached to
thom to register the wind movements.
Thoy holp In making the weather fore
casts, as "Old Probs" Hies kites from
some of the observing Btatlons to
bring information from ns high as a
mile up in the air.
Then thero nre military kites, used
to carry a camera for photographing
a fort from above, the abutter being
worked by electric wire or clockwork;
and a largo klto or several kites coup
led togother are used to lift a man up
to, say, fifty or ono hundred feet, to
let him examine from above tho en
emy's army or camp. Of course tho
kites used In this way are not Just the
ordinary paper and string kito. such
as wo mako at homo. Other mato
rials must sometimes bo employed.
In Japan "kito flying" la a popular
amusement, the object aimed at being
to so fly one klto as to dlsablo or cut
tho string of another.
A Scare-Sparrow Invention.
It Is easy enough to Invent a scare
crow that wlll'snaro a crow, but it Is
qulto another thing to find n scare
crow that will scare a sparrow. Place
the ugliest scarecrow or "scare-sparrow"
on tho roof of a house and the
saucy little sparrows will go and build
their nests In tho pockets of tho coat.
With this fact In mind an Invontor lias
patontt'd In Washington a "sparrow
scarer" which, according to his plans,
la to ho placed on tho eaves of houses
or suspended nmong foliage It Is In
tho form of a very fierce old cat, with
bright, lpng, stiff whiskers, glaring
eyes nnd n short, stubby nnd erect
tall. Such a terrific beast, swaying
in tho branches of a troo, would be
enough, tho Inventor thinks, to fright
en the wits out of any birds. But ho
ovldontly doesn't know tho English
'sparrow. It would pull out tho dum
my cat's whiskers nnd build a nest in
tho crook of its tall.
BUNGALOW FOR SMALL BIRDS
Excellent Nesting Placo for the Little
Songsters May Be Made Out of
Thin, Soft Wood.
A bird bungalow may bo mado and
placed in somo position whero tho
birds may uso it ns a homo, Many
peoplo mako a practice of propnrlng
theso llttlo houses, becnuso they llko
to sco tho birds, and also to help tho
llttlo fenthored creatures havo a safo
homo for rearing tholr families. But
It is not all on ono sldo that tho favor
will bo shown, for if tho birds nro in
your neighborhood, thoy will kill tho
bugs which do so much harm and thus
save tho trees from destruction.
Wo honr a great deal about tho
conservation of the forosts. Which
means tho saving of tho foroBts from
Bird Bungalow.
destruction nnd, thus, tho rivors and
lakes. So by helping keep tho birds
In your neighborhood, you will help
save tho troos.
You will seo this bungalow has no
plnzza, bocauso tho bird enters on tho
wing and does not llko to havo a
porch on which uninvited guests enn
stand and look Into hor houso through
tho front door. Tho roof over hangs
an Inch In front, for protoctlon
agalns rain nnd sun. In tho back,
both roof and floor extend a half-Inch
beyond tho body of tho houso, bo
that thero will bo an air apaco be
tween It and the tree, for thoro aro
llvo small holes In tho back to
servo as vontllators. and thoy, would
ho useloss for that purpose If tho bun
galow wero flat against tho tree.
Tho mnterlal required aro somo vory
thin, soft wood (cigar boxes aro good)
about four dozon tiny wire nails, and
a couplo of yards of copper wlro to
attach the bungalow to a tree. Small
Iron or steel wlro is apt to rust
through and break.
MOTORCYCLE OF A NEW TYPE
Friction Valve, Which Is Unique Fea
ture, Gives Any Variation of
Speed That la Desired.
A new motorcycle of tho undenting
typo has several Interesting features,
tho most radical of which is a reverse
drive. Tho friction drive, which is a
unique feature, gives nny variation of
speed desired, from 30 to 1 on low and
3 to 1 on high, with 10 to 1 on roverso.
Tho lever on tho right throws out tho
clutch when pushed forward, and thla
allows tho speed to bo changed by tho
lever on tho left footboard. Or, by
pushing tho first-named lever still
further forward, tho band brako Is
operated. It Is claimed that this band
brako nnd tho roverso drlvo glvo ab
solute safety and control, says tho
Popular Mechanics.
