! |
$ Visit my great sale of |
? Cloaks, Suits, Dieses, |
& Skirts and Blouses |
| 50% on All Garments |
| BONOFF 1
| 1109 Douglas •{■
«w«»x~x~xx~x~x-<kk-*-X“X“X">
! Classified
Advertising
KATES—4 cents a word for single in
sertions; 2 cents a word for two or more
Insertions. No advertisement taken for
less than 30 cents. Cash must accom
pany advertisement.
DRUG STORES
ADAMS HAIGHT DRUG CO.,
24th and Lake; 24th and Fort,
Omaha, Neb.
WANTED—Good girl for general
house work. 3402 Dewey Avenue.
Harney 1542.
FOR SALE—All kinds of early and
late garden plants. F. E. Goff, 2517
Franklin St. Adv. 4
One furnished upstairs front room,
suitable for two gentlemen. Two
blocks from the car line. Rates rea
sonable. Call Web. 3792. 4t
For Sale—Seven rooms, modern
three 50 ft. lots, outbuildings, chicken
yards, garden spot; 4 blocks to car.
Want an offer. Harney 3735.
FOR SALE—Seven rooms modern,
three 50-ft. lots, outbuildings, chicken
yards, garden spot; 4 blocks to car.
Want an offer. Harney 3755.
LODGE DIRECTORY
#
G. U O. of O. F., South Omaha Lodge
No. 9374. Meetings first and third Fri
days; College Dept , second and fourth
Fridays, 25»h and N Sts., South Slda.
Past Grand Masters Council No. 442,
first and third Tuesdays, 24th and Charlei
Streets.
WM. R. SHAFROTH, N. Q.
E. E. BRYANT, G. M. and P. S.
NOTICE OF ADMINISTRATION
In the County Court of Douglas County,
Nebraska.
In the matter of the Estate of Jim
Boyce.
All persons Interested in said estate
are hereby notified that a petition has
been filed in said Court alleging that
said deceased died leaving no last will
and praying for administration upon hi*
estate, and that a hearing will be had
on said petition before said rourt on
the 22nd day of May. 1920. and that il
they fail to appear at said Court on the
.raid 22nd day of May. 1920, at 9 o'clock
A. M. to contest the said petition, the
Court may grant the same and grant
administration of said estate to A. J.
pain or some other suitable person and
proceed to a settlement thereof.
BRYCE CRAWFORD.
%t. County Judge.
IFor that Neat. Well Dressed \
Appearance. See
J. H. HOLMES I
TAILOR j
GENT’S SUITS TO OBDER j
! Ladle,' and G,nt'» Suita Remod- .;
, , sled. Repaired, Cleaned and Pressed i
>> ALL WORK GUARANTEED J
' ’ We Buy and Sell Second Hand 5
\ J Clothes Work called for and de- i
, , llvered. t
' * 2022 North 24th Street 5
\ | Phone Webeter 3320 j
SMISOR, Jeweler
24th and take Streets
OMAHA
Business Phone Residence Phone
Webster 4620 Webster 4915
SUITS AT
$45 and up
CAN YOU BEAT IT?
Victory Tailors
1612 Capitol A ve.
To sec the roses come |
And hear soft whispers in the dusV
That tell us Spring is near— .
Dear Spring, and its smell of musk
Subscribe tor The Monitor.
WHAT IT MEAHS TO
CLIHG TO YOUR WAR
RISK INSURAHCE
Solomon Finlayson, 805th Pioneer
Infantry.
j
An economic survey of the Negro
ill the United States shows him to
be a truly proletarian race. By pro
letarian is meant that as a race he
has not solved the problem of stable
earnings, but in times of industrial
stress is obliged to live from hand
to mouth. It necessarily follows
then that any plan to stabilize and
increase earnings, or wealth in gen
eral, should meet with hearty appro
val and be put to the test. A writ
er in sociology once said that the de
gree of civilization attained by an
individual may be measured by the
length of time it takes food to pass
from the mouth to the stomach. One
might also add that the far-reaching
provisions made by an individual for
his dependents, establishes the true
ci iterion for determining his wis
dom and foresight.
