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About Omaha daily bee. (Omaha [Neb.]) 187?-1922 | View Entire Issue (Feb. 14, 1899)
Tins oar A HA DAILY muE : TUESDAY , FEBTUTA-RV 1i , isnn. reb , 13. New Zephyr Ginghams Never was a finer line of Ginghams shown in this city. We are < rlad to show these so come see y ° u or not. Now AmaM < onR Madras , ICc. Now Gold Crest Ecphyrs , 15c. New Victoria Hophyrs , ICc. Now Hmpress Cords , ISc. Now Abcrfoylo Madras , 20c , 22tic , 27c. Now Corded Novelties , 25c. New Silk Striped Xephyrs , I5c. New Silk Corded Zephyrs , COc. Imported Novelllra In Xephjr ( Ilnghams , 23c , 10c , GOc , 7Cc. See Ihoni it in almost c'ts good as visiting a picture gallery. i. M. v. A. iniiDIM ; , con. IOTII AA n IMIKJI.A.S NTS. Insurance ) company Incorporated or doing buflnoss In this Uato , etc , etc. In Kcctlon 31 of the same chapter Is con tained the following- The auditor of state shall bo authorised to examine Into the afialrs and condition of any Insurance company , ns provided for In this act. doing business In this state , not organl7od under the laws ot thli Elate , or I caife such examination to be male by some porhon or persons appointed by him , having i-o Interest In uny Insurance company , etc. Innimuieo Mull 1'rotvNt. " \Vhcti Mr. 0. W. Palm was appointed Insurance examiner , early In January , 1897 , there was n strong protest from the other Insurance ! men. To s.how thnt Auditor Cor nell had noticeof thcso objections It Is only necessary to produce a copy of the following letter llled with him by I. II. OUell of Lincoln : LINCOLN' , January 23 , 1S07. Hon. J. V. Cornell , Stnto Auditor , City Dear Sir : It Is a matter of no llttlo sur prise to many to note the appointment ol Mr 0. W. Palm , who , when Mr. 1 . O. Hcd- lund wns nominated by the republican con vention for state auditor , announced that ho would support Mr. Hcdlund publicly on the streets nnd hcadol n procession with a brass band nnd marched to Mr. Hcdlund'g home , and in a short speech stated that ho would not only veto for Mr. Hcdlund , but would work hard for his election. As to his appointment , wo hnvo nothing to say further than the above , but Mr. Palm's Ignorance In regard to the duties of an Inpuranco examiner has boon the means of his overlooking the fact that he must cither dispose of nil Interest in his local ngency or step down nnd out of the appoint ment of Insurance examiner. It Is generally understood that ho Is to give over the local agency to bin v. Ife , or some friend , but to contlnuo the business with a view of again engaging in the Ivcal agency business when his appointment shall hnvo expired. I'lniso refer to section 23 , article mmhiccccxxxvll , page 634 , Compiled Statutes of Nebrnska for 1S9. > . From this > ou will bee that Mr. Palm Is either ineligible as , examiner or else ho must got out of the In surance business or any connection with It. I think nil tli.it Is necessary is to call your attention to this matter to Inform Mr. Palm of his duties. My attention was first called to this In conversation with a locil agent of an eastern company , who , in con- mcntlnK HipiJii the. appointment , remarked thnt with' ' the nrfangoments Jlr. Palm was making in his local business ho would never have the prlVllego of examining the e/om- panjr this ngepit represented , and n number of otheis bnvo made the same remark , nnd It is evident that Palm cannot fulfill the du ll m of the ofllco unless ho disposes of his bUHlnesi by actual sale nnd severs himself from any connection with It. Tills can be used ns jou eeo proper. Very truly yours , I. H. ODKLL. GUt-ii mi l.iifair AilviiiilnKi' . ' 'A ' few days later Mr. Odell had nn In terview with the auditor , who mndo an ex planation In elfcct ns follows. Palm was ono of the presidential electors of 189C and wanted to bo the messenger to convey "the " returns to Washington. An Omaha , man had the greater pull and ns an alternative Palm demanded to bo appointed Insurance examiner. The auditor gave him the ap pointment to examine ono eastern company , Intending to limit the appointment to the ono Job. The pronil&o wai made to Odell thnt the appointment would not be perma nent "Later other protests were made , on the ground that Palm would bo able to look over the books of a company , note the ex pirations of policies in this state and thus bo able to lake an unfair advantage of other { "gents in rcg.ird to renewals. These pro tests wcio disregarded , except that Palm transferred his insurance business to his wife , the commissions being made out In the name of C. L. Palm. ' U the time of his appointment the agencies held by Palm were Liverpool , Lon don and Globe , Sprlngllold Flro and Marine , Sun of London , London Assurance , Orient end the Mercantile Flro and Marine. Later In 1SU7 lie wont to Now York to visit the Ilrm of Weed K. Kennedy , the agents of four foreign companies , nnd as pay for his work of examination ho demanded the state agencies of the four companies. Ho came buck to Llnioln from that trip as the agent of itho 8vr\v of Sweden , ono of the four companies held by Weed & . Kennedy. "Tho elty diro.-tory of Lincoln for 1897 and 1SUS shows th.it Mr. Palm did not 10- tlro from the Insurance bunlnehs and did not oven adveptuio that the business was being conducted In his wife's name. The 1S98 dlrectoiy lts ! "Olof W. Palm , insur ance , 135 Mc.Murtry blook. " In 1897 ho waa listed the same. The dlrectoiies are published In February of each year. "Tho methods pursued by Insurance Inspector specter Palm are disclosed by the following Utter All llit Triilllc AVI1I HIMIP. OFFICI : or Tim WHSTKUN UNDBU- WUmiltS' ASSOCIATION. CHICAOO , Dec. IB. ISflS. lion. J. P. Cornell , Lincoln : Dear Sli 1 will bo thiough hero tomorrow. This pluco meant hard work. I have labored every day slnco Monday nnd will probably Imvo to do the amo with Iho other llttlo snldo company at Milwaukee. I think that I ran hold them up for about $120 apiece. You heo that will bo uu avcrago charge of ? l0 ! pir day. I wish I could do them up for about f.TiO with , hut they are now begin ners and too small. Still they are doing the best they can. If ) ou wish < to communicate w-lth mo nfter 'omorrow plentxi artdiess mo at Phlffer hotel , Mlhraukee. Youra