the ALLIANCE HERALD
LLOYD C. THOMAS, Business Manager
JOHN V. THOMAS, Editor
Published every Thursday bj
TMli MRUaLO PUBLISHING COMPANY
Incorporated
(Joyd O. Thomas. President J. Carl Thorn aa. Vice Prea.
John W. Thomaa, Secretary
Entered at the post office at Alliance, Nebraska, for transmission through
ihf malls as second-clans matter.
8UDSCHirTION PRICE, 11.60 PER YEAR IN ADVANCE
If your ropy of The Herald does not reach you regularly or satisfac
torily, you should phone 340 or drop a card to the office. The best of Bery
ls la what we are anr!oua to give, so don't hesitate to notify us without
4elay when yon visa your paper.
NATIONAL FARM LOAN ASSOCIATIONS
Since tlic jmssaK'1 of ll"' federal land bank law by congress The
Horakl has received n number of iii)uit-i s r -irnrtiing tin- organization
of tin association for the purpose of borrowing money from those
banks. In the news columns of The Herald this week we publish a
news item of interest regarding the hearing to be held in Omaha on
September l!S, relative to the location of one of the banks for this dist
rict. The following information, regarding the organization of Nat
ional Farm Loan Associations, is issued by the federal farm loan
board; which is composed of the following members: William Q. Mc
Adoo, chairman ex oflicio; (Jeorge W. Norris, farm loan commission
er; Charles K. Lobdell, V. S. A. Smith and Herbert Quick. W. W.
Flannagan is secretary.
ORGANIZATION. A national farm loan association may be or
ganized in any community whore 10 citizens owning land desire to
borrow an aggregate of not less than $1!0,(I00. The land must bo un
incumbered or the proceeds of the loan must be used, in part, to re
move any lien. Loans may be as small as 100, or as large as 10,000.
They must first make application, in writing, for a charter to the
federal land bank of the district in which the association desires to
do business. This application must be signed by all those desiring to
form the association, stating specifically the name under which they
desire to do business, the amount each one desires to borrow, the esti
mated vaule of the security each one offers, the territory in which the
association desires to do business, how the proceeds of the loans are
to be used, and other details set forth in the blank forms which are
furnished.
The application having been signed, together with another blank
form furnished, called an "organization certificate," the applicants
become a tentative organization and elect an agent to represent them
called a "secretary-treasurer"; they also .si hot a committee of three
called a "loan committee." This agent will then receive, from each
of the applicants, a subscription to the stock ol the association they
are forming ejual to 5 per cent of the loan they severally desin
which Is not rt(uire! to no paid unless the loan is granted. 1 hat is
each borro.u r must subscribe for such stock to the amount of 5 per
cent of Ins own loan and no more.
The application for the charier having been signed, the signa
lures must be acknowledged before a notary public or other ot'iicei
qualified to udmhtistcr oaths, and then it must be forwarded by th
secretary-treasurer to the federal land bank of the district.
Upon its receipt the n:uk will send its agent to examine into t lit
representations made in the application and, if found satisfactory, a
charter w ill be granted.
IT it a 4.l I .1 .i
upon ino graining oi mo charier, the individuals signing the an
plication become a body corporate, which gives it the right to do tin
business authorized by the farm loan act, to extend its benefits to oth
its by taking in new members from time to time, and to have sueces
! 1 k. I 1 1 a
mom iiitieniiiioiy. iow mourners nuisi no norrowers whose loans may
bo as small as 100 or as largo as 10,000.
Lot it be plainly understood that fanners can organize at one
but they can not borrow money until the land banks are established
.. I A . . i Vj .i ; . i .- -All o r the charter is granted the applicants
no longer act in their individual capacity, but become merged as
shareholders into a corporation, which has a separate existence creat
yd by law, under the same name which has been chosen and set I'ortl
in the original application and organization certificate. This corpor
iiiion will have directors and ollicers selected by the shareholders to
do its business in accordance with the hv-laws which the shareholders
make tor their guidance. The active executive ofliecr of the assoeia
.. ;n i... 1 1 . i i i .....
mm Mm m me mci ciarj -ireasurer, and ii is duties are set tortli in
section i of the laini loan act.
