DAKOTA COUNT! HERALDi DAKOTA C1TI NEBRASKA
FARMERS NOW
CAN BORROW
IN COMFORT
George L Ramsey Tells How
Montana Men Feel About
Working of Farm Loan Act.
RELIEF FROM HIGH INTEREST
Amortized Loans of Joint Stock Banka
Glvo Montana Farmers Six Per
Cent Money With 33 Yearn for
Payment of Principal.
"Fdr the first tlmo In their lives
farmers can now feci comfortable
vlicn they put n mortKngo on their
farm."
GcorRO L. Ilnmsey, president of tho
Montana Joint Stock Land bank at
Helena, Mont., raatlo this statement
when ho appeared before tho senate
committee on bunklns and currency to
protest against the Smoot bill, which
would put n tax upon farm mortgage
bonds Issued by Joint stock land banks.
He said In part:
How Long-Tlmo Loans Are Paid.
"I have had farmers pay to me, 'Tills
Is tho first tlmo I have felt comfortable
In my life, when tho papers were
signed und the money turned over. The
reason for this statement was that
heretofore they had looked forward to
a five-year renewal of their mortgage
subject to the favor of a mortgago
broker and subject also to tho pay
ment of n commission. They have
said to mo: 'Today I havo my loan
placed for 83 years und now I can seo
plainly that I shall be able to pay this
debt' It Is a wonderfully beneficent
provision of tho farm loan net which
Not a Well Day
In Eleven Years
LI('0)N MAN 'IlKI'-S T.WI.U
iMi s.us hi: has :ain;j
sixti:i:n pounds.
"I never knew what a well d.) was
In eleven years till T.mlac ytrnlj.ht
uned me out," said C. A. Crawford, a
ciMtrnctlnir painter ai.d pajirr hang
er, Ifvhiff ut 2323 Q St., Lincoln, Neb.
"1 hud been in such n wretched
Mate of health for s lontf," ho con
tinued, "tliat I Wfta n total wreck. 1
couldn't sleep well and my stomach
was in such a dreadful condition
that nothing I 'Aocild eat ngi ted with
mo and I loot weight till I v. as lit
tle more than a living skeleton, for 1
had Rotten down to one hundred
pouiuis. Kvcry summer ivy vitality
vvould rtn low a'i'l wouU have to
take to my bed and be laid up for
three or four montlu at a time.
"finally I got a lottlo of Tanlac,
and soon nftor starting on It my ap
petite improved so I could enjoy my
food and I started up hill again.
have already gotten back sixteen
pounds of my lost weight and am
still gaining right along. My norvcj
arc so much stronger nnd 1 have un
proved so much in every way that I
feel like a different man. I have
been working hard every day tho past
summer, sleep like a log overy night
and feel fino all the time. I ant now
full of llfo and energy and I don't
hesitate to say Tanlac has donumoie
for me than everything else I hnvo
tried put together."
Tanlac is sold in Dakota City by
Neiswangcr Pharmacy, in South
Sioux City by Shane's Phnrmacy, and
in Homer by Wagner's Pharmacy.
Advertisement.
LEGAL NOTICES
First Pub. April 20, 1920 4w.
Probate Notice to Creditors
In tho County Court of Dakota
County, Nebraska.
In the Matter of the J!9tato of
John B. Evans, deceased.
Notice is hereby given, that tho
creditors of tho said deceased will
meet the Administrator of said es
tate, before me, County Judge of Da
kota County, Nebraska, nt the Coun
ty Court Room In said county, on the
17th day of June, 1020, and on tho
18th day of July, 1920, at 10 o'clock
A. M. each day, for the purpose of
presenting their claims for examin
ation, adjustment nnd allowance
Thrnn innntliu nm nllmvml fnv rrpdl.
ors to present their claims and one
year for the administrator to octtle
said estate, from the 17th day of
Juno, 1920. This notice will bo pub
lished in the Dakota County Herald
for four weeks successively prior to
the 17th day of June, 1920.
