THE OMAHA. DAILY BEE : St'Js DAY , DHCHMltUU 1 ! )
WlKNEAPOtlJ
LHDIAHAPOUS
CIMCINNA1A WMff DENVER . \ ANCE !
BORTLAND.OR JL. J& * A. | < m& a
E want you to know that commencing tomorrow , we shall inaug
urate a DECEMBER STOCK REDUCJNG SALE of Fall and
Winter Woolens , the like of which Omaha has not known.
A value-giving effort that will anchor the trade of those who take the advantage of same to us permanently in the future. Thousandsof yards of this
season's fabrics cut to your order , at prices that are indeed a temptation. It's Nicoll's way of reducing a large stock when the season's been backward. It's '
Nicoll's way of winning hundreds of new friends.
( JK SB Trousers reduced toi $22 Suits reduced to $15 ,
$8 Trousers reduced to $5 , $25 and $27 Suits reduced to $20 ,
r 50 and $9 Trousers reduced $28 and $30 Suits reduced to
,50 and $10 Trousers reduced lo % $30 and $35 Suits reduced to S25
There's little profit in such prices , but it reduces the stock to where we want it , cleans up hundreds of odds and ends , and keeps our large force of tailors
busy during the winter months.
Bear in mind that every garment is carefully fitted to you before being completed and all necessary corrections are made at that time. This insures to you
perfect fitting and well made garments.
All Our Garments Made by the Most Skilled Tailors of Omaha.
order 209 and 211 Your money back
Get your oil our
Books early on Monday. South 15th Street , if we fail to please
Store open 7:30 a , m. Karbach Block. or satisfy you.
Some Facts About the Origin of the Movement -
. . ment in Nebraska.
FIRST ASSOCIATION AT NORTH RLATTE
Ilailronil Men UuIMonipm of Mutual
Home Hullilliiir OrKiiiilzntlonn
How They Siireiul Statistical
Ilcvlciv of Their IliiHliiean.
Tbo United States Commission to the
Paris- exposition of next year Is attempting
for the lirst tlmo to secure an adequate rep-
indentation of the United States In the POC-
tlon of social economy. The purpose of this
Boctlon Is to bring together , through ex
hibit , document , plans , etc. , material Illus
trating social Institutions In all countries BO
that" comparative etudy of the different
countries can bo made. The organization
and work of building nnd loan associations
will occupy a prominent place In this ex
hibit , und the several etato leagues and the
United State * League are collecting , at tlin
request of the commission , all documents ,
HtntlstlcH and historical matter showing the
origin , growth nnd evolution of co-operative
homo building In the United States.
The Nebraska State League of Ilulldlng
nnd Loan Association has compiled for the
exhibit an Instructive review of the origin ,
growth und present condition of association *
In this state. The document Is a valuable con
tribution to the history of western develop
ment , presenting many facts respecting the
Inception of the movement went of the
Missouri river that will Interest association
men.
Tlu > I'nrciitHHOi'lntli > ii.
Whnn nnd how building and loan associa
tions took root In Nebraska has been fre
quently asked nt league meetings but never
satisfactorily answered. Labor Commissioner
Wright , In his report on building and loan
ascoclatlons In 1893 , gave the honor of the
first association to Grand Island , organized
In 1881. That applied to nn association or
ganized at that date and In existence at the
dato'of the publication. It meant that Grand
Island had the oldest association In the state ,
Hut lone before Grand Island entered the
field of co-operation i'n association was or
ganized nnd nourished at North Platte , and
that city , according to tacts at hand , wna the
parent of the movement In Nebraska.
Nebraska associations trace their origin
direct to the fountain head of the movement
Philadelphia. In the early ' 70's North
Platte ranked second to Omuha as a
rendezvous of railroad men. There was a
great demand for practical railroad men at
that point , nnd largo numbers Hocked there
from the caft. Among them was Adam Fcr-
( ; ufon , a PonniylvaitUn , direct from 1'hll-
ndeliilila , where * tie bad learned the less .ins
of thrift taught by building and loan as-
eoclntlont' . Ilelng well versed In the prin
ciple of mutual home building , bo preached
the doctrine In round house and cab , In
shop nnd store , and soon bad tbo virgin
cell ready for the needing. After many pre
liminary meeting , n permanent organiza
tion wns effected , and business commenced
oil March 1 , 1S76. It was known as the
North Platte Building nnd Loan association.