in haute. "Tho fco for Iho examination of mutual 'Jfo ' and mutual benefit associations Is flxod la peculiar to end true F only of Hood's BarsapaBS rillR , and la proof of its ouperlor strength nnd economy. Thre la moro curativ < power in a bottle of Hood's Barsaparill. than in nny other. Thia fact , with It unequniicd record of cures , proves tin best mcdiclno for nil blood diseases is Sarsa ° paH53r The One True lllood Purifier. All ilruuc'sts. ' Si. " - ' c f ° 'Tc-TTo JHOOCI'S Pills \ by statute , the following being n quotation from section 77 , chapter xllll , Compllei Statutes of 1893 : 'If the auditor appoints nome person not employed In his olllco to make the examination , ho shall in addition to actual expenses , bo allowed not to ex ceed $3 per day for the tlmo actually cm- plov cd. " "Tho fcea for examination ot fra ternal benefit companies nro also fixed , beltiB specified In section 9 page 207 , of the session laws of 1897 , ns follows : 'The auditor of public accounts may personally , or by some person to bo designated by him , examine Into the condition , nffnlrs , character and business methods , accounts nnd books nnd investment of such society at Its homo office , which ex amination fhall bo nt the expense of such society and shall bo made within thirty days nfter demand therefor , and the expense of such examination shall bo limited to $3 per day and the necessary expenses ol travel and hotel bill. ' "Tho records show that not only has the auditor employed as examiner n man al ready employed In his office , but ho has nloo countenanced nnd encouraged the unlawful 'holdup' charges for the work. FrcO Archaid , ono of the auditor's appointees , was sent over to Iowa to examine eomo fraternal companies , nnd took more than the legal fco. When Mr. Archnrdi concluded thnt ho hnd made an overcharge and was In clined to send back tbo excess , the auditor. It Is said , ordered him to retain the money as he 'was entitled to all ho could got , and the law was not n good ono , anyway. ' Hl\lll to 1'iiliu. "Next 10 the operations of the man Palm , It seems that tbo most notorious holdups are being made by J. A. Simpson , a nephew of the auditor , nnd who successfully hold up the Traders' company nt Chlcngo a couple of weeks ngo. The host Illustration of Simpson's method Is shown by the following certificate of authority nnd bill of ex penses. OFFICE OF AUDITOR PUBLIC AC COUNTS , LINCOLN , Jan. a , 1S99Secre tary National Aid. Topeka , Kan. : Dear Sir This will Introduce Mr. J. A. Simpson , whom I hereby appobit to examine the books and accounts of yoiir society. Yours truly JOHN F. COUNELL. f ( State leal ! ) The National Aid Association , Dr , to J A Simpson : "Iol-i : : : : : : : : : : : : : : : : : ; : : ; : : ; : : ; ; ; ; : ; ; Total . ioo ' " Received payment January C , ISO'J. o. . , - , JA. . SIMPSON , Stnto Examiner Nebraska Insurance De partment. bunit * of Sliuiitou'N MetluxlM. "Tho certificate of authority Is In the handwriting of Simpson and is signed by the auditor. This was on the 3d of January. Three days later , as shown by the racelpt , the examiner had made 'the ' trip to Topeka , f'.nlshed the examination and put In a bill for $100. The receipt Is entirely In the hand writing of Simpson. "To show the full extent of the violation of law In this and other cases It Is neces sary to tell of the relations of Simpson with the auditor's ofllce. Ho was appointed bond clerk in the ofllco In January , 1897 , being credited to Ncmaha county. The tags on his Laggago showed , however , that ho had veiy recently 'been ' n losldcnt of Lawrence , Kan. During the jear 1897 Jio drew from the treasury $833.34 as bond clerk. In June nnd July of that year ho was out making 'examinations , ' the wife of the auditor drawing pay as bond clerk during the two months. "In January. 189S , Simpson did some moro work In the examination of Insurance com panies , particularly at Lawrence and To peka , at both of which places ho has rel atives. His plan was to charge each com pany mileage from Lincoln to Kansas and return , double up on the hotel bills and [ lien charge an cxoibltant rate for the pur- Wted examination. In the meantime ho traveled on passes nnd boarded with his relatives , bo that ho was able -to save over $200 during his Kansas visit. "Slnco February 1 , 1898 , Simpson has been holding the position as county treasuror- cxnmlner nnd up to date has drawn from tbo : iensuty for that work ? I,250 salary and f377.a3 'expenses. ' For the month of Jan uary , 1899 , when ho wns In Topeka and Chicago examining Insurance companies , as shown by the Miller letter and the National Aid receipt , ho drew his regular voucher fiom the state , $100 , on the 24th of Jan uary. All this was dona with the approval of the auditor , by his authority and In direct violation of the statutes. "Tho full extent of Simpson's operations Is not known , as no public record of the examinations and charges Is now being kept at the auditor's office , but the Insurance companies nro being communicated with In relation 'to ' Uio matter and the Palm-Simp son record of hold-ups can boon bo laid be fore the public In Its entirety. TiiLt'Mn More CliiinccN , "It has nil alone been tl'o custom of the auditor to lay nil Inuuranco mall on my desk and ask mo to open It nnd clvo it at tention. After the scandalous O. W. Palm letter , dated December 1C , 1898 , thnt fell Into my hands , I wns not allowed to open any moro ofllce mall. After the auditor found out about that accident ho alwnja opened the Insurance mail nnd looked for compromising matter before turning the let ters over to mo for replies. "On January IS , 1899 , two social letters very plainly addressed to mo by friends wcro handed to the state auditor by the cap- tel mall carrier. There wns not a scratch on ' ; ho envelopes that 'would Indicate they wcro ' business letters , or that the auditor had > ny right to thorn , but these two also were handed to mo by the auditor , nnd , llko the oftlco mall , they were wide open. Deputy Pool handed mo one of m > letters addressed ' j plainly to me and marked 'personal , ' nnd c this ono also was ripped open , These men } eeemcd determined to know about my social ' | correspondence with relatives , oven If the j