The Idler wheoJa attached to each
sldo of the frame aro lowored by
means of a lever mounted nt tho right
Unique Design of Motorcycle.
of tho seat, and nro raised by press
ing a button on the foot-board. Tho
construction of tho front hub and axfb
Is such that tho ontlro load of the
forward half of tho machlno is oup
ported directly by tho axle. Tho forks
leading to tho steering shaft are used
simply to guide tho wheel.
FOLLOW IT TO "BITTER END"
Few persons Know That It Is Nauti
cal Term and Is Borrowed From
Cable of Big Ship,
You have probably ofton heard a
person say: "I will follow It to tho
bitter end" or something to that ef
fect, but very fow persons know that
this Is a nautical term and is bor
rowed from a ship'B cnblo.
If you have over boon on a big Bhlp
you must have noticed two big plecos
of wood btlcklng up out of tho deck
forward, alongside each other. They
sometimes havo a windlass between
them and they aro used to securo tho
cable that goes to tho anchor. Theso
pieces of wood aro cnllcd tho bltts. f
When tho ship conies to anchor and
the cnblo Id paid out nil that part of
it which is abaft or behind the hilts
is called tho bitter end ofthoj cable.
In a storm or in poor holding ground
for anchors the moro cnblo that is paid
out tho hotter tho anchor will hold and
when the captain Is at all doubtful ho
pays out his cahlo to tho bitter end
sooner than risk any harm to his Bhlp.
Youngster Was Posted,
"Papa," queried llttlo Lola, who
was looking through a catalogue of ag
ricultural Implements, "what la a chill
ed plow?"
"1 know," exclaimed her six year old
brother. "It's a plow that has stood
out In the cold all whiter."
JH ' 'I j'gyyys.
T
Newspaper Men Preparing For
Two Conventions.
TO MOVE ON CHICAGO SOON
Then They Must Mako Quick Jump
to Baltimore How Tickets Aro
Assigned and Quarters Provld
ed for the Correspon
dents. By GEORGE CLINTON.
Wnahlngton.-'-MovIng day is Immi
nent in Washington. Vory soon scoros
of raombors of congress, tho cam
paign manngora of throo Republican
candidates and hundreds ot persons
who aro to bo mcroly onlookors will
tako trains, regular and spoclal. to
movo on Chicago for tho groat Re
publican national convention.
Whllo tho Republican convention is
at Its height other scoros of congress
men and campaign mnnagors of at
least four Democratic candidates nnd
moro onlookers than nro numbered
among tho hosts of Chicago specta
tors, wll Imovo on Baltimore. The
conventions this year aro regarded by
everybody In Washington as certain
to bo of unusual Interest. Tho de
mand for tickets to both groat affairs
has been greator than ovor before nnd
tho committeemen nro bolng put to it
not simply to moot tho demand, but
to discover wnys and means of de
clining domnnds so diplomatically as
not to give offonso. It is a caso ot
being asked to put at least a hundrod
pegs In ono holo and this 1b tho thing
which not even tho sagacious and re
sourceful national commlttemon of tho
two partlos aro ablo to do.
Army of Correspondents.
Congressmen, political managers
and onlookors will not bo tho only
bnoa to leavo Washington' for tho Chi
cago ovont. At least 1B0 nowBpnpor
correspondents will desert tho gal
leries of congress somo days in ad
vanco of tho Republican convention
to go to tho Lnko city, to report not
only tho convention itself, but tho
bound-to-bo-intorostlng preliminaries.
Thoro will bo 600 nowspaper mon In
attendance nt both conventions.
Prior to tho conventions, tho na
tional committeemen of both parties
aro oxtromoly busy mon, but thoro aro
others who havo to work also. Tho
correspondents In Washington hnvo
what la called a standing committee
whoso duties It Is to rcgulato tho prosB
galleries, to docldo on who 1b ontltlod
to admission and who is not, to In
vestigate In tho raro cases whero somo
correspondent is charged with unpro
fessional conduct, and to do many oth
or things In tho way of "regulation
and good government"
Mr. Albert's Large Task.
