Dako.i County Herald: Dakota C'.ty, Nebraska OHIO FARMER TELLS ABOUT LOAN SHARKS A. H. Judy Shows How Mortgage Brokers Put the Screws on Borrowers. WANTS TWO KINDS OF BANKS Says Joint Stock Land Danks Aro for Farmers Who Want to "Go It Alone" Federal Banks for Those With Co-Operative Idea. "There should be two kinds of lund banks," snld A. II. Judy, nn Ohio farm, or, speaking before the United States senate committee on banking and cur lency In January. "The reason for this Is that one sot of farmers do not want to tako stock in any Institution, but want to use whatever money they can get In their farming operations, while other farm ers will Join co-operative societies und take stock In the co-operative land hanks. The Joint stock land bank an swers the need of thoso farmers who do not caro to Join a co-operative so ciety and take stock In n bartk. The federal land bank, with Its co-operative plan, answers tho need of those farmers who have tho co-operative Idea. Some Farmers Need Big Loans. "When It can be shown that a loan Is to be used by a farmer residing on the land "and to be used in improving the land and In increasing production of staples, the limit as to the amount of the loans should not be fixed too low. (The limit on Joint stock land wmmmBimmk .- at. , W '.MSlllllllW A. H. Judy. bnnkn is now placed at $50,000). llero is the point : You cannot suy you will only lend $2,500 and that you will make that loan to u class of farmers who, only want $2,500, while, at the euin tlroo here is a mum who wants $20,000 or $30,000, who is Just as capa ble of using thut amount efllclcntly In. tho production of food as is the other fellow of using the $2,500. "Since this bill (senate bill 3100) has been, pending, the statement has gone outt.from tho Joint stock land banks thatall applications for loans aro held up until It Is known whether this bill Is to pass. My neighbor, Mr. J. II. Upps, was approached by a loan shark und offered 'a loan of $10,000 to take the place of n loan that was to have been made to him by a Joint stock land bank. Tho Joint stock land bank would have made tho loan for 83 years,' but the loan shark only offered to make bis loan for five years. Tho loan shark did, however, offer to make tho loan of $10,000 ut 0 per cent interest with. only nn additional charge of $500 for commission. What Will Happen In Five Years? "But the question is: What will happen at tho end of the five years? When the lutluence of the Joint stock land banks or the federal land banks has dlsanneared boc&usu they have beeir killed by thin, Mil, then what will the loan shark ask my neighbor Upps when his debt fulls due? A million farmers In tho United Stales can make u mighty good guess as to what will happen. A million farmers in the Uulted States cun foresee lrew the loan xhurk will put the screws upon Mr. Upps when tbo time for renewal comes ii round, "Tho fanner is willing und anxious to increase production. Ho knows that tlu natton needs food. He knows that the world needs food. He knows that the nation Is depending on him. He knows that the world Is depending upon "the American farmer. Hut ho knows also that he cannot 'make bricks', without straw.' If you wuut the furaer to Increase production you have got to furnish him tho tools. You have got to furnish him tho oppor tunity. 