laws of congress had to bo violated. So i I ordered the capital mall carrier to deliver ' my mull to mo and no ono elso. I found e this the pnly way to stop the outrage. t "The irtoat bitter controversy between the f auditor and uivsclf , " said Mr. Llchty , "was n about th ( enforcement of section 33 of the 1S73 Insurance law. Thlt section , ellll In force , provides taxes to bo paid Into the ttnto treasury by onstorn Insurance com panies. Other auditors have been Importuned - tuned to enforce this section of the statute , but they never would do so , nnd the otnto has thus failed to collect about $500,000 duo from the companies. .Sdtlu a .llaruli on Cornell , "Section 32 of the eamo act has nhv.ijs been enforced , which brought the stale about $ lt,000 ! a > ear , but section 33 , on which the slate should realize about $23,000 n year , has been a dead loiter slnco 1S73 , I thought wo wcro put Into the state house to obey and enforce all laws , not do like our predc- cossorn , hence I was astounded In 1897 when Auditor Cornell told mo I wns only to do ns had been done and not try to enforce section 33. In 1S98 1 secured n strong ndvo- cnto to assist mo nml made another effort to have the auditor airovv the enforcement of the section. We showed Illinois nnd Kan sas supreme court decision ; ) to prove that section 33 was good law , but ngain the auditor flatly i of used to let mo collect the money duo the state under this neglected law. Last fall when the auditor was safely out of the way campaigning I went ahead contrary to his orders nnd sent bills to many of the outside companies and pro ceeded to coirect what belonged to the state for the jcar 1S97 under section 33. I suc ceeded In collecting Into the state troasuiy nearly $12,000 before I was found out , and thus swelled the Insurance receipts for the year 1S9S to Iho unheard of sum ot $27,900. "To hcdgo against trouble I called In Dep uty Attorney General Oldham , whom 1 knew favored Iho enforcement of section 33 and the collection of money duo the state from eastern corpojatlons. Mr. Oldham told Mr. Cornoir nnd mjsolf thnt nn auditor nnd his bondsmen could bo holden It section 33 were not enforced. In this way I escaped severe criticism for disobeying the orders of the auditor. There the matter dropped. After that the regular annual rush of work came Into the ofllce so I could not give further attention to collection of old accounts. "Tho auditor slnco that 1ms been very quiet even so quiet that he never says a word about trying to got some of the $500- )00 ) duo the state. I can provo all the above , and It will Geem a llttlo laughable to read In the auditor's forthcoming report the fol lowing lines , which I am told will appear therein : 'I have made a faithful effort to enforce bcctlon 33 , the icclprocal feature In our insurance law , and have collected and praced In the treasury about $12,000 as a result of such action. ' Labored In Vain. "During the last two years I have argued with Mr. Cornell that some people believed his predecessors received cash In hand for letting the law lay ns a dead letter that might bring $25,000 n year Into the state I treasury , and I argued that whether we are guilty or Innocent wo will go out under the same cloud unless we make nn honest effort to enforce section 33. But the fact I remains that a populist state auditor on ' .his subject Is lust llko a republican auditor , i Ho Is at heart opposed to the collection of ' this $500,000 due the state. He Is not workIng - 1 Ing at it now , never has worked at It a minute , but has always bitterly opposed It. "Deputy Pool continually deprived me of the services of the office stenographer when I needed her to aid In thcso collections , and obliged her to do bookkeeping nnd other work in the auditing department which should have been done by Price nnd Whlt- .akcr. "It Is for the legislature to say If this kind of work nnd loss of money shall go on. If the legislature adjourns without i passing eomo such bill as II. II. 191 or S. F. i 74 , then there is no hope for a change. What | > the state needs Is an Insurance department In a good sized room by itself , , with tljo governor to supervise It and appoint poopje to do the work according to law. If the oglslature adjourns and loaves the state In surance business In tbo auditor1 ! ! olllco It will bo hard on Nebraska. The same num ber of men with the same salaries can do the work In some other room under direction of the governor , and the same men and salaries under the governor will give us Jotter services , for all law will then bo enforced and all funds duo the state will ) o collected. "Two of Nebraska's auditors embezzled vhat they collected from Insurance com-I Janice under section 32 , and no auditor in ' the history of the state has aver collected a dollar under section 33 , or If any auditor over made such collection the public uovor icard of it and it failed to roach the trcas- iry. The governors of Kansas , South Da- tota nnd some other states supervise their nsurauco departments , nnd n scandal from hose departments never has been heard of. hope the legislature will see nt to make his greatly needed change In the statute. " l.ci'lHlatl\ Cniiiinillce a ( IVorl * . A legislative committee has just begun * nvcstlgatlng the work of the Insurance ex- mlnei-H , and the following Is the first tet- er received in answer to the fjiu'rieH sent ut. Illler & Cooler , Attorneys and Counsollors- at-Luvv , Suite nil , Ashland Ulook , North east coiner Clark nnd Randolph street , Chicago , Februiiiy 7 , 1S99. Alien G. Fisher , Esq. , Limlell Hotel , Lincoln , Neb. Dear Fisher : In compliance with your cquost of the nth Inst , , I called upon the nauraneo companies to which you refenod nil find thnt Ole Palm has never examined my of them and they knew nothing about ilm I found , however , that n man by the ame of .1 A. Slinpirei , from Nebraska , who [ alined to bo 'the Insurance examiner from lat Htale , with a letter from the present tate auditor , called last week on the Trad- * r > ' Insurance company nnd spent nbout nn lour and a half looking over a few ac- ountB and charged the company $110. The ' Endowment rank , Knights of Pythias , wan xamlncd nbout n year and a half ago , the xamlnor charging the company $1C3. The nmo of the examiner was Wilson , The ther companies have never been examlnel. f I can be of any assistance to you In this natter I will be glad to do nil I enn for you. 