J'OWKUS. These associations are organized for the nrimarv
purpose of giving to each borrower the benefit of the Combined credit
of all its members to the extent of the capital contributed and the
limited liability they each incur, and hence the associations are re
quired to indorse every loan made to members. It is also through
these associations that the borrowers will ultimately become the own
ers ol the federal land banks. The association decides whether any
loan sunn no made or not by refusing the application for cverv loan
which is considered unsafe or even doubtful. No loan can be made
unless it is approved by the loan committee alter examination of the
land offered as security.
The national farm loan associations are not limited as to the mini-
1. ...... r . i. : i .
Ul memoers. .iier one is organized it may servo an entire
neighborhood by receiving new members. Kaeli association may ob
tain m loans for its members twenty times the amount of its stock in
the federal laud bank, no matter how largo its holdings of stock may
become by the growth of the association.
a a . a rai . . . - .
iii.Ml I , I II ).N. . .No loan may be made except upon the so-
1'iiniy oi nisi mortgages.
2. The amount of the mortgage can not exceed one-half the an
praised value of the land and "JO p. r cent of the permanent improve-
iim uis uiereon, w inch must ho insured.
II. The proceeds of the loan must be used for the extinguishment
of pre-existing indebtedness or for productive purposes, which in
cludes the purchase f lic stock, fertilizers, equipment and improve
ments (see section 12, farm loan act).
4. Kvery mortgage must contain an agreement to pay off the debt
(principal and interest) in fixed annual or semiannual installments.
5. The amount of each installment may be fixed bv the borrower,
but can not bo less than sufficient to pav off the debt in 40 years nor
greater than to pay it off in 5 years.
6. The rate of interest charged any borrower can not exceed 6
per cent per annum.
7. The borrower can. not be called upon to pav the debt except by
the installments he originally fixes, unless he defaults, but after five
years he may pay off the whole or any portion at his option at anv in
stallment period.
PAPKH FAIUNE AND PRICES
Tho price of paper, which lias advanced from 100 to 200 per cent
or more, over prices prevailing a year ago, Roriouslr threatens the
life of a large number of publications throughout the country and
greatly lessens the profits of others.
It is doubtful if any other large industry in the United States
has had to face so serious a situation, because when prices of raw ma
terials have advanced the manufacturers of the finished products
have advanced their prices and thus thrown the burden on the ulti
mate consumer. In the newspaper business this has not yet been
done. The newspapers, from Ihe largest dailies to the smallest week
lies, have been bearing the burden which to many publications will
mean complete destruction and to many others the wiping out of all
profit.
Had the newspapers of the country been as prompt to defend
their own interests as they have the interests of others, they, too,
would before this have undertaken to save themselves bv an advance
in subscription price and in advertising rales. Under existing con
ditions they will be forced to do this sooner or later, and they can not
postpone it much longer without serious financial embarrassment to
many of them. Hundreds of the Mnalkr weeklies, including the re
ligious papers, which have had biit a very narrow margin between
loss and profit, will, wc fear, suffer most seriously, and many of them
disastrously, unless the public pre iptly recognizes the situation and
accepts an advance in subscription and in advertising rates and thus
saves the situation.
aborer, the mechani
lie day
the farmer and nearly all busi
ness interests, manufacturing and mercantile, under the activity of
the times, are showing larger earnings than for years. But the news
papers, as a whole, are meeting a more perplexing problem in the
doubling, and in some cases the trebling, of price of paper, and in the
absolute inability to contract in advance for supplies, than they have
ever had to face before. The statements which have recently appear
ed in the daily papers on the subject do not at all exaggerate the ser
iousness of the problem. Manufacturers' Record.
lieve Hint the Progressive party was
destined to be an Instrument to com-1
pel both of the other parties to put
forward their best idealisms and as
pirations. Many of those men be
lieved in Theodore Roosevelt as their
Moses to lead them out of the wil
derness. Their disappointment is
keen.
An announcement made by Wil
liam It. Pattangall, Democratic cam
paign manager in Maine, respecting
the probable division of the Progres
sive vote in that state during the
coming election, abounds in sound
reasoning whirh will carry satisfac
tion to all Democrats.
It is the first responsible declara
tion by an active political leader In
the h-M campaign which has been
started in that hitherto pivotal state.