Four" buntroil ) sharw were subscribed. The
guiding spirit of the organization was Mr.
rorgiucn , wlv > was elected secretary and
ronltnuud In that ncsllloa until December
f' , 1S82 , wton the shares were matured and
Y Pdli ] , and the hoeloty ceased to exist. Many
pen now prominent' ' In business Ufa were
officers or directors of this , the parent a -
eoelatlcn tf Nebraska. Its llru't president
\tt * J. 11. McOonnoll , now bupcrlntendent
of rro'.lvo power and mncblnory cf the Union
Pa Itle railroad. Otie of the directors was
Guy C. Barton , chief owner and manager of
the Omaha Smelting and Ileflnlng company.
Another was Robert B. Lan , now superin
tendent of the Burlington railroad system In
eastern Iowa. 'Among the other directors
were Alex Struthers , Frank Peal , James
Snyder , Frank Rearden , George Mason and
Theodore W. Bye.
HllNlllCNN Mctlinilft.
The constitution and by-laws of the as
sociation1 contained a complete , though
brief , sot of rules , and a plan of business
fashioned after the simple methods In
vogue In Philadelphia , Capital stock was
limited to 1,600 shares of $300 each. Nearly
400 shares wore Issued by -association ,
and over 300 matured , showing- that the
original subscribers stayed In- until the
finish , a period of six years and seven ,
months. Duoa of 50 cents a week on each
share were required. A fine of 5 certts a
week per share was Imposed for nonpayment
of dues. iMoney was loaned under the pre
mium system , the borrower bidding the
highest premium being entitled to $300 for
each share held to the limit of ton shares ,
or $3,000. The demand for money In these
days was great , and premiums of 40 and 50
per cent were common. Borrowers csuld
repay .their . loans at any tlmo and were fin-
titled to a refund of a pro rat a share ofthe
premium bid for the money. If a bidder
foiled -to put up satisfactory security a fine I
of 50 cents per share was Imposed. The <
Interest charge was 35 cents a week on each j
share borrowed on. An entrance fee of 50
cents a share was charged ; transfers cost
25 cents n share , and withdrawals were free |
on thirty days' notice. Then , as now , only i
one-halt of the receipts were available for I
payment of withdrawing members. |
Thu Set-mill AHHOclutlon. j
The North Platte association was organ
ized nn 'tho one-series plan , nnd , as before
stated , ceased < to exist where the series of
shares matured , at proved go great a sue-
refill and became so popular among railroad
men ithat they sang Its praises along the
railroad , and were directly Instrumental lu
Order of United Workmen of the United
States , succeeded moas secretary , and C. W.
-Brlniilnger for -tho - balance of the tlmo to
the present. Henry A. Koenlg of the Citi
zens' National bank acd C. F. Bentlcy cf
the First National bank were treasurers at
different limes. The genial John B. Moore ,
now a prominent official of the Union Pacific ,
railroad , helped -to organize nnd was an
active member a good many years and as
long as ho remained In Grand Island. All
of the leading business and professional men
of the city have been or are Its members.
The association was and Is a social , an well
as a business , one , and has done more to
cement pleasant relations between all classes
and nationalities than any other or per
haps all organizations combined. The chir-
acter and promptness or tardiness of dif
ferent members In their business dealings
wore discussed , many a good story tol-J ,
many state and city affairs discussed and the
memory of Its Saturday night meetings will
linger long and pleasantly In the memory
of all who have had the pleasure and honor
to belong there. The club or association
always was a large one and Its annual
meetings have been held In some large hal1 ,
I think , with one exception , the first cne.
at my office. The rules and methods have
been changed and improved upon as tlmo
demonstrated their needs , The series ae
perpetual and a new one Issued every six
months and are always filled rapidly. , A1-
most nineteen years and never a penny de
fault , or any scandal attached to Its cfflcers.
