12-A
rilB OMAHA SUNDAY BKE: NOVEMBER 29, 1914.
BUSINESS OUTLOOK
IS BRIGHTENING UP
Vice Treiident Eaxling" of Milwiin
kee Eoad Seei Trade Reriral in
the Near Future.
WAR SCARE IS HOW ABOUT OVER
4 mfrlrail Purpart- to Absorb e
rtrltln Held Abroad- Frella
tm ' be Rmmt la Alradr
Mark ImproTfi,
Workmen's Gompensation Insurance to be Effective December 1
WORKMAN'S LAW EXPLAINED
Compensation Statute Will Go Into
Effect Within Few Weekt.
t
MUTUAL COMPANY FORMED
That America will toon be able. If the
balance of traJe continues In IU favor,
to handle all the securities now helil in
Europe, waa the. opinion of II. B. Earl
In:, vice president of the Milwaukee road,
who paaaed through Omaha on his way to
Kan Francisco to stse up the Renrral
situation on the Paclflo coast. Mr. Earl
Ing haa Just completed a trip of the same
kind through the east and recently at
tended a bla; conference of railroad .and
buslnen men In New York City. "I found
condition much Improved as compared
with my last trip alone the Atlantic aea
board and the difference In the feeling
toward the future waa moat marked." Mr.
Earllng attributed much of the changed
sentiment to the attitude of the publlo
toward the larger business Institutes.'
Revival la Ortala.
"It Is the Impression In the east.' be
said, "that we are going to have a great
volume of business and that while the
changed conditions have not been felt ma.
terlailjr as ret, nothing can bold back a
commercial revival. 1 do not speak from
the standpoint of the railroads, for they
can handle wtth preaent facilities a much
larger tonnajre than Is going at present.
The problems of th railroads must be
adjusted as a separata entity.
"We are hopeful that the Interstate
Commerce eommlaaloo will consider the
merits of the railroads In the near fu
ture, and permit some changes which will
put transportation operations on a prof
itable basts. When this Is done and the
dividends and Interest established as a
regular business matter, then I confi
dently believe the American Investor will
come forwad. buy stocks and bonds In
American Institutions, take up gradually
the securities held In Europe, and the
.United States will be free of the conse
quences of diplomat! o and .hostile tur
moll that haa been set afoot during- the
last four months.
"1 do not know bow much of American
securities are held In Europe, but should
the demand for 'American products go
forward in the future as It haa In the
past, our Investors, with' the balance of
trade aa a base, could absorb these se
curities within a wary short time. We
know that Europe must buy here and if
we held these securities we would be self
contained and there would be no occasion
to fear a further shrinking or breaking of
market values by reason of the sudden
liquidation of American securities held
In Europe, when demands for liquidation
came on.
"On the whole I believe the change Is
Juat around the comer, and when it
comes. It will record the commercial re
vival n the United States."
Maaafaetarera Oraaalae Mataal Ia
saraaee Company Carry Oae
Another's Rlak la Matter of
Liability lacarred.
Little Girl Lurned j
Starting Fire in
' Eange With Coal Oil
Maude Richards, aged 10 years, daugh
ter of Mr. and Mrs Will Richards, tat
1'lerce street, was severely burned when
she used coal oil to start a fire In the
range. The flame flared up so suddenly
that the little girl's dress caught fire and
she was badly scorched .about the limbs
before her mother, who was sick In bed,
could aid her. Mrs. Richard waa also
slightly burned. The two were attended
by Dr. C. B. Folts and the little girl was
taken to fit. Joseph's hospital.
Mr. and Mr Richards have been aep
arated for several months and, being In
straightened circumstances, the little
girl waa the only one who cared for her
mother during her Illness Polios Matron
: Ellen Gibbon bs taken charge of the
case. . J
Navy Men of Omaha
Planning Big Ball
Members of the Omaha Navy crab and
4har ax-nary men are planning to hold
th biggest end best navy bail ever known
In Omaha. Saturday even Inc. December
11. at Metropolitan hall. It will be the
third annual ball given under th auspice
of the club.
