Image provided by: University of Nebraska-Lincoln Libraries, Lincoln, NE
About Omaha daily bee. (Omaha [Neb.]) 187?-1922 | View Entire Issue (March 12, 1905)
-THE OMAHA DAILY DEE: SUNDAY. MARCH 12, 1905. 21 CROWMOFIIIE SURETY BOND Oce of the New DeYelcfuynti of American .' " Ininnne Promotion. ENTERS ENGLAND ONLY AFTER BIG FIGHT Raslnjess la Fast Reaching Oat lata Ft err Cirtlle4 Coialry the Face of the Map. Ths people of this country In general and th Insurance world In particular, have watched with much Interest for a few ?ars paat the effect of the American In vasion of Europe, with especial reference o the efforts of insurance companies, eign Insurance companlea have long oper ated with success In thla country and have companlea. Life Inauranc companlea have 0)luiop s M9B)uApa Itsnb pus unil oj1 auras m Xnnonjil poruooje ua.q already gained a foothold In nearly all the leading European countries, although their Tntereata are frequently placed In ap parent jeopardy by the threatened passage of law which would Impose harsh and unumial reatrlctlona, sometimes. It la al leged, with a view to precluding the en terprising American companies from com peting on equal term with the borne as sociations. . tii It baa been with Ufa Insurance com panies, so It haa .been to more or less eatent with lira and other Insurance com panlea. It haa aeemed difficult to break dpwn what appeared to be barriers of prejudice erected by European officials and sustained, at least through moral sym pathy, by European courts. It will, therefore, be of Interest to the Insurance world to learn that In the surety bond field, one of the youngeat branches ot Insurance, (n which the United State haa coma to lead the world, by a recent decision of the highest courts of England, the Tight of American surety companlea to do business In Great Britain haa been strengthened, and, by the acceptance of such companies aa sole surety on under takings In judicial proceedings, a distinct epoch haa been marked. Extent of Surety Operations. While it may not be generally known, American surety companies of recent years have extended their operations to Alaska, L mada, Mexico; Hawaii, Cuba, Porto Rico, Jamaica, England, Franca and the Philip pines. Two of the largest bonding or fidelity companies have made determined efforts to establish branch offices in France and England. The, French experiment haa not been very successful, as Anglo-Saxon countrlea seem to be more satisfactory soil for the transaction of thla business, and th Fidelity and Deposit company of Maryland, after depositing $250,000 in the form of English consols and agreeing upon a board of trustees, composed of Lord Revelstroke, J. Plerpont Morgan, jr., and Sir Edward Dawklns, was permitted by Parliament to transact Its business In Great . Britain. But thla atep did not terminate the contest to establish the right of American companies to operate in Great Britain, the details still had to be worked out and decisions had to be se cured supportlng'auch legislation. ? Although Hon. Edwin Warfhjld, president of the Fidelity and Deposit company, and now governor of Maryland, personally ar ranged the details for the introduction of the company into England, early in 1901. It was' not until a few weeka ago that Mr. Stephen W. Gambrill, the manager of the London .office notified Governor. Warfleld o ace judicial proceedings, Teat-Ca A Bnglan. Irhe case of Aldrlch against the British Griffin company, limited, Justice Phlllmore held' that there were sufficient English corh ' panles- doing business so as to preclude the necessity of calling on any foreign com panies to furnish surety, and, therefore, rejected the bond of the Fidelity and De posit company. Oh' appeal to the court of appeals, the lord' high chancellor held that it would be monstrous to lay down a general pro position that no bond of a foreign com pany could be accepted. Lord Justice Stirling and Lord Justice Mathew of that court agreed with the lord high chancellor, and . the caae was remanded, with Instruc tions to the master to accept the bond. The court was unanimous In Its opinlou that the Fidelity and Deposit company's bonds should be accepted In the courts of England. The effect of auch