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About The monitor. (Omaha, Neb.) 1915-1928 | View Entire Issue (Aug. 4, 1921)
Types of Homes Owned and Occupied by our Citizens A Few Helpful Suggestions The furnishing of the home is not a dreaded task when you | are satisfed that you are going to be able to have just the kind of furnishings you want, but if price on the better kind j compel you to be satisfied with the cheaper qualities then the pleasure of refurnishing is lost. Our Policy is to Satisfy We can furnish your home with the very best quality in all the modern designs and finishes or the plainer styles if you choose. Our stock now7 is very complete and it is all j marked at the new July reductions as we do not have a large stock of high price merchandise to dispose of line all the larg er stores. The reason we can sell cheaper Because w7e have exceptionally low rent with very light f operating expense with no outside warehouse rentals, and because we operate two stores. ALL COLUMBIA RECORDS 10 INCH || NOW ON SALE AT 60c. Terms if Desired. Dolan & Shields Furniture Co. nc. I Two Stores 24th and Lake 2oth and Leavenworth Wlebster 0864 Atlantic 2080 ' HOW SAVINGS AND KHEDING AND l-OAN ASSOCIATIONS MAKE IT EASY TO OWN YOI R OWN HOME. By Chester C. Wells, j Secretary-Treasurer State Savings and Loan Association. We are all familiar in picture and story with the great mountainous rock called Gibralter, which rises huge and ; gigantic, a silent sentinel, guarding the narrow entrance to the spacious waters of the Mediterranean Sea. We are told hov#fhls massive natural for tress is honey-combed with passages and rooms containing every modern weapon of defense to ward off if nec essary a too inquisitive enemy. Here in our own America, the home of the free and the hope of the op pressed there is a mighty bulwark, a great first line of defense that watches I over and preserves the blessed boon I of American liberties so dearly bought : and so dearly prized, and with due | acknowledgment to Divine Provl I Loan Association In the city out of ex istence. What a wonderful working agent would be gone from the business world. What a boon wrould be lost to the small saver and investor and what a friend would be erased from the realm *)f the home owner! Then in a most forcible manner would we be brought to realize their valuable nec essity, and ‘so while we have them •here, ready to be our agent and our friend they are deserving of our most constant support. One thing in connection with these Associations we must remember is that they are not owned or controlled by any individuals or groups for their exploitation and gain. They are mu tual organizations controlleu by the depositors as share-holders who have a voting voice in its management and operation. They are carefully super vised by the State Banking Department and the officers are simply trustees, responsible for the safe handling of the peoples money. They have safely survived the storms of financial de pressions for over a quarter of a cen much happiness out of life and as much joy from our money as we can. but to do this we must put something back, for the old maxim still holds true that we get just as much good out of a thing as we are willing to put into it, for property and accumula tions are nothing more or less than the fruit of our persistent labors. What would a reduction in salary mean to you? We have all coine to re alize that we are passing through the strenuous process of deflation and it is a hard lesson. Many of us have already suffered shortened Incomes and have been obliged to adjust our selves accordingly. But suppose that all of us should receive ji cut of twenty per cent on our salaries and wages tomorrow. We would manage to get along somehow. Then why not make a contract with ourselves while there is yet time to anticipate such a reduction ami pay the money to our selves Instead of someone else, by lay ing it away as a savings account and allowing it to accumulate with inter est, month by month. We would find that we could get along fairly well on less and in the end we would pay our selves the dividend. The discipline of such a contract regularly carried out would mean much for our future happiness and our value as citizens in the community. Then there is the incentive of sav ing for some real purpose. The vision of some worthy goal will often lead us on over stony paths with light heart edness and vigor. We may have var ious objectives. It may be home fur nishings, a piano perhaps, or a long cherished vacation trip, or just for a rainy day, but usually it is for a home. There is the embodimefit of all our dreams, and the foundation of our various hopes. No matter where we wander, or what we may acquire or become, nevertheless, we are bound to drift back to the secret longing, the inborn dsire for our own doorstep and fireside. Those of us who have been obliged j to temper our actions to the grim rul- : ings of the periodic landlord realize this with true experience. As long as I there is no other way we appreciate J the privilege of being under a roofj which some one else’s thrift has pro- j vided, but we do not relish it as a per- I manent dish. We glory rather in the j -1 I Pressed Brick Kesidence of Or. J. H. Hutten, l«24 North SSrd St. Ilumraloo of .lames IV Headley, 3011 North 2*1 li V\e. I f - -V : •.■JKZLa&tiaz/-,-.XT Itesidenre of Mr- and 4lr». Luther 4. Dillard, 301 So. 24th Ave. Home of Harry Lelaml, 2*24 North 26th Street I-1 _ -butters STUDIO! pressed Brick Flats of J. H. Broomfield, 24th and Lake Streets Residence of I>. W. McQueen, 3709 Charles Street I---I-—:—7,— ---1 Pretty Block oa West Maple Street Showing Homes of Joseph LaConr and Robert T- Walker la foreground Home of Dr L. K. Drift, St. ilence, this American safeguard is | tury and stand as a beacon light of nothing more than the bulwark of the refuge to thousands of thrifty citizens, modest American home. We are all As liberty loving folk we are con aware of this and boast as a desirable stantlv taught the truth which history asset the number of home owners in . verywhere affirms, that all good hab ; any community, and we take special its and all great virtues are capable ’pride in the development and com of and demand cultivation. For, after fort of each individual home. all, we must remember that thrift is Granting then that the home is such not stinginess. It is merely common an ideal thing and so much to be de- sense in the management of money ! sired, let us consider why it is that .