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About Omaha daily bee. (Omaha [Neb.]) 187?-1922 | View Entire Issue (Feb. 5, 1899)
TKH OMAHA DATLfT 33EI3t SITXDAY , FKIMUTAHY 5 , 1800 , 13 REAL CIIADNCEY M , DEPEW Sketch of thfl Solid , Sfiiious Bida of New York's ' Junior Senator. EARLY AMBITIONS AND LATER TRIUMPHS VJ MTCil art n Surnkcr , Worker. Solillcr nnil .Htnry-Tcllrr Wlint Cnmo of HI * Klrnt Electing rrl li Com- iiimtiirc Vnmlcrlillti For many yenra the fame of Hon. Chauncey Mitchell Dcpow as a wit , a story teller nnd a jpeeohmakcr has been so con tinuously spread broadcast In the public prints and by those persons who have come lit contact with him only on public ana noclal occasions that his nioro solid qualities hnvo licno almost lost slglit of by a large proportion of his fellow-citizens. Vet , In the vlow of those who know lilm best his business associates , thoio who Jnvo co-operated with him In politics and ( ho hundreds of working newspaper men who have had occasion often to meet lilm dn clicumatances when the stress of affairs has been exacting Mr. Depow's character istics as an acute , deeply cultivated , serious- nil ruled , tremendously Industrious man have scorned overwhelmingly in the ascendancy. There Is no doubt -that ho has been vastly helped by his faculty fop mylng the right thing In the right place , by his ability to nmuBQ nnd by his power of oratory , but these things have only supplemented those which ho has niodo most helpful In hla Journey through life. In the opinion of one who has been inll- I < H H'A 'A ' UAHE PICTURE OK DEPEW IN UNIFO RM ON HORSBnACK ( NOW FIRST PUB LISHED ) . mately associated with Mr. Dcpow for more ithan n score of years , his most valuable qualities have been the power of rapid and thorough absorption and retention of facts , end the ability to correlate them properly to master the true meaning of the whole. All the ambitions of Mr. Depew's early man- liood ran along legal and politcal lines , jet when , nt 48 , after lone service us general counsel for the Vanderbllt lines , ho was called to the executive department as second end vice president of the New York Central , on 1882 , ho speedily transformed himself ilnto EO practical a railroad man that three years later he was made chief of the line , -which position he filled till less 'than a year ago nnd during Its period ot greater prog ress , and 'then was promoted to the chair manship of all the Vanderbllt lines. Tjpleul Aim-rlfiui Product. Chauncoy Mitchell Depew Is a typical 'American product , if ever there was one. Ho has now bcqn in active life about forty- thrcn years. Ho besan with ability and will ingness to work as his main resources , and ho Is rounding out his career as a member of the most important legislative body In the world , and us the highest grade railroad employe for he delights to bo termed a railroad employe In the United States , the land where railroading has undergone its greatest development. These who believe that tbo composite race which Is being evalvcd out of many nation alities , In this couatry will furnish a remarkable - able now type of humanity , can find much support for their theory In the personality V of Mr. Depow. In hla veins flows the blood of the Huguenots who came to America -when driven from Franco and settled the beauti ful town of New llochelle ; of the sturdy DuUfimcn who founded that Now Amster dam which has become the Greater New York , of the hardy Unsliahmcn who fled from old world Intolerance to New England's rock-bound coaat. The Pilgrim strain In Mr. Depow comes from the Sherman family , whose moat eminent representative was Ilogcr Sherman , n signer ot the Declaration ot Independence. Ills mother , Martha SUtchell , wan i rranddaughter of Ilev. Joslah Sherman , th irottior of Uoger , and her father , Chauiui' H , Mitchell , was a lawyer of unusual attainments , whoso career waa cut short by an early death. Captain Isaac Dcpew , Chauncey Depew'a father , was a rugged old chao of massive physique , who lived in I'eekskllt. Ho owned sloops that sailed up and down the Hudson , country stores at various points along the river , fatms scattered here and there and was Interested in many things beside. The Date James \V , Husted. perhaps tlio closest life-long friend of the captain's son. once told the writer that Captain Depow was more llko Commodore Vmiderbllt than nny other man lie ever knew. Tbo captain was possessed of an Iron will and & rough ex terior , but behind the Iron will and under ithe rough exterior there were generous im pulses and n kindly heart , Mrs. Depew , the mother of Chauncey. was one ot tbo clever- cat , most lovable , most tactful of women , The elder Depew ruled everything about film , but she ruled him , and their home Ufa was perfect , From the father Chnuncey learned that the monosyllable "no" was sometimes a good -word to use ; from the mother bo learned to ay "yes , " SliciiUlne "I'leci-x" AVheii n Hoy. Young Depew got hla early schooling and his fitting for college In reeltsklll , He Btood fairly well In hla classes , but ho was exceptionally brilliant 1u one direction only , He could speak pieces better than any cl his edhool fellows and his