a step Is obvious, in such cases aa the writing of bonds cover ing' the faithfulness of employes and agents the bond is merely a commercial contract of guaranty or suretyship, but In court bonds the government itself Is often the grantee or party to whom the security Is given. Tfw field of operations ' of American surty companlea Is thus extending every ' day and It seems not an unsafe prediction to make that In the course of the next ten years American aurety companies will be transacting bualneaa In 'every leading Anglo-8axon country In the world. HARRY B. BYRNE. IAIWUII V 1 1 1 Jf iiuviiibu v.w; I it m decisive-legal vlct-ory fc validating thsj iccfjitancsfcfi JthAt -nianyVbonaavn-t IRISH BULLS AND IMITATIONS Tha Real Article Compared with Anglicised Specimen Expressed - In Court. ' An English propensity to have fun with Irish bulls, for several generations, has probably "lone more to widen the chasm between Celt and Sassenach than anything In Ute years. The Engllah, who have al ways been stronger with battleaxes than Damascus blade, have been alow to lee the real . wit concealed In every genuine Iriah bull, and quick to roar at their manifest,-and apparently absurd, contradic tions. Jruh rage at thla obtuaeness -has hardly been justified, for It Is not, aa many Irishmen believe, , assumed for the pur. poee. .of poking fun at the Irish. A diffi culty lt seeing the point ot a joke la con stitutional with so many Englishmen that Van American story tellers. Including Am bassador Choata and Senator Depew, have failed .to draw more than a polite smile from people in London who were earn estly striving to make themselves .agree able to guests with whom they were strik ing "hands across tha sea." '- - An Jrlah bull can set an English dinner party roaiiag, not at the wit -which It conceal. but At the contradiction which It reveals. A contradiction In terms Is a very palpable thing, and the Irish should not . complain If It is so plain as to ob acure everything else to everybody but the anointed, a A bull will always raise a laugh, which ts some consolation to the man who makes it. and who can felicitate himself with the delusion that the inner meaning of the thing haa been made clear. It la never the perpetrator of bulls who rages at English mirth, but the Irish who have to bear, thla mental quality of their countrymen exploited at great length, and In huge murriraent. In English goclty. It Was one of these who once, with the In tention of showing London diners who had bean hunting Irish bulls what the Inner essence of a bull Is, said: "Gentleman, not mors than half of these lies on the Irish axe true." Here was ths best bull of tha evening, made in jest, but the bear rn. took 1( In earnest,, and for tha reat of the night the Irishman who made It was vicarious sacrifice for bis race. Jsul now it begins to appear that the English are growing aware of -the possi bilities In the bull enough to use It them selves. A libel suit In London last week grew out of a publication which had raid of the plaintiff: "If all married men were like Mr. Croesland, widowhood, one would Imagine, would be by far the happier state for JJ)elr wives." An English Jury, nat umlly enough, could not acquit a man who believes that a woman can be at once wife and widow. It was a bull, but a very poor one, not enough, we should think, to call for punishment, unless the Jury detected In It a base Imitation of that famous Irish bull made by Sir Boyle Roche, who, while speaking In Parliament and mourning the decadence of hie time, said: "Sir, If Julius Caesar were alive to- iay he would be glad he Is dead." The English bull In the libel milt Is so obvious but no feeble an' Imitation of this that It Is not strange the Jury refused to acquit the perpetrator.