The great mass of human beings
live only a few days or months
ahead, while the exceptional indi
vidual lays plans years and even
generations in advance of his time.
; In a large number of instances,
| provident men have made insurance
the basis of family fortunes; also,
whenever much thought is given to
the matter, large sums of money
when left in trust are arranged on
the annuity plan, as this method of
administering them has been found
! salutary in curing thoughtless re
cipients of these benefactions of the
disease that “make eagles fly.” One
might say then that insurance when
arranged in the annuity plan, repre
sents the guiding financial influ
ence of the deceased on his depend
ents. Most thoughtless people, how
ever, either carry no insurance, or
just enough to guarantee what is
commonly termed “decent burial,”
and short-sighted beneficiaries insist
on investing the principal sum ac
cruing from such make-shift insur
ance, in its entirety, in followers and
the quite necessary but often over
estimated casket; furnishing all of
the elements of a “grand funeral"
and a magnificent financial deficit.
This odious practice makes under
taking the most renumerative pro
fes 1 among us.
The story is often told of the old
| man who, when asked why he did
not save more carefully the few odds
i and ends of wealth in his posession,
placidly remarked. “I am living it up
so that my children will not have
anything to fuss over when I am
dead and gone.” Equally foolish is
the idea that the ideal life lies in
the gratification of every expen
sively foolish whim on the calendar,
based on the theory that one should
not deny himself anything that his
more or less inelastic means may
allow him to enjoy. There are as
many foolish whims and fancies
that do not need to be gratified, as
there are foolish denials that scream
to heaven for gratification. The ar
gument then is to supply the neces
sary normal wants and to inhibit any
tendency toward Injudicious spend
ing.
Would Joseph have had sufficient
corn in Egypt to tide the Egyptians
and Israelites over the seven years of
famine, did he not take care to lay
by the unused increments from the
years of plenty? Would any of our
modern captains of industry, who, in
many instances, started as the pro
verbial "poor boy born on a farm."
have amassed the fortunes we read
of. with keen surprise at their en
ormity, had the element of saving
been neglected? Savings may be de
fined as fhe un-used portion of our
income. If necessarily then entails a
certain amount of abstinence to save.
In other words when we save, we
defer gratification of present eco
nomic wants, so that we will be the
more able to supply future ones. To
enable us to supply future economic
wants the more completely, invest
ment and sometimes speculation en
ters into the problem, it is well that
we differentiate between investment
and speculation. Speculation on the one
hand may be defined as purchasing
with a'view of selling at an enhanced
price. Here the hazard increases to
the nth power, as there are always
certain highly variable factors over
which the speculator can exercise no
control. Investing on the other hand
may be defined as the productive
outlay of money. In this case the
highly invariable and uncertain fac
tors are negligible; the element of
success depending on wi3e choice and
judicious decisions with reference to
that choice.
A recent survey made by the bu
reau of war risk insurance revealed
the cruel fact that only about 4 per
cent of the personnel of the military
arm of the nation, called into being
during t!he late unpleasantness, still
| retain their insurance; the rest, about
96 per cent, allowing their policies to
lapse for one reason or another. It
is obvious that if the percentage of
lapses is so high during a period of
unparalleled prosperity, in the leaner
years to come there will be a further
sloughing off of even this rather in
significant figure. Unless wisdom
and foresight is exercised we will go
back to the improvident pre-war plan.
Unless we are wise in our decisions
we will not lay aside the nest egg
for the proverbial "rainy day." Un
less we do something to make the
problem of the accumulation of
wealth easier for posterity, we must
fail in our plain duty altogether. One
of the greatest of all Americans once
said. “Nine-tenth of wisdom was be
ing wise in time.''
