raw
The Theory Upon Which
Conducted and the
Between Banker
is
MUST KEEP A
Some Timely Thoughts
Hind in the Serious
'In our last issue, says Wallace's j
Farmer, we urged every farmer to j
stand by the banks in their effort to
check the panic which started in New
York as the result of gambling in
stocks and threatened to sweep over the
country and create more ru'.n and deso
lation than fire, flood, hail, and diseases
of livestock combined The article was
written in haste just as we were going j
to press, and we now take time to tell !
our readers why we consider it of the j
utmost importance that they stand by
the banks in this crisis.
The first impulse of the man who was
prohibited from drawing out in the
form of cash more than a mere pittance
of his balance in the bank would be to
say: "Can't I do what I please with
my own? It is my money and I am en
titled to it when I want it and as I want
it, whether in the form of gold, silver,
paper or drafts. What business has
the banker or any other man to say to ;
me how I shall my business or my earn- j
ir.gs;
From one point of view the answer I creating great distrust and everybody
would be yes ; a man has an absolute j rushes or is likely to rush to the bank
right to do us he pleases with his own, j for his money, the banker has the right
but every other depositor necessarily j both for self-defense and for the tie
has the same right. In other words one ; fense of the constituents of the bank
man has just the same rights and no j to say: "No. We give you the amount
more than has every other depositor, i of cash which experience has shown to
A moment's consideration, however, ! be nscessary. We will give you the
willl convince any man that no bank j rest in checks or drafts, as we have
ever has or ever can have money enough always done, and we will deal with
on hand to pay all its depositors the j
same day or even the same week. If i
it had that power it would not be a
hank at all. but a safetv deposit com- 1
pany; and instead of caring for your j
deposits gratuitously or paying you in- j
terest on time deposits, it would be j
comnelled to chanre vou for its services I
as safekecper of your cash. Theory on j
which bankincr is done is that all the !
depositors will not want their money at
the same time. The law recognizes
this by providing that banks must keep
a certain reserve fund in cash, 15 per
cent in one class of banks and 25 per
cent in another, it having been found
by experience that under ordinary con
ditions that this is ample and that the
majority of the depositors do not want
their money at the same time. A bank
could not exist unless it could loan its
deposits.
The banking business is also based
on the theory that the depositor will not
want all his deposits in cash but will
use checks and drafts. In fact from 90
to 96 per cent of the business of this
'. large and great country is done not with
cash, bnt with checks and drafts which i
take the place of cash. If, therefore,
through panic the depositors demand all
cash and all at the same time or within
a few days, they simply rendered bank
ing impossible. If allowed to have it
they would put the business of the
country back two hundred years, and
would not only break the banks, but, if
the policy was general would bankrupt
the business of the entire country, their
own included.
Furthermore, there are always more
Rapid changes of temperature are hard S
on the toughest constitution. JT
to
The conductor passing from the heated q
inside of a trolley car to the icy temperature c$i
of the platform the canvasser spending an cgt
hour or so in a heated building and then
walking against a biting "wind know the p
difficulty of avoiding cold. J?
Scott s Emulsion strengthens the
body so that it can better withstand the
danger cf cold from changes of temperature.
It will help you to avoid talcing cold.
ALL. DRUCCISTSl
tot Qixn
m
the Banking Business
Relations Existing
and Depositor.
GASH RESERVE
That Agitate the Public
Financial Troublas.
deposit in the banks of the country
than there is money. We pointed out
some time ago the ridiculousness of the
statement made by the daily press as
to the amount of money deposited in
the banks of Iowa, giving it, as we rec-
ollect, as some two hundred dollars per
capita. We have no doubt there was
the amount of deposits stated, but that
did not represent
credit, and subject
cash paid in, but
to check the same
as deposits of cash.
It should be borne in mind that banks
do not primarily deal in money but in
credits. To illustrate: If a farmer goes
to a bank, borrows $1,000 for ninety
days at G per cent interest from matur
ity, and places it to his account, the
deposits of the bank have increased
$1,000 and so ' have the bills payable,
but there is not a cent more money in
the bank than there was before. This
may be checked out to depositors in the
same bank, and still there is not a cent
more money in the bank.
i If, therefore, circumstances occur
special cases of peculiar hardship as
their necessities require. If you want
to hoard this money away in flour sacks
or old stockings, you can't have it. If
we give one the privilege we must give
it to all, including the men who have
given notes as well as those who have
deposited cash, and if all or even one-
third of our customers should avai
themselves of it the bank would go out
of existence and no one would be fool
ish enough to start another."