-St. Ixuls Globe Demo crat. DREARY HOME LIFE IN RUSSIA Katlnar, Mlrrpina and Ssieklsg the Chief Occupation of tha Head of the House. - The daily life of A Russian couple of the wealthier .classes Is singularly regular and monotonous, varying only with the chang ing seasons. In summer the lord of the house gets up about T o'clock and puts on. with ,t he assistance of hi valet de chamber, a simple costume, consisting chiefly of a faded, plentifully stained dressing gown Having nothing particular- to do, ha sits down at the open window and looks Into the yard. Toward I o'clock tea Is announced and he goes Into the dining roomt-a long, narrow apartment, with ,bara wooden floor and no furniture but. a table and chairs. Here he finds his wife with the tea urn before her. In a few minutes the young children enter the room, kiss their papa's hand and take their places around the table. . As this morning meal consists merely of bread and tea It does not last long, and all disperse to their several occupations. The head of the house begins ths labors of the day by resuming his seat at tha open window and having tils Turkish pipe filled and lighted by a boy whose special function 4s to keep his master's pipe In order. The housewife spends her morning in a more ac tive way. As soon as the breakfast table has been- cleared she goes to the larder, takes stock of the provisions, arranges the meals and gives to the cook the necessary materials with detailed instructions as to how they are to be prepared. . The rest of the morning she devotes to her other house hold duties. Toward 1 o'clock dinner Is announced and Ivanovltch prepares his appetite by swal lowing at a gulp A Wineglass of Jioroe-mads bitters. . Din tier Is the great event of the day. Food Is abundant and of good Quality. but mushrooms, onions and fat play rather too important a part in the repast, and the whole is prepared with little attention to the recognized principles of hygjene. No sooner has the last dish , been removed than a deathlike atillneas falls upon the house. It Is th time of the after-dinner siesta. The young folk gp Into the garden and all the members of the household give way to drowisness naturally, engendered by a heavy meal on a hot summer day. Ivanovltch re tiree to his own room, from which the flies have been carefully, expelled bf his, pipe bearer. His wife doses in a big armchair In the sitting room, with . a pocket . handker chief spread 'over 'her face. The servants snore in. the .corridor, Aho garret or the, Jiay shed, and even tne old watchdog In the cor ner of the yard stre.tches7hlmself out at' full length on the shady side of his kennel. In about two hours the house gradually reawakens, dqors begin to creak, ths names of????alou .rVants'-are bawled out in au tones, rrom bass to falsetto, and foot steps are heard In the yard. Soon a man servant Issues from the kitchen, bearing an enormous tea urn. which puffs like a little team engine. The family" assemble for tea.Chlcago Chronicle. . - A MIDWINTER FISH STORY Largest Fish Ever Taken 'in Paget Bound Puts Vp' a Game . Fight. Lashed to the stern of a small fishing craft the largest flsh ever taken In Puget Sound came to this port. It measured a trifle more than nine feet In length and weighed probably 600 pounds. There was a dispute- regarding Its .species when the black monster was towed In by Nick Du pont and a crew of Greek fishermen. Some were of the opinion that he was of the shark . variety, and a . majority,. Including men .who claim to have seen the same kind In foreign waters, were of the opinion that It was a blacklist. Dupont operates a small , salmon Ash ing crew on the sound. The nets were set off 'West Seattle, and about 1:30 o'clock in the morning; the. crew -went out, In charge of' Dupont. 'to' make a haul. No totmer had . they taken hold of the seine than there was a terrific struggle be neath -tha- waters,- anMtwaa evident that more than salmon had been caught. The men pulled the net to the' surface, when the captive was brought to view. For a moment .ths tremendous tail lashed the water Into a foam. The net was torn from one. end to the other, and whatever tha catch of salmon had been, i was re leased.' f While the fish was struggling a rope was secured 'and made fast about its tall. It was then .tha , work, of .a. few moments to take the oars and pull for the shore. On ths way over ths 'fish seamed to be fagged out, and did not make much re sistance until near' the'wharf.' when he" began t gght,, and for a moment It looked as though the little fishing craft and Its occupants would bo sent to tha bottom.