Facts and figures that may be of
interest and help to drive home more
forcibly the fundamental ideas of this
paper, crave your attention: In 1918
the per capita earnings of the United
States reached the high mark of $650.
This means that every man. woman
and child produced economic goods
valued at that figure. Taking Negro
society as a factor engaged in the
field of production it means that for
the year under consideration, produc
tivity reached (he amazing figure of
65 billions of dollars. This 65 bil
lions taken as interest at 6 per cent
represents in turn potential wealth
valued at 108 billions of dollars,
furnishing a comparison between 1863
and 1918 of a potential gain of 105
billions.
The government of the United
States when war was declared, val
ued each individual fit to “carry on”
in active service at approximately
$10,000 and brought into being a sys
tem of insurance, by which each in
dividual wag given the opportunity
of taking out insurance with the gov
ernment equal to this amount lf he
so desired. Nothing was said or has
been said about a pension system
covering the 5,000,000 of men in
volved. Along with this war risk in
surance was a system of government
allowances by which an attempt was
made to meet the deficit between a
man's earnings as a civilian and his
pay as a soldier. It has been ascer
tained that upwards of 400,000
Negroes played a part in the world's
war, involving insurance valued at
24 billions of dollars. Tms huge
sum is two and one-half times the
'amount Bismarck uemanded from
! France as indemnity for Germany
after the war of 1870, and one-half
I. s much as was asked for by cou
1 gress to carry on the nation s busi
1 ness for 11)20. The government
i placed this enormous sum within the
grasp of the Negro race within a pe
riod varying from twenty to forty-two
years. Six forms of insurance poli
'cies were offered (1) Ordinary life,
■ 2) twenty payment life. Hi) twenty
year endowment. (4) thirty payment
life, (5) rhirty-year endowment, (6)
endowment maturing at ttuv age of
42 years. ,
A little thought will show that the
twenty-year endowment plan repre
sents the best offer, placing the real
ization of the principal sum well
within the life-time of the insured.
To convey some idea of the degree
of saving necessary, the writer uas
compiled a table taking the average
age of the insured at twenty-five
years, the amount of insurance at
$10,000 on the twenty-year endow
ment plan covering 24 billions of
dollars as principal sum.
No. of rate per prem.
Year Policies $1,000 $10,000 Total Saving
1920 250,000 $39.34 $393 40 $ 98.35o.004)
1921 250,001. 39 34 393.40 98.3SO.004t
1922 250.000 39.45 394 50 98.625.000
I 0 39 f
1924 250,000 39.57 395.70 98.925.000
1925 250.000 39 69 396.90 99.225.000
1926 250.000 3 9 81 398.10 99,525,000
i • 250.00a 39.93 399.30 99.825.000
1928 260,000 40.05 400.60 100.125,000
1929 250.0011 10.16 401.60 100.400.000
1 • *.« _ 4 00<< I 402.80 loo.700.000
1*1 I 2 2o.*i$ 4«* 2< 403.80 100.700.0o0
1931 250,000 40.52 405 20 101.300.000
1932 2 0.000 40.64 4"«.40 101.600.000
1933 250,000 40 87 408.70 102.175,000
1*'34 *250.000 41.11 4)1 1*1 102.775,000
1936 250.000 41 16 414,60 103,650.000
' t 36 250.000 41.70 417.01 ln4i.250.000
1937 250,000 42.05 120.00 105.125,000
1938 250,000 42 S3 425.30 106,375.000
1939 250,00*9 42 88 428.80 107.200,000
Total $2,019,125,000
Many oth“r reasons could be urged
besides this tremendous saving pro
gram. to show the imperativeness of
holding on to your government in
surance. but the element of saving is
in inextricably interwoven in all of
them. Search as lar afield as we
may, we have vet to discover a form
of insurance offering a better policy
I with less overhead charges or better
I provisions for future generations of
the Negro race
SnbscrltSe for The Monitor.
