News of the Churches
and Religious Topics
Directory.
Baptiet—
Bethel—Twenty-ninth and T streets
South Omaha. The Rev. J. C. Brown,
pastor, residence 467 South Thirty
first street. Services, Morning, 11;
evening, 7:30; Sunday School 1 p. m.;
B. Y. P. B., 6:30 p. m.; praise service,
7:30 p. m.
Mt. Moriah—Twenty-sixth and Sew
ard streets. The Rev. W. B. M. Scott,
paBtor. Services: Sunday School, 9:30
a. m.; preaching, 11 a. m. and 8 p. m.;
B. Y. P. U. at 6 p. m.
Zion — Twenty-sixth and Franklin
(temporary location). The Rev. W. F.
Botts, pastor; residence, 2522 Grant
street. Telephone Webster 5838. Ser
vices: Devotional hour, 10:30 a. m.;
preaching, 11 a. m.; Sunday School,
1 to 2 p. m.; pastor’s Bible class, 2 to
3 p. m.; B. Y. P. U., 6:30 p. m. ; choir
devotion, 7:30 p. m.; preaching 8 p. m.
Episcopal—
Church of St. Philip the Deacon—
Twenty-first neiar Paul street. The
Rev. John Albert Williams, rector.
• Residence, 1119 North Twenty-first
street. Telephone Webster 4243. Ser
vices daily at 7 a. m. and 9 a. m. Fri
days at 8 p. m. Sundays at 7:30 a.
m., 11 a. m. and 7:30 p. m. Sunday
School at 12:45 p. m.
Methodist—
Allen Chapel, A. M. E., 181 South
Twenty-fifth Btreet, South Omaha.—
The Rev. John H. Nichols, pastor.
Residence, 181 South Twenty-fifth
street. Services: Preaching, 11 a.
m.; Sunday School, 1:30 p. m.
Grove M. E.—Twenty-second and
Seward streets. The Rev. G. G. Logan,
pastor. Residence, 1628 North Twsn
ty-second street. Services: Sunday
School at 10 a. m.; preaching at 11 a.
m. and 7:30 p. m.; Epworth League,
6:30 p. m.
St. John’s A. M. E.—Eighteenth and
Webster streets. The Rev. W. T. Os
borne, pastor. Residence, 613 North
Eighteenth street. Telephone Doug
las 5914. Services: Sunday, 11 a. m.
and 8 p. m., preaching; 12 noon, class;
1:15 p. m., Sunday School; 7 p. m.
Endeavor; Wednesday, 8 p. m„ pray
er and class meetings. Everybody
made welcome at all of these meet
ings.
OUR PUBLIC FORUM
IV —F. A. Vanderlip
On The Business of Banking:
The farmers of this nation to come into their own
must study business. We must, as a class, understand
the fundamental principles that underlie every industry,
its functions to society and its relation to agriculture, for
there can be no intelligent co-operation without under
standing. Mr. F. A. Vanderlip, president of the National
City Bank of New York, when asked, “What is a bank?”
said in part:
“The first and most familiar function of a bank is
that of gathering up the idle money of a community,
small sums and large, and thus forming a pool cr reser
voir upon which responsible persons may draw as they
have temporary use for money. It is evident that this makes large sums in the
Aggregate available for the employment of labor and the development of the
community. But much more is accomplished than the use of the money
actually deposited in the banks, for by the use of drafts,' checks and bank
notes the efficiency of money is multiplied several times over. A very large
business, for example one of the great beef packers, may use very little
actual money; on one side of its bank account will be entered the checks
and drafts it is daily receiving from everywhere In payment for meats,
while on the other side will be entered the checks it draws in payment for
cattle, etc., its only use of money being for small payments, to labor and
otherwise.