No bickerings , Jealousy , or 111 feeling toward
Its management. What a record ! Can It
be beat ? "
The first association In Omaha was organ
ized In 18S3 , and from that tlmo on they
multiplied and spread throughout the s'ate.
Attached to the report for the Paris com
mission is the following :
Summary of HIINIIICNN.
Tahlo showing the number and business of
building and 'oan associations In Nebraska
for the years 1892-1S98 , Incluiilvo ( cents
omitted ) :
First state report Issued In 1892.
bringing about the organization of a like
association In Grand Island early In 1SS1 ,
Thla a oclatlcni was named the Equitable.
When the North Platte association wend
out of existence In 1S82the Equitable fell
heir to the prestlgo of number one , and Is
today the oldest , as well as ono of the most
prosperous , homo building organizations In
Nebraska.
The first officers cf the association were :
D. C. Howard , prcfldont ; Jay E. WbHe , sec
retary ; 'M. 'Murphy ' , treasurer.
Mr. White , now a resident of Omaha , was
secretary of the aesocln'lon for four years.
Htplylng to In-qulrles concerning methods
nnd membership , he said : " > The shares
were $200 each ; lues 40 cents a. week a
share. A meeting of the board of directors
was hold every Saturday night ; money was
put up at auction and sold to tbu highest bidder -
dor , some selling 83 high as 42 per cent.
The purchaser then paid " 0 cents a rtcek
per rhare for shares boucht. II. C. Howard
has been president of the association ever
slneo lu organlzatlcn , oxeetn for a few
months absence In California. W. 0. Hobln-
son , now grand eecre-ary of the Ancient
The report concludes as follows : "An ex
amination of the figures IllustralcA the ten
dency of the times , the years of prosperity
and of business depression in the west.
Whllo the number of associations has decreased -
creased from SG In 1S94 to 04 lu 1898 , the
decrease In assets has been less than half
a million dollars. The falling off Is duo to
the period of liquidation succeeding the
boom era of the SOX As the figures show ,
the Ir.fluenco of depressed buslnesq mani
fested Itself In association assets In 1S9C , and
continued to the close of 189S , at the same
time Increasing the value of real estate se
curity on the books of associations It
ehould be noted , however , that the value of
mortgage loans In 1898 was within $14,000
of the highest point (1895) ( ) , showing clearly
the return of normal business conditions.
The marked decrease In the number of as
sociations Is largely duo to the tendency
toward consolidation of smaller associations.
It IB to be observed , alee , that the number
of Bhanw In force was greater In 1898 than
In any previous year , nnd tint the receipts
for 1898 and capital stock paid up were
greater than In any year covered by the
repor.o , "
EXIT OF SENATOR TIPTON
His Death Recalls Many Stirring Incidents
of Pioneer Politics.
; FINAL CHAPTER TO A BUSY LIFE STORY
Irail *
Him Out of the I'nrly Conti-nt
In Old . \KC irltli n Elinor
I'oulUuu.
Ths death last wee ! : of ex-Semitor Thomas
Weston Tlpton at Washington City , as to'.il
In press dispatches , adds another chatter
to the early political history of Nebraska
and recalls many stirring Incidents In foe
eventful career of the deceased.
Senator Tlpton and General Jchn M.
Thayer were the first two United Sta'ej
senators from Nebraska. They were elected
soon after statehood had been declared.
The story of Senator Tlpton's life Is tbo
story of a man who rose to a scat In the
United States senate and who , In the shift
ing of fortune , found himself In his declin
ing yearn content to hold arf unimportant
clerical position.
Senator Tlpton was born at Cadiz , O. ,
August 5 , 1817. In 1845 ho served ono term
In the Ohio legislature. In 1858 ho located
i In Nebraska , and at once made hlmtr'f
' known. Ho was a chaplain in the federal
array during the civil war , having prepared
himself for the ministry prior to his re
moval to this state. Ho v/os also a law
yer , but on account of his devotion to poli
tics and prcnehliiE ho never attracted at
tention In the legal profession.
DrmvH Stri v with Oeiiernl Tlinyer.