selections need to delight his bluff old lather. Daniel Web- uter'a reply to Hayno , Patrick Henry's fa mous addreates. or that one of John Adams which began "Sink or iwlm , live or die , survive or perish , " were among them. It was uot a part of his boylib pin ! nl life to go 4o college. Ho liked to bo out doors and he wanted to be a farmer- Tim old captain did not like the boy's plan , but Lad tact enough not to make any direct op position. Inttcad , as thosenatorelect some time1 ! dcllghU to tell , the captain seemed to fall In With the youth' * design and allowed i him to go towork on one of the family j farms. Hut tha mnn In charge was In structs ! to see to It that the boy should be allowed to nnd out Just how laborious farm work may be , the Instructions were thor oughly fulfilled and itvns not long before the fron decided against an ngrlcultuml career. A3 every one knows , Chauncey JIHehell Dcpcw got hu eotlego training at Yale and loyalty to his alma mater U ore of his strongest traits to this day. He was gradu ate ! In ISoC , the first year of the republican party's existence. Before ho had been nt homo a. fortnight the young man had plunged Into the rigors of the campaign as an enthusiastic supporter of Tremont , the first republican presidential candidate. The circumstances which led to this wcro re lated to the writer by Mr. Depew In hla office1 at the Grand General station on the dny howas notified of his formal election to the United States senate. "In the campaign ot 1S'C , as In all cam paigns , " said the senator-elect , "the party had one etar speaker. He via * George \VI1- tlnm Curtis and by great good luck the re publicans of I'ceksklll had got him to prom ise that ho would speak to them. I went to the meeting , ot course , for I waa Intensely Interested la current public -matters. Well , Mr. Curtis didn't appear. A big audience turned out. but thcro was no speaker. In the circumstances the committee had to do something ito Interest the crowd and some body called mo up to the pHtform. No ono expected me to make a speech ; least of all myself But It was known that although my father and all Iris brothers were bitter pro-slavery democrats , I had recently de clared myself an abolitionist nnd life had for that reason been made decidedly unpleasant for mo at home. "The plan was. .to make mo commit myself and I was asked ito tell my neighbors why I was a reoubllcan. I started out to do this , entirely Informally and without special prep aration. When I had flnlahed I Imagined I had been 'talhlnir ' a few minutes only ; I had really spoken an hour nnd a. half. "Next dajI was n ked by the republican state committee , a body which I had never heard of before , to g on the stump. I ac cepted the Invitation and I have been cm the etump over since. " DI-JIOIV an n Soldier. IS was nine yeara after that first speech jcforo Chauncey M. Depew entered the em ploy of the Vanderbllt railroads. In the meantime ho had worked hard both nt poll- lies and the law. In 1SC1 he was elcolcvl to : he state legislature as an assemblyman and ro-clcatcd In 1862 ; In the fall of 1863 ho was elected secretary of state. Earlier In the latter year ho served his country as a sol dier , though Jila military career was not san guinary , and that Is how ho comes to bo a Grand Army man. He had lolncd the state militia eoma time before and held the post of adjutant of the Eighteenth regiment. His military duties were not -exactine , but even If they had been ho would have had time enough to attend to thorn , for his Peckshlll law practice was not extensive. Dut ono Intensely hot day early In July there cnmo a summons which made him about the busiest , man in all Peeksklll ThU summons was caused bv Lee's hUtcrL Invasion of Pennsylvania , which waa turned back at GettjEburg. The tnllltla of that day was designed for "homo guard" service chiefly , but here was a chance that the con federate forces mlcht rcooh the contlnca of the state of New York ami the I2lfihl cnth , llko some othsr state regiments , was at once called out to march to the south and help ' combat the advancing bests. Depow re ceived the call as adjutant nnd ae adjutant bo was expected to notify his comrades in the or tranl jail on. Inside of twenty-four hours after the re ception ot the call the entire regiment em barked on a string of eprlnglcss "lumpy" freight cars on the way to Baltimore. There the soldiers of the Eighteenth regiment re mained until after the battle of Qettjsburg , wben they vv ro instructed to garrison Fort Marshall , come three miles from the city. That was as near actual fighting as the Eighteenth New York mlNtla regiment nnd Itn adjutant over cot. They defended the fort against nobody at all for two or three months nnd then1 were ordered north again , Later Depew was a colonel in the Now York National Guard nnd in 1873 was at tached to the staff of Gcucral Jamea W , HuEted. DciK'vr'x JolicH nnil Storli-M. No man in public life today has been more criticised than Mr , Dcpew by those not in sympathy with him , because of his lighter utterance ! . Concerning ibU ho said to the writer recently : "I have always been under a good deal ot pressure ; I have for many years been subject deify