Witness my hand, and ileal of said
court, tliis 17th day of April, A. D.
1020.
S. W. McKINLEY,
(Seal.) County Judge.
against the above named defendants,
interpleaded with other 4, the olijict
nnd prayer of which nnJ to quiet ti
tle in piointiiT in and to tho North
7 Xcet of lot 10, and the Soutn 33
feet of lot 11, in Block 1, Original
Plat of the Village of Homer, Dakot.".
County, Nebraska, against the claims
of each and all of said defendant,
nnd remove the clouds therefrom, r.d
to cancel n certain mortgage Riven
on said lot 11, by one Ephrou Rock
well to William Nixon, now deceased,
on or about the 25th day of May.
1900, for tho sum of $400.00, Yec riled
In tho mortgage records of Dakota
County, Nebraska, in Book Q, nt i:u-e
499, for the reason the same has been
paid, and not satisfied of record,
which petition further prays for costs,
and for all other and further orders
and judgment as justice and equity
require in the premises.
You and each of you are required
to answer said petition on or before
the 17th day of May, 1920.
Dated April 5th, 1920.
EDWARD It. POLLY,
" Plaintiff,
By Wm. P. Warner, His Attorney.
Pub. April 8, 15, 22, 29.
First Pub. April 15, 1920 lw.
LV.UAL NOTJCi:.
Laurits Jensen, PlaintifT, vs. H. J.
Johnson, N. E. Nicholson, Harry S.
Hubbard, who i3 the same person aa
II. S. Hubbard, and Lots Ninctcon
(19), Twenty-three (23), Twenty-seven
(27), nnd Twenty-eight (2b), 1,1
Block Nine (9), Rnilway Addition,
Dakota Co., Neb., being n pari
of South Sioux City, Dakota County,
Nebraska, and all persons claiming
any interest of any kind in said real
estate or any part thereof, Defend
ants. ,
You nnd each of you are hereby
nolitlcd that on the 12th day of
Ap.-il, 1920, plaintiff (lied his duly
verified petition against you in the
District Court of Dakota County,
Nebraska, the object nnd prayer of
which is to quiet his title to Lots
Nineteen (19), Twenty-three CM),
Twenty-seven (27) and Twenty-eight
(28), Block Nine (9), Railway Addi
tion, Dakota Co., Neb., beln? an ad
dition to South Sioux City, Nebraska,
and to remove the clouds occasioned
by the clnlms of the defendant H. J.
Johnson in and to said Lots Nine
teen (19) and Twenty-eight (.''.8); to
remove the clouds occasioned by the
claims of tho defendant Harry :.
Hubbard, who is the same oerson ns
H. S. Hubbard, in and to said Lot
Twenty-three (23); to ren.ovo tho
clouds occasioned by the claims of
the defendant N. E. Nicholson, in
and to Lot Twenty-seven (27), by
virtue of the former ownership of
said defendants in and to said real
cstnte, and to remove the clouds oc
casioned by the claims of tna defend
ants Lots Nineteen (19), fwenty-
tnreo (23), Iwentv-seven fi'7) nml
Twenty-eight (28), Block Nine (fl),
unuway Addition, Dakota Co., Neb.,
being n part of South Sioux City, Da
kota County, Nebraska, rnd all per
sons claiming any intercut of any
kind in said real estate or any part
thereof. Plaintiff a)so prays for
general equitable relief.
You oru i required to answer said
petition on or before the Mth day of
;y, 4wv,
George L. Ramsey.
makes It posslhlo for n fanner to pay
h onc-hundrcd-ccnt debt with thirty
threo one-cent payments. And this Is
made possible without tho compound
ing of Interest, without building nnd
loan association computations, without
actuarial figures of any kind, but by
plain nlmplo Interest at 0 per cent.