- However, tha men managed to keep the Ash away, and Anally he was landed pear A little jetty, where he re mained over night. A rough measurement showed 'him to be a little more than nine feet long. His body Is black In color. In form he' re sembles 'very : much the sturgeon. His back is straight, and hla tall bevels up fully a foot over tha top of bis back. In hla thickest part he measures probably eighteen inches through and tapers front head to tail- His eyes are very large and protrude, giving him the appearaaos of 'great ferocity. , , After he was tied to tha stern of ths fishing smack he appeared to -be at ease and took a long rest. ? An hour- later ho tugged at the two feet gf rope which Was given him to play, but again realised hla captivity and settled down for ' the night Within tha recollection of ths oldest fish ermen In Seattle there haver was so large a flsh taken In Puget sound before. He la evidently at boms In the ocean, and ad venture led to his fate. Seattle Post. Assets or Life Companies. According to tha reports of tha New York insurance department ths aggregate assets of ths thirty-two life companies re porting for the year ending December U. 1891. were 1971.867,224. Ten years later. De cember 1. 1901, forty-two companies re ported . total funds of Jtttat.i2S.302. an In crease of accumulated assets of 11, S4.it. 978,, or 1 per cent. Six of these oom panles held of this sum IX.4M.310.lf7 and three of the aig controlled 11.131.171,600. ' rely Companies1 Capital. A bill pending In the Ooanectlcut legisla ture, which has sufficient support to Insure Us passage, requires surety Insurance com panies seeking business in -that stats to ra"0J,K . caeheapltajt. j To Our Many Friends and Patrons ' ' mm- usn-mu mmun mun-nmum umrnw mmmmmimmmmmmmmmmmmmmMmmmmmmmmmmmmmmmmmmmmmmmmmmmmmm . a XkTE arc today complying, with the insurance laws of ths State of Nebraska rardin the publication S of companies authorized to do business for the year 1905, and ' beg to thank you for past favors and respectfully solicit a continuance of the same CERTIFICATE OF PIBLICATIOV STATE OF NEBRASKA. OFFICE OF At'DiToR dF PCnlC AaULriiS. LINCOLN, Ffb. 1. lHOrf. IT IS HERKBY t tiKTIKIEU. Toat the fcrnpiuyers Liamlity Assurance Corporation ot !ndon England, has compiled with the Insurance law of this state, applicable to such com panies, and is therefore authoiiied to continue the biulne.-a of accident, em ployers' liability, nuelity and htauh in aurance In this state for the cuireut year ending January list, 1906. Summary of Report Fil-d for tha Tear Ending December 31st, 19t4. INCOME Premiums J,142.--6 82 - All other sources. 71,406 0 Total 3,214.0flJi3 DISBURSEMENTS Paid policy hold ers f 841,709.06 All other pay ments tl.U7,462.3 Total tl.97&.171.8 ADMITTED A8SET8 . $2,627,184.17 LIABILITIES Unpaid claims and expenses Unearned I urns All other - liabil ities Statutory deposit Surplus beyond capital stock snd other liabilities. Total ...1 635,825.00 prem- 28O.OOO.OO-l,7O4,077.S4 200,000.00 623.106.S3-f 823,106.83 12,F.27,184.17 Wltners my hand and the seal of the Auditor of Public Accounts the day and year first above written. E. M. 8EARLE. Jr. (Seal) Auditor of Public Accounts. JOHN L. PIERCE, Deputy. CERTIFICATE OF Pt BI.1CATIOX. STATE OF NEBRASKA. OFFICE OF AUDITOR OF PUBLIC ACCOUNTS. LINCOLN. Feb. 1st, 19W. IT; IS HEREBY CERTIFIED. That the Uverpool and London and Globe Insurance Co. of Liverpool, England, has compiled with the Insurance law of thj state, appli cable to such companies, and la therefore authorised to continue the business of Are and lightning Insurance In thl state for the ciurent car ending January alst, 190i. Witness my hand and the seal of the Auditor of T'ubiic Accounts the Uuy and year first above wrtiten. E. M. SEARLE. Jr.. (Seal) Auditor ot Puolic Accojms. JOHN-L. PIERCE. Deputy. CERTIFICATE OF FIBLICATIO.V STATE OF NEBRASKA.. OFFICE ,OF AUDITOR OF PUBLIC ACCOUNTS. LINCOLN. Feb. 1st. 1906. IT IS HEREBY, CERTIFIED, That the America Insurance Co. of Newark, In the state of New Jersey has complied with the Insurance law of this state, applicable to such companies, and Is therefore authorized to continue the business of Are and light ning Insurance in thla state for the current year ending January 31st, 1906. Witness