to all sorts of worries , AVIicti a young mam I saw that 1 must forgot these things at iilcht if I wished to be fresh and rested the next day. Experiment showed that I could force them from my in Ind by substitution oed in no other way. Hence my jokes and stories. Something to laugTi about la tlie best thine to drive tbo cobwebt out of tlio brain. And that reminds me ol whit two men. eacn a president of the United States , said to me on this point. The first vvau Abraham Lincoln : " 'I have brcn found fault with a good deal because of my Jokes and my anecdotes , ' said Mr. Lincoln , 'but I buvo always found that the plain people , take them as they run , arc more easily Influenced wlicu the truth Is driven home by n story and Illustrated by some bit of broad humor than when any other method la used. The onfy onea wbc object to my storlca are the hypocritical and I care nothing for their opinions. ' "Garfleld wis the other and he took tr entirely different vIcT1 nas spending a day v 1th him , Near its close tie said. " 'You are cut out for a public man. You might reach my level In the public service but for ono thing , and that la your reputa tion At n wit. H Is fnUl end will surely bar > our progress unless jou give It up. I have studied the American public closely nnd carefully and 1 have como to conclusion thnt It nlll not place confidence In tbo man who eay humorous things. I advise you from this day to step telling stories : to stop crocking Jokes * " Chauncer Mitchell Depew'a Immense per sonal Industry Is proverbial among all who know him. Ills working dny begins at hh house at 8:30 : In the morning , as a rule , anil lasts till 6 , unless an address is to be delivered In the evening- , the latter part of the day being divided bttwefn his office In the Grand Central station and down town. When there Is nn address In prospect , which thcro Is on an average four time * a , week , ho cuts his afternoon v\ork by nn hour , but oven then hla dally service is much longer than that of many men active In affairs , both great and sinnll. And , besides , nearly everyone ono of his otter-dinner speeches Is ham mered Into shape between the time he leaves the ofllco and the time oj delivery. It Is his general custom , when a speech Is delivered , to walk home , go to bin room , undress and go to bed. In flvo minutes ho falls asleep , Kor five , ten or sometimes fif teen minutes he slumbers as soundly as If he never had a. public address to deliver. Then ho sets up , gets Inside his evening eult nnd goca downstairs to his library , which is composed entirely of books of reference erence- , historical , economic , scientific and the like , nnd gives up whatever time is necessary to the getting together of such data as the occasion demands Sometimes , but not always , he dictates the addiess ns ho formulates It ; ho never writes it. IJcpiMV anil Va ml or 111 It , Mr. Dopew docs not remember when ho first met Commodore Vantrcrbllt. It must have been early In the 60s , nnd the meet ing must have been a. casual one just such a meeting as any rising young public man might have with a rising railroad manager. The two wore only speaking acquaintances until 1SG6 , and , so far ns Mr. Depew know , the commodore hnd never taken any special Interest In him. Dut this was a mistake. Ono day William II. Vanderbllt , the com modore's son , and father of William 1C. , went to Pceksldll , where the young lawyer was still practicing his profession , and said , without much preface : "Tho eommoJoio wants to sco you. He has nn Idea that it would be a. good thing for you to enter the service of the railroad as counsel. He wants some ono ho can trust. " So Depew journeyed to New York and called on the commodore. The latter ex plained thav < he had plenty of legal counsel , such as it was. and that much of It was plenty good enough. Dut most of the law- yerb In New York and scattered here and there along the line ot the road were getting old. No ono of them seemed prepared or specially fitted to step In nnd look after all the legal complications then existing anil likely to arise. The commodore thought Depow could become Just the man that was wanted. The young lawyer hesitated. The offer was a flattering one , but Its acceptance meant a more or less complete giving up of his political aspirations. He told the com modore frankly all about the situation. The old railroad magnate listened. Then he made a response that was ' comuiodorlsh. " "D n politics , " he said. "I tell you railroading Is the only thing for a young man who wants to be somebody to go into and you'd better think twice before jou let this opportunity slip. " Depew thought It all over , more than twice , no doubt , and conclude 1 to accept the commodore's offer. He is not sorry today that ho did. Aside from his ecrvlccs aa counsel and general adviser and later chief executive ofllcer of the "Vanderbllt organization , Mr. Depew's high standing with the commodore and with all his successors has been In a gerat measure flue to the fact that ho has never betrayed their trust. In the oarlj dajs of Vanderbilt consolidation , ns in the latter ones , Depew knew In advance every move that was to bo made. With the knowledge