Mr. I'attangall's statement will car
ry little comfort to the republicans
at home or abroad. They had tond-
hoped to fairly snatch Maine from
I hf Democrats while th" were not
looking and run away with it.
Mr. I'attangall's siimate is that
one-half of the men vs ho voted for
Gardner two years ago. and there
were 18.000 of t li-iii . will allign
themselves with tli Democratic par
ty this year. It will not be neoes-;
sary for the Democrats to share
equuly with the il -ptihlicans in a di-j
vision of the Progressive vole to car
ry the state this year.
Figuring on the basis of the 1914
campaign, considerably less than one
half of the Progressive vote will b
sudioient to carry Governor Curtis
through, and this being a national
campaign year it is fair to assume
that the vote will bp heavier than in
1914.
That the Republicans saw the
hand-writing on t lie wall when the
Progressives failed to put out a state
ticket in Maine is clearly manifest by
their sending a small army of ora
tors from congress to stir the waters
(Continued from page 1)
I.ADOK DAY WAS
A IIUiK NUVKMH
HERALD WELL WORTH COMMENT
The following is taken from the August number of The Nebraska
Printer, of Edgar, N'cbr. The Nebraska Printer is the official organ
of the Nebraska Press Association:
"The Alliance Herald is published with John V. Thomas as ed-
ium ami nioyu t,. i nomas as husiness manager. A sixteen-page two-'in that state.
section copy of this newspaper reached us the week of August 10 '
The Herald is brimming full of news and has a front page clean from I! UCu)DiOI 1 CTITC CIIO
ads. The advertisements are all well set with plenty of write space. NtonAoKA 0lA!t lAltl
I his paper is the official organ of the Nebraska Volunteer Firemen's ... , . ...
Association and it reach, s the headquarters for 15,000 valunteer fire- pULL BLAST
Fortunate this irovcninienl which, in peace, with malice tow ards ! Th.msaiuN of People Throng Fair
none, without CIlVV. without anv desire in tho i;i.m.t;.... f I Ground, which Incomes Third
looks across the wide ocean upon a shattered continent and" only fig
ures how it can best contribute after the war is ended in svmp'atbv
prize, Carl Iluechsenstein.
12. Double wheelbarrow rao,
100 yds. 1st prize, Ilutler and
Barnes; 2nd prize, Purdy and But
ler. 13. Married ladies' nail driving
contest. 1st prize, Mrs. Homer Wil
son; 2nd prize, Mrs. O. E. Williams;
3rd prize, Mrs. Curry.
14. Single ladies' nail driving
contest. 1st prize, Ketha Brodenck;
2nd prize, Orrel Sistick; 3rd prize,
Clara Sisley.
!!. Hoys' bicycle ifce. 1st prize
H. Campbell; 2nd prize, Howard
IjotspHrh.
16. --Girls' hasebail throwing con
test. 1st prize, Anna Keisor; 2nd
prize. Vivian Gilinoie; 3rd prize, Ma
bel Sibley.
17. Fat men's race, i0 yds. 1st
prize, Lloyd Thomas; 2nd prize, Johu
OKeefe.
18 Farmers' 100 yd. dash. 1st
firie. Mr. Pulman; 2nd prize, Mar
vin Colerick.
19. Single ladies' race, 50 yds.
1st prize, Ketha Broderlck; 2ud
prize, Oueta Blair.
20. Ladies' baseball throiwing
i content. 1st prize, Helen Hewitt;
2nd prize, Edith Vanderwark; 3rd
prize, F.lsie Heines.
21. Boys' bicycle race, 1 mile.
1st prize, Frank IaRiverie; 2nd
prize, Seaton; 3rd prize, Francis Ty
nan. 22. Greasy pig. Lambert Kniest.
23. Greasy pole contest, Elton
Ozumn.
24. Wrestling match, 1st fall.
Charles Purdy.
2 5. Baby contest. 1st prise.
Elizabeth Mark; 2nd prize, Bretta
Swaslnger.
26. Tug of war, boys. 1st prize,
Fleming, captain; 2nd prize, Butler,
captain.
27. Boxing match. Draw, Chaa.
Weaver, Kex Seaton.
Baseball game. Alliance 8; Hem
Ingford 7.
In the evening a good sized crowd
attended the ball given at the ttpera
house by the Alliance fire department.