my hand and the seal "of' the Auditor of Public Accounts the day and year first above written.. E. M. SEARLE. Jr.. (Seal) Auditor of Public Accounts. JOHN L. PIERCE, Deputy. CERTIFICATE OF PI BMCATIO. STATE OF NEBRASKA. OFFICE OF AUDITOR OF PUBLIC ACCOUNTS. . ' LINCOLN. Feb. 1st. 1P05. IT IS HEREBY CERTIFIED. Thst the Insurance Company of Norths America of Philadelphia. In the state of Pennsylvan'a, has complied with the Insurance law of this state, applicable to such companies, and-Is therefore authorised to continue the busi ness or Are and lightning insurance in this s.ate tor th current year cnamg January 31st, 1906. ' Witness my hand and the seal of the Auditor of Public Accounts the djay antl cir first above written. K. M. SEARLE. Jr.. (Seal) ' Auditor ot Puoilc Accounts. JOHN L. PIERCE, Deputy. CERTIFICATE OF PI BLlC ATIO. STATE OF NEBRASKA. ' OFFICE OF AUDITOR OF PUBLIC ACCOUNTS. , , LINCOLN. Feb. 1st. 1906. IT IS HEREBY CERTIFIED. Thai. the Hanover. Firo Insurance Co.of New York. In the state of New York,' has complied with the insurance law of this state, ap plicable to such companies, and Is the.-efore authorised to continue 'the business of tire and liahtnlng insurance In thl state tor the current year ending January 31st( 19utt, Witness my hand and the seal of the Auditor of Public Accounts the day and year first above written. .'.; E. M. SEARLE. .Jr., (Seal) Auditor of Puollc Accounts. . JOHN L. PIERCE, Deputy. CERTIFICATE OF PUBLICATION. STATE OF NEBRASKA; "OFFICE OF AUDITOR OF PUBLIC ACCOUNTS. LINCOLN. Feb. 1st. 1906. IT IS HEREBY CERTIFIED, That the Scottish Union and National Insurance Co. of Edlnbur, Scotland, has complied with the Insurance law of this state, applicable to such companies, and Is therefore author ised to continue the business of flr and l.g.itnilig ins-uranre In this state tor tne current year enuing January itist. 1!M1. Witness my hand and the seal of the Aumti'i' of fubnr Accounts the day and e:ir hist above written. O K. M. SEA RLE. Jr..' ' (Seal) Auditor ot Puolic Acjounts. JOHN L. PIERCE, Deputy. CERTIFICATE OF PI BLICATIOS. STATE OF NEBRASKA, OFFICE OF AUDITOR OF PUBLIC ACCOUNTS. LINCOLN. Feb. 1st, 1906. IT IS HEREBY CERTIFIED. That the St. Paul Fire arid Marine Insurance Co. of St.' Paul. In the state of Minnesota, has compiled ' with' the Insurance law of this state, applicable to such companies.-and Is therefore authorised to continue the busi ness of fire and lightning, tornado and hail insurance In this state tot the current year ending January 31st' im. Witness my -hand and the seal of the Auditor of Public Accounts the. day. and year first above -written. . E. M. SEARLE, Jr.. ' (Seal) ' Auditor of Public Accounts. ' JOHN L. PIERCE, Deputy. CERTIFICATE OF PI BI.ICATIOX. STATE OF NEBRASKA, OFFICE OF . AUUtTOR OF i'l i'UlC ACVUt ivTS. l.INC Ol.iV Ken. 1, l!k. ' ' if IS HEREBY t'KR riFlED. Teat the Metropolian Plate Oiaas tiid -as- . ualtv Insurance Co. of New York. Ui . the, si ui a oi New York, Ttas complied with the Insurance law of this state; applicable-to- such companies, ami ts titerelorei authorised to. continue the business, of health, accident and (ilate glass Insursnce In this state lot' the ctjrrent -year ending January 31st. lsV Summary of Report- Filed for the- Year Ending December list, 1SW4. . . . . INCOME . ITemlums l13.il All other sources.. at,ji.w Total t43u.734.46 DISBURSEMENTS Tald policy hold ers 1127,464.43 - All t h erw pay. . - menu J7Q.741.4i -.. , Total tS3,209.S , ADMITTED ASSETS -'-' 1627.O06.M . ! .t 1 LIABILITIES r . . .. Unpaid claims and . - , . , expenses 1 9.23U.24 ' Unearned prem- ' 1 T ' . lums ...i....,a09,82.l '.-'. All other., llabll-- Itlcs 7.000.00-1 2S.6C3.40 ' Capital stock paid up '.......... 200,000.00 . Surplus beyond- k capital stock and other- liabilities.. 201,440.20 401,440.20 , -..Total i 1627.906. 60 4 Witness my hand and ths seal of Jh Auditor of Public Accounts tha day , and year Arst- above written. . E. M. SEARLE. Jr. . (8eal) , Auditor of Public Accounts. , . JOHN L. PIERCE, Deputy. BonnTno ft Dl JuKy Jil 0WARD COMPANY Office Phone, 970. 326 Bee Building. Residence Pbotie, Red 5060. EXPERIENCED UNDERWRITERS OF INSURANCE ; ' IN ALL ITS BRANCHES Fire, Cyclone, Plate Glass, Accident, Health, Employers' Liability, Steam Boiler and Surety Bonds i ' P. S.