You, who nro famlllur with the amorti
zation tabic, understand now the
farmer pays 0 per cent Interest on his
loan und pays a 1 per cent additional
ouch year for thirty-tlireo years to
wlpir out the principal.
Can Pay Principal Any Time.
"Under tho farm loan act, tho bor
rower muy piiy off his loan before the
expiration' of the 83 years, If lio
chooses. Ho Is permitted to puy off
any part of his debt on any interest
payment dute, after five years, without
previous notice.
I want to get Into tho record this
plea from tho furmers of the West. I
want to say that this law In Its pres
cut effectiveness Is necessary In order
to keep tho farmer on tho farm. In
tho corn belt, which Ih tho garden spot
of the nation, tho population In 1010
was less than In 1880. At tho same
tlmo tho cities of that corn belt have
Increnscd their population by 150 per
cent. You have got to do something
to keep the farmer on tho farm, You
havo got to glvo him tomo benefits. Ho
is tho only man In this nation who
has lind no particular benefit from
Iho government.
"Wo arc now In the most critical pe
riod of the world's history, and If this
law Increases production and It does
It surely should not be Interfered
ivlth for the next fJiroo or four years."
Tells of Hlah Rates In Montana.
When Senator Grontia asked Mr.
Ramsey If It wuk necessary for tho
pcoplo of Montnnn to have a joint
stock laud bank In order to promote
agriculture,, Mr. Ramsey replied:
"It Is nbplutely necessary In order
to get ntonftt at 0 per cent. I want to
say to youjftliat tho mortgage com
panies In otr statu havo no rute less
than S per cent and that they are get
ting 8, 0 and 10 per cent. Wo have
filed exhibits with your committee
showing that tho mortgage houses are
getting 10 per cent, and that some
times they are exercising usury above
10 per cent, getting h commission of 10
per cent. This Is the situation In Mon
tana and that is why I tun pleading for,
8 per rent money to develop the state,"
First Pub. April 22, 1920 3w.
Order of Hearing mid Nolle? t Pro.
bate af Will.
In tho County Court of Dnkota
County, Nebraska.
State of Nebraska, County of Da
kota ss.
To May Broyhill, ClllTor.1 Irving
Broyhill, Blanche Winnifred Uiesc,
formerly Blanche Winnifred Broy
hill Roman, and to nil persons inter
ested In tho estate of James B. Broy
hill, deceased:
On rending the petition of G. b
BroVhill praying that the instrument
filet! in this court on the l'Jtn uny or
April, 1920, and purporting to o the
last will and testament of the said
decensed, may bo proved and allovpd,
ana rccorucu as tno last wilt unu tes
tament of James B. Broyhill, deceas
ed; that said instrument be admitted
to probate, and the administration of
Bald estate be granted to May' Broy
hill ns executrix.
It is hereby ordered that you, and
all persons interested in said matter,
may, and do, appear at the County
Court to bo hold in and for said
county, on tho 13th day of May, A. I).
1920, at 10 o'clock A. M to show
cause, if any there be, why tho prayer
of tho petitioner should not be grant
ed, and that notice of tho pendency
of said petition, and that the hear
ini; thereof be given to all persons
interested In said mattor by publish
ing a copy of this Order In tho Dako
ta County Herald, a weekly newspa
per printed In said county, for threo
successlvo weeks prior to said day of
hearing.
Witness my hand, and seal of said
court, this 19th day of April, A. ').,
1020.
S. W. McKINLEY,
(Soal) County Judge.
Dated this 12th day of April, 1920,
LAUWTO JfeNSEN, Plaintiff.
DAKOTA CITY SGIIOOL NOTES
A. II. BnuNELMJ, Prlnrlnai
Rain prevented two I'a.selinll games
during the past week, one with Pon
ca at Ponca, and the other with Ho
mer at Dakota Clt. The Homer
game will be played oil May 4. Af
ter several days of enforced non
pmct'c practice was resumed Tues
day afternoon.