'cry respectfully , J. Ji. MILLER. C'nrloiiN During the year 1897 , when Mr , Llchty s says the Insurance department wns not t > o I ° vigorously pursuing the holdup policy as It I Is at present , Auditor Cornell wns engaged I , In n curious manipulation of the fees that c came Into the ofllco , and while the matter Ji has been made public before , nn Invcstlga- j o tlon nt this tlmo might develop nome In- ' a foresting things. On the 1st of December , 1S97 , the auditor mndo nn official statement as follows : Mny 31 , balam-p on band J7.9SS.OO Juno fee collections 45450 July fco collections frV50 ) ' AugUHt fee collections ( Hj'oo September fee collections 213'W ( October fee collections 2H'0I ( November fee collections 25100 Total $10,21050 ' I The way this money was pnld over to the i treasury was shown In the same report as c follonvs : Juno i. paid treasury ; l.OOO.W JUIIH 29. paid treasury 0,10000 AuKiist 31. paid treasury SftOOO'o ' October ' ! , paid treasury 1,00000' Refunded Insurance companies . . . . 242 00 { f Dalnncu on hand 1,004.50 j ' ' ' Total $10,240.50 The auditor has never explained why lie i" had $7,938 of the fee money In his fcanda I & on the 31st of May , or why ho held back ' < : GS)3S ) on June 4 , 11.292 on Juno 29 , JU85.GO d on August 31 , J900 on October 22 and $1,004.DO at the tlmo of making the report , The constitution required the fees to bo paid Into the treasury In advance of the t ! service. < | Thcro is a story In connection with thl ) statementnot * here-toforo made public , al though It bears directly on the I present controversy between Lichty'i ' i and the auditor , Ono day duri i u i ii'K the latter part of May or the flrnl of June , I8fl7. Mr. Llchty and another np- , polntco of the auditor called upon n newspaper - paper correspondent for n conference. Mr ! [ I Llchty explained that the auditor was hold- i In ? back A considerable amount of money t'tlint | ' ought to go Into the stntc treasury. Ho was fearful that Cornell wag getting bnd advice of some one nnd that 'the ' state's money was being- * loaned out or uecd for speculation , Ho said that the auditor hnd | ' ctased to confer with any of the deputies , except W. II. Price , regarding the money matters of the office and seemed Impatient i j when the suggestion had been made to turn the surplus into the treasury. Ho partic | ularly called attention to the fact that the i auditor wns nt that tlmo In Crlpplo Creek In company with ano of the bondsmen of ! Uugcno Moore and was afraid some mining speculation was being proposed. The two deputies In the .conference Mid they would resign unless tbo practice of holding back the fto money wore stopped and asked the newspaper men to call nttcntlon to the rec ords relating to the fees , thinking that It might frighten Cornell Into paying the money Into the treasury. The plan was adopted , the condition of affairs was published and It will bo noticed by the above ofllclal statement that the auditor made haste to pay part of the money Into the treasury. The affair led to some llttlo unpleasantness In ! the office nnd Prlco I | and Whlttakcr , two other deputies , accused Llchty of "giving away" the news of Cor- nelTa secret trip to Colorado. The Incident only corroborates the statement that Llchty has alvvaya protested against the unlawful practices Indulged In by the attaches of the auditor's offlco. IN MEMORY OF ABE LINCOLN Annual Dinner of ( lie Hopuldloau dull of XIMV York IN n SllCCl-NN. ' NEW Y011K , Feb. 13. The Republican club this evening held Us nnnunl dinner in honor of Abraham Lincoln nt Delmonlco's. I About 375 guests nnd members of the club i j wcro present , among whom wcro Governor I ! i Roosevelt , Horace White , Major General Nelson A. Miles , Rear Admiral Schlcy nnd ex-Governor Morton. A letter was read from , President McKlnley. The toastmaster was Senator-elect Chaun- [ coy M. Depow. Ho says : | For fourteen years the Republican club | has celebrated the birthday of Abraham Lla- coin. At each annual recurrence wo have paid loving 'tributeto ' the memory of no of the most miarvelous men , far-sighted states man and 'tho ' greatest republican who ever lived. Our meetings having upon the plat form the representative men of our pnrty , have crystallized republican opinion and sometimes set 'the pace for the passage of republican measures. One year ago we expressed our confidence ' in the president and our faith In his adI I ministration. The basis of our judgment was his record and demonstrated ability in formulating nnd defending the Industrial policy of our party. Tonight wo exro proud of his wisdom and statesmanship In tbo con- duct and settlement of our wnr with Spain , i From February 12 , 189S , to February 12 , I 1899 , has been an epoch making year. The etory of many decades will be told In para graphs compared with the pages that will bo required by 'the historian to describe the events nnd picture the results of this year. The United States will not go beyond this continent for now stars for our flag or new i-tatcs for our unlon Cuba may In time bo the exception because of its proximity to our shores nod because a ferry will bo run bo- twcen our o'ast and that beautiful island. But thnt event will not occur until American emigration and settlement have made free Cuba a prosperous American republic , with American ideas , American Institutions and American spirit and clamoring for admission as a fully demonstrated American state to the American union. Far distant coulrtrlea , peopled by alien races with alien civ Illation , 'will never bo incorporated as part of our governing body. I believe thnt the untried experiment of American law nnd justice will , when undor- ftood In the Philippines , gradually educate these peoples to the point where they can bo safely entrusted with the management ot their own affairs. Natlvo armies and a native police force , officered by American officers and supported by the revenues of the Islands In which they serve , will keep the pence and protect Ilve nnd properties. American courts and American school houses , will rear n generation which cnn appreciate the value of liberty , which does not mean license j , but does mean law. While the Un'ted States Is meeting Uio destiny nnd fulfilling j the mission which Oed lias so mysteriously devolved upon It , the American congress will formulate laws and organize H vcrnments for these now possessions , which , while developing them , will prevent any Interference with the rights or the posi tion or the Income of American labor. On the contrary , these new possessions nnd the foothold we have in them for the extension cf our trade will open the markets cf tbo ftr east nnd the markets In thcso Islands to thn products of our fields and our factories. Abraham Lincoln struck the keynote cf ll American development when ho paid that ll the civil war must bo prosecuted "until the Mississippi river runs unvoxcd 'to the sen. " Ho saw that while the United States was the- greatest market within itself of the world , the surplus of our praductlcn must become so great that to prevent suffocation I Sl we must seek nnd find the countries nnd the . ? people which would need the products of our labor. ° "Tho Stnto of New York" was responded to by Governor Roosevelt. Time In hlilrk Duly. a Governor Roosevelt said in part : o No uoiiFlblo man will advocate our plung- 81 Ing rashly into a courseof Intcniatl'.nnl ' * knight errantry and set deliberately to work * ito build up a great colonial empire. But b neither will any brave nnd patriotic man bid i4 us shrink from doing our duty , merely beI I ciuiso the duty Involves the certainty of a Jj tirrenuous effort or the possibility of danger. * Some men of high principle , from high } motives , have opposed'the ' ratification of the ' ' 'treaty , juet as ( they had previously opposed t the wnr , Juat ns some other men whoso mo- c tlves were equally high In 1SC1 opposed any u effort to restore the unlcti by force of arms. , n The error was almost ns great in the ono case as In the other nnd will bo so adjudged by history , The two main Impulsco which gave strength to the opposition were Ignoble In their very essence thu impulao of sloth tind fear. Wo should not lightly court dan ger nnd difficulty , but neither should wo shirk from facing Ihem when In fcomo way or other they must bo met , * * lint It would bo criminal folly 4o sacrifice In the real welfare of 'the Islands and to fall to " lo our own manifest duty under the plea of 01 carrlng out some doctrinal Idea which , If It U had been llyed up to , would have made tha ci ontlro North American continent to this day T hunting ground for savages. It Is the P idlest chatter to speak of savages as being " entitled to govern themselves and though It < : i' Is heard from well-meaning people , who bou llovo In what they soy , it usually covers recklessness w fear. 3IiiN < SI ii in ] > ( lut liiHiirrr < l < in. : If wo refrain from doing our own port of m the world's work , then It will have to bo tl done by people stronger than wo nro , for T wo will have shown ourselves weaklings , tit Wo must give the Filipinos absolute Justice lr end above all else It Is essential that wo g should treat them with entire , firmness and courage. They must be made to realize ob- eoliitcly that wo are the masters The Insurrection must bo stamped out ns carefully as possible , but It must be ttamped out Wo have put an end to corrupt mediaeval tjrunny and by so doing wn have bound ourselves to provide against any out break of anarchy or savagery. Let us not deceive ourselves. Wo have great duty to perform and wo shall ehovv ourselves a weak people If vvo fall to set about doing it. Hut If wo d' ' n't do It right ho final record will bo up even more In our disfavor. Wo are no less bound to ese that whcro the auorJ wins the land the rule of righteous laws shall follow. Wo have taken upon ourselves , as In honor bound , a great task and every honest and upright citizen of this wM'sn chould do his part In seeing ( o It that this table IB honorably and well per formed. TIIIJ ( ; HII > ci un THAT nous run : . Laxative Ilromo Quinine Tablets , removes the en UFO Hint produces la grippe. The gen uine ha L. IJ. Q. on each tablet. 25c. J1AKOUETTE CLUB BANQUET Finances , Diplomacy , Greater America nml' ' Lincoln Themes of the Orators. BRITISHER ON CHARACTER OF THE MARTYR II. UIMVPH , Coniilriilli | < r of llu > Currency , Kuril * on llcncMlN ttt Cnri-riicy I It-form ii Miir- < | titltc .Member * . CHICAGO , Fob. 13. The nnnunl banquet of thu Mnrquctto club was held this even ing In the Auditorium. It wns the four teenth event of Its kind and a largo number of prominent men from nil parts ot the United States wore present. Members of the club and other Invited guests swelled the total number at the banquet to neaily 1,000. The chief speaker of the evening wns Whltolaw Held , member of the Spanish- American Peace commission , who responded to til's toast , "American Diplomacy. " Hon. Charles O. Dawcs , comptroller of the currency , spoke on "Curicncy Reform. " John Charlton , member of the Brltlsh- Auicrlcnu Joint High commission , spoke , on "Abraham Lincoln. " Ills remarks wcro warmly received. Congressman Chnrlei H , ( Jrosvenor of Ohio , who wns to ( speak on "A Republican AdmlnUtintlou , " was unable to bo present. Hon. Whltclaw Held of Now York , responding spending to the sentiment , "American Diplomacy , " said In part : CoimulxHloiuTH Do Duty Too Well. Beyond the Allcghenlcs the American volco ringn clear nnd true. It doe- * not sounl , hero In Chicago , as If you favored the pur suit of partisan alms In great questions of foreign policy , or Division among our own people 1 In the face of Insurgent guis turned upon i our soldiers ou the distant fields to which wo Hcnt them. We are all here , U would . seem , < o stand by the pe.ico that has been secure ! , oven If wo have to light for It. Neither has uny reproach ccmo to the peace ] commissioners from Chicago because when Intrusted with jour Interests In a great I negotiation In n fotelgn capital , they made a settlement on terms too favonblo ] to their own country because In bringing j homo peace with honor they also brought homo ] mare property than some of our people ple ] wantedl When that rcpioach has been i urged ' elsewhere , it has recalled the