-WE WRITE RESIDENCE AND MERCANTILE BURGLARY INSURANCE, TOO. s Certificate of Publication. STATE) OF NEBRASKA,' OFFICE OF AUDITOR OF PUBLIC ACCOUNTS. LINCOLN, Feb. 1, 1906. IT 18 HEREBY CERTIFIED, That ths Maryland Casualty Company of Baltimore, In the, State of Maryland, has' complied with, the Insurance Law .of this State, applicable to auch companies, and Is there fore 'authorised to continue -the business of Accident, Employers' Liability, Burglary, Health, Plate Glass. Steam Boiler and Sprinkler Insurance In the .State for the current-year, ending Jan": '31, 1906. ' SUMMARY .'OF, ttEPQRT FILED FOR THE YEAR ENDING DEC. 81, 1904. INCOME. Premiums 2,238,665.1 All other sources 149,170.18 Total $2,887,85.34 f DISBURSEMENTS. Paid oollcy holders... 11,100,390.59 All other payments... 1,074.764.11 xxtai -,10,101. iv , . . ADMITTED ASSETS. 33,360,061.99 . LIABILIIES. Unpaid Claims and . ISxpensea t Unearned Premiums.. 921,108.36 All other liabilities... Capital stock paid up. Surplus beyond Cap ital tocK ana omer liabilities 246, 132.95 $1,727,102.89 750,000.00 883,949.10-$! ,632,949. 10 Total :. .$3,360,061.99 Witness m v hand and the seal of the Auditor of Public Accounts the day and year tlrst above wrttten; c. m. n vjj ir.. Auditor of Public Accounts. (Seal) JOHN L PIERCE, ' Deputy. ESTABLISHED 1891 INCORPORATED 1900 BALDWIN m. CO GENERAL INSURANCE AGENTS INSURANCE EXCLUSIVELY 1221 FARNAM STREET Certificate of Publication. STATE OF NEBRASKA, OFFICE OF AUDITOR OF PUBLIC ACCOUNTS. LINCOLN. Feb. 1, 1906. It Is Hereby Certified, that the German American Insurance Co: of New York. In the State of New York, has compiled with the Insurance Law of this State, appli cable to such companies, and Is therefore authorised to continue the business of Fire and Lightning Insurance in this State for the current year ending: Jan. 31. 1908. Witness my hand and the seal of the Auditor of Public Accounts the day and year first above written. E. M. SEARLE, Jr.. Auditor of Public Accounts. (Seal) JOHN L. PIERCB, Deputy. Certificate of Publication. . STATE OF NEBRASKA. OFFICE OF AUDITOR OF PUBLIC, ACCOUNTS. LINCOLN. Feb. 1. 190B. It Is Hereby Certified, that the Hartford Fire Insurance Co. of - Hartford, In the State . of . Connecticut, has complied with the Insurance Law of this State, nppllcahle to such Companies and la therefore author ized to continue the business of Fire and Lightning Insurance In this Stats for the. current year ending Jan. 31, 1906. Witness my hand and the seal of the Auditor of Public Accounts the day and year first above written. E. M. SEARLE. Jr.. Auditor of Public Accounts. (Seal) JOHN L. PIBRCE ... Deputy. Certificate of Publication. STATE OF NEBRASKA, OFFICE OF AUDITOR OF PUBLIC ACCOUNTS. . LINCOLN, Feb. 1. 1906. It Is Hereby Certified, that the Palatine InHurance Co., ' Ltd., of London, England, haa complied with the Insurance Law of this State, applicable to such companies, and Is therefore authorized to continue the buslnetiK of Fire and Lightning Insur ance in this Hlute for the current year ending Jan. 31,' 1906. Witness my hand and the seal of the Auditor of Pu'bMn Accounts the day and year first above written. E. M. SEARLE, Jr., Auditor of Public Accounts. (Seal) JOHN L. P1KRCE. Deputy. Certificate of Publication, STATE) OF NEBRASKA, OFFICE! OIT AUDITOR OF PUBLIC ACCOUNTS. LINCOLN, Fob. 1. 190S. IT' IS-HEREBY CERTIFIED. That the United States Fidelity and Guaranty Com pany of Baltimore, In the State of Mary land, haa complied with tlut Insurance. Law of this Stale, applicable to suoh companies, and ts therefore authorised to continue the business of Fidelity, Surety and BurgUVry Insurance in this State for tha current year ending Jan. $1, 1906. SUMMARY OF REPORT FILED ' FOli THE YEAR ENDING DEC. 31, J904. . .INCOME. nxiniuiiia AH other sonrcea...... l2,660.1i ' Total $2,317,810.63 , ' .DISBURSEMENTS. Paid policy holders... .$ 675,718.97 Air other paymenta... 1.412,073.93 Total .$l,987,T9t90 ADMITTED ASSETS. $3,J60,7t4.37 ' ' LIABILITIES. Unpaid Claims and Uxpenses ; $ 223,3S9.! Unearned Premiums.. 1,096,644.36 All other liabilities.... 8ii.hM.9i' $1. 