Many Omaha men who hav seen serv
ice on Uncle Sam' ships, but hav not
yet joined the local club, are beoonUng
interested In It and the danc. A large
attendance 1 expected at th next regu
lar meeting of th club, to be held in the
CrtMid Army room, at th court house,
next Friday evening. '
William I Hackett Is president of
the dub. He and Secretary Daniels ar
artiv In arranging for th balL
UNI OF OMAHA STUDENTS'
TO START LIBRARY FUND
A library fund la to be established by
the students of the University of Omaha.
A number of concerts, lectures and plays
are to be given in the near future, the
lroceed of which will go toward estab
lishing, this fund.
The student body, working la co-opera
tion with yh Junior class, will give a eon
cert next Saturday at the- university
gymnasium. As much school talent as
I possible will be uaed, though . a number
of outsiders will ale have a part on the
program. Miss Grace Poole has been u
g&aed fur several piano parts.
At last ambulance chaning Is to be tnded
in Nebraska, when the workmen's com
pensation law, approved by the people
of the state by popular vote at the last
election, goes Into operation. The law
will likely be declared In operation within
the next few week.
The law Is specific In fixing the amount
of compensation due to Injured employes
for specific Injuries whlls on duty. In
esch case It specifies a given per cent
of the employe's wages to be paid for a
stipulated period of time after such In
Jury. It Is designed to do away with
costly litigation, which has been a detrl
merit both to employer and emptoyod.
Mataal Coapaales Formed.
Born Important change wilt be noticed
In the conduct of business In the state
For example, the manufacturers of the
state have already organised for the pur
pose of forming a mutual Insurants com'
pany to carry one aothars risk In the
matter of liability Incurred from the In
Juries sustained by employes in their
plant. Th companies hav the privilege'
of organising mutual companies. Insuring
with a blanket Insurance under any of
the existing liability Insurance corn
pen lee, or carrying their own rlak In the
matter of liability for Injury of employes.
Some will still carry blanket Insurance
with liability companies. A large per cent
of them have already signed the agree
ment to come Into the new mutual com
pany, A few will carry their own risk
This latter ease occurs In the Instance
In which a man has a small manufactur
ing concern, employing perhaps not more
than two or three men, and being an em
ployment . that Is In no way dangerous
o life or limb of employ. Such an em
ployer doe not car to pay a heavy pre
mium to an Insurance company annually
to protect htm against liability for In
Jurie when he knows th chance ar a
thousand to on that 'no accident will
ooour In hi little plant He may choose
to carry hi own risk; that Is, carry no
Insurance, but set aside a little fund on
his book tobe used for a liability fund.
In case he should have an accident
Will Accentuate. Safety.
Grant Hamilton of the legislative com
mute of th American Federation of La
bor. In speaking to the Central Labor
union In Omaha a few day ago, made a
point wheni aald .of th compensation
law. ' "You are not merely , selling legs
and arms for H00 apiece or whatever th
price may be, but under thi law uoh
safety precaution must develop that It
111 be practically Impossible for ucb ac
cident t occur."
Stat Insurance .Commissioner Brian
ha mad th following analysis of th
lawi
Th workmen'! . oompemaatJon taw,
passed In th 1MI legislature, having been
suspended from operation owing to a
referendum petition being Tied with th
secretary of state, asking that the law
be referred to th voters at th general
lection In November, 19lt, and aa the
unofficial tabulation evidence th adop
tion of said law, I believe It of Interest to
the publlo to glv a digest of th most
Important feature of th act
Th law will be In fore and effect
within ten day from th 23d day of
November, at which time the vote la of
ficially canvassed by th stat election
board,
"The law will apply to every employer
In this state employing five or more em
ploye, except those employing household
domestic servants, farm laborers and
railroad companle doing Interstate com
merce, who ar subject to conn reus and
not within th provision of this law.
"Part I is so framed aa to penalise
both th' employer and the employ If
they do not elect to com within th
provisions of Part IX
, Application ml Law.