It is admitted that there is no written
law justifying the bankers in taking
this itosition. You can make no law
applicable to panics, when fear par
alyzes judgment ; and in an emergency
such as this the unwritten law of self-
preservation supercedes statute laws
and makes laws for itself. There is no
law forbidding buying or selling stocks
and bonds on margins, and yet last week
you could neither buy or sell them ex
cept outright. The same unwritten
law for the preservation of the common
weiiare wnicn closed the stock ex
changes has led the governors of more
than one state to proclaim a week's
holiday - and forbids the gambling in
stocks by buying on options.
To have allowed depositors to draw
and hoard their money, as they began to
do in New York to the extent of fifty
millions, would have paralyzed industry,
sacrificed the year's crop of live stock
and grain, bankrupted renters and the
poorer farmers and their creditors. A
time of re-adjustment of values is now
before us, and the savings of the people
which will be needed in this readjust
ment, are now safe.
50c. AND SI.OO.
Wanted a New .Trial.
Senator Gilliland went to Des Moines
Wednesday to be present in the supreme
court when the motion for a new trial
in the Brantner case came up. The
supreme court recently found in favor
of Brantner and the company filed a
motion for a new trial. Brantner lives
at Plattsmouth, and several year3 ago
was badly used up while working as a
switchman at the Junction. He was
awarded a verdict for about $8,0;0 in a
damage suit brought against the Bur
lington. Glenwood Tribune.
Matthew Gering, of this city, who is
Mr. Brantner's principal attorney, is
also in Des Moines in the interest
of his client. We have heard nothing
as yet, as regards the matter.
Since the above was put m type Mr.
Gering has arrived at home. And since
his arrival he received notice that the
motion for a new trial has been over
ruled. This settles the matter, and the
C. B. & Q. railroad company must pay
over to Mr. Brantner the full amount
of the judgment, which they should
have done long since.
WHY HOT TRY
SAME HERE?
Glenwood Woman's Club to
Teach Young Girls How
To Sew
In speaking of a new organization by
the Woman's Club of that city, the Tri
bune says:
"The sewing class for which the Glen
wood Woman's Club recently made ar
rangements will be organized and the
first lesson given tomorrow afternoon
in the basement room of the Glenwood
public library building. This class is
for girls over twelve years of age, and
all who are interested should be at the
library at 2 p. m.
"This class will not acommodate more
than twenty-five, and as those first on
hand will be first enrolled promptness
is advisable. At first but one girl from
each family will be enrolled, and the
formation of a second class will depend
upon the interest and attendance at
this time.
"Girls intending to join at this time
should bring with them needles, thread,
thimble, scissors, and a small piece of
white cloth, as the first lessen will con
sist merely of instruction in the ele
ments of plain sewing.
"The ladies of the Woman's Club
have engaged Miss Hehn of the Insti
tution, and no charge whatever will be
made for joining and participating in
these lessons.
"lhere is a general recognition of the j
value oi sucn a course oi training, ana
the club is being heartily commended
in this work. There is talk that a class j
for adults may also be formed, but this j
as yet merely speculative, and will de- j
pend entirely upon the action of the j
ladies who may desire to participate, i
Would it not be in order for the Wo- :
man s Club ot nattsmouth to arrange j
for a similar organization. It would be
the means of keeping young girls off
the street, at least a portion of the
time, and learn them to be useful in the
future.
John Theirolf Died Yesterday.
John D. Theirolf, a cousin of Philip
Theirolf, died yesterday afternoon at
3 o'clock, at his home near Cedar Creek,
of a complication of diabetes and blood
poisoning. Mr. Theirolf was born in
Germany, and came to this country a
number of years ago.
The ,funeral will be held from the
church near the burial ground which is
known as the Walradt cemetery, at
which the interment will be made
Rev. Spreigle will deliver the funeral
oration. Mr. Theirolf leaves a family
and was about 64 years old.
We will give a fuller account in Fri
day's paper of the funeral and of Mr.
Theirolf 's life.
Would Make Peaceful Settlement.
John M. Ruby vs. Luevinnie Ruby,
is the title of a suit filed in district
court today, where the above-named
parties have from experience found that
they cannot longer live together, they
therefore ask the court to give them a
legal separation. There are four chil
dren from the union, three boys and
one girl. It is stipulated that the boys
are to go with and be under the charge
of the father, while the little girl shall
remain with the mother. What prop
erty they have is to be equally divided.
He Fought at Gettysburg.