'You have got to furnish him the capital on convenient terms and ut reasonable rates. You cannot ham string tlie flnuuelug of tho farmer aud get your needed Increased production." Repair Gravel Roads. Gravel roads will wear In places but they are easily repaired by dumping u load of sand and gravel on the worn won once or twice yew. v OfVicial Proceedings of the Hoard of CommiHsioiiors Dakota City, Ncbroskn June 21, 1D20. The hoard of county commissioners met in regular session, with the following men, hers piesrnl: John Feller, chairman; 0. W. Fisher and William H. Rockwell, commissioners; and Geo. J. Boucher, deputy county clerk. , , , At which tim6 tho following busi ness was transacted, to-wit Action on the Jnrtols mid 1 .ussier road petitions postponed fVr future consideration. Trod Krumwlede's msigi.ntifii as overseer of road districr. No. , ac cepted and Fred Dicrklng npj oiuted overseer for balance of t"im, Nebraska State Bank piroed 'is depository lor count funds. The following hills were allotted und warrants ordered written r ynie on respective funds: ('oiiiitj Cfiicral i'um! K-B Printing Co., supplies, S4G.48. K-B Printing Co., supplies and books, $31-1.08. Burroughs Adding Machine Co., ribbon, $1.03. Omalin Printing Co., office supplies, $11.40. Omaha Printing Co., supp.ics 55.57. W. J. Shane, mcdicnl Mipplics lor poor, $U.'i7 C. J KUibler, night vnluh, etc , 924.93. Omahn Printing Co., inot tguc rec ord hook, 54.44. M. T. Itcilly, boarding tioor, 71.07. Win. O'Dcll, livery, $2.57. State lournal Co., filei, etc., $71) 71. Knowlton H. Manning, toques, B. Waters, 54.10. Knowlton & MunniiK, v -dew's claim assigned, $25.80. Knowlton & Mnnnint;, widow's claim assigned, $25.80. State Journal Co., jurvoyo.'s rec o d, etc.. $39." l. W. Hog-.it 'jnr ocics of land, $411.98. It. L Livget, attiiictJ fee, An telope county. North Nebraska Eagle, printing and supplies, $274.43. K. J. McArthur, attendance I'ey .son, $22.00 John Foltz, sawing wood, $7.72. F. A. Wood, rent Suyres, $41.31. 1). A!. Nris'vanger, supplies forpooi, SI 833. W. E. Miller, light, telephone, etc., $103.00. Perkins Bios. Co., sale certificates, $18.50. J. L. Phillips, rent tractor shed, $15.49. Pearl veach, pension, $25.81." Nebraska Institute Feeble Minded, poor, 881.05. George Cnin, solurj, etc., $102.38. Fanners Exchange, supplies poor form, $25.79. Mrs. Ira Veaeh, pension, $50.95. Ornohn Printing Co., voting booths, $35.07. , Omaha Printing Co., special mort gage iorms. $4,70. Omaha Piinting Co., tax receipts, 1919, $130.91. M. T. Kciily, boarding poor, $09.21. W. J. Shone, vital statistics re port, $2.30. E. & I). Lbr. Co., coal for Peyson, ?3.21. Geo. Cain, polary and expenses, 51G5.7U. W. E. Miller, expense and cash, sheriff, S75.73. W. E. Miller, advanced fcheriu", tel ephone, light, etc., $108.03. Standard Oil Co., balance account, $1.02. State Journal Co,, supplies, $49.51. C. R. Savidge, supplies poor, $25.95. Farmers Grain & Supply Co., fuel, $30.49. C. R. naviuge, supplies poor, $4.55. George Cain, salury, etc., $103.71. William II. Rockwell, salary first half 1919, $259.28. M. J. Flynn, vital statistics report, $3.07. J. S. Bacon, tax books 1919, $114.80. Huso Publishing Co., tax lists und Index tabs, $105.00. Ailcen Stinson, salary, $108. (.3. Chas. McGlnshan, hauling wood, $54.45. J. S. Bacon, salary, $172.35. O. W. Fisher, last hoif 1919, $259.20. M. T. Rollly, boarding poor, $C5 