---, I7~TTT— Home of >ate Hunter, 2012 V 2Mh *it. Omaha Is blest with such an unusual number of contented and satisfied home owners. Statistics at best are often dry and uninteresting, but they form the best of indisputable evidence, and our answer is certainly found in | the fact that ten Savings and Building and Loan Associations in the city with aggregate deposits of upwards of fifty ! milions of dollars, have made it not ionly possible, but easy to own and I support your home. We cannot deny ! that Savings and Loan Associations | fill a great double need in any com 1 .. 11 ' " and our mode of living. It is m t easy to be thrifty and save money any more than it is easy to be good. We eed encouragement and help and must keep eternally at it. The habit of saving builds for us not only con tentment and fortune, but also charac ter and good citizenship. The habit of saving builds character for the reason that it means self-denial from momentary pleasures, and some of the “Hillerest,” Home of Alfred Jones, 2*11 Caldwell Street munity, and in the State of Nebraska with its favorable protective laws this is especially true. They receive the various savings from thrifty people and pay them a maximum rate of inter est in keeping with safe security, which they can not receive on such small amounts in any other way. These sums are loaned out at a fair and reasonable rate of interest to home builders and home purchasers asking them to repay the amount in small monthly installments. So suc cessful and popular has been the op eration that in Omaha we not only have a city of home-owners, but as evidence of the thrift of our people we boast the largest Building and Loan Association in the country. In countless ways the activities of Building, Savings and Loan Associa tions of Nebraska stimulate the cur rents of business in their respective communities. Loans for new con struction and reconstruction means employment for skilled labor, more: business for material men, and more business agression in all lines. Fam ilies and individuals with homes and savings funds are alike immune from the temptations of prosperity and the fears of adversity. Suppose we were to wake up some morning and find every Savings and tinsel things which money will buy, and so it means a thoughtful laying by of our treasure for the time when we can no longer labor and accumu late and thus we emancipate ourselves from dependence and the possibility of being a charge upon the community in old age, and this means good cit izenship. Some people grow rich on small in comes while others find themselves poor on large incomes, and the reason Is plain. We are entitled to derive as Home of Janie* II Smith. 1040 North 34th Street privacy and supreme independence of j owning a piece of this old earth that i we can call our very own with a mod est covering over our heads where tired feet and happy hearts are blend ed into the true fellowship of peace and contentment called Home. THE IMPORTANCE <H PA IN TIN (i. Many people fail to grasp the idea of the Importance attached to the painting of their buildings every three to five years. The actual cost of the best grade of paint needed for the ordinary sized house is around 120.00, and will last five years, therefore the cost of paint on your home for this period is but slightly in excess of lc per day. Aside from the satisfaction attained by the j lover of the ‘‘Home Beautiful", at the appearance of a well <pa!nted proper ty, there is also something to be said In regard to sanitation, as the spread of many diseases is made less possi ble by timely painting. Again there is the added value given to any property and the preservation of same, as practical tests have proven beyond all doubt that well painted sur faces will wear at least twice as long as lumber that has been neglected. At an outlay of little money, as compared with the return value you secure, you can refinish your wood work, floors, furniture, etc. Paint prices are low as compared with other building costs, and it is Home of Louis W. Kina, 20* 1 Maple Street far cheaper to preserve than to re place. Caution should be used In your pur chases, and buy from a firm that sells only dependable material, and that will stand back of every sale. It Is (Continued on Page 12.) Which Shall it Be? {Thrift or Drift! I .— —= i • } 1 Don’t Spend All You Earn $ j How would a cut of ten pei cent affect YOU? Make i | that cut yourself and pay the money to yourself by laying it f j aside in a savings account: j WE PAY 6% ON SAVINGS COMPOUNDED SEMI- ! I ANNUALLY $ 1 State Savings and ( Loan Association | Ground Floor Keehne Building 315 South 17th St. ! i___ i. II Drive Home WHfiri l[| jj This Thought|W ' jij | Consistent saving, dollar by dol- ’nj | mKfi] I I jj iij lar, like the nails in a house, will [ l|?y|jfl!j|l}! U I j | jj build a competence to protect j j pS*-j±u| 0 j ill you in days to come. I i i ll Resources of ..$17,500,000.00 hi Reserve.$675,000.00 fcl xSjfl ffj j.' I Experience.30 years j ||1| ||un ill We invite you to invest your sav | | ings with us and participate in liLflUi SB glgEljj .1 : | our semi-annual' dividends. mill W,;*) I ' as thousands of others have _ I Ej.illlll . | for years_ HP I ELECTRIC ! | WASHERS. | and | | Vacuum Cleaners I | - | V Always Make the Home | 4 ;: ^ More Beautiful. | |j Why Not You? | Hodge Electric Co. f :: 24th & Lake St. Phone Web. 0582 $