In his possession ho might have speculated in Vnnderblft stocks in such a way on several different occasions as to win a larger fortune in a very few dajs than ho has amassed in a lifetime. But ho never made une of his Inside information for his own personal benefit. When the con solidation of the New York & Harlem with the Now Yorlc Central railroad took place he did not hod ! a dollar of stocl. . He was then approached nnd frequently hits been since by men well known in financial circles , who offered to speculate in ttac marltet on whatever Information ho could give them , agreeing to tal < e all the risk and to divide the profile. By accepting any of thesa offers ho might have cleared n great deal of money with scarcely a chance of discovery. But ho accepted none ot them , thm maintaining his self-respect , though undoubtedly at the expense of his pocket book. Dciiciv nnil Pii 1 > 111 ! Office. In 18CG President Johnson named Mr. Depow as minister to Japan. The eenato confirmed the nomination before the nom- inea heard anything about it. For a brief space ho was Inclined to accept and the temptation must have been utrong for a young man of only 32. But reflection con vinced him that to enter the diplomatic service would bo to go "at cross roads" with his career , and ho resigned without serving. Depow was an unsuccessful candidate for the office of lieutenant governor in 1872 , In 3881 ho was n candidate for the United States senate. In 1885. when Evarts was chosen senator Depew was offered the unani mous nomination , but declined on the ground that he had promised to support Evarts , who thereupon went In with flylnn colors , In 1888 ninety-nine votes were cast for Depew for the presidential nomination , but ho withdrew , though some ot his friends thought and still think ho might have won had ho remained In 'the race. In 1S92 , when Blalno resigned the state portfolio , Pres | . dent Harrison offered It to Depow , who did not want It for a short term , nnd had about made up his mind that ho preferred a sonatorshlp after a while to anything else , anyway. Thus , in 1891 , when a conference of re publican leaders met at Whltclavv Hell's house and assured him that n republican governor seemed cortnln to bo elected that j'ear and offered him the nomination , bu de clined , saying he didn't wish to bo governor and urging strongly the nomination of Mr. Morton , then abroad , who was duly named and elected to the place. In fact , a place In the sennto seems to have been Mr , Depew's only ambition over plnco 1881 , as It was Platt's after his wslg- nation and failure to bo re-elected. Mr. Depew Is now In his C5th year , but his complexion Is as ruddy , his bund-clasp as firm , his voice as round and his ojo aa bright as most men's at DO , and ho Is alertly Interested In business , politics and current affairs generally as ho was twenty-live years ago , when filling the comparatively unim portant position of general counsi 1 to the Vanderbllt lines. | u Muxlcnn .lull. NOOALKS , Ariz. . Fob. J. John McPad- den , a fireman on the Konorn railway , la the latent American to be incarcerated in a Mpxicun jail , From the train leaving NogaJos southward last Saturday morning o Mexican boy , named Lopez , fell and received a slight scalp wound. On Tuesday a com plaint was lodged against McPaddcn , alleg ing that ho had caused tno Injured lad tc Jump off from the forward end ot the mall car by turning upon him a stream of watei from the locomotive injector. McFadden was arrested und locked up , ball being re fused , United States Consul Uarnall is ia , vcetlirfttlnc the cusa. Waste Baskets There Isn't nuicti In a waste basket that Is Rood , at Icnst ought not to be- , bill every one must have n wnsto basket nnil when buying ivhy not go where you see a largo variety nnd can get any styles nnd price. Wo havea lot of Indian Reservation bask ets at the lowest prices you ever saw for such 4icaullful nntl well inndo goods. Baskets at 25c , 35cI0c , EOc nnd up , for special fancy weaves. \ Wo sell Iluti-hors' Boston Pollsli j for hard wood floor. Wo srill Ivory I'urnltura Polish for renewing and polishing fur- > iilturc. J Wo se.ll H. fi H. Soap for < cleaning Carpets. j Labor Savers Missel's Carpet Sweepers J2.00 , $2.60 , { JJOO. 12very one warranted. "Wo have all repairs for Dlssel's , It your sweeper doesn't work right bring It In. Carpets In our w et window can bo seen an offer ing In Parlor Carpets that chould not bo overlooked by careful bujers. A tremendous deus stock of three goods in all the new Bprlng patterns on show novvjto tempt early buyers. A carload Just In , \ \ 11 bought , will go to our customers with the Intention of nmklng February a busy cnrptt month. These beautiful Ajunlnsler Carpets ( not rcmnanta , not seconds ) every piece perfect , nt Sou a 3ml. . Extra Jlno of $1.25 $ nnd $1.15 $ Vchet Car pets for a few dajB at $1.00. Some special offerings In all wool Ingrain Cm pots , nt COc. Carpets can bo selected and paid for this month and laid vvhcti wanted. Odds and Ends Cheap Only n few left of those- best Body Drua- sella at 85c. Some with borders ito match. Miter Hugs , $1.00 Drussells , Velvets , JIo- quettcs , Axmlneters , $1.00 , 75c , 