102,881.! Capital-stock paid up. 1,700,000.00 Surplus beyond Cap ital Stock and other ' liabilities 266,869.42 $1,966,869.4$ liabilities 2BS.8.42-1.96,868.2 Witness my' hand and the seal of the Artdlt'or of Public Accounts the day and year first above written. B, M. SEARLE, Jr.. . . : Auditor of Public Accounts. -(Seal) JOHN L. PIERCE, Deputy. I. Farnam insurance, i 1 state an d Loans Telephone 1064. . 1320 Farriam Street. Omaha, Nebraska. CERTIFICATE OF PTBLICATIOK. STATE OF NEBRASKA, OFFICE OF AUDITOR OF PUBLIC ACCOUNTS. LINCOLN. Feb. 1st, 1908. IT IS HEREBY CERTIFIED. That tha Federal Inauiance Co. of Jersey City, In the state of New Jersey, has compiled with the. Insurance law of this state, sppllcable to auch companlea, and la therefore author ised to continue the business of Are and lightning Insurance. In this state for the current year ending January Mat, 1906.' Wltneaa my. hand and the aeal of the Auditor of Public Aocounta- the day and year first above wrttten. E. M. SEARLE, Jr.s (Seal) Auditor of Public Accounts. JOHN L. PIERCE, Deputy. CERTIFICATE OF PlULICfcTIOX. STATE OF NEBRASKA, OFFICE OF AUDITOR OF PUBLIC ACCOUNTS. LINCOLN, Feb. 1st, 19.6. IT IS HEREBY CERTIFIED, That the Queen Insurance Co. of New York, In the state of New Yrk, has compiled with the Insurance law o'f this atate, applicable to auch companies, and la therefore author ized to. continue the butUueaj of tire and lightning insurance In this state for the current year ending January. 3lMt. 1906.. Witness my hand and the seal of the Auditor of Public Accounts the day and year first above written. ' E. M. SEARLK. Jr., (Seal) Auditor of Publlo Accounts. -JOHN L. PIERCE," Deputy.' CERTIFICATE OF PIB1.ICATIOJI. STATE OF - NEBRASKA, OFFICE OF AUDITOR OF PUBLIC ACCOUNTS. LINCOLN. Feb. 1st. 1905. IT IS HEREBY CERTIFIED. That thfe Ioiidon and Lancashire Fire Insurance Co. of Liverpool England, has compiled with the Insurance law of thla atate-, applicable to such companies, and 1 therefore author ized to continue the business of fire and lightning insurance In this state for the current yrar .ending January 31st, 1906. Witness my hand and the seal of the Auditor of Public Ac-founts the day and year first above written. E. M. SEARLE, Jr.. (Seal) Auditor of Public Accounts. JOHN L. PIERCE. Deputy. CERTIFICATE OF PVBLICATIO.'V. -STATE OF NEBRASKA, OFFICE OF AUDITOR OF PUBLIC ACCOUNTS. LINCOLN. Feb. 1st, 1906. IT IS HERESY CERTIFIED. That the Niagara Fire Insurance Co. of New York, in the state of New York, has complied with the Insurance law of this stale, ap plicable to such companies, and. 1 tlie.efoie authorized to continue tho business of lire and lightning Insurance in this suty for the current year ending January 81st, 1906. Witness my hand and the seal of tho Auditor of Public Accounts the day and year, first above written. E. M. SEARLE, Jr.. (Seal) Auditor of Public Accounts, JOHN L. PIERCE,- Deputy. COLOR AND VALUE. OF. OPALS Gssas Mas Be Bright and the VBSaarreia y Streaks or sats. Haa Veins of opals are usually met with In soft formations, w hre nothing above ground Indicates their presence. The search tor them, therefore, often requires consiaer. able time. But It Is not extremely difficult. for opals are generally found near the sur f.ra, indeed. It was thought for a long time that they were not to be found aa deep twive feet below tha surface. This opinion has, however, given way In the light of evidence, because opaJa or great value have been discovered at a depth of fifty feel. Tii. v.Iua of finals deoenda unon aeveral considerations, of which the principal one Is the color. It Is important tnat tney should be bright and not present streaks or spots alternating with unoolored substance. The most valuable- are those whlrh have red Area pr mixtures of red and yellow, blue and aree'n.