fa- I maMar j defense against a similar complaint ' In ' an old political contest. There might , It 1 was snld , bo eomo serious disadvantages I about a surplus In the national itrcasuiy , but I i at any rateIt was easier to deal with a | I surplus than with a deficit ! It wo have brought back too much , 'that ' Is only a ques tion for congress and our own po/plc. If wo had brought back too little. It might have been again a question for the army and . the ' navy. I No one of you has ever bou heard to flnd i fault with an agent because in making a dllll- ' cult J settlement ho got ull you wanted nnd a free option on something further that every body ' elae wanted ! Do jou know of any other civilized nation of the first or oven the accond J class that wouldn't jump nt thnt op tion on the Philippines ? Ask Russia , nsk Germanj' ( , nsk Japan , ask England or France. And yet what ono cf them , unless It bo | i Japan , has any conceivable Interest In the Philippines to bo compared with that of the mighty republic which now commands the one Bide of the Pacific nnd unless this Ameri can generation Is blinder to opportunity tbnn any of Its predecessors will soon commnnd , i the other ? j I Ilrltlnlivr oil Lincoln. j John Charlton , M. P. , and n member of i the American-British Joint High commis sion , responded to the toast , "Abraham Lin coln. " He said In part : On every hand evidences abound showing that an era of better feeing berweeii the- i United States and Great Britain has nr- . rlvcd and the fact that one of her majesty's commissioners of the Anglo-Aincilcun conil l mission has the hcaor to respond at thlb dinner to the sentiment ot "Ab.ahnm Lin- coin" by the kind Invltnlloa of the olllteis of the Marquette club is one of these t.gnl- flcaitlons. America has given to history many eml- nont names. Two ot these rank with the most exalted of earth's famous men , whether of antiquity or modem dajs , and In the cose of neither has the guerdon of fame been purchased nt ( .foe cost of honor or of BellUh thirst for power ; nelthur has trampled upon the rights of his fellow-man , neither lias d earned the execration or sinned agaiu&t the n Interests of humanity. n George Washington may fairly bo snld to c have been an English gentleman. He was c born and reared In a Britls.li colony. Ho 1 was English in education , instincts ana a tastes. He served with dlstlnc.tlon under | d Iho British Hag. Ho p Ided upon English d descent and when bo took up arms In defense - n fense of his follow colonists he did .so under lr itho belief that he fought for the principles j Ii ot British liberty a belief entertained by d the great ir.ats of English people today. Abiaham Lincoln , on the contrary , wns a typical American , typical In a sense peculiar to his own day and generation , for the con ditions of llfo In which ho grew to manhood have well nigh censed to exist in even tht newer sectlona of the United States. 1 1 cased amid scenes of absolute poverty , with scatHy allowance for educational advantages , a total stranger to the i oflnemenits of good roelety , a. Hide , unkempt boyhood spent amid Ignorant though Eclf-rellant compan ions , a homo In a rude cabin in the midst of a llttlo clearing burrounded by the deep solitudes of the primeval forests , a father who belonged to that class of sou thorn men known as "poor whites , " with nothing In his environment to sweeten a lot of hard ship luiil call Into play the dormant powers of a keen nnd powerful Intellect. How wild Bit that tlmo would have seemed a prediction that ' the day would come when the g.tzo of the ' world would bo upon him and ho would become the evangel of liberty to more than 4,000,000 human beings. An echo of the national sorrow came back from nearly all foreign lands to convlnco the American people that the reputation 01 their ' great ruler was world-wide and that his qualities wcro universally appreciated , this ] man who was born to the e-statcr of a coarse , unlettered pioneer nnd who died nn uncrowned king giander In chnmctcr , mtglitltv In achievement than either Ciom- wcll or Washington. on C'urrriu1)lltform , The Hem. Cdarles G. Dawes , comptroller of the currency , spoke about "Currency no- form. " Ho said ; The question of the changes In our pres ent law which should bo mndo in order to oarry out the will of the people , as expressed 1SOB , In favor of sound govern mm'-al money and the cold Htandord , Is ono which confronts the country nnd which , now that the clouds of war Imvo lifted , Is again re ceiving careful nnd general consideration The year 1S93 had demonstrated that our present : monetaiy ejhtem , when subjected to Is the severe tf t of commercial panic and a letlclency ' In governmental re\ennea , hnd inherent weakness which , before that lime , had not been generally recognized This weakness resulted chlclly from two causes. The lira' cause wns the illspropor- . lon existing bc'wccn demand go\ern- nc-iital currency liabilities and the gold In the treasury with which to redeem them. The second cause was the fact that when tiaceo demand liabilities were onre redeemed gold they t.ould be | nl J out again for ' governmental < expenses. This ennbled the coming again Into their i > o.ssc-6jlou , Is to npnln present them for redemption and lhr.8 was crcnt d whet wns Known n * the unless ehnln " Thte defeit In the system was one tf 'the ' iirlnclpal subjr.