Tho final teachers' meeting cf the
year was held Tuesday, April 27th.
The special subject presented was
that of Diagnostic Tests In, Language
nnd Grammar, and in Fractions.
Miss Helen Biermann's pupils of
the primary and first and second
grades, will present their program
Wednesday evening. Tom rhumb's
Wedding will be the "hoovy piece,"
with pther interesting features. It is
hoped that the generous support ac
corded thus far to school programs
will bo repeated Wednesday night.
And the best of it is, that all pro
ceeds go right oack into tne school,
for additions to equipment . that
would otherwiso not ba avail Able.
This is a case of. your spending- your
money and luivlng it at the same
time.
High school commencement will be
held Tuesday evening, May 18. Rev.
W. H. Spcnce, who is trustor of 'Jrucc
ehurch in Momingside, and who de
livered the address at the "Father,
Son and Big Brother" banquet, will
deliver the Commencement address,
on the subject, "Ballast. '
l'OR SALE
I have -everal desirable residences
in Dakotn City that I vill dispose
of. Rent Is high now; and it will
pay you to own a home and be inde
pendent. I also have about thirty lots in
South Sioux City to dispose of.
. MRS. CHARI'lY 11 ART,
Auto Phone 87545, :ioux i.'ity, Iowa.
First Pub, AprjT 15, 1020 4w.
LEGAL NOTICE,
James P. Goodwin, Plaintiff, vs. Jo
seph Leach, Mlnnio teach, Mary Cave,
Willard A. Cave, Julia Clark, V. U'Jam
Clark, Stella Cnlhaun, Zeb Cnlhaun,
John D. Pierson, Luthera E. Piert-on,
and Lots One (1), Two, (2), Three
(3), nnd Four (4), Block Three (3),
nnu un six (0), Illock Two (2),
Moon and Hunt's Addition to South
Sioux City, Dakota County, Nebraska,
and nil persons claiming nnv Jntn...
est of any kind In .said real estato
or any nart thereof-. TlnfAnrinntc
- - -j '-VfHHIIkD,
lou anu eacn or -you are hereby
notified that on the 12th day of
April, 1920, plnlntifr filed his duly
verified petition against you in tho
District Court of Dakota Counts
Nebraska, the object and" prayer of
which is to quiet his title to Lots
t ?ro.(4)lJn B,ock Thrce (3). and
Lot Six (6) In Block Tavo (2), Moan
and Hunt's Addition toSouth Sioux
City, Dakota County, Nebraska, and
to remove tho clouds occasioned by
thd claims of tho defendants, Joseph
Leach, Minnie Leach. Marv cS?
Willard A. Cave, by virtuo of the for'
mcr ownership of William Leach de
ceased, Ann Leach, deceased, and
Susan MoKonna, deceased; tl,0 claims
of tho defendants Julfn Clark W 1.
Ham Clark. Stella Calhnun "ami Zeb
Calhoun, by virtue of the former
ownership of William Leach, ZZ.
ed n the land upon which said real
estate was nlatteil t ... iL'
?M.Mnet & th. elalm. of
Ltl..r. rannSrfSJ S?
TJC ?"' Pulses' and
-j- .w..,uv illo couiis occasioned by
SU3IMONS BY PUBLICATION
In tho District Court of Dakota
County, Nebraska
Kdward R. Polly, Plaintiff,
vs.
