Page 4 Daily Nebraskan . Wednesday, September 5. 1984 71 o 0 Mario and Elsa Rios wanted to they went- to the Quet n Victoria using "vitro fertilization" to create have a baby. Medical Center in Melbourne, life. ES3 were removed from Mrs. They had tried and failed. So Australia, where doctors were Rios and fertilized with sperm r w ii it v - from an unidentified donor. Fer tilized eg3 then were reimplant ed on two occasions, but Mrs. Rios did not become pregnant. Last year the Rioses died In a plane crash in Chile. They did not leave any instructions about what to do with the frozen embryos that belonged to them. The question of what to do with the embryos caused a stir in the papers. A committee consid ering the legal and ethical prob lems of vitro fertilization was asked to consider the!Rioses' embryos' case. The Associated Press ran a story about the decision of the com mittee Tuesday. The committee recommended that the embryos be destroyed unless public opin ion is against it. The committee, made up of scientists, theologians, philosop hers and legal experts, decided that the embryos had no life and no rights. That may be true. But the Rioses went to alot of trouble and expense for the right to bring new life into the world and the doctors at Victoria Med ical Center began life. To them, those embryos were potential human beings. To destroy the embryos, which are the culmination of years and years of research and experi mentation, eccra3 a tragic waste. Women in the United States, Australia, Japan and other coun tries have requested that they have the embryos implanted in them. There hza been speculation that the embryos might be able to claim the estate of the Rioses, about $1 million. It seems the committee took the easy way out. If the embryos are destroyed, the question of claim or adoption will not have to be answered. The embryos could not have been created without the help of doctors, and a lot of women would be glad to adopt them without or with the inheritance. It some how seems sacrilegious to toy with life by creating it, then des troying it. Australian officials had said in June they would act on the recom mendation of the committee. Fort unately they have not. They are allowing a three-month period for debate before acting. The embryos might net survive even if they were implanted in another woman, but if there are people willing to raise the fragile embryos as their own, it would be asinine to destroy them. oniroversy over tax disclosures a w asie of time ne recipe recently submitted for a Democratic "cookbook" was for "Chocolate Meese": "Take a Cabinet full of bad eggs, $1 5,000 worth of stock (source undisclosed, of course probably fowl), and a generous pinch of greed. Combine ingredients in a heavily mortgaged house in California and shake until money falls out of the George 1 m will trees. Quickly fold in six cream puff government jobs and transfer to Washing ton pressure cooker." The author? Geraldine Ferraro. Compared with her disclosure forms, Meese's are of encyclopedic detail and accuracy. A typical Meese crime against civic hygiene was a failure to list on one form a $15,000 loan listed on another form. Such sums are petty cash in the Ferraro household, where family mem bers lent her 1978 campaign more than $100,000. That was illegal, but I say char ity begins at home and, besides, Demo crats candidly champion "family values." The disclosure and campaign financing rules she has broken most of them enacted by people of her bent are silly. They invade privacy, unreasonably res trict the free political use of personal resources, and institutionalize the in nuendo that public officials are unsleep ingly eager to bend public policy for pri vate gain. But there they are rules. And Ferraro, more eager to be seen these days as a prosecutor than a liberal, loves rules. In her acceptance speech she said, The rules say everyone in our society should contribute their fair share." And people like Ferraro are not bashful about judging what is fair. Second-tier partnerships, butterfly spreads welcome to the wonderful world of tax laws which reward, and hence produce, persons nimble at the art of tax avoidance. Mondale is a big boy, and a former member of the Senate Finance committee. He should know that a real-estate operator is apt to have tax returns that are, er, creative thanks in part to laws written by the finance com mittee. In his acceptance speech, Mondale said: To the corporations and freeloaders who play the loopholes or pay no taxes, my message is: Your free ride is over." Oops. Well, if Ferraro's husband's tax returns cramp the Mondale-Ferraro rhetorical style, good. People who rely on populist demagoguery deserve to be embarrassed. But what has all this to do with Ferraro's fitness for national leadership? Precious little. Voyeurism can cloak itself in the re spectability, such as it is, of journalism. It is marvelous to see Republicans try to keep straight faces -while saying they are lathered up about Ferraro's disclo sure forms because they are worried about conflicts of interest Regarding her husband's tax forms, it is wonderful to hear conservatives, who are not known for despising legal reductions of tax liabil ities, wonder if her husband overdid it. If he did, he had a little help from a friend Ronald Reagan, who in 1981 enlarged tax breaks affecting real-estate transac tions. It is time for a freeze. Republicans and democrats should negotiate a mutual and verifiable freeze on the production and deployment of sanctimony and hypo crisy. 1SS4, Washington Pest Writers Croup Kerry says :busi must haveeduca nes ov. Bob Kerrey never forgets his roots. Businessmen large and small must have quaked in their boots as first Commonwealth Savings Co., then State Security Savings toppled. Not to mention the everyday reminders: farm sales, foreclosings, national chains swallowing local business men. Discouraging pictures to folks wishing to expand or start new businesses in Lincoln. 0 i Mona Koppelman Kerrey, part owner of Grandmother's Skillet restau rants in Lincoln and Omaha, has a personal interest in the course of such events as well as concern for fellow Nebraskans. The key to getting individuals the opportunity to operate their own businesses is making certain there is affordable financing," Kerrey said in an interview last week. "Right now I have severe doubts about how far we've gone to achieve affordable financing." Kerrey said he is particularly concerned for the small and medium-sized businesses like the restaurants he owns. "It's a lot easier for us to finance now that weYe got & track record, cash flow and cash in the bank," Kerrey said. Was it tough when he started out, back in 1972? "Oh, God," Kerrey said, smiling ruefully and shaking his head. "Five short-term loans, pulling in $400 a month salary . . . The only reason we survived was because we had a bookkeeper who could stretch payables from 30 days to 180 days. A wizard with numbers." Numbers are the name cf the game for small busi nessmen just starting out Each loan transaction is evaluated on its own merit, a Lincoln loan officer said, but the numbers are what count. The loan officer said he looks for four main things on each small business loan application: Past financial history, if the loan is made to an existing business. Loan officers look at trends, month to month and season by season, to examine cash flow problems. Collateral, both business and personal. Equip ment, buildings and land are primary sources of collat eral in existing businesses. New businesses must often base collateral on prop osal holdings: anything from homes, to cars to savings bonds. "If folks dont want to personally guarantee their loan, that puts up a red flag to us immediately," the loan ofScer said. CctiS'-d en F-9 5 t ii Daily t EDITOR GENERAL MANAGER PRODUCTION MANAGER ADVERTISING MANAGER ASSISTANT ADVERTISING MANAGER CIRCULATION MANAGER NEWS EDITOR ASSOCIATE NEWS EDITORS COPY DESK SUPERVISOR SPORTS EDITOR ARTS & ENTERTAINMENT EDITOR NIGHT NEWS EDITORS W:RE EDITORS ART DIRECTOR PHOTO CHIEF ASSISTANT PHOTO CHIEF PUBLICATIONS BOARD CHAIRPERSONS PROFESSIONAL ADVISER Cfcrla WsJjch, 472-1 7S8 Kilty Pols9cy Tcm Byres S!sv Uw$T i!sMs?a Tfcurasn Them Gt&fyk&wls trsd GCiihn View S1lta Vari W. Triplett ill ' Chdstophar Burfcsch Lfiurl He TP" Leui Hppi3 ESy Shsffr ijjsl Sartora Dsifld Crtams r Kietfeld, 475-4S31 Den Wtoit, 473-7331 The Daily Nebraskan USPS 144-C30) is published by the UNu Publications Board Monday through Friday in the fall end spring jamcjteri and Tuesdays and Fridays in the summer sessions, Monday through Friday. Tha public also his access ts tha kuohc tlons Board. For information, ctll Hick Foley, 47S-C275 or Angela Nif?ild, 475-4331. Postmaster: Snd eddress changes to tha Dsify Nsbrsskan. 34 Nsbratki Union, 1400 R St., Lincoln. Nsb. tZZZOUX au uATcr.iAi coPTKiCf t ii:i daily zz.z