"Part IXBvery employer (other than
thoa exempted.) automatically com
within th provision of th workman'
compensation law and will be governed
by It provision unless th employer
poats. and thereafter keep posted, in a
conspicuous plac or plaoe where hi
workmen are employed, a written or
printed notice of hi election not to be
bound by Tart II, and h must fll a
dupllcat of such posted notlo with th
Insurance commissioner, and unless vry
employ give! A written or printed notice
to his employer of hi refusal to be bound
by Part II and file a dupllcat proof
of th aervlc of such notice with th In
aurano commissioner, h will automatic
ally com within th provision of the
law, and be governed by It provision
"If an employer haa given notlc not to
accept th provision of part II he may
ater waive such notlc by posting In a
conspicuous plac a written or printed
notlc of withdrawal and fll a dupMcate
notlc with' th Insurance commissioner.
"If an employ has given notlc not to
accept th provision of part II, he may
later waive such not lei by posting In a
writing directed to the ' employer and
servs same i upon his employer, or his
went, and flit a duplicate with the In
surance commissioner. The waiver will
not be effective until noon of the fifth
day after filing the required notice with
the Insurance commissioner.
( natrartnra ) aabroaraeo.
"The owner la not responsible where a
contract Is let to a contractor or a con
tractor la not responsible whers a con
tract Is let to a subcontractor If all done
In good faith, provided the owner re
quires the contractor to procure a policy
according to this art No compensation
will be allowed for the first fourteen days
after disability begins unlee such dis
ability continues for eight weeks or
longer. Purina the first twenty-one days
after the disability begins the employer
Is liable for a reasonable medical and
hospital service not to exceed $300.
"For the first 8"9 weeks 60 per centum
of the wages received at the time of In-
Jury, and the maximum amount received
shall not exceed $10, and the minimum
amount received shall not be less than $S
per week. Provided, that after the first
3n0 weeks of total permanent disability
the employe shall receive 40 per centum
of th wages received at the time of ac
cident but not more than $. per week, or
lea than $4 per week.
Beeelts for peel fie lajary.
"Khali be 60 per centum of the wagei
receive! at the time of the Injury for
(he periods as follows:
For the loss of hand, payments for 175
weeks.
Kor the loss of arm, payments for US
weeks.
Kor the loas of foot payments for ISO
eeks.
For the loss of leg, psyments for 118
Wf-eks.
For the loss of eye, payment for IS
weeks
For the loss of two or more of such
members not constituting total perma
nent -Usability shall be the aggregate
time of periods specified for each.
For the loaa of both handa. arms, feet,
Itaw and eyes the same benefits will be
ild aa for the total permanent disability.
Death Iteaeflta.
"In rase of Injuries resulting In death
the dependent shall receive 60 per centum
of the wages received for a period of 360
EVERY CHILD'S MAGAZINE
X-MAS NUMBER ATTRACTIVE
The Christinas edltl-m of Every Child's
UagaElne. stilted by (Intro Sorenson, Is
the moat atirac'ive nu:nbr that has yet
U--n is.uvl. . Ail the departments con
tained in a grownup' magazine .are
tlup'.ii'at-d lit this periodical la a simple
ai.d (i icii style for children, and the
b: el ia a aiorvhouae of useful, 1q
tiitc.no reading, bealdes containing
I urea and poems of fiction to delight
Uu little Iota.
crrrrrr u'rrj-izua
To promote peace, hap-
ARRESTED IN CHICAGO FOR
STEALING AUTO IN OMAHA
Walter pi, Thomas and Charles Ouyer
l ave beeu arrested by th Chicago police
1 ,r the theft of a $.W4 inachioe from te
lal CaxUrcar company, two wka ago.