David Parker, of Fayette, N. Y., who
lost a foot at Gettysburg, writes: "Elec
tric Bitters have done me more good
than any medicine I ever took. For sever
al years I had stomach trouble, and paid
out much money for medicine to little
purpose, until 1 began taking Llectnc
Bitters. I would not take $500 for what
they have done for me." Grand tonic
for the aged and for female weakness.
Great alterative and body builder; sure
cure for lame back and week kidneys.
Guaranteed by F. G. Fricke druggist.
50c.
This Is Worth Remembering.
As no one is immune, every person
should remember that Foley's Kidney
Cure will cure any case of kidney or
bladder trouble that is not beyond the
reach of medicine. F.' G. Fricke & Co.
IMPROVING Tl'z
niSSOTril RIVER
A Concerted Action of all River
Towns llecessary
JJAn Omaha correspondent says: Om
aha has been wooing the god of waters
for the past month and if there is any
way possible for the cities along the
Missouri river to induce congress to
appropriate funds for betterments,
channels and the like the near future
should witness the necessary appropria
tion. The river project was first started
during a visit of Congressman J. Adam
Bede about a month ago. lie is on the
river and harbor committee and he told
the citizens of Omaha a few plain facts
concerning their chances in congress.
He made it plain that the plan must
have no false supporters, men who
would speak by the hour for the deep
channel but who would send the sinews
of war to block the appropriation.
Then he said earnest and persistenc
elfort would in time win out. He saw
no reason why river boats should not be
competing with the railroads. The
traffic was so heavy on the latter that
the country could support added facili
ties. The first signal note for renewed
river traffic was but following efforts
that had previously been made at Kan
sas City and which was followed at
Sioux City. The river banquet then
took place this week in Omaha attend
ed by prominent men of the Missouri
river valley and old river men. Now
encouragement comes from Montana
some of whose cities were built up by
river trsflic. To the ordinary person
who stands on the footbridge across the
Big Muddy at Omaha and notes the
tortucus channel of the stream.it seems
a far cry to river navigation, but the
river men assure those behind the pro
ject thatit is entirely feasible ;that con
ditions are no different from the days
when boats did ply up and down the
Missouri: and that united effort with
accent on the "united" must win.
Are Ready for Business.
The Farmers Co-Operative Elevator
company at Cedar Creek, which has
had its building in course of construe
tion lor some time, now has it com
pleted and ready foY business. It is
understood that they will open the ele
vator for traffic today. They have built
a very large structure, with great
i storage capacity, in order that when
I cars are scarce it will not be difficult
i to take care of what grain is offered.
Lsdy Superintendents.
The following is a complete list of the
iadv COUnty superintendent of schools,
elected at the recent election, and the
names of their respective counties:
Blaine Etta Brooks. Rep
Brown Florence Johnson ... Rep
Curt-Eda C. Nelson Dem
Butler Elizabeth Shaffer Dem
Cass Mary E. Foster Dem
Chase Leocia Fletcher Rep
cherry Lulu Kartz ..Ren
Clav Edith Lathron Fus
Cuming Emma R. Miller Rep
Dakota Mary Quinn Dem
Dawes Jennie Ellis Rep
Deuel Tillie A. Davis Pet
Dundy Maud Porter Fus
Gage Anna Day Rep
Hall Margaret Brown Rep
Hayes Margaret West .Rep
Holt Florence Zink Rep
Kimball Alice Wilkerson Rep
Logan Sadie Bakewell. Fus
Loup Florence Fay Rep
McPherson Mrs. Ruthie Miller... Rep
Merrick Frankie Kelley Rep
Nuckolls Ida Bossernon Rep
Perkins Jessie Lamb Rep
Polk Lillie Cole Dem
Red Willow Claudia B. Hatcher.. Dem
Scotts Bluffs Agnes Lackey Rep
Thomas Nellie R. Vandling Rep
Val'ey Eva B. Schuman Rep
Webster Nellie W. Castor Rep
Wheeler Edna Blackman Rep
York Alice Florer Rep
Visiting With Relatives.
Mrs. J. A. liaira oi tfeioit, Kansas, a
sister of J. E. Kelly, who has been vis
iting here for some days past, departed
last evening for Murdock, where she
will visit with Mrs. C. E. McDaniels, a
sister of Mrs. Kelley here,rwho accom
panies Mrs. Baird. From there they
will visit at Sterling with Henry Mock
enhaupt, a brother of Mrs. Kelly, and
will be joined at Lincoln by Mrs. L. E.
Skinner. After visiting at Sterling
they will go to Council Bluffs where
they will visit J. F. O.Neal, before re
turning to their several homes.