Tho chairman of tho standing com
mlttoo of correspondents Is Charlos S.
Albert. To Mr. Albert havo como tho
applications from all tho managing
editors ot tho dally papers of tho coun
try nsklng for assIgnmentB of Boats
on tho press platforms of tho two con
ventions. It is also tho duty of the
chairman to confer with tho other
members of tho standing commlttoo
nnd to detormlno whothor or not tho
demands of tho different newspapers
havo been out of keeping with tho
real news necessities In tho caso. It
is rathor a difficult and dollcato Job
to detormlno Just how many scats tho
nowspapors aro entitled to. Whon nil
tho applications aro In, the requests
for newspaper Boats nro turned ovor
by tho 'standing commlttoo to tho
chairman of tho national committees
on tho management of tho two conven
tions, and tho seats aro assigned.
In tho houso press gallery acting
as Its Bupcrlntondent Is a government
employee who hnB boon for something
llko thirty years at hlB post of duty.
Ho 1b CharloB II. Mann, a Marylander.
Ho Is not only a veteran of tho Wash
ington service, but a veteran of tho
convention Borvlco.
In tho senate press gallory aB super
intendent Is James D. Preston, young
and. extraordinarily actlvo. Ho has
boon traveling back nnd forth between
Baltimore and Washington sovoral
tlmoB a week ovor Blnco tho Demo
cratic national committeemen fixed on
Baltimore as tbo placo for tho con
vention. It Is not too much to say
that Mr. Preston probably knows Just
what kind ot quartors havo been as
signed each Individual correspondent
It has been one of his duties to see to
It that tbo writers havo places to
which they can go to pound out for
themselves, or to dictate, instant copy.
Department Press Agents Accused.
Members of tho houso rules commit
teo recently havo been Investigating
"tho ubo of prosB agents by tho de
partments of government." in many
ot tho departments mon nro employed
to put out Information concerning tho
work which tho government Intends to
do along certain linos. Much of this
material Is sent to Washington corre
spondents and a good deal of it is use
ful, for it contains facts which nro ot
sorvlce In writing nrticlos concerning
tho activities of the government
Tho chnrgo has boon mado that
somo of the publicity ngouts of tho
departments havo gono beyond tho
bounds of propriety and havo put out
matter Intended not only to defend
officials from attack, but to bring dis
credit upon pooplo who havo critl
clBod tho workings of tho depart
ments. Tho direct chnrgo mndo con
corning "tho pernicious publicity
nctlvity" considered by tho Iioubo
rulos commlttoo had to do with mate
rial furnished by tho department of
agriculture which, It Is Bald, was sent
n
out In franked envelopes and which
was lntondcd, so It Is assertod, to
hamper tho Investigation which waa
bolng mado into moat inspection af
fairs. Publicity That Has Value.
Tho govornmont hna benefitted vast
ly by Its nttempta to employ proper
publicity ngonts, nnd If any ot tho
wrltora on behalf of tho govornmont
scrvlco havo ovorstoppod tho bounds
of propriety thoy havo unquestionably
dealt a blow to publicity ot tho right
kind. Tako tho bureau of oducatlon,
for instance. It furnishes and has boon
furnishing for somo tlmo Interesting
matter concerning oducatlonal affairs
all ovor tho country, and tho trond ot
oducatlon In other countries. In tho
main It Is wholosomo stuff nnd fre
quently it bns not only real educa
tlonnl valuo, but real nows vnluo. Tho
stopping up of thla sourco ot educa
tional publicity probably would not
only bo an Injury tojtho govornmont.
but n distinct loss to educators nil
over tho country who tako a deep In
torost In tholr profession nnd all that
pertains to It Of courso tho publicity
mattor referred to doos not tncludo
tho regular publications ot tho de
partments. Thero hnB boon no hint
of nn Intention to tntcrforo with tholr
issue.