When Tlpton and Thayer were elected to
the senate It was a question which should
j have the long torm. Both were starling In
'at ' the beginning of statehood ; there had
I been no Nebraska senators before them , and
i It wan n perplexing Issue for which no legal
provision had been made.
It was suggested that the two senators
cast lots to determine who should have the
long term. After same little parleying , the
statesmen agreed to draw straws. The short
straw meant the short .term. Tlpton drew
the nhort straw , and went to the senate
for two years , while General Thayer went
for six years. They entered the senate In
1867. At the end of Tlpton's term hu was
re-cleetod for the full term of HX ! years
after a sharp contest with Nebraska's first
state governor , David Butler of Pawnee
county. Governor Butler , of course , had
the state house machinery to aid him In
his cause , but despite that support , Tlpton
secured the caucus nomination by a narrow
, margin.
Trouble ivllli ( ! inprnl ( Irani.
Prior to nnd through the civil war , Sena
tor Tlpton was an out-and-out , radical
abolitionist. After serving In the army as
chaplain of a Nebraska regiment ho re
turned to the state and made a close can
vass. The statehood proposition was then
before the people. The democrats and
Johnsonlto republicans were opposed to en-
, terlng the union , while tbo regular repub
licans favored It. Statehood won , and then
came Tlpton and Thayer as candidates for
tbo senate.
, During his second term as senator Tlpton
had trouble with General Grant , then presl-
. dent. The difficulty arose over a coneulur
I appointment to which Senator Tlptsn'e son
was an aspirant. The senator was of a do-
| cldedly positive nature and his falling out
| with the president led him to make war
I upon. him. He took mortal offence at a selection -
. lection for a consular position and Joined a
cotcrlo of senators arrayed against the presl-
dent under tbo banner of "liberal" repub
licans. This combination Included Charlca
Sumncr , Lyman Trumbull , B. Grntz Brown ,
Carl Schurz and Thomas W. Tlpton. During
the congressional session of 1S70-1 they laid
the foundation for the uprising agalnet Gen
eral Grant which culminated In the nomina
tion of Horace Greeley and B. Gratz Brown
at Cincinnati.
It is a singular fact that while Senator
Ttpton wcs not on friendly terms with
President Grant , and at the very time lie
wca mcst bitter toward the chief executive ,
Henry Atkinson , a eon-ln-law of the sena
tor , was appointed by Grant commissioner
of pensions. Atkinson declined to concur
with his father-in-law In lighting the ad
ministration. He declared his loyalty to
the president , and stood by him throughout
the unpleasantness.
On leaving the pension commlsslonershlp ,
Atklr.eon waa appointed eurveyor general of
New Mexico , which position ho retained
until his death. It is said that Atkinson's
firm stand In favor of the president , nnd
In direct opposition to his father-in-law ,
made a deep Impression upon General Grant
and he felt a personal Interest In him.
Senator Tlpton attracted widespread at
tention by bis sarcastic , trenchant utter
ances nnd antics , nnd he was for some time
the subject of much caricature. Thomas
Nast of Harper's Weekly devoted n great
deal of ha ! talent to the peppery senator
from Nebraska during that memorable cam
paign. After the Cincinnati convention
Tlpton returned to Nebraska and organized
the liberal re-publicans. Ho was joined by
a few bright men like General Estabrook
and Oliver P. Mason , but the movement fell
flat In Nebraska , nnd after the re-election
of General Grant In the fall of ' 72 Senator
Tlpton dropped into the rear and was no
longer a political factor in Nebraska.
lie Gnus DCMVII tin ; Scale.
At the close of his slx-yenr term In the
senate Senator Tlpton went Into retirement.
Ho was not again heard from until ho
' Joined tbo democratic party , and was np-
I pointed receiver of the Bloomlngton land
: oinco by President Cleveland. From that
I comparatively email position ho retired dur-
I Ing the administration of President Harri
son and , having already reached an ad
vanced age , ho was content to take a minor
clerical position at Washington.
For eomo tlmo prior to bio death Senator
Tlpton bad been writing a history of pioneer
I politico in Nebraska , and the work lacked
but llttlo of completion. In his speeches ho
was vitriolic and at one tlmu he was talked
'
about nil over the union , something after the
| manner In which Senator Tlllman of South
i Carolina was discussed a few years ago.