Mary P, Cochran, and tho unknown
helih of Mary McGavack, deceased,
Julia A. Nixon, Gruco A, Nixon, Alex
ander M. Nixon, n minor, Lnv.-enco
M, Nixon, a minor, John Nixon, John
Taylor, James Nixon or his unknown
heirs, Tho unknown heirs of Alexan
der Nixon, Elizabeth McLean, or her
unknown holrs, und William F. Cur
tis, or his unknown heirs, et ul mid
tho North seven (7) feet of I,ot Ten
(10). and the South Thirty. threo f-jot
(33) of Lot Eleven, (11), In Block
Fou.f (4), Original Plat of tho VII
Inge of Homer, In Dakota County,
Nebraska, and nil persons claiming
any interest In said real estate or
any part thorcqf, Defendants,
Tho abovo named non-resident
defendants will take notice that
on tho 2nd day of April, 1920,
tho"' abovo named plaintiff filed
his .petition in tho District
Court of Dakota i Codnty, Nebraska,
biiu l: i in in n nr (nrn.inui. . . .
O), Two (2), Throe 3, and Four
1), Block Three (3), and Lot Six (6)
In B ock Twn (9 mo .i JM":.'
A,?,im . o-..i"r.r"" V" unra
.......vjv,.. 4U ouuui aioux Ulty, in Du.
kota County, Nebraska, nnd nil ,S
sons c a minor nnv ir.trl. . v.1
Ssiif tl roai r y pt
T1I..1..H.J
. umufi bjso prays
equitable relief.
iou nro reau rod tn
for
general
nnswer said
T
K;1-- or before u;erdyoi;
1)ntCTdAxhik &?.!? April, 1920.
" uwmv, Plaintiff.
ARTICLE III. The object for which
this corporation is formed is to carrv
on a commercial hankincr business
under the laws of the State of Ne
braska. ARTICLE V. The authorized cap
ital stock of this corporation shall be
Twenty-five Thousand ' Dollars,, of
which at least Twenty-five Thousand
Dollars shall have been paid in at
time of commencement Of business,
which shall bo issued in shares of
the par value of One Hundred (ll)0)
Dollars each. No transfer' of the
btock of this corporation shajl be
operative until entered on the books
of the corporation.
ARTICLE V. The indebtedness of
this corporation shall at no time ex
ceed the amount of its paid in capi
tal and surplus except for deposits.
ARTICLE VI. This corporation
shall begin busines on the 1st day of
March, 1920, or as soon thereafter as
authorized by tho State Banking
Board of tho State of Nebraska, nnd
shall " terminate on the 1st day of
faarch, 2019.
ARTICLE Vll. The affairs pf this
corporation shall be under the con
trol and management of a board of
directors consisting of not less than
thrjee nor more than five sharehold
ers, whose term of office shall be for
a peribd of one year, or until their
successors are electea.and qualified,
not Jess than a majority of whom
shall bo residents of the county in
which the bank is located or coun
ties Immediately adjacent- thereto.
It shall be the duty of the board of
directors to elect from their number
a president and secretary, and select
a vice-president and cashier, and they
may also Select an assistant cashier,
and such other clerks and assistants
ag.-the business of the corporation
may require. The term of office of
the oilicers of this corporation shall
be. one year, or until their successors
are elected and qualified. The board
oi inrectors may adopt such by-laws
for the regulation ,and management
of the affairs and lousiness of the- cor
poration as it may deem proper,
., ARTICLE. VIII. Thereguldr annual
meeting of, the stock holders of this
corporation shall be held on the first
Tuesday of January,? each year, at
which meeting the. board of directws
above provided for shall be elected.
A majority of the shares of the stock
Of the corporation at any regular or
special meeting, shall constltutia
quorum for the transaction bf'lMi
ness. ARTICLE IX. Until the regular
meeting of the stockholder.? of the
corporation, the follatolnir named
persons shall constitute the board of
mrectorc: E. H. Gribble, J. S. Ba
con, J. J, Elmers, Henry Kunge, Jnd
Win. P. Warner.
ARTICLE X. Each utockholder
shall at any regular or special meet
ing be entitled to one vote, either
in person or by proxy, for each share
ui biuck noiu, ,
AKT1ULB XI. These articles of
incorporation may be amended at
any regular or special meeting called
ior mat purpose by a two-thirds
voto .of all the stock.