Hie c&r has also been recovered and th
to men will be brought back to Omaha
t.y I'eUictive John Psuuowkki, whj
k.&ve for that city at once.
piness and good health
J it is necessary to keep j
the Stomach, Liver and
Jtowela working hanuo- J
' niously and at the first
LJ sign of disturbance 0
you should 'resort to
oIIOSTETTER'sS
STOMACH BITTERS
It helps Nature restore . j
Ktrvnp-tli nn,l niirnr 4t L-J
. ' " f V .AQUA IU
r-i the entire digestive ays- r'
Li tern. Try a bottle. e
o .m m ni n ti
weeks, and for an amount of not more
than $10 or leas than $S per week, and In
addition, burial and sick expenses not to
exceed $100.
"If the employe Is Injured by reason of
wilful cegllgence or by reason of being
Intoxicated, no benefits will be pall.
"If the employe It employed by two or
more employer, the benefit will be pay
able In proportion to the wages paid by
each employer, unless a contract Is made
between themselves of the burden of the
Compensation to be paid.
"No other Insurance held by an em
ploye will detract from the compensation
under this act
"No agreement by an employe to waive
his rights will be valid.
"Notice most be served upon the em
ployer or his agent as soon a practicable
after th happening of an accident and
a claim for th compeneatlon must be
made within six months to be valid.
"Notlc of an accident mus be In writ
Ing. signed by the person or by a person
In hi behalf."
. X.OTS,
President.
r. A. PBAXTZK,
Tic President.
O. W. VATTLII,
Tie President.
TAXK T. XAMXLTOsT, J. W. OXACS.
Secretary.
The Employers
Mutual Liability Insurance Company
OF NEBRASKA '
A MUTUAL COMPANY CREATED BY THE WORKMEN'S
COMPENSATION ACT TO INSURE EMPLOYERS AT COST
Office: Woodmen of the World Building
i . '
Telephone Donglas til 5,
DIRECTORS
tbo. o. nm,
Presides) Bryita-Kasuaev Dry Oood Oe.
PXAJrr T. KAJtTLTOsT
President Omaha Oaa C.
Prank B. .TOXHaOaT
acretary and T Omaha Printing' Co.
A, J, ZrOTS - '
President IVovelaad Para Oo,
If. a PBTBBB
President M. C. Peter mil Co.
overeign Command Woettw af the World.
CK W. WATTUIt
Pre. Omaha ft OouneU Bluff ret By.
nu B. TTPBXZB,
. President TTpdlk OraU C.
PATX T. MtUMMBm,
President ttlaur lCaaafaetarla Co.
ChMna Counsel, CBOPOOT BOOTT, Omaha Batlonal Bank BaOAing.
This Company has been organized by
large employers of labor in Nebraska in order
to obtain their-. Compensation Insurance at actual cost
Your Liability Insurance becomes void December first
when the new Nebraska Workmen's
Compensation Law goes into effect.
WIRE. CALL OR TELEPHONE FOR INFORMATION
REGARDING MEMBERSHIP IN THIS ASSOCIATION
FOR
S
Workmen'
Compensation
Insurance
-CONSULT-
McCague
Investment
Company
H. K. MANSFIELD, Liability Mgr.
1506 Dodge Street
OMAHA, NEBR.
ASK US FOR RATES
s TELEPHONE
Douglas 415
Complete Copy of the LAW Furnished
Upon Application.
LAW EFFECTIVE, DEO. 1, 1914.
A. J. LOVE, President
FRANK J. HASKELL, Treu.
LOVE-HASKELL CO.
Telephone Douglas 380
Omaha National Bank Bldg.
We would be pleased to discuss the
Workmen's Compensation Law
with you before placing this protectionphone
us as we believe our proposition will interest you.
COURTESY
PROMPTNESS
iaaaaBMMM
ACCURACY
J. H. Mitheii Co.,ic.
Leader in
Workmen
s
Compensation
Insurance-"
Representing
"Tfie Old Fidelity Company"
City National Bank Bid;.
Douglas 1278
AETNA
;
Life Insurance Company
Accident and Liability
Department
The Largest Company in the
World writing Compensation,
Accident, Health and Life In
surance. Assets $114,000,000
John Dale & Sons
GENERAL AGENTS
305 Karbach Blk. Phone Douglas 489