It Is related that ho found It difficult to
keep politics out of his sermons when ho
was a preacher. During the Fremont cam
paign , ho was the pastor of a church In
Ohio. Excitement was running high and tha
parson was deeply interested. It Is said that
j ho once proclaimed from his pulpit : "Whlla
I occupy thla place you will have n free
pi cache.1 , and all my words shall bo free
speech , and when you cannot endure thlj , y.u
must Install e. slave In my stead and sub
stitute the books of Mormon or Koran of
Mohammed for the bible. "
WoiiiiiU HU I'rldi ? .
Senator Tlpton was of a highly sensitive
nature and bis exit from Nebraska politico
was to him a oiost bitter experience. After
Joining tlif democratic ranks , he might have
'attained further prominence , but for his ad
vanced age. It Is a singular coincidence
that Senator Tipton and the late Governor
Alvln Saunders were very neaily the same
age , were prominently Identified with Ne-
braslir.'a affairs throughout the name period
and both died within a short time of each
other. Governor Saunders was barn July
12 , 1S17 , and Senator Tlpton. was born'AugvHt ;
C of the mi in o year ; Governor Saundera died
November 1 and Senator Tlpton died Novemj j
beT 27 of the same year. j
Among the other public places held by
Senator Tlpton , aside from his senatorial' '
seat , was the Internal revenue assessorshlp
for Mho territory of Nebraska and a ter
ritorial senatorshlp several years prior to
statehood. While Senator Tlpton was a
citizen of Nebraska he resided In Nemaba
count/ .
Considered In the aggregate the deceased
was ono of the nnost unique characters who
ever took part In frontier politics In this
or any state. It Is said that be was
absolutely fearless , shrinking neither from
man nor devil , nnd that he would speak his
sentiments , no matter what sacrifice might
be entailed. Ho had no diplomacy , and
valued his enemies , It Is said , as highly as
bu did his friends.
STOH115S AHOUT PHI3ACIII3IIS.
The Boston Watchman makcfl mention of
a minister who , when nsked the reason for
his resigning a pastorate In which he was
prosperous and beloved , replied ecntentlous-
ly : "A bilious deacon ! "
"I have noticed , " cald Rev. Dr. Goodman ,
pausing In his discourse , "that two or three
of the brethren have looked at their watches
several times In the last few minutes. For
fear their timepieces may not agree I will
Bay that the correct time Is 11:45. : I set
my watch by the regulator at the Jeweler's
last night. The sermon will Ire over at
12:01. : It would have closed promptly at
12 but for this dlgrcEslon. Let us proceed
to consider now what the apostle means
when ho says , 'I press toward the mark. ' "
In times fono , In Ireland , writes Scmtis
MacManus , the Protestant minister col
lected tithes In the harvest , while the Catho
lic priest got In his stipends at Christmas.
Father Edward and Rev. Sandy Montgom
ery were one day riding together , In their
muni friendly way , through Invcr , and
bantering each other about their railings.
"Here's the Pacach Ruadh , " said Fatbcr
Edward , "let ua have his opinion , " The
Bacach Ruadh ( or Red Beggarmau ) was an
i arrant knave , too clover to work while he
1 could llvo upon the fat of the land without.
"Jamie , " said Father Edward to him , "If
you had a sen , would you sooner make a
priest or a minister of him ? " "If I had a
son , yer reverence , I should have him a
rolnlsther In the harvest an * a priest at
Chrlssmas. "
A grand wedding wan being solemnized at
Bi. Peter's , llaton Square , London , On each
Eldo of tbo strip or carpet that extended from
I the church door to the curb was a crowd of
! wcll-drceeed pcoplo watching the guests ar-
I rive. In the wake of a procetslou of equi
pages of the most aristocratic and woll-ap-
1 pointed character came a Jour-wheeled cab ,
dingy and dlareputablo beyond belief.
| "Hero ! here ! " shouted the policeman In
charge , "you can't top here ! We're waiting - |
ing for the Hlstiop of "
The cabman regarded the officer with a
triumphant leer , an he climbed down frcm
hla scat and throw u ragged blanket over
his skeleton Bleed.
