4?
OCTOBER, 1917
SxbscrlDer flflvertistofl Dept.
This department is for tho benoflt of
Commoner subscribers, and a special
rate of six cents a word per insertion
tho lowest rate has been mado for
them. Address all communications to
Tho Commoner, Lincoln, Nebraska.
HELP WANTED MALE GOOD, COM
mon battery switchboard installers
and maintenance men. Address, En
gineering Dept, Tri-Stato Telephone
Co,, Merriam Park, St. Paul, Minn.
The Commoner
;t
WESTERN CEDAR "POSTS QUICK"
In car lots to consumer. .Farmers
Co-operative Co., Sagle, Idaho.
GPNTLEMEN: McNAMEE SOLD 29
Sprayers and Auto-Washers one
week: Profits $2.50 each. Squ--o deal.
Write Rusler Co., Johnstown, Ohio.
ECZEMA SPECIFIC WILL ABSO
lutely cure eczema, salt rheum, bar
bers Itch and other skin diseases.
Sent by mail, $1.50. Send for recom
mendations. Almklov's Pharmacy,
Cooperstown, North Dakota.
WHY CUFFER WITH CATARRH,
colds and coug 3 on Formol will
give-you instant relier: ask for free
treatment.'" Formol Laboratoiics, 133
K is: T'-o'n, BtiTTalo, N. Y.
I HAVE SOME CASH BUYERS FOR
saleable farms. Will deal with own
ers only., Give description, location,
and cash price. James P. White, New
Franklin, Mo.
6f5$
1720 Colorado
Boulevard
Denver, Colo.
Kodak Developing ana Printing
ThatFntlBflos tho mo.t critical. Permnnent prints
bcsl chcmloils. latest Improved nppllnnen. expert
operators. Money bnulc if not hatlHiled.
Developing roll lllms, any size, 10c encli
Printing, 2H'X4Vi and smaller. Tin encli
Larger, up to 4xn ;.. 4c each
Hlnck and whlt'o with white boYdorc. Money ro
turned for thoso notuool enough jo print. Work
roturned snino'dny recMvnd.'tiostpald."
IloHworth & Co., Dept. C, Ames, Iowa
The Oklahoma
lyaralify law
assures to you absolute safety
of monies deposited with
the """
GUARANTY
STATE BANK
This bank for ten years has
rendered satisfactory service
to Commoner readers scat
tered over thirty states.
1 We- solicit your business,
suggesting either a time de
posit, orsavings account, on
either of wh'ch interest is
FOUR PER CENT
PER-ANNUM
i
Free booklet and' copy of
guaranty law furnished on
request .
GUARANTY
STATE BANK
MUSICOGKR OKLAHOMA
, E..A. EDMONDSON,
Cashier.
depositor that ho had deposited tho
sums so withdrawn from tho account
m a certain trust company in Now
York city, one of whose deposit books
ho had obtained and in which book
he would enter up in his own hand
writing as deposits with tho trust
company the amounts of money with
drawn from tho Chemical National
bank on debit slips or forged checks.
io also forged tho depositor's name
to certain demand notes to tho ex
tent of about $80,00Q, which amount
he got from the Chemical Bank and
personally appropriated.
The aggregate amount of tho
forged notes placed in tho Ctiemical
bank and the false credits shown on
the deposit book of tho trust corapauy
was about $300,000.
Such embezzlements and forgeries
would have been practically impos
sible had they not been perpetrated
by an officer of the bank in whom the
directors and junior officers reposed
implicit confidence.
The Chemical1 National bank has
arranged to make good to the depos
itor the entire amount thuj embezzled.
The national bank examiner has
practically completed his regular
semi-annual examination of the
Chemical National bank, and has re
ported to the comptroller's office
that the bank is in fine condition
and the amount involved is small va
compared with the bank's capital
and surplus. He also states that he
finds no indications whatsoever of
further irregularities. M-.rtii.dale's
forgeries and embezzlements, as far
as have been ascertained, were con
fined to the accounts of this one de
positor. This experience should serve as a
warning to national banks that no
irregulairtles, liberties or unbusiness
like methods' or practices should be
countenanced or permitted on the
part of any employee of a bank, how
ever high his official position; and
should serve as a warning also
against freedom in the use of cash
ier's checks or charge slips.
It appears that Martindale's em
bezzlements began about sixteen
years ago; and that for years past he
has made it a practice 10 be on hand
at the bank at the close of each
month in order that he .might per
sonally look afUr the statements
rendered this particular depositor.