fc"5. J. S. Bacon, filings, postopc, etc., $05.80. W. E. Miller, telephone, light, etc., $52.90. Perkins Bros. Co., auto.nobllt! rec ord, $19.81. G. F. Hughes Co., fuel, etc., 5-.8.18. J. P. Rockwell, salary, etc, $S0.08, P-srklns. Bros. Co., supplies, $2.15. Omaha Printing Co., i.upplies, $8.21. S. W. McKlnlcy, state cost .5. SI 1(5.57. Geo. W. Loonier, salary, etc., $217.75. Geo. W. Learner, accountant work, S510.33. C. F. Bush, Inquest 1). Kinney, $11.12. Geo. W. Learner, cm oner, 1). Kin ney matter, $59.85. G. F. Broyhlll, material and liviry, $14.90. Ailcen Stinson, salary, l.iiuinrv. Aileen Stinson, salary, Fcl.ruoiy, $10G.81. Ailcen Stinson, sulnry, March, 3100.31. J. P. Rockwell, salary anil expense, February, S82.40. J. P. Rockwell, salary and xpense, January, $73.61. On Commissioners District No. 3. Nebraska Culvert & Mfg. Co., drag scraper, 513.10. Duggnn A Hciremon Elevator, stor age, oil, etc.. $80.04. Standard Oil Co., gas and oll.SlMKl. Standard Oil Co., gas and oil, &:'. 8'i. Homer Motor Co., 100 gallons oil, $80.00. On Itoail District Nn. .'I. Fred Krumwiede, freight advanced, J 1.09, On Commissioner District No. 2. Nebraska Culvert A .Mfg. Co., eight foot blade grader, $445.00. Duggnn ft HelTeruan Elevator, stor age and oil. $74.80. Elgort Bros.,' blacksmith vork, $13.00. Standard Oil Co., tank wagon, $200.00.' iaBMMWiaGsaggaqtagiLWMuxiiuL mmmmmmmmmmHmmmmmmmmmmmmmmm i f ffNiSBBBBSiSBBBBaB H I I PsVMiSBBBBBBl I i There were some prettif long waits for the Doctor in the horse-and-buggij daqs MAKE it easier to get around and you make healthier and hap pier communities. No one any longer questions the worth of the automobile or begrudges any legitimate ex pense connected with it But millions of car owners are rebelling at the idea that running an automobile has got to I mean waste. II Oueo Select your tirMo cording to the roads they have to travel: In tondy or hilly coun try, wherever the going is apt to be heavy The U. S. Nobby. For ordinary country roads The U. S. Chain or Used. For front wheels Tho U. S. Plain. For best results everywhere U. S. Royal Cords. fPSMfTM mHamimBt-QvmvKtiMM fc Every now and then you hear a neighbor complain that "he doesn't seem to have much luck with tires." Send him to us. The minute a man begins to question the service his tires are giving him, he's ready to listen to reason. Our business is built on the principle that tne oniy way to get better tire service is to get better tires to start with. That's why wc have taken the representa tion for U. S. Tires. U. S. Tires have a reputation for quality. Built up through years of creating better tires. Such as the straight side automobile tire, the pneumatic truck tire. It is not by chance that U. S. Tires are made by the oldest und largest rubber concern in the world. We are proud to represent U. S. Tires in this community. United States Tires Q G. F. BROYHILL, Dakota City, Neb. HORACE DUGAN, Jackson, Neb. mem: u'yiXcii;itKar.sa;jr.v. MWTQgJU;. Wjtt t:i'?!'.'L't'rMii-i.Mo.-.fin.1tariMIj On Commissioners District No. 1. G. F. Broyhill, repairs and material, county grader, $211.41. Raymond Ream, running tractor, parts April, May, and June, J205I'.r. John Uileman, running grader, parts April, May, and June, $210.15. On Road Dragging lund. Louis ICrumwiede, labor, $3.00. (ieorge W. Engle, tro., r drag, $193.00. Henry Bjrge, labor, $3o.t . Louis Krumwiede, labor, ! 