Witness, our hands this 27th day of
uuuuuiy, aUiiU.
E. II. GRIBBLE,
J. S. BACONr
J. J. EIMERS,
HENRY JRUNGE,
o, , mL p- WARNER.
Witnesit: Sidney T. Frum.
btate of Nebraska, Dakota Coun-
IV. SM. 'J
On tills 27th day of January, 1920,
public in nnd for said' county and
state personally annenrod. R. if.
Gribble, J. S. Bacon, tf. J. Elmers,
Henry Rune, and Wm. P. Warner,
to mo known to ue the Identical
persons whose, names are affixed to
the foregoing articles of incorpora
tion, and each for himself acknowl
edged the same to be his voluntary
act and deed.
In witness whereof I have hereunto
set my hand and notnrtnl oni ti.'iu
2?tMy of, January, 1920, at Dakoi,'
First Pub. April 22, 1920 4w. '
uim.-j.K3 OF INCORPORATION
We, the undersigned, hereby nsso
elate ourselves together for the mlr
2?aintrSff.o"l f0HW,"K A'"fe
ARTICLE I. Tho name by which
i ma cur poraiion snau Ue known Is
NEBRASKA STATE. BANK.
ARTICLE- II. The "nrinHiw.1 lo
of business of this corporotlon shall City Nebriwka. ',
bo nt bouth Sioux City, County, of - '" Sidney-T. Frum, Notary Public,
Dakota, State of Nebraska. My Commission expires Sept. 20, 1923.
2 3
How much should I give
to make this a better world?
A CERTAIN man in New York filled out his
income tax report.
It showed an income so large that his tax was
53. And his total gifts to church and char
ity for the year were $148.
Think of it thousands spent for luxuries and
pleasure for himself; and $148 to leave the world
a little better than he found itl
Most of us do better than that; but not so very
much better.
Our average daily gift for all church causes is
less than we spend for daily papers
less than a local teleohona call
L' less than a third of the day's car fare
less than 3 cents a An"
No wonder that 80 of uie ministers of America
are paid less than $20 a week. No wonder that
the church hospitals turn away thousands of sick
people a year. No 'wonder that China has only
one doctor for every 400,000 people. No wonder
that every church board and charity society is
forever meeting deficits, forever passing the hat.
It isn't because we are selfish; it isn't because we
don't want to help. It's just because no one has ever put
up a great big program to us, and asked us to think of the
work of the church in a systematic businesslike way.
The Interchurch World Movement represents the united
program of thirty denominations. They have surveyed
their whole task, no business could have done it better.
They have budgeted their needs; no business could have
a more scientific budget. They have united to prevent the
possibility of waste and duplication. At least a million dol
lars will be saved by the fact that thirty individual cam
paigns are joined in one united effort.
And they come to the men tor women"whb love America
to you this week asking you to use them as the chan
nel through which a certain definite part of your income
can be be applied to make this a better world.
Only you can determine what part of your income that
should be.
It's a good time right now to answer that question.
We're passing through the world just once; how much
better will the world be because you passed through? . "
V
K
United
Financial
Campaign
April 25th
to
May 2nd
INTERCHURCH
World Movement
of North America '
i
Tit publication of this advertistmer.t it mad possible through the cooperation if
thirty denominations.
Champ Clark
No. 20378.
FINELY HKED
Jack
14 Hands Hiffli. Color: Murk, Avith White Points.
Will stand tlm Season at iny place known as the
Purdy farm. One mile west and live miles south of
Dakota City, and 21 miles northeast of Homer, Neb.,
every day in the week.
TERMS: $12.50 for standing colt; $10.00 to insure
mare in foal. When mare is about to be removed
or sold, the foal bill becomes due at once. Good
care will be taken to avoid accidents, but will not
be responsible if any should occur.
L. L. Howard
Owner and Manager. Dakota City, Neb., lloiite 2
Se.e Ds For Job Printing
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