50c. One thousand Vehet , Axmlnster , Moque'tte and Brussells Hugs , largo sizes , frlngeh complete , $1.20 , 85c. Our stock of made-up rugs In room sizes was never so large. Wo have made up all our remnants and < xld lengths into these goods , make your selections now while the pile Js high. You cannot afford to wear out your patience and jour knees scrubbing your kitchen floor when new oil cloths are selling at 2Sc. 23c nnd 17c. A carload of these now oa show. Novelties lit Drapery Dept A n w lot of fancy tickings In new Orl- witftl Stripes and tlgum , 12c yard. Hungarian clath novelties. In new dcwlgns , beautiful colorlng. % regular 35c goods .entire line at 25c yard , 50-inch Damask A largo line of htavy Cotton Damask , Vtr- claa. Turkish nnd Tapestry effects , all the new shades , goods that have been selling at $1 00 nnil 91.25 , nt 7t > c jard. Theao Roods are suitable for furnlturo covering ? , bang * ings or draperies. Velours For Furnlturo Coverings grand assort- tncnt of colore goods without equal In ecrv- Ice at nny where- near the price These Roods have usuHlly sold nt $1.25 and ? 1 35 "NVo nro showing tliroo new llnta nt SOc , 9So nnd $110. Japanese Crepes Screen fillings nud nmnttl draps , 12o yard , Ui a great variety of colors nnd designs. Pillows An assorted lot of plllsws worti our usual price , 76c ; Monday 48o each. Rope Portieres The largest assortment of rope portieres ever shown. All itho new Btjlcs for slnglo and double doors , $3.00 , H-0 , ? 5.00 , $7.50 up to 310.00 each. Remnants Wo have taken from our etock every short end of dotted and ilgurcd Swiss Mus- llu In lengths up to G , S or 0 yards also Eomo lluo embroidered Svriss , suitable for nosh and extra width Alto Bobinets , Flah Net , etc. , goods ranging In prlco from 15c a yard up to $2.00 Some nro slightly soiled others In perfect condition to use15c Eoo < ifl at Oc ; 25c at 12 c ; GOo at 25c ; $2.00 at $1.00 o sard on show on center counter , Dm- pcry department. Remnants Hero Is a. lot of goods every remnant In our drapery goods , 3 yards lengths , ! & yard and 2 yard lengths and down 4o 91 yard every short end In stock In good and dieap fabrics worth , from , 75o to $7.00 a yard. This entire remnant lot measured and marked ito closeout are on sale Monday on one bargain table In drapery depart ment , eut from H to H price. Too many to rnumcralto. Sco them Monday when lluo is full. 1414-16-13 1414-16-18 DougSas Douglas CO-OPERAT1VEI10ME-BUILDING Proposed Amendments to the Law Governing Nebraska Associations. BOSTON SEEKS THE LEAGUE CONVENTION Summary of tlio Ilcporix of lIllnolN mill A MV .IcrMcy OJIU-lulH Itniik IMfthodx In the I.ulUT Mute. The bill drafted by Bank Examiner Wil son tor the government ot building1 nnd loan associations and Introduced in the scn- o and house has several new features par- cularly interesting to association men. ho measure ia S. r. 102 and H. U. 210. It an amended copy of the act of 1891 al- ) iit In its entirety , nnH repeals that act well as the original homestead act of 873. The new features Introduced are pro- Isiona for reserve funds , for liquidation of isolvcnt associations , Investment of snir- lus funds , division of profits and methods f bookkeeping. The reserve fund section of tbo bill re- ulres Associations operating on oilier than IIB serial plan to set aside annually 5 per cent of itho net earnings until such fund mounts to 5 per cent of the association's ssets , exclusive of cosh on hand. "All osaca shall bo paid out of such fund until iho came U exhausted , and whenever the mount In said fund shall fall below G per ent of itho assets as aforesaid , it shall be epleulehcd by annual appropriations of at eaflt 5 per cent of the net earnings , as lerclnbefore provided , until it again reaches aid amount. If , In the opinion of a ma- urlty cf the board of directors of any such sceiatlon , said reserve fund bo Insufficient at any time to cover t'iio ' probable losses among the assets , they shall foavo power to ncrcase ( .Ufod fund by unlimited additions rom the net earnings to an amount not srentcr than the sum of such probable losses or in excess of 10 per cent of the assets of the association , exclusive cf cash on hand , Provided , however , that such special in crease of 'tho ' reserve fund ehall first bo approved by the State Banking board , or any two of the members thereof , and that If , In the opinion of said board , after an examination of any association by the Btatd bank examiner , as hereinafter pro- vlded , such epcclal Increase ot the reserve fund _ is deemed necessary or advisable for tbo protection of stockholders , said board , or uliy two of the members thereof , may order such reserve fund increased In llko manner and within the same limits as aforesaid. " I.liliililnUou nnil IlcorKiiiil < iiUiiii , The sections relating to liquidation and reorganization vest in the State Banking board , or any two members , power to take ; > ossesslon ot the property of any association whenever it appears to the board that the assets of any association are "Impaired to the extent that such assets do not exceed the dues paid in on the shares and any payments made on subscriptions for shares , with interest thereon , at the rate of 3 per cent per annum , for the average time in vested , or that It Is conducting Its business li | an unsafe or unauthorized manner , or la jeopardising the Interests ot Its members , or that It is unsafe for Mich association to transact business , " The examiner appointed by the board is required to call a special meeting of the shareholders within ten days after taking possession and present to the meeting n full report of tlio condition of the osiociatlon. If the ebarehoiders decide tc reorganize or to go into voluntary liquida tion , they Bhnll secure , on n eatlsfactorj showing , possession of all its property. II the shareholder ? deem reorganization 01 voluntary liquidation Impossible , the attor ney general is then required to apply tc the supreme or district courts for the ap pointment of a receiver , who will tak < charge nnd wind up Its affairs. Associations are required to declare am credit dividends at least annually , Double Koom Funuturo gale this week , odd dresser sale of mngmtudo , prices such ns we quote are beyond com parison and without a doubt are lower than anything heretofore attempted on good reliable goods. This elcgnnt solid select Oak This handsome quartered Oak or Imitation .Mnliogany T rossor full swell iroiit Dresser hand richly curved nnd highly pol somely curved and polished , ished , swell top mid top draw with largo 32x2Mnch pattern , ers , lar e , ' )0x24-incli ) ! bevel mir French bevel mirror , solid cast , ror , artistic and rich , and our br.\ss \ trimmings , latest style , price this week and this week's price $10.75 $18.50 Dressrs in nmliogauy finish handsomely polished and carved , large mirror , swell top and top drawers , solid cast trimmings , far under regular ' value , at $17.75 , $ I6.25v$15.75 , $12.50 and $10.75. Dressers In wblto enamel , large elegant , ilchly cnrvcd and nnlshcd at prices hat the shrwd buyer takes mhnntaRo of $13.75 , Jlo90 nnd yiO.U ) . Dressers In blrd's-eyo and whlto maple , rich pretty effects some full swell -somo hnlC f'ttell ' fronts , richly ornamented In hand carving and polished , nil nlth large liciivy French bevel pattern mirrors , extraordinary values nt $3200 , S23.50. { 26.00 , $ M.7o nnd $1900. $ Mahogany Dressers , ileh and pretty designs , full swell front , artistic nnd icat , sultalile to go with Hr.jss or Iron Hods , richly carved and hand polished- Solid brass trimmings , at the exceedingly low prices of $2960 $ , $28.00 , $25,00 , W.OO and Cl.23. Bed Room Stilts good , uell made 3-plecc suit , antiqueflnlsh , richly carved nd polished , l.irge 28x22 rich bevel mirror , excellent vuluc , at $10.50. Extra nice 3-pIece suit in Imitation innhogany , swell top dresssr , solid past jrasa trimmings , hand car cd and polished , largo bevel mirror , value unsurpacs- > d nt $ 1.75. Other suits In o.ilc and mahogany and odd Drescrs , from $500 to $2000 under value. Mattresses , full size , $10.00 , $9.75. $ SCO. S7.00 , $3.50 , $ 450. $3.25. $2.50 and $1.60. Springs , an el ° sant tempered stool cell spring , $1 60. Wo\c wlie Jiid cell Hnrinn-s , JJ ( , $350 , $ iOO , $2EO , $200 $1.DO and $1.00. Pllowb $3 50 , $1.75 , J.3 . 10. $ 2.75 , $200 , $1. W and b6c per pair. entry bookkeeping Is required , aad monthly trial balances must be made and recorded In a book , which shall be open for Inspec tion. Annual reports to the State Banking board nro required \\Itliln twenty dajs utter July 30 of each year , Instead of December 31. The provision for the investment of sur- lua funds rocda us follows. "When , how- ver , there Is no demand for loans on the inrt of the members sufficient to absorb the unds available for that purpose , the asso- iatlon may Invest the surplus as follows : 1) ) In the public funds of the United States r of the state of Nebraska , (2) ( ) In the ) ends , -warrants , or orders of nny county , Ity , village , or school district of this state , n active operation , excepting such bonds , varrants or orders as are payable out of ny funds created foi special purposes , and or the payment of wlilch the municipality s not bound ; (3) ( ) In the notes of any citizen f this state with a pledge of any of the foresald securities at no more than the arvalue thereof , " The wise and prudent limitation of the umber of shares held in one name , and the umber of shares each holder could -vote , ontalnod In the ait of 1873 , Is wiped out and no substitute provided. UlMllHO IllIIOVIlUnllH. Nebraska building and lean associations are now moving along Kasy street. They ittvo more- money than they know what to o with. It Is not a local condition. Through- iiiit the country there is an abundance of Ulo noncy becking profitable ln\6atment. But t is such an unusual condition with Ne- jrasko. associations that some raw financiers inaglno a legal remedy Is necessary. It Is suggested that associations should be per- nittod to itncst their surplus In state , : ounty and municipal bonds , or llko securl- Ics. This and similar propositions come roia advocates of co-operative expansion ; men who think associations ought 1o broaden ind reach out bejond the boundaries marked the founders. Such a plan , If legalized and put in operation , practically repeals the