If there were but one bank in a community and everybody paid all
bills by drawing checks on that bank, and everyone receiving a check imme
diately deposited It in the bank, the amount of money In the bank evidently
would not change at all and the entire business of the community would be
settled on the books of the bank. And the situation is but slightly changed
when there are several banks, for they daily exchange among themselves all
the checks they receive on each other, which practically offset themselves,
although the small balances are paid in cash. This is called ‘clearing’ and
in every large city there is a ‘Clearing House’ where representatives of the
banks meet daily to settle their accounts with each other.
v A bank is constantly receiving from its customers, particularly those that
are shipping products to other localities, drafts and checks drawn on banks
in other cities, which it usually sends for deposit to a few correspondent
banks In the central cities with which it maintains permanent accounts. In
this way these scattered credits are consolidated and the bank draws upon
these accounts in supplying customers with the means of making payments
away from home. As each local community sells and buys about the same
amount abroad in the course of a year, these payments largely offset each
other. It is evident that the banks are very intimately related to the trade
and industry of a country. The banker is a dealer in credit much more than
a dealer in money, and of course his own credit must be above question. He
exchanges his credit for the credits acquired by the customers, and lends
credit for their accommodation, but he must conduct the business with such
judgment that he can always meet his own obligations with cash on demand
This is the essential thing about bank credit, that It shall always be the
same as cash.” _ __
A writer in the New Republic of
March 20, says: “Whatever happened
during reconstruction, this film is ag
gressively vicious and defamatory. It
is spiritual assassination. It degrades
the censors that passed it and the
white race that endures it.”
C. H. MARQUARDT
CASH MARKET
Retail Dealer in Fresh and Salt
Meats, Poultry, Oysters, etc.
2003 Cuming St. Doug. 3834
Home Rendered Lard. We Smoke
and Cure our own Hams and Bacon.
MAYOR DAHLMAN INTRODUCES
ORDINANCE.
An ordinance prohibiting public ex
hibitions in the city of Omaha, and
providing a penalty for the viola
tion thereof.
Be it ordained by the city council of
the city of Omaha:
Section 1.—It shall be unlawful
for any person, firm or corporation
to publicly show or exhibit in any
place in the city of Omaha any pic
ture or series of pictures by any de
vice known as mutescope, kineto
scope, cinematograph, kinemacolor,
penny arcade, moving picture or any
vaudeville act, drama, play, theatri
cal song or stage or platform per
formance, or any advertisement or
billboard display which tends to incite
race riot or race hatred or which
shall represent or purport to repre
sent any hanging, lynching, burning
or placing in a place of ignominy,
any human being, the same being in
cited by race hatred.
Section 2. Any person, persons,
firm or corporation violating any of
the provisions of this ordinance
shall be deemed guilty of a misde
meanor, and on conviction thereof
shall be fined in any sum not less
than one dollar nor more than one
hundred dollars.
Section 3. This ordinance shall
take effect and be in force from and
after fifteen days from its passage.
The above ordinance was intro
duced to the commissioners Thurs
day by Mayor Dahlman, read the
first and second time and referred to
the committee of the whole.
PATRONIZE OUR ADVERTISERS.
REMEMBER—That the firms who
advertise in this paper expect and ap
preciate YOUR PATRONAGE. Ad
vertising is a BUSINESS, not a char
itable proposition. If you wish to
boost The Monitor—if you wish to
help make it the best Race Paper in
the country—patronize these firms
and tell them that you saw their ad
vertisement in The Monitor.
3TRENOTH AND
DELICATE'
AROMA—
THAT IS
I TRY A
AND BE
CONVINCED!
ORRTE S. HULSE C. H T. RIEPEN B
Harney 8267 Harney 6584 ■
HULSE ® RIEPEN f
Funeral Directors 1
Doug. 1220 701 So. 16th St. I
t— »' «■ ... » ■ ■ «'■»■■«—-y
C. P. Wesin Grocery Co.
J. L. PETTEYS, Mgr.
Fruits and Vegetables
2005 Cumino St. Tel. 0. 1098
| Tel. Red 1424
t Will L. Hetherlngton
j Violinist
y Instructor at Bellevue College
y Asst, of Henry Cox
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. .-«•- • • — ■■■ • ;
Attend First Annual Ball
— OF —
Colored Firemen of Omaha
— AT —
Alamo Hall, Nov. 19th
Admission, 25 Cents