For Mnn'to* nffic* < a" YV>uir .7'* * 1
STATEMENT OP THE OWNERSHIP.
MANAGEMENT, CIRCULATION. ETC.,
REQUIRED BY THE ACT OF CON
CRESS OF AUGUST 24, 1912,
Of The Monitor, published weekly *tt
Omaha, Nebraska, for April i, 1920.
State of Nebraska, >
County of Douglas, ) ss
Before me, a notary public in and for
the state and county aforesaid, person
ally appeared John Alla-rt Williams, who.
having been duly sworn according to
law, deposes and says that, he Is the
editor nnd oubllsher of The Monitor and
! that the following Is. to the best of his
knowledge and belief, a true statement
of the ownership manace^pent 1 and if a
daily pafter. the circulation), etc., of the
aforesaid publication for the date shown
in the above caption, required by the
Act of August 24. 1912, embodied in
section 443. Postal Ijiwh and Regula
tions. printed on the reverse of this
form, to-wit:
1. That the names and addresses of
the publisher, editor managing editor,
and business manager are:
Publisher, John Albert Williams. 204
Kaffir block. Omaha. Neb Editor. John
Albert Williams. 2«4 Kaffir block. Oma
ha. Neb Managing editor John Albert
Williams, 204 Kaffir block. Omaha. Neb.
Business manager. Ered Williams.
7 That the owners are John Albert
Williams 204 Kaffir block. Omaha
3 That the known bondholders, mort
gagees. and other security holders Own
ing or holding 1 per cent or more of total
amount of bonds, mortgages, or other
securities are None.
JOHN ALBERT WILLIAMS.
Sworn to and subscribed before me
this 23d day of April 1920.
. OTIT B ROBBINS
My commission expire* July 18. 1922
Y
t
:
I
BB |
j Have You Tried It Yell
< i The face cream that is positively guaranteed to remove all grease, shine and perspiration.
COOLING, HEALING, SATISFYING.
1 i
I Cl). Manufactured by 50Q
I » |«D Kaffir Chemical Laboratories » j»d
AJAR 815 North Sixteenth St. * cents
:: tSf-rZoE Douglas 7074 postage
; ; Sold by Pope Drug Co., 13th and Famam Sta.; Williamson's Drug Co., 2306 North 24tM*t; Melchor Drug ]
Co 4826 South 24th St; The People’s Drug Store, 111 South 14th St; Holtz Drug Store, 2702 Cuming St; ;
‘ ’ Toben Drug Co., 2402 N St; Jonas Cultural College, 1616 North 24th St; Unitt-Docekal Drug Co., 1626 Fa main. -
- Mrs B A Bostic 2124 Clarke St.; Mmes. South & Johnson, 2416 Blonde; Mme. C, C. Trent. !
I! 30th and Erskine; Mme. A. T. Austin, 4911 North 42d; Mrs. A. Hicks, 2716 Miami; Russell ;
Barbershop 1916 Cuming; Gordon Drug Co.. 2120 No. 24th; Mrs. William Murphy, 2705
:: CoXv w G Macon 2420 Lake; Miss Alice Marshall, 1835 No. 23d; Whiteside & Son Gro.
Co 5623 So. 30th; Whitby Drug Co., 2917 R St; Mrs. A. McFall, 2722 Franklin; Mrs. L. ;
Wheeler, 2321 No. 27th; Mrs. J. W. Shields, 2307 No. 27th.
=rr ' ■ ' ;i-.; : ;y:g===s====n===^
NEW YORK . OMAHA
SIOUX CITY LINCOLN
GO TO
OMAHA’S LARGEST STORE
FOR
WOMEN’S WEAR
CONANT HOTEL BLDG., SIXTEENTH ST.