clause of the Nebraska law , which confines the loaning of money to association mem bers , Once that clause is annulled , would t not also vitiate exemption from the oper ation of usury laws ? H would surely destroy .ho present exemption from war stamp taxes , A temporary gain will not compensate for n permanent loss. Resides , the present abundance - dance of money In association treasuries is not likely to continue. Uvon If It should , the proper remedy Is to reduce the cost of money to borrowers. Huston to tinFront. . The State League of MaHsachusotts held ita annual meeting on the 22th tilt , , at Boston. Slxty-ono nsboclatlonH reported and five were initiated at the meeting , J. Warren Uailoy was re-elected president nnd I ) . Uldredge secretary. Both olllc rs and K. Walter 1111- Uard weio elected delegates to the United Statts League con\entlon , which meets at Niagara Tails next July. Tbtt state league declared that Boston would be the proper place for lh convention of 1'JOO , and the delegation was instiucted to work for Bos ton at Niagara Kails. With Balluy and Eldredgo megaphoning for the Hub , they will win hands down and silence the roar of t Niagara. The Mutual Home and Savings associa tion of Dayton , O , the largest local asso ciation In the country nd originator of Uie Ohio plan , presents a remarkable report foi 1SD9 , copy of which has been sent to The Bee. The receipt * for the year were $ ! , 769,441.85 , of which borrowers took $850- 2157,83 : paid on withdrawals , $502,403.70 , dividends , $100,908 90. The association hai I rv surplus fund of $102,738.25 , a cash balanci of $219,312.05 , and assets amounting tf $2,210,859,60. A significant feature of tin report is the fact that the association de clined to issue paid up stock in order t < restrict Us income. Competition and cheai money forced a reduction of dividends fron C to C per cent , yet its business Increases nearly $250,000 over the preceding year Dayton people evidently know a good and stick to It. IlltlllllHHNIcllltlOII . Tbo annual report of the auditor of 1111 nols shows C37 associations in that state Forty-six vent out of business last > eu and only eleht were started. Tbo aggregut assets of the associations amount to $63,500- 000 , and their loans $50,500,000. Their sur plus and profits are $13,750,000. Shares la force number 1,580,000. Thcso totals show a marked shrinkage in the number and busi ness of building and loan associations in the state , and is directly traceable to the ad venturers who took advantage of the popu larity of legitimate associations to exploit the Minnesota method of fleecing tlie public. They did the job thoroughly. Millions of dollars WCTO taken In on promises of Klon dike profits , and the victims netted much lefcs than the average of Dawson pilgrims. Another effective promoter of ruin was n provision in the state law by which a dozen shareholders tf ould unite nnd petition for a receivership. Whether the condition of an association warranted a receivership or not , the application for a receivership destroyed confidence , an essential clement in any busi ness. Professional wreckers and blackmail ers took advantage of that feature of the law to bleed or ruin various ai ociatlons. Having secured the required number of sig natures Tsy misrepresentation or forgery they would threaten the concern with court proceedings unless bought off. Several as sociations were pinched in this manner ; others wcro thrown into the courts and friends of the wreckers appointed receivers. At last the wreckers were trapped. Last fall two leaders of the gang were tried In Chicago for blackmail and forgery , wcro convicted and sentenced to the penitentiary. \Villi the passing of the adventurers , the sharks and the wreckers , nnd the enactment of a better law , Illinois associations will soon regain their former position In public confidence. H lii Vcw Jcrnoy. The legislature of New Jersey U being ap pealed to again to put an end > to the vicious methods of state and national associations. Thera are thrco classes of associations In the elate locals , which conflno their busi ness 10 the community in whloh they arc organized ; state associations , doing business all over the ei'atC' , and nationals , which operate everywhere. ThU distinction should bo kept In mind in order to appreciate the mothcdu of onrfi. How these claeses of OB- s'-eluttons stand before the law as well as their business characteristics is shown by an extrat from itho annual report of "Wil liam Stalnsby , cfclcf of tha Bureau of Sta tistics , to the state legislature' "Many ot the fac'ta ' given , " ho siys , "militate etrongly against stability and permanency In the 'stAto' ' and the 'nationals. ' The largo percentage contago of forfolUirc-3 and lapses may com pensate fcr the statement of pioflt and loss for curtailment of profits In other direc tions , but the forfeitures operate agaliut the InLorwts of unfortunate fcCiarfiholdorn and for the benefit cf those more fortunate , It la nucit , ' > : nabo ] whether this la In line with the tine spirit of building and loan associations and whether the practices above rofencd ito ccmo within the purposes of the law authorizing their Incorporation. There