-ts < f discus sion In the cnmpnlRii of IStifi a > .id the PUCCC- ful pnrty pledRvtl i'eclf to maintain the joundiifps of our cut < ncy nnd < hc wfety of the gold 9aml.iTd. which this defect hnd so recently cndnt Rcrrd. . Recognizing the duty of tietlon Incumbent 'upon ' him nnd his patty the piesldent of the j United Sttcn In his first nnmiRl mt ngo to I congress made the following recommenda tion : "Tlmt when any of the Vnltcd States notea nro picsented for redemption In r.old nnd nlo ledocmcd In gold mich notes shall 1 > kept nnd sft nptirt jnil only paid out In v\rhango for gold. ThU Is nu obvious duty. " In his Inst nnnunl message to congrorw he rci-fats the n-eommendntlon Iti the following worda "In my Judgment the present con dition of the treasury amply Ju tllr. ( i the immcdlntc enactment of the legislation rec ommended om < jrar ngo under which n por- tlcn of the grid holdlngn sln-uld be placed In a tiust fund from whlrh greitibicks should be redeemed upon picsentntlon , but when once redeemed should not thereafter bo paid out except for gold " At the tlmo the first recommendation of the president wns made other moie radical plans Invohlng complex ( .haiiRcs In our wlulo monetary nnd banking mstems wcro earnestly picpqed upnn the nttcntlon of the public by men whose nbllltlts nnd sincerity are nllko unquestioned. None of these pl.ins thin so prominent Btood the test of matured ill-icuralon nml the > hn\c bci'i jlxindoned by their formc'r suipoitera for still another set of plans which Invohe. In a general way. the same principles but which differ FO radically among themselves In fiiiulanioal.nl pnrtlcu- Inns that common nKreoment upon any ono of thorn , cn by those who believe In the principles underlying them , becms Imiiocal- ble. InjiisUou to Ii > iiONlorx , Thcso later plnns provide In effect for the assumption by the national banks of the burden of the gold redemption of outstand ing governmental cuircncy obligations hi 10- turn for the privilege of Issuing their own notes to 111 ! the s.icuum caused by the tvcn- tual retirement of these currency obliga tions. Thebo banknotes are to depe'iid foi tlielr chief sccuilty upon a. II st lien upon the commercial < issets of the Issuing bank.3 , and are not to bo protected by u trust ik- pcalt of government bonds ns hccurlty ns under the [ resent system. 1 maintain that this purpose prefc nice of the noteholder over the depositor , differing t.o radically in UK p.ictlc.U effects flom the qualllled picf- dvncu provided by the present baiikiictc system , would bo unnecessarily unjust to the depositor clues and most Injuiious to the gciunil business community. A" > a fundamental prlncli le of Inherent justice the righto of n noteholder and tie i u.iuor ahiUiibt tile common assets of th bank , to which Hhclr mcciey has nllko bee conlilbtllod , slioulj be equally hacri-d. 1 grounds of public policy and the comma goal justify itho Infraction of tills pilnclplt which Is recognized In all of the older ban currency systems of 'the ' world , the publl necessity must bo icul and unquestlonci Such public necessity existed when ou present system of national banknotes wn Inaugurated and a preference wns provide .for which , however , is not at all slmllai t the preference proposed by these plans. N argument Is sound , though It mny bo con 'fusing , which Is based upon the piopusitlo the present preference of the notcholdc upon the United States bonds deposited In trust fiom the llret. and 'then ' upon the ns sets of the bank only In case of n dcllcloncv is similar in practical effect to the uuqunll lied and general llea given the notohclde over the depositor by these piopobcd j.lnns Expciicaco shows that a lois is incldcn to the Investment of the fuads of borne bank In commercial assets , which , under the op crntlon of the law of average , results In certain percentage of insolvency amen banks. The trainers of the PIOE < ? IH law pin vlded In effect that the national binknotc Issued under the present syttem should nc bo invested In commercial assets , bu should bo Invested In gov eminent bond upon which theio could be no npprcclabl loss. loss.Let Let us build up the foundation of ou present monetary system by the cnactmen into law of the president's recommendation rather than tear It down by complex one . radical legislation which would be In fhe , highest degree c.\pciimontal. This countrj is j now emerging from the g1.ca'test ' Indus trial ( deprcEbloii through which It has ovci . passed. The foundation of prosperity Is con fidence. Bulldcd upon the confidence of man in his fellow men and noon the cQiiRd"nc.t , of the community In the stability and Intog ilty of Its medium of exchange are the cred its of the country which are so Intlma'.clv connected with that nclvlty ( of piotltab'.o e > - changes which characterize national pros perity. Currency MIIH ) .Not lie Imperiled. Wo do not want confidence dcst.oyrd.Ve do not want radical or rcvolutlonniy otpcrl- menits with the currency. Nothing would moro unfavorably aftect the ; redi's of the country now In a hculthy elate than radical currency legislation. We must make reforms In our currency , but those reforms need not and must not Involve the r'sk ' of commercial disaster. The recommendation of the picsl- ilont when enac'tod ' Into law dops not involve change In the currency now in circulation. In which the people have full cunfiduv e , but It p. ovldes for Us safety so thu * If a panic docs come again It will not bo because of mistrust in government currency , nor can such a panic materially Injure the credit of that currency. Wo wll iimKo no mistake upon this great Question in following the president , for 1:0 : ono of our public men hcc ! better judged or better followed the enlightened sentiment of the nation. As a wise and conservative statesman ho hns always been faithful to the interests of the ] coplo and for that icason ho hau itlielr confidence. LIKe Lincoln , he follows the thoughts ami leadd the voice of the people. Ho bore the tremendous phjsl- cal and moral burden of eommandcr-ln- chlef of the army and -navy of the Lnltcd Ptatea In foreign war simply , quietly nnd successfully. Ho tuitiB one again to tha problems of peace and wo flnd that the lory of maitlal achievement nnd JJio applause of the world have not changed the cool , coimorvatlve and yet inexorable methods of h'-s ' tlio'iph'9 iiml actions In public matters. Let us talin the btep in cunioney leform which ho reeom- mcmls and thus redeem the obligations to the people which wcio assumed In the elee- tlori of 1SOO. Hon. Stewart L. Woodford of Now York , ex-minister to Spain , spoke about "Greater Amurlca. " Addresses were also made by several local speakers. The smallest things exert the most in fluence. Do Witt's Llttlo Enily HIserH are unequalled for ova coming constipation nnd liver troubles , Small pill , best pill , wife pill. FREEZE KILLS FEVER GERMS Illl/.7iiril C'omi'H an a IllrHNliiK | o In- ImliUimiM of Infrc-tc-d Dixtrlr/N / 111 (111holldi , AVASI1INGTON. rob. 13. Viewed from a hygienic standpoint In its effect on the yellow fever germs , the fice/o In the Bouth n blowing to