City of Suite in Size
CURBING FOR BOX BUTTE AVENUE
Petitions arc now being circulated asking the city officials to
curb Box Butte avenue in the business district. The curbing installed
in other parts of the city has made such an improvement that steps
are being taken to put the main business street of the city in similar
good condition. This curbing is not expensive and will niake a great
improvement in tho appearance of the street, in addition to carrying
off the water from rain storms and melting snow. Property owners
w ho are asked to sign the petition should do so by all means. If thev
fed any hesitancy in the matter they should take a short yvalk to
some of the streets which have been improved and note the differ
ence. . .
in deeds, towards the healing of wounds, the. building up of' the spir
its of th ose people and .si reiii:thcuin'- them in the efVoii t..
the disasters which have befallen them. And in this work our peo
ple will know no (Jerman. no Frenchman, no Italian, no Russian, no
Briton m hostility, but all as fellow human beings in misfortune
tiovernor lluirlics is slill saying what ll.ev tell 1
out any display of that capacity for investigation
mm a reputation. On his western trip he .pioted the republican plat
form that "the democratic party has created since March 4. 1913,
50,000 offices outside the civil service law at an annual eoM to the tax
payers or the country of :? 1,000,000. " Republican spellbinders in
congress had already begun to reduce the figures. Pciiros got them
down to 'JO.OOO, and then Senator Sherman cut them down to 1 2,000.
Since that time they have been "thousands" number of thousands
not specified.
The Mechanics-American Bank, of St. Louis, in its monthly finan
cial Idler, states: "It is evident now that Fiirope will be forced to
v in i in- i mien niaies aiter uie war ends. .Negotia
tions under way show that this country will j. robablv do a lariro busi
ness with Iiussia as soon as trade channels are opened. The new fji
cilities of the Federal Reserve system are likely to be very helpful i
piomoiing iiicso connections. There will be in time a btoa
opmont of American banking institutions in foreign lands."
puts another spike in the "temporary prosperity" coffin of
publican candidate.
Pn
esident Wilson was given the lion's share of the eie.lit )'. il...
passage ol the ehild-labor bill by Representative Kdward Keatin"
sponsor of the measure, in a statement to the Chicago Journal, which
has consistently advocated this form of federal legislation "The
mothers of the land." said Mr. Keating, "blessed the president when
he kept us out of war with Kuropo, their prayers ascended to heaven
in his behalf when he proposed a peaceful solution of the Mexican
difficulty, and now from Maine to California, they are calling on (Jod
to safeguard him because he has become the emancipator of children
m industry. "
There has been a good deal of
competition of Nebraska cities, out
Hide of Omaha and Lincoln, as to
(Vhich lias the right to the distinc
tion of being the "third city" of the
state in size; but there is no doubt
which it is this week. It's the state
fair ground just outside the city of
. . ' Lincoln.
nut to sav with-! -i , . :.i
which once gave -!.! the largest Monday attend
ance iti the history of the Nebraska
slide fair. The attendance Tuesday
was si.uhtly le.-s, on account of rain
in the territory wit' in automobile
driving distance liom Lincoln, but
in only two other years has there
been ; larger Tuesday attendance.
The state fair mai.agement always
fears rainy days during the fair. The
fair board ued to pray for rain to
fall at night to lay the dust. Now il
is confronted with new troubles
Kain at any tiuie during the fair
kei'ps uutomobiles away from the
fair, and in this new ae much at
tendance is brought to the gates by
automobile instead of special rail
road trains. The rain Monday night
kept many people from coming in
autoieohiles. The fair management
i i had been cut down by several thous
. land by the rains of early Tuesday
morning. I'lit for tin rain conditions
' the attendance miuhi have broken all
Tuesday atleililam e records.
IVatnies 1. 1' ihe Fair
Wheu . Ruth. Lisw, the daring v
l-
ni
devd-
Whiel
the re
WANT AD DEPARTMENT
WANTED
LADY COOK WANTED, withoat
children. For ranch work. Phono
471. 39-tf-
W ANTED TTnTENTT
modem cottage. L. L. Covington,
Mgr. liaddoill Music House.
(illUi WANTED liiqu7IUAUl
mice Steam liniintirv.