More than a year ago the comp
troller's j.flce, in calling upon na
tional banks to furnish a list of em
ployees who had been allowed no va
cations in five years, said:
"Because most men are physically
and mentally in shape to perform
their duties most efficiently when
they have the benefit of a yearly va
cation and because of other obteus
advantages, including the better op
portunity -fforded of having an im
partial check made of the books and
accounts of all employees while on
vacation, besides the training given
understudies and assistants, the
comptroller commends the granting
of a vacation period to all bank em
ployees ach year."
The experience of the Chemical
National tank lends fresh emphasis
to this recom itndation and it is
hoped it will be heeded by the banks.
WITH OUR ADVERTISERS
In the September issue of The
Commoner an error occurred in the
advertisement o2 the Dairy Cream
Separator Co., of Lebanon Indiana.
The name of the president of the
company was made to read James H.
McGee wlon it should have read
James H. McGill. Mr. McGill is one
of the progressive democrats of In
diana and takes pride in his politics
. , well as in the large manufactur
ing plant which his company has
built up.
60 DaysTrial $39
New Enclosed AII-Gcar Drive, No Chain;
Close Skimming Sanitary Bowl, Easily
Cleaned; Splash - Oiling System, Light
Running; Low-Down Tnnk Simple, Dur
able, Sanitary. Tho RFOHT Separator at
the Right PRICE. Sold DIRECT to You.
Quickly pay for I twit by cream tared. Notice po
sition of tinware, hcljrht of nnpply can, comf rtaMo
position of operator. No stooplntr, no reaching oyer
milk can. 8Idc dellyery of milk and cream away
from operator.
MONTHLY PAYMENTS. down-$5 per
month. Made in 350, 00, 650 and 900 lb. capacities and
Bold direct at manufacturer'! low prlcrn. Write to
day for free catalog and monthly payment plan.
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ILsj
Kiktrt ef npiralari ixeltulvtly (er 18 jrem -!nci 1902
DAIR.Y CR.EAM SEPARATOR. CO.
UW-WABHINOTOH ST. LEOANON, IND.
JAMES H. McGILL, Pros.
JAMES KIHBY RISK, Trciui. & Mr.
PROMISE TO AVENGE AIR RAIDS
SOON
A London cablegram, dated Oct.
4, says: Formation of a special min
istry to return measure for measure
to the Germans for air raids over
London. Is the war cabinet's resnonsc
td tho public demand for reprisals, '
according to the Chronicle today.
The special minister, it was as
serted, would concentrate British
aerial forces specifically for raids
over Germanycities. His duty would
be to devise tho maximum amount of
frightfulness wliich could be inflicted
on German cities.
Proponents of a vigorous reprisal
policy brought a now argument to
day. It was that the German cities
most accessible for British raids were
'in southern Germany and the
southern German, according to re
ports, is chafing over too much Prus
sianism in the empire.
fiALl ST0KES
4Tiiin nrrnrmo
No mr OttMtttf
l' r Acttr Ut
Mow. i. Hack, BMe r fcluykimi tJer 1 imr Hf.HM'H
Mfwiy, IVp t!, Col'i. (. t, lliiir 'rWl. Co
till lk,ril, ( auuli Ntrvi U' mi,IIU, Kamtxr. Atftn
fill Hit 1 l,carrrn tnrn r"' tonr tymtt ,m !. I i.
n.l orlJ.HHI'I)iCAt- lie UK un If l T? T?
I her, M.m k, ti d (J. 1 1 TrvuM.i. ' t Hi III
l,II.H.ifllfd7 U., Utpt. M, IO H. DfrrniCkHif
STATE TRIALS
Interesting work
Tho pro
courts of
Xrom tiph
Amerlcant
AMERICAN
Tho most
published in 3 ears,
cccdings In the trial
tno important trials
bcg'nnint: of the
xnnrta "
Includes Sfatomont of tho
Casrs, Evidence, Rulings
and Instructfons of Court and
tho Addresses of Counsel. Bi
ographical and Hintori.al notes.
Bight olumes now out.
Bend for descriptive circulars.
THOMAS LAW BOOK CO., St. Louis, Mo
INSURE NOW
Often you hear a man say: "I am not ready
just now to take any -nore life insurance. I
need all my money as I am extending my busi
. ness. A little later when I get things moving
better, then I will consider it." Ready money
may be scarce, but would it not be scarcer if
he did not live to .-ucceBsfully develop his plans?
The insurance company will willingly supply
the ready money needed chould death occur,
provided you have a policy In it. There Is only
one time In which things are done. That Is the
present. Things done In the past, were done in
the then present. Things will be done in the
future, but when they are doing, the time will
be the present. Insure now in
THE MTDWEBT LIFE
of LINCOLN, NEBRASKA
N. Z.SNELL, President.
Guaranteed Cost Hfo Insurance
m
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