10.00. Phil Sorense, lNinnlng tractor, $110.52. Axel Nelson, labor, $2S,50. Victor N. Hansen, labor, $2'..0(). Theador lvuhl, labor, $3.0!. John Holer, labor, $7.50. Joe Ebul, coal oil, $6.25. Fred Krumwiede, labor, $15.00. Fred (Meriting, labor, c4o. 00. 'llios. Gor nallv. h'or, S37.S0. Hans Boiinlcks'n, drugging, 1119, $1 .I0. Hans Bonnlckson, grading, $15.0'. Hans Boimickson, grading, !H5.:;0. K. H. L minis, labor, $11.00. On Horn! Illslilct No. IS John W. Twohig, work in 1919, $22.50. Patrick Connolly, lahoi, :86,0( Merman Ninilh, labor, 589 00. Henry McNully, labor, f.21.25. 1). B. Cornell, labor, S 12.50. On load Dlstrhi .i. S. Tlios. Connolly, labor, $ia.G'J Titos. Gormally, labor, 511.40. Ciiiergency Itrlilge l'uiul. Ed Punches, hauling plane, $12.70. 11. H. LoodiIs, labor, Vlv.oo. E. 11. Loo in is, labor, $l".d0. Beaty Contracting Co., two hidges near Hngera, S481.C2. Bill of W. E. Allen, services in case of body of Melot boy, rejected for the reason that tne nouy was iounu m Iowa. Cluim of M. W. Green lor refund of tax paid under protest, i ejected. Hoard adjourneu to meet Juiy u, 1020. GEO. J. BOUCHER, Deputy County Clerk. LEGAL NOTICES First Pub. June 17, 1020 4w. IN Till: COUNTY COi,UT OP DA- KOTA COUNTY, NHHItASKA. State of Nebraska) Dakota County, ) ss To Minnio Harper, John Mntz, Carl Matz, Frank Matz, Fred Mat, Fred Beurnian, Edna Warner, William Beerman, Chas. Labuhn, Ida I.iunday, Emma Trask, John ..abtihn, William Lorenz, rrank Hendricks, JVed Hen dricks, Otto Hendricks, i:inma Hen dricks, Anna Hendricks, Henry Hen dricks, John Lass, Hannah Kierinnu, Rika Emke, C. E. Stadlng, Annu Stork. Fred Stadlng, Matilda Wall- way, John C. Stadlng, Freda Kipper, Herman Stading, Emma Thomas, Mary Llmbach, John bund, KosaLua thcrbach, William Sund, Emma Ken nelly, Rika Marshall, Fred Sund, Henry bund, John Wagner, Fred Wag tier, Maria Herman, Minnio Sicrk, Lena Schemansky, Rika Kruger, apd Rika Sicrk, and any and all other persons interested in the estate of Christ Stading, Deceased. On reading the petition of Lewis Blanchard praying final settlement and allowance of his account (lied in this court on the 14th diy of June, 1920, as administrator with the will annexed, and trustee, of the estate of Christ Stading, deceased. It is hereby ordered that you, and all per sons interested in said matter, ap pear in the County Court of said county on the 9th day of July, 1920, at lOVclock A. M. to show cause, if any there be, why the prayer of the petitioner should not ha granted, and that notice of the pendency of said petition and the hearing thereon be given to all persons interested in said matter by publishing u copy of this order in the Dakota County Her- atu, a weeKiy newspaper printed in suid county, for four successie weeks prior to said hearing. S. W. McKINLEY, (Seal) County Judge. Pure Bred Percheron Stallion It. S. .1. I) A I h Ktiiloiil Dentist PhO.NE 51 HOMER. NEB 11. LUMBER MlU.tuKKaa4iarlbalUlnr nutUtUlal 25 OR MORE SAVING iwmTaniar DUUDf tauirou txTMO JMVOIBpUUlUt Of Wht ffOUDsXNlsUB(IWTtOUr ttliat W ni UI !! Mittura iuaU. FARMERS LUMBER CO Wallace Is a fine dappled grey stallion, live years old. He is rtv, horse of extia good quality. He has been inspected by tho State Sanitary Board of Lincoln, and will stand the full season at my barn at Hubbard, Nebraska. LOUIS H)G0 2520 I10YI) STREET OMAHA, NEB, Phone 29. Hubbard, Nebraska i A f M X v- jj wBmmmiwwt 'rwrr: : tt' ,vc-l " -