Depart For Oklahoma.
Jacob Tritsch and wife and Mrs.
Maggie Volk, mother of Mrs. Tritsch,
departed this afternoon for Renfrow,
Oklahoma, where they will visit for
some time with their relatives and
friends in that country. Besides Mr.
Tritsch will look over the country with
a view of making a purchase of land if
anything should be found that would
appeal to him.
E nglish Spavin Liniment removes
Hard, Soft, or Calloused Lumps and
Blemishes from horses; also Blood
Spavins, Curbs, Splints, Sweeney, Ring
Bone, Stifles, Sprains, Swollen Throats,
Coughs, etc. Save $50 by use of one
bottle. A wonderful Blemish Cure.
Sold by Gering & Co., druggists.
A Wise Business
will beep a deposit to draw upon at
all times in a secure bank. Money
draws no interest that is kept in your
strong box, but it is constantly at
work, as are the bees, when entrust
ed to the care of
THE BANK OFGASS COUNTY
PLATTSMOUTH, NEB.
The Stork Very Kind.
rrom the iouowing list ot births in
the vicinity of Weeping Water, taken
from the Republican, it appears that
stork has been extremely liberal in his
delivery in the past week or ten days:
Born, November 8th, to Mr. and Mrs,
Wave Allen, a daughter.
Mr. and Mrs. Bert Dill are the par
ents of a son, born Wednesday, Novem
ber 6th.
A little daughter arrived at the home
of Mr. and Mrs. George Conley on Tues
day, November 5th.
Born, to Mr. and Mrs. Chris. Miller,
on Monday, November 11, 1907, a boy
of 7J pounds weight.
Born, to Mr. and Mrs. W. W. Coat-
man, on Monday, November II, 1907, a
boy.
Born, to Mr. and Mrs. O. A. Allen on
Sundav morning, an 8 pound girl. Of
course Oscar set up the cigars as soon
as he could get to town.
While the Journal joins in extending
congratulations to all the above parents,
we in particular, must express our good
wishes for the future of the little lady
who came to gladden the home of our
friend, Oscar Allen and wife, who truly
deserve all the pleasantries this mun
dane sphere can donate to the living.
County Commissioners.
ine commissioners were in session
Monday and Tuesday of this week, and
besides the many claims allowed, the
following business was transacted:
The resignation of William Weber
as justice of the peace of Plattsmouth
city was accepted, and D. II. Barr,who
was elected at the recent election to
the position, was appointed to fill va
cancy.
SJThe following bonds of justices of the
peace were approved : Plattsmouth, D. H.
Barr ; Avoca Precinct, Orlando Teff t ;
Weeping Water City, P. S. Barnes ;
Liberty precinct, Reuben Foster.
James Robertson, clerk of the district
court, was instructed to pay George F.
Houseworth the sum of $67.40 now in
his possession, fees belonging to him
during his term of office.
Grain Dealers Meet Yesterday
The grain dealers of this vicinity met
yesterday at Nebraska City to consider
the questions which are confronting
them as touching the money question.
Some instances are reported where on
a single car of grain, the exchange for
a draft has been as high as four dollars.
To see if something could not be done
to remedy this and other grievences
was the subject of the meeting. There
was a large attendance but nothing
definite was arrived at as to what
course of action would be pursued.
t
Funeral of Mrs. Henry Hirz
Last Sunday from her late home was
held the funeral of the late Mrs. Henry
Hirz, jr., who died a few days before.
The services were conducted by the
Rev. Spriegel, of the German Presby
terian church west of the city, and a
large number of friends and relatives
were present to pay their last sad rites
to the memory of a good woman and
fond and faithful wife, and a friend to
all. This couple had been married only
about a year, had, as one would sup
pose just started upon a life which was
to bless all around them. The inter
ment was made in Oak Hill cemetery,
the pall bearers being John Gorder,
Philip Becker, John Wehrbein, Ed
Treitsch, William Rummell, and Louis
Born.
No home is so pleasant, regardless of
he comforts that money will buy, as
when the entire family is in perfect
health. A bottle of Orino Laxative
Fruit Syrup costs 50 cents. It will
cure ever member of the family of con
stipation, sick headache or stomach
rouble. F. G. Fricke & Co.
CASTOR I A
For Infants and Children.
The Kind You Hate Always Bought
Bears the
Signature of
Mvirdock.
(Ity U. A. 4 !.)
l'KODl.'CK MAUKKTh
Corrected weekly by Martin X T.o!.
who pay ln' highest prices for product
and guarantee satisfaction:
Itutt-r m
ha a;
HfiiH k 7C
Sprint;
Cream S.Vt
''Hlllt ?'J..' tl M
llor t-4.ix
tilCAIN MAICKins.