"It'B all right , guv'nor , " he said , "I've got
the old duffer Inaldn ! "
Duane MethodlRt church , New York , ccle-
-brated | tn JOIlh anniversary recently.
The Cootsea. thread manufacturers are
donating \ZTRV \ numn to tailoring old cathe
drals for the Church of Knirlnnd.
A Buddhist prk-st of twelvn years' etand-
Inir hat ; protested conversion In the ttalva-
tlon Army at Ceylon and has hunded over
Oils robes to the army.
i A writer In tbo Christian Advocate saysi
"The KOHiiel seed does not proiipcr r.'ell on I
the foil -of monarch Ism find urlstocracy , It * <
natlvo heaHi l humanity , d"mocracy. " I
A puchre party In wh'di 2,400 persoim are I
to engage will be held In Grand ( Vntrnl i
Palace. New York. January 10 , the proceeds j
to go toward the completion of the Church i
of St. Philip Nerl , Bedford Park.
Twenty-two thousand acres of land have j
been purchased , near Winchester , Frank
lin county , Tonn. . for -the - purpose of es
tablishing a German Catholic settlement.
The movement has the support of Bishop
'Byrno ' and Father L. Van Roe Is at the
head.
The Sisters of the Congregation of Notre
Dame , which Is the oldest order of nun
in Cnnadn. vrtll celebrate the 200th anni
versary of its foundation by Marguerlto
BourKeoys , whoso life was so Intimately
connected with thei early history of
Montreal.
Bishop Potter says that , comlnir of an
ecclesiastical family , fto owes his love of
preaching to "those grandfathers and
Breat-Erandfuthers. " Ho adds : "I began
preaching 'beroru kilts gave place to trous-
oro. My pulpit was an empty stall in the
hnrn , my audience the chickens nnd the
hired man. "
The death of Dr. John W. Hicks , Annll-
can Ktihoit of the Orange Free State- , Just
nt this tlmo Is deemed most unfortunate ,
as lie had it great Influcncu over the Dutch
of that country. He was n learned scientist
us well as theoloKlon and had won a repu
tation lu sclcntltlc circles even before Uo
took orders.
A student having asked the president of
Obcrllu college If ho could not take a
shorter course thnn that prescribed re-
cc/tved the reply : "That depends upon what
you want to make of yoursclf. , when God
wants to muke an oak Ho taken 100 years ,
but when 'He. ' WUIUH to make a squash He
takes lx months. "
Six teachers recently Failed from NPW
York for Porto Illco to work tinder tlin
Amirlcnn Missionary association ( Congre-
KatlonallHt ) , Thene tenchero , with two
others already In that country , will teach
in two Bchools with a total capacity oflOO
students. Already 10.WO applications have
1 > een made by students who wish to enter
the RChoolH.
Archbishop- John Travtrs Lewis of On
tario , Canada , who has just resigned Ills
oflice on account of Increaslm : age , was
born In Onrrydoyno castle , county Cork.
Ireland , In ISin ; wiis graduated from Trinity
college , Dublin , in 1817 and wtis ordained by
the bishop of Chester In 1848. lit , wont to
Canada In lb 0 nnd tcok < in appointment nn
a missionary. Hewns elected bishop of tbu
new diocese of Ontario in 1KC1.
Bishop Satcrlco ( Episcopal ) of Washing
ton , having been asked by Secretary Root
to nominate a "young , Htrong , healthy and
wholesome Episcopal clergyman" BH an
finny chaplain In the Philippines , bus asked
the Rev. J.VoodH Klllott , rector of St.
Andrew's church , Baltimore. tr > accept the
uppQlntmcnt. Mr. Klllott Is a graduate nf
the General Theological Hcmlnary In thlw
city and WIIH for nearly three years under
the training of thi * fowley fathers In Bos-
Ion. He was chaplain of the Fifth Mary
land regiment during the Spanish war.
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To Men ,
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IIVRS resulting IT inn youthful folly , prema
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The remedy has a peculiarly grateful ef
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