Not long ago thero was established
by congress whnt waa called a bureau
of mines. Tho officers of thla bureau
are engaged In tho work of showing
mining corporations nnd tholr em
ployes how to prevent accldcutB and
how to Bavo llfo and property. Somo
of tho material furnished by the pub
licity agent ot this bureau has boon
read by hundreds of thousands of peo
plo tho country through. Frequently
thoso nrticlos havo been accompanied
by Illustrations mado from photo
graphs of actual accident and life-saving
scenes.
Tho Btato department nlso has a
publicity agent, nnd now much mate
rial is given out of a kind which be
fore thla waa held secret simply bo
causo tho holding of everything secret
was tho department's custom.
Cheaper Money for Farmers.
Tho American state department
through flvo ot Its ambassadors hna
boon Investigating European systems
by which tho farmers thoro aro en
abled to borrow money nt rcaoonablo
rates. Tho Intention ot tho Btato de
partment, after studying tho rosulta ot
the Investigation, is to attempt to In
troduce tho European Byatom In this
country, so that tho Amorlcan fanner
can borrow monoy nt choapor ratos.
It BoouiB to bo tho administration's
thought that if tho Europoan Byatom
Is adopted In America tho fartnor can
ratso monoy on his farm by moans ot
a bond saleable in any part ot tho
country. In Europe, it Is said, tho
farmer borrows on equal torms with
tho, biggest railroad, industrial corpor
ation or municipality. Tho state de
partment in a printed communication
to tho public on tho matter Bays:
"Tho Investigation 1b considered ono
of tho moBt Important undertakings
yot attempted In dollar diplomacy.
Myron T. Horrlck, tho newly appointed
nmbnasador to Franco, is Secretary
Knox's right-hand man In the investi
gation. Mr. Horrlck Is hlmsolf tho
product of an Ohio farm, and has mado
tho "problem ottho farmor" a hobby
for yoars. Whon tho work In Europe Is
completed tho state department will
proparo an organization plan to fit tho
schomo to American conditions, and a
legislative program will probably bo
mapped out for tho president to sub
mit to congress. Tho Investigation la
centered about tho Credit Fonclor of
France and tho Landschattea of Ger
many. How the Credit Fonder Works.
"Tho Credit Fonclor la a llmltod-U-nblllty
company operated under the au- .
porvlsion of tho French govornmont
for tho purposo of lending monoy to
public sorvlco corporations, communi
ties, counties and landowners, and to
create and negotlato bonds based on
mortgages which aro limited to tho
amount duo from the lender. In
other words, tbo Credit Fonclor acta
aa tho agent for tho French fnrinor. bo
that instead of seeking to ralso money
directly from somo local investor by
mortgaging his farm, tho farmer places
his mortgage with tho Credit Fonclor,
which In turn issues a bond based upon
that mortgago and which can be sold
anywhere throughout the country. In
this way tho French farmer Is freed
from tho necessity of borrowing In the
limited market of bis own Immediate
vicinity.
"It IB Just thlB restriction vhich la
forcing tho Amorican farmor to pay ex
orbitant rates of lutorcst and to put
up with nono too acceptable terms. la
this country tho farmer 1b practically
forced to borrow from Borne investor
In his community. If local con
ditions make monoy "tight" there ho
suffers accordingly. In ono section ot
tho country ho pays six per cent. In
terest, and In another ten per cent,
though In both Instances tho security
offered may bo tho camo. Never can
ho compoto with tho bonds of tho big
Industrial corporations, though In
many Instances tho Becurlty which ho
offers Is Just as good as that or tbo
corporation."
It Is Intended to make tho venture.
If ndoptod hero, a project primarily for
tho benefit of tho farmer. Tho pro
moters of tho plan aro not to recclvo
nny portion of tho profits, and even
tho earnings of tho 6tockholdors will
havo o bo kept down to very reason
able rates.
Adding Insult to Injury.
"Why am I gloomy?" demanded tho
undeBirablo suitor whom aho had
heartlessly Ignored, "Isn't it onough
to mako a man gloomy to bo cut by
tho one ho'loves best?"
"Tho Idea!" exclaimed tho heartless
girl; "I didn't ovon know that you
shaved yourself." Catholic Standard
and Times.