Corn . .
WlK'Hl
Oats...
..'tie
Rock Island Time Tahi.k
Murdock Station.
WKST IMU'NIJ.
15, local 9:52 a. in.
8", local freight M:.'K) a. rn.
. mall '2:'.Ui p. nv
No.
No,
No
N.
37. mall
3 p. m.
No does not stop for passegers east
of Denver.
KAHT l;Ot'NI.
No. 91. freight 12::t0a. m.
No. .'104, local passenger. .... .:11 a. m.
No. 18, Local 12:::0p. m.
No. fi, mali :i:0 p. m.
No. 8, local frelgnt 1:14 p. m.
No. i dops not stop for passengers
west of DsMolncs
G. A. Leis transacted business in
Omaha Friday.
John and Fred Westlake and wive
visited in Omaha Friday.
John Glaubitz is down from Neligh
for a short visit with relatives.
Miss Mamie Schewe returned from
Lincoln Saturday.
Geo. Utt transacted business in Green
wood Saturday.
Oscar McDonald visited at Murray
Saturday.
Chas. Campbell anil Allie Root were
Omaha passengers Sunday.
Chas. Rager transacted business in
Lincoln Saturday.
Wm. Gehrts is exhibiting the Larison
gasoline engine in Omaha this week.
J. W. Shank and wife were down
from i icoln Sunday for a short visit
with relatives.
While Wm. Wilken and wife were
out driving Sunday evening the team
became frightened and ran away throw
ing the occupants to the ground, bruis
ing both considerably. Mrs. Wilken
has been confined to her bed this week
as a result.
II. A. Tool transacted business in Lin
coln Tuesday.
Mrs. Arch. Rager and Mrs. ('. J.
Leis returned Monday after a two weeks
visit in Kansas.
Miss Meta Neitzel was a Lincoln pas
senger Tuesday.
While looking over the new house of
Mr. Gurr's Tuesday, Mrs. Wm. Heier
fell lown stairs sustaining some severe
bruises, but breaking no bones.
Mrs. A. E. Frascher entertained the
Kensington Wednesday afternoon.
Jacob Goehry, sr., transacted busi
ness in Lincoln Wednesday.
Jake Goehry , jr., is on the sick list.
A dance will be given in the M. W. A.
hall on November 28th.
John Arres and John Schoeman will
have a shooting match in Murdock
November 27th for ducks, geese and
turkeys. Come out and get a goose for
your thanksgiving dinner.
Mrs. Kelly of Plattsmouth and Mrs.
F. Moore of Murray visited with Mrs.'
Oscar McDonald this week.
Grandma Heineman pulled in from
Plattsmouth Wednesday for a visit with,
relatives and friends.
Some petty thievery has been reporjf f
in Murdock of late and it might be wi
for someone to sit up and take notice,.
before they get a chance to carry away
a load of shot. ,
John Cook of Fuma3 county visited
friends here Wednesday.
Enjoyed Her Visit.
Miss Maggie' Stoehr, daughter f
Phillip Stoehr, who ha3 been visiting-
with relatives at the old home at Pekin.
Illinoi?, came in this morning, and was
accompanied by Richard Lohnes, from
that place, who is a cousin of Jacob
Lohnes, living west of the city. The
gentleman will visit with friends and1
relatives here for a while but thinks be
will not remain here permanently.
While in the east Miss Stoehr had a
very enjoyable visit.
Uncle Nick's Present.
Uncle Nick Halmes, one of our stead
fast German friends, and a pioneer of
Cass county, has presented the old man
of the Journal with a walking stick,
which is made from a hemp stock,
grown on his farm, and of four months
growth, is six inches in circumference
at the butt end and tapering gradually
down. Uncle Nick took the trouble to
paint the stick nicely, and while it Li
very light, it serves its purpose welL
We shall keep .this token of esteem as
a gentle reminder of our old friend,
with the hope that he may live many
years longer to enjoy the unusual
amount of "comfort" he has laid up for
the veritable "rainy day."
Constipation, indigestion, drive away
appetite and make you weak and sick.
Hollister's Rocky Mountain Tea restores
the appetite, drives away disease, buikts
up the system. 35 cent3, Tea or tab
lets. ' .
Stoves For Sale.
Two good wood heating stoves for
sale cheap. Inquire of Mrs. P. E.
Ruffner, Plattsmouth "phone 273.