38-tf-7512
WANTED ArT llaToinTtrTTt
Heme Restauran at once. Mrs. S. W.
.tail, Hennngford, Nebr.
32-tf-7410.
THE DOUBTFUL STATES
WORRY REPUBLICANS :
ranks of the new Democracy of
Wood row Wilson.
The activities of the Democracy in
Ohio are very manifest at the nres-
nt time. I'erhaim one of the most
j unique inscriptions that has been put
. forth in the ItreKenf riimtiikicn iu that
Sit. of .Mi. bigan to lie Ikitllfcntuiul emanating from Ohio. The r.-.rt,,,
presents a cake of Ice, and above it
is "Just Ice Hughes" with a splendid
asseiiitileisui aboit it.
mere u an interest and enthusi
IhU Year leaning; Strongly in
Favor of Democrac)
Michigan this year gives every
promise of being a genuine flghtinir
ground for Democracy. Reports from
the different cities are fast accumu
lating to prove this..
The presence of Wood row WiNon
at Detroit, ihe insurrection of the
rrogressives against the I'erkins
Koosevelt delivery, and the great
prosperity everywhere throughout
Michigan are leaning stronclv in fa
vor of Democracy.
.Mechanics who were getting two
md three dollars three years ago are
now leceiving from four to six Hol
lars, and they are content with pres
ent condition.
The mobilization of the troons to
wards the Mexican border has sent
a message home that no other single
act could to impress the people of
arix, brought her tlyer close to the
ground, two small boys looked in
wonder.
"Why he is coming on the ground"
exclaimed the smaller of lh two in
a burst of enthusiasm.
"lie ain't a him, it is a her." cor
rected the other.
it was on the midway that the
crowd was in it. element. Many peo
ple hung around the various freak
and show tents listening to the in
pired talk of the barkers as they
t old of the wonders to be found in
side the canvas tents. One barker,
who was unable to induce any of his
audience to plank down the cash and
walk inside, grew hoarse in his ef
forts to make good.
"What is the matter?" he cried.
"Can't you take my word for the
quality of the program Insidu the
tent? I will give every one of you
hack your money if you are not satis
(illtL WAXTKD Inquire at Atli
ance Steam l.mindr).
38-tf-7512
FOR RENT
WAXTKD Old tleuii rairs. Re txv
pound. Call ;ilO.
OR SALE
MISCELLANEOUS
I aaoney io .loan un real att.
I MONEY lo LOAN OuBoITbuuc
; uui land -.w laucbes in the eaua
tiills. No delay in making the Jcac.
iuujicn ou- ittiius ana iurnin ib
uioney at once. J. C. McCorkle, M
I'orkle lluliding. Alliance, Nebr.
l-tf-6554
RECORD FOR TRAINMEJI
Kail road mm can aecur a er ua
fu book at The Herald office. It le a
aally time book for trainmen and eo
lneMn. The price U reasonable,
t-tr- v 1 18
asm that Democracy has rarely seen but tnt frow1 was gone.
While there may be some question; If SOIU(bo(ly bumps Into you and
about Ohio clot-tine its Democratic "early exhausts your breath don't
gei rea in me race ami say some
thing. Just laugh and pass on. lit -
The Oolden state, too. has all the
ear marks of being added to the
Democratic ranks. On account of
the great disaffection caused by the
Progressive convention, California
is sorely nettled to a degree that it
has r.ever been in recent years. Most
of the loading Progressives, includ
ing ex-governor Hiram John.-on. and
a great number of other big guns
have started booming for Wilson and
any one acquainted with them can
readiK n mletKt : ml lli-ii t..-.; i
Michigan with the full benefit of the once sun;cd will not hu .....
nation of the Woodrow Wilson peace iler any condition. Joe Scott of
1a)8 Angeles, is Jubilant over the out
senator this year, the personality of
the president and the nrosneriiv nf
unio, all ooint Vt-rv strongly tounr.in ''IUM "u "re onunu io gei many a
Woodrow Wilson's success in Ohio i b,nP 08 a member of a big state fair
policy
It looks very dearly from all of
these reasons as If Michigan with its
former 75.000 Republican plurality
woul l be converted Into a good
working plurality for Democracy and
Woodrow Wilson.