V >
l The Best Buys \
in the City |
>
m m
*■ %
j2 6 rooms, strictly modern, oak finish, maple floors, three sleeping I»
■J rooms, two blocks to car; $3,250, $500 cash, $25 per month. «J
2* 5 rooms, modem except heat, 60x150, 2 sleeping rooms, two blocks Ij
JJ to car; $3,150, $450 cash, $25 per month. • %
S 5 rooms, part modem, 1 block to car, 2 sleeping rooms; this is a ^
5j dandy buy; $1,500, $300 cash, $18 per month. J,
5 7 rooms, part modem, oak finish, 4 sleeping rooms, 1 block to ^ f
% car; $2,000, $500 cash, $25 per month. Ji
i 7 rooms, part modem, dandy location, 3 blocks to car; $1,850*
$300 cash, $18 per month.
■£ 5 rooms, part modem, dandy location, 3 blocks to car; $1,850, $300 ;\
2» cash, $18 per month. I*
■2 5 rooms, part modem, oak finish, 2 sleeping rooms, 3 blocks to J,
2- .ar; $1,750, $300 cash, $18 per month.
■2 6 100ms, newly decorated, oak finish, 3 sleeping rooms, 3 blocks j»
2; to car; $2,650, $500 cash, $25 per month. £
j5 7 rooms, part modem, dandy location, 2 blocks to car; $2,350, Ji
2; $300 cash, $25 per month. >J j
2» 8 rooms, strictly modem, oak finish maple floors, fruit trees, ga- .*
VJ rage for two cars, lot 60x160; $4,500, $ 1,250 cash, $45 per month. J
,* 8 rooms, strictly modem, newly decorated, 6 sleeping rooms, 2 JJ
J blocks to car; $3,500, $600 cash, $30 per month. J,
5 9 rooms, strictly modem, oak finish, maple floors, 5 sleeping .J
% rooms, 40x130; $3,350, $700 cash, $35 per month. J.
*2 9 rooms, strictly modem, oak finish, 6 sleeping rooms, lot 50x150; ■[
2* $4,000; $800 cash, $25 per month; 1 block to car. ;■
•2 6 rooms, strictly modem, oak finish, maple floor, garage for two %
2* cars; $3,250, $1,000 cash, $30 per month; 2 blocks to car. /
*2 9 rooms, strictly modern, oak finish, maple floors, 5 sleeping J’
2; rooms, 3 blocks to car; $3,750, $800 cash, $30 per month. ■"
"I 9 rooms, strictly modem, oak finish, 6 sleeping rooms, small 3- 2" f
■2 room house in the rear, garage for two cars, 1 block to car; $4,500, ■)
■2 $1,000 cash, $40 per month. Jj
\ E. M. DAVIS \
:■ Webster 3420 j;
"I_ -!
m Gem Cleaners!
■ My business stands for what 7
I my people demand and need. 7
HB Why throw that old suit, pants, X
I skirt and that old hat away, ?
B when we are prepared to do 7
them right with satisfying ef- 2
feet? We will call for your ?
clothes when you want us and 7 <
*|pi deliver them to you when you 2
■ want them. X
Gem Cleaners
4 1S2.j South 26th Street, £
SOUTH SIDE \
HR Phone South 3887
9M
H. DOLCOFF
FURNITURE AND HARDWARE
STOVES, RUGS, LINOLEUM
Better Goods for I^ess Money, Credit if You Wish.
OPEN EVENINGS
1839-47 N. 24th St. Phones—Webster 1607; Webster 482:7
. " -
ALHAMBRA GROCERY & MEAT CO.
PRAMER BROS., Mgrs.
One Door South of Alhambra Theater
Everything to Eat
Cleanliness and Courtesy Our Motto
TRY US
Call Webster 6021
|.....—...
Telephone Dr. L. E. Britt Cputalra
Douglas 2672 Douglas 7812
/ I
Pope Drug' Co.
Candiea, Tobacco. Drugs, Rubber Goods and Sundries.
PRESCRIPTIONS OUR SPECIALTY.
13th and Famam Streets. Omaha, Nebraska *