Is certainly rooii for a very careful review cf the tvit'ro question by iWie legislature , at least on the lines laid down In the ab ve iccommcndatlons.1 There are ten "stato" and ten "national" associations In New Jersey and 305 local as- eociatlonu. An attempt wins made last winter to Investigate their operation but there was a scandal In the committee before It began work , and the Investigation was abandoned. Chief Stalnsby complains of the dlfllcuHy In securing full reports from some of the aasoclatlonu , particularly the "state" and "national , " while uomo of them show Items that might affect their solvency. He recommends "that the department shall re- 9 I quire every association to file In the ofilci ' at Trenton a complete statement In accordance > cordanco with information nbked for on ; blank to bo furnished by the departmcn within a period of sixty days after the tern of the ll cal year of the association , " am that "where the report of any aesoelatloi Ia not filed us provided for above , and Is no considered satisfactory as to detail or form the chief of the department shall , at hi discretion , have authority to order an ex anilnatlon of the books and accounts of uc associations by a competent person , to b selected by the department. " Under th present law , the chief ay . "tho shadow and deceptive ; supervision ot the bureau 18 , Instead of being a protection against fraud , a means of making Its perpetration easier. " There are 325 loan associations In , the state , with 123,204 shareholders owning 880,083 shares ; with gross assets of $49- C24.47S ; total reselpts , $21,618.618 , nnd dis bursements of $19,979,589. There are 34,912 female shareholders. The total expenses of the "locals" for thrco years average 5 4-10 pr cent of total receipts and of "state" and "national" associations 18 per cent. Hrciierw anil Umpl < > > < 't So lc. ST. LOUIS , Feb. 4. The contest between English syndicate brewery managers anil their employes , In effect since 1893 , over the method of hiring help , has been settled alt a conference of representatives of both par ties. As a result the boywtt made by the Brewery Workmen's union against the brow- era was raised , the omplojers having giver * in. Managers of the English syndicate broworlcs objected to hiring men as pro- senltoJ from an employment bureau in the interest of brewery workmen without regard to tholr qualifications. A strike and boy cott resulted nnd blnco tlie trouble began the brewery workers are mild to have spent $24,000 , in carrying onthe fisht , aside from the loss of wngos. The employers also lost heavily , by reason of the boycott , Anxi'tN blirliilt In TITO Iu > H. SAN FRANCISCO , Feb. 4 The state bank commissioners have made a careful in vestigation of the affairs of the Union Sav- luga bank of San Jose nnd find its assets $491,411 less than u statement taken from the books two days before show , and have dlreoted Attorney General Kord to bring suit In the proper court to have the bank declared insolvent. An soon as the court shall ad judge the bank insolvent the commission ers will order the dlieetors to levy an as sessment upon ltn capital stock for the bene fit of the depositors , J. H. Hyland has been appointed bv the commissioners to take charge at the affair * of tha bank , pending a settlement. The assets of the bank nro $138,21C less than its liabilities , A Disgusted Woman , It isn't any 1 wonder that some : women get dibgtistecl with medicine and lose faith ia the doctors. When a woman complains "of feeling weak , nervous and despondent , and sultem from headaches , pains in the back and stitches in the tides and burning , dragglng-down sensations , the average physician will attribute these feelings to heart , stomach or liver trouble. For years , potttibly , she takes their pre scriptions for these ailments without re ceiving any benefit , then , in final disgust , she throws away drugH , and hopelessly lets mailers take their courec. A oinan who Buffers , in this way ia almost invariably a sufferer from weakness and disease of the distinctly feminine oieanlsiti. There is an unfailing and inexpensive cure for all troubles of this description , It is Dr. Picrcc's Ifavorite Prescription. It acts di rectly on the delicate organs concerned , making them well and strong. U heals all internal ulceration und stops debilitating drnins , It takes the pressure off the nerves and makes them strong and steady. Under its marvelous merits thousands of women have been made healthy , liappj and robust , The " 1'avonte Picfcription" rebtoresvvcal : , nervous , pain-racked women and makes strong , healthy , capable wives and moth , era With iU use all pain and eufTerinc disappear. All yood medicine stores sell it and have nothing else "just an good1 ' Constipation and torpid llvtr will make the most ambitious man or woman uttetly good for nothing. Dr. I'icrcc'a ' pleasant Pellets cure them. One little "Pellet" i a gentle laxative and two a mild cathartic , I'iercc's illustrated hook Dr , looo-pace , "People's Medical Advibcr" Bent , paperbound - bound , free for the cost of mailingo/t/y , it one-cent btamps.or , cloth-bound 31 utaiupg. Dr , R. V , Pierce , Buffalo , N. Y.