the people of that section , according to Dr. Wyman , the surgeon gen eral of the inarliio hospital corps. "It Is Mini what woantoil , " said ho tonight In speaking on the subject , "and I bellovo It i1.Ill be productive of great good In stamp ing out the germs tli.it mny still exist after Iho very thorough work which has been jono by the slate and national olllclaln In jiadlcatlng all vchtlgos ot last summer's L'pldcmlc. It certainly Is n blessing to the people of the buutli as far as next summer concerned. " of the notable State and social functions at homo and abroad pronounce Apolllnarls the beverage of the select world. Apolllnarls Is sing-led out on them as the Table Water of Royalty , Princes and our own Sovereign People. " N. y. Tribune , Served at dinners given by the QUEEN. N. Y. Sun. FIVE CASTAWAYS RESCUED I'nrljltoi ! ( In liiiUi' Mli'ltlH" ! ' ' < / P > ' lilfc CHICAGO , fob , IS All of the five pcr- fens who were thought to have been lost on the Ice last night were rescued this morning They were Hlmor U. llrotheia of IBM North Aahlnnd nvenue , Orel Mnnney , i his niece , snme residence : Chauncey Miin- ney , hlfl nephew , snme residence , ( Icorno I , Miilloy , IS jonrs old. of Lnko Fore t ; J W. ' Carous , IS > ears old , of Lake Forest. Arthur Floteher. 2.1 yenrs old. of Hnvens- wood Park , who wns reported missing , wna found nt his home this morning. Doth OC his feet were frozen. Fletcher snjs that about C o'clock last evening ho and three others were skating on the Inko near Cal vary cemetery when they saw Brothels umi I his party. The latter wore out off from shore by n crack In the Ice that In places wns 100 feet wide , lie told Brothers ho would go to shore and get n bont. which ho did. When he returned , however , Brother * wns not In sight and Fletcher searched nearly nil night for him nnd Ills com panions. Fletcher fell In the water twlc dining his wanderings In the dark and It wns with great difficulty that he flnnlly tcnched shore with both of his feet frozen. Cnptnln Foiintnln of the Chicago lifesaving ing station orgnnlrcd n pirty of rescuers and left early In the morning for Kogori park. The party went to Sherman nvcniio first nnd there saw what seemed to be a group of persons on the ice about two mllcB and a halt from shore. Captain Fountain nnd his crow run out their bent nnd Mgnnlca the group on the Ice. Mnlloy skated n near the bent n he could get nnd told Fountain that he and companion * were ttnfo. The rescuers started ncross the Ice on foot rr.d soon had Brothers nnd tlio others safely In the boat nnd tnmlod on shore. All of the party were tnken to the resi dence of E. F. Brush , 11.1I > Chase avenue , where they were attended bv u physician. Cl Miss Mnnney had been wrapped up In two big ulfltors thnt the men In the pnrty gnvo her nnd , although she suffcicd n great deal from the severe cold , no serious results nro anticipated. DISAPPOINTMENT FOR TROOPS J ' \ rn < 'iMitli Illfmilfj IN OlillKfil to Turn Iliu'lc After Mill.Inn n htnrt for ( lie Orloiil. COLUMBUS , 0 , Feb. 13 Tbo third bat talion of the Seventeenth infantry which left here Sunday aflcrnoan for Manila only got ns far as Mount Vernon , O , when orders were iccelved from the department returning ; the regiment back to the barracks , the rea son being that the transport on which It Avnn to sail was not ready , work having beea delay.-d on nccount of the extreme cold. The men spent the night In the train In the railroad yards here , their quarters at the barracks .having . been left cold and com fortless when they made their start for the far east yesterday. Future movements o the regiment are uncertain. Ortlor of II'rKli Alirnliiiin. PHILADELPHIA. Fell IK At todaj'S session of the grand lodge of the lno > - pciident Order D'rlth Abraham , the retir ing grand master. Max Stern of New York , was presented with u check for $2.000 ns a , testimonial of his labors in behalf of 4ho ori3r. Simon Schellnsl of New York wai elected grand muster for the ensuing year and Jacob Schoen of New York was reelected - elected gland secretary. It wns decided to reduce tlia order's death asscsbment froiu fi to I cent. Over 100 delegates were pres ent nt today's session A ball nnd banquet were tendered the visiting delegates tonight. The convention will close tomorrow. Nature * makes 'the cures after all. Now and then she gets into a tight place and needs helping out. Things get started in the wrong direction. Something is needed to check disease and start the system in the right direction toward health. Scott's Emulsion of Cod- liver Oil with hypophos- phites can do just this. It strengthens the nerves , feeds famished tissues , and makes rich blood. 500. anil ? i oo ; all druggists. SCOTT i : UOWNL , Clieinists , New York. Creighton posiTivni.Y unsT nn-'UiiiNa ow 'I'llK SIJAHOV. RUSSELL BROTHERS As the Irish Servant Girls. Ceo. Evans , "The Honey Bo The KnvorHc' c'oinvdlan MONS. nnd WltVIE. ROFIX MarvoloiiH Chin Hiilanc'lng I'crformiinco , Barton Hill- Charles Willard AsBlslert bj MISS I3LLA HOTMI3HX imOl Company In licllmlii Rillcy'H Hoarders. CHAS. and MINNIE SA VAN Comedy AcrolmtH IVlclNTYRE and PEAK The Uanjo ( ! Irln j GEORGE E. AUSTIN The runny M.m on the Wire. BLANCHE RING Character Vocnllst. iKMllllKT lirlCl'H , -"il' , fidf I HI'lllTJJOC. . Mfitlnt-CN , liny ni'iil l'r , I'll Ililri-n l ( > < * . Diiii'l fnrKH li-nr > Malliuu * Weil- iH'HiIii ) . I ; > cr. > Iml ) nUi'itilliii ? firi- xinliilltli n | ilniii | of Ailiulral Jl'UCJ. 1'AXTON Mfinncrrs Tel 1S1B ij- \VfiliirMilav Mulilx , I'Vli. II anil in , nllli MiillnriWriliuHilay. . Wlleon Barrett a lli'irmrkabli ) Drama , The Sign of the Cross Presented by William Ortet'H London Com * pnny. from tbo Lyric Theater , Including . .rilAIM.ns D.M/I'ON. , Managomunt of Charles Krohmun und Frank W. Hanger. Night PiIci'H Lower floor , COc , 75o and Jl.OO : baliunj JIi nnd ( Me. gallery , 26c , latlneo Prices ! ! 5c and f.Oc. Boyd's Theater. Friday Matinee Oi\ \ 9 niWUAHY 17. THE GREAT PIANISTE , MME , TERRESA CARRENO , Reserved ueatH on uo | Thursday mnrnlnr ; I a odock AdmlPHlon 50c. 75c , Si 00 and 1DO. CHICKiiUNO PIA.N'6 D.SCD THE MILLARD L 13th ami Don ldf gjs. , Pinali.i , tlOA.V AM > UIJUUI'KAN I'JjA ! - CBNTItALLY LOCATED. J. U. JUASUfUL , 4k HUN , Prop *