A close observer of the conditions
in Ohio is even more emnhatic in
the declaration that Ohio will be a
positive asset to the Woodrow Wil
son election this year. Some of the
most conservative business men of
Cleveland. Toledo, and other Import
ant cities are making the onen dec
laration that Ohio will be Democrat
ic mis year.
look for Wilson. Through northern
'California, in Keene and Kern eoun-
Itles and into Frisco itself there is a
(pervading spirit that Wilson will win
I in California.
Massachusetts, the old Hay state,
Ihe, home of Cabot Lodge and former
J Senator Murray Crane, i also teem
ing over with disailectiou towards
' the standpatti is.
! Matthew Hale, one of the most
conspicuous of the Progressives, has
openly come forth against any Progressive-Hughes
combination. The
feeling there in Koston, Lowell.
t Lynn. Fall River, Springfield and
crowd. The latter is characterized
by the ability to stand any amount of
bumping and shoving because every
body concerned is in a happy-po-lucky
frame of mind and takes no
offense.
Rox Rutte and other wetern coun
ties have very creditable showings
in the agricultural exhibits. The dis
play from this county is not as large
ut in fnrmer venrtz hut la twnnA Tt lo v. . . . .. . t . . .
, " 'u"im win p n sorgiium crons nnil
n. charge of K. T Kibble assisted by j broom corn. The weather wa, fay
others. If they bring back as many orable for hay, tobacro JralSS and
t'o'irs-msne'd y"ar V"rho,,y tannin, and 11a, harVeT has b2
' --Mia ai-tio ait- in uir i ii rviisri
igan, but are making favomhiA nr
i- . i. . .
MOVE Fl'RXHTKK SAFELY
We have equipped our dray wa
tna and autc truck with the latest
appliances for moving furniture
without marring or scratching or
damage. Up-to-date wagon pad
will be used by us on all movln Jobs
juiiix u. o-v i iitii, Phone 16.
37-tf-5950
Money to loan on real estate. No
unnecessary delay in getting loan.
Apply to H M. Bullock, Room 4, Red
dish Blosa. Alliance.
ioveriuueiit frop lt-xrt
Washington, Sept. 6 Corn is ma
turing rapidly, and bulk of crop will
be safe from frost in ten to fifteen
days in the extreme north portion, or
about the average tirst frost date.
The northern part of the central
states needs twenty to thirty days
more, which will bring it safely
ahead of the average killing frost. In
the southern part of the central
states the expected date of maturing
is ten days or more earlier than the
average killing frost date. Canning
of sweet corn has begun in New Eng
land. Rains in K:m:a i. n a fin-
me appointment Of th Hi-refnrv Holvnke uhuru munv
or war and the recent appointment abide, is very strong in its resent
of the supreme court Justice, both of meut against the apparent bargain
whom are held In high esteem by the sale of the Proeressives at the Chica
people of Ohio, will give an addd In- ! co convention.
centive for the Ohloans to join the! Many of those men sincerely be-
Scotts Bluff county people are en
thusiastic of course over the sugar
beet industry and have it well rep
resented at the-atate fair. With one
of the largest beet sugar factories at
St-ottsbluff, another being completed
ready for this year's crop of beets at
tiering, and arrangements under way
for the construction of a third at
Bayard next year, the North Platte
vsMley is forging to tho front as the
best sugar beet section of the Unit
ed States.
UIIIL WAXTKD Inquire at Allt
ance Steam Laundry.
38-tf-7512
Mrs. E. O. Strand of Arvada. Wyo.,
submitted to an operation Monday
for appendicitis. Mrs. Strand is re
ported to be doing nicely. Alliance
people will remember Mrs. Strand as
being Elvira Williams.
si ess in me western section. Buck-
wneat is improving. The ground is
more favorable for plowing, and
work is progressing, except In a few
sections. Potatoes are showing the
damaging effect of high summer
temperature. Pastures need rain in
parts of the East, but ranges are in
excellent condition in much of the
West.
L. A. WELSH.
Meteiologist, Weather Bureau.
First llaptist Church
Sunday school, 10 a. m.
Preaching. 11 a. m. and 7:30 p. m.
Voung people's. 6:30 p. m.
Lord's Supper following the morn
ing service. Every member Is urged
to be present.
Thursday, mid week service, 7:30
p. m.