-. Opals of s single tint are of little value,' unless the lnt la particu larly striking 44 tha puxa beauUfuL In deed,' one of the vsuentlal qualities of the opal Is the arrangement of the figure, which sets off strikingly the hue of the atone. When the figure Is quite regular and dis tinct (t is the more valuable, much less so when the grain Is quite small and Irregular. Sometlmea the color appears as a single blase or with figures regularly spaced. It may then be of a fine ruby red and la much ought after, but ofteneat the uniform tint la only green or reddish and has but little brilliancy to speak of. Ths cutting is very Important for tha opal thus a thick stone will be much less beautiful than a thin atone, which, on los ing part of Ita volume, (nsea also the figure. Ths foundation tint contributes much to the beauty.' It ought to be transparent, slightly milky and harmonise fully with the dif ferent -reflections of the opal, which, when It la really beautiful presents a variety of hues Infinitely pleasing to the eye. Jewel ers' Circular. j ' Slats Fire laaaraae. .. ' Tha legislature of Wisconsin Is seriously considering a proposal o establish state fire Insurance. A committee of atate sen ators,' has been appointed to consider the question and report to the neat session of I the .'legislature. ... . . 4 . DOW'T try to be an insurance company yonrelf. Jt vac in sure you in either of the following Old Line companies AACHEN it MUNICH FIRE INSURANCE CO., AS8URANCE COMPANY OF AMERICA- E. (. LOWER & GO., SOLE AGENTS. 203 DROWN BLOCK. . Flrepraof Srheols. . An Investigation conducted by the New York Tribune shows that extensive pre cautions have been tak'-n by the authori ties to prevent toss of life by fire In the schools of Gi eater New York. B.'hool build ings have been made fireproof 'In the -boroughs ot Manhattan and the Bronx since mi. and In, 'Brooklyn, Queens and Rich mond since I. The Board of Education claims that loss of life In schools of the modern type Is today almost, au Impossibility. If you have anything ta trade advertise It In the For Exchange colmiut ut Tha Bse waiita4 page. Certificate of Publication. STATE OF NEBRASKA, OFFICE OF AUDITOR OF PUBLIC- ACCOUNTS. ' LINCOLN, Feb. 1. 1906. IT 'lS HEREBY CERTIFIED, That tha Aetna Life Insurance Company of Hart ford, In the State of Connecticut. Iihb com plied with .the Insurance Law of thla State, applicable to such companies, and In therefore authorised to continue the busi ness - of Aocldent, Health and Liability Insurance In .this State for tho current year ending Jan. 31, 1903. SUMMARY OF' REPORT FILED FOR . THE YEAR ENDING DEC. 31, 19U1. , . INCOME. Premiums ,. t 3,372.713.41 . Total 3,372,713. 11 DISBURSEMENTS. Paid policy holders.. 1,2S1,962 All other payments. 1.471,619.41 Total 2,7u3,44t08 , ADMITTED ASSETS. ., , 173.606.17181 ' ' . LIABILITIES. Unpaid Claims and ' Expenses 688,727.66 , :K; Unearned . Premiums . l,?74.344.2l All other liabilities.. 63,277.4rti.i;2-67,UO,538.U t.'aptuU atock -paid un -2.(100.000.00 Surplus beyjond Capital Stock and -. other liabilities.... 4,565,640.fti-( 6,5a,640.t Total K: 73,6.m.st Witness my hand and the seal - of the Auditor of Public Accounts th day and year first above written. , E. M. SEARLE, Jr.; Auditor of Public Accounts. . (Seal) . JOHN L. PIERCE. Deputy. Certificate-of Publication. STATE OF NEBRASKA. OFFICE. QV AUDITOR OF PUBLIC ACCOUNTS ' LINCOLN, Feb. 1. 1905 IT IS HEREBY CERTIFIED. That tha Aetna Life Insurance Company of h.irtford. In the State of Connecticut, has compiled with the Insurance lw of this State, ap plicable to such companies and is therefore authorised to continue the business of J.lfe, Insurance )n this mate for the currant year ending Jan. 31. VMH. SUMMARY OF REPORT FILED FOR THE YEAR ENDINO DEC. 31, W4. . INCOME. Premiums. K.470.4H7.M . All other sources..... a.OKt.G! .,- . Total- $12,663,843.35 DISBURSEMENTS. Paid policy holders.. 5.t,iiW. 7H " . AH other payments.. 2,;lii,iJ.15 Total ....J.' S,0,41 3 , ADMITTED ASSETS 173,696,178.81 LIABILITIES. Knt Reserve $iil,l.W'2,) Net Po'lc" Claims.. :'22.S95.0i) Another Mshllities.. S.0O9,M.l-W7,l 10,631.16 S.OOO.Otfl.OO 4.5U.GI0.65-I t.l&.HO.Vi Capital " stock paid up S 1 1 r jil ii m beyond c rlial Hiirk nnd other liabilities.... Tntal ' $73.W.t7Ml . Witness my hand t'nd the seal of th" Auditor of Public Ari-ounts the duy and year first above written.- E. M. SEARLK.- Jr . . ' ' Auditor of Public Ae.-ounts. (Seal) ,v iJOHJ L. PIKHOK, . '. , , ivputy. DEPUTY STATE VETERINARIAN. H. L RAMACCIOTTI, 0. V. S. ; : ,crrr. vetermahia. Om and Infirmary, '3th an